What are the current interest rates at Spring Bank Bronx, NY?

Current rates for Spring Bank Bronx, NY include: 12-Month CD: 3.75%, 24-Month CD: 3.50%, 36-Month CD: 3.50%, 48-Month CD: 3.50%, 60-Month CD: 3.50%, MMA: 3.35%

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Spring Bank Bronx, NY

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Spring Bank Bronx, NY Rates & Review September 2026

Q: How many branches does Spring Bank Bronx, NY operate?

Spring Bank Bronx, NY currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Spring Bank Bronx, NY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Spring Bank Bronx, NY provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Spring Bank Bronx, NY's 1-Months 1 1/2 Years (18-Month) Certificate of Deposit rates are at 3.75%, 1 Year (12-Months) 1 Year (12-Month) Certificate of Deposit rates are at 3.75%, 180 Day (6-Months) 180 Day (6-Month) Certificate of Deposit rates are at 3.67%, 2 Years (24-Months) 2 Years (24-Month) Certificate of Deposit rates are at 3.50%, 3 Years (36-Months) 3 Years (36-Month) Certificate of Deposit rates are at 3.50%. Spring Bank Bronx, NY's money market rates are at 3.35%. MonitorBankRates evaluates the financial stability of Spring Bank Bronx, NY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.06%. Rates last updated and verified on 09/20/2026.

Spring Bank Bronx, NY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spring Bank Bronx, NY? Share your experience about Spring Bank Bronx, NY by leaving a review below, or read customer reviews before you decide to use Spring Bank Bronx, NY.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.06%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Spring Bank

69 E 167th St
Bronx, NY 10452

https://www.spring.bank

Spring Bank Bronx, NY CD Rates

Product	Rate	APY	Term
1 1/2 Years (18 month) Certificate of Deposit	3.68%	3.75%	1 months
Min Deposit $250 Details Term: 1 1/2 Years (18 Months) Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
1 Year (12 month) Certificate of Deposit	3.68%	3.75%	1 Year (12 months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
180 Day (6 month) Certificate of Deposit	3.60%	3.67%	180 Day (6 months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
2 Years (24 month) Certificate of Deposit	3.44%	3.50%	2 Years (24 Months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
3 Years (36 month) Certificate of Deposit	3.44%	3.50%	3 Years (36 Months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
4 Years (48 month) Certificate of Deposit	3.44%	3.50%	4 Years (48 Months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
5 Years (60 month) Certificate of Deposit	3.44%	3.50%	5 Years (60 Months)
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
90 Day Certificate of Deposit	3.20%	3.25%	90 Day
Min Deposit $250 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%

Spring Bank Bronx, NY Savings Rates

Product	Rate	APY
Holiday Club Accounts	3.54%	3.60%
Min Deposit $10 Min Balance $10 Details Minimum Average Daily Balance to earn APY: $10 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
Vacation Club Accounts	3.54%	3.60%
Min Deposit $10 Min Balance $10 Details Minimum Average Daily Balance to earn APY: $10 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%

Spring Bank Bronx, NY Money Market Rates

Product	Rate	APY
Money Market	3.30%	3.35%
Min Deposit $500 Min Balance $500 Details Minimum Average Daily Balance to Earn APY: $500 to $999,999.99 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%
Money Market	3.30%	3.35%
Min Deposit $500 Min Balance $1,000,000 Details Minimum Average Daily Balance to Earn stated APY: $1,000,000 and above Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%

Spring Bank Bronx, NY Checking Rates

Product	Rate	APY	View More
Interest Checking	0.25%	0.25%
Min Deposit $500 Min Balance $500 Details Minimum Average Daily Balance to Earn APY: $500 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%

Spring Bank Bronx, NY Other Rates

Product	Rate	Points	APY/APR	Term	View More
Interest on Lawyer Accounts	3.30%	-	3.36%
Min Deposit $0 Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.06%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Spring Bank Bronx, NY’s Texas Ratio fell from 11.84% in Q3 2023 to 3.06% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$641M	3.06%	5.0	A+
March 31, 2026	$647M	4.27%	5.0	A+
December 31, 2025	$558M	4.44%	5.0	A+
September 30, 2025	$543M	6.32%	5.0	A
June 30, 2025	$516M	6.61%	5.0	A
March 31, 2025	$500M	6.70%	5.0	A
December 31, 2024	$472M	10.17%	5.0	A
September 30, 2024	$460M	10.25%	5.0	A
June 30, 2024	$452M	13.78%	5.0	A
March 31, 2024	$428M	5.50%	5.0	A+
December 31, 2023	$411M	9.38%	5.0	A
September 30, 2023	$404M	11.84%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Spring Bank Bronx, NY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Spring Bank Bronx, NY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Spring Bank Bronx, NY's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Spring Bank Bronx, NY

Bank Holding Company CHECKSPRING COMMUNITY CORP

Address 69 E 167th St, Bronx, NY 10452 · Bronx

Website https://www.spring.bank

FDIC Certificate # 58668

Established 20071026

FDIC Insurance Date 20071026

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.06%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7087%

Return on Equity (ROE) 12.1600%

Non-Performing Loans (NPL) 0.42%

Total Assets $640,951,000

Total Deposits $549,149,000

Equity Capital $88,996,000

Net Income $5,257,000

Headquarters Bronx

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Spring Bank Bronx, NY earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Spring Bank Bronx, NY

How many branches does Spring Bank Bronx, NY operate?

Spring Bank Bronx, NY currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Spring Bank Bronx, NY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Spring Bank Bronx, NY provides members with tools to manage their accounts and build a solid financial history.

Does Spring Bank Bronx, NY offer online and mobile banking?

Most modern institutions like Spring Bank Bronx, NY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.spring.bank.