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Spring Bank Bronx, NY Rates & Review April 2026

Spring Bank Bronx, NY's 18 Certificates of Deposit 1 1/2 Years rates are at 4.00%, Certificates of Deposit 1 Year rates are at 4.00%, Certificates of Deposit 180 Day rates are at 3.95%, 24 Certificates of Deposit 2 Years rates are at 3.75%, 36 Certificates of Deposit 3 Years rates are at 3.75%. Spring Bank Bronx, NY's savings rates are at 3.75%. Spring Bank Bronx, NY's money market rates are at 3.50%. MonitorBankRates evaluates the financial stability of Spring Bank Bronx, NY with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.84%. Rates were last updated on 04/11/2026.

Spring Bank Bronx, NY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spring Bank Bronx, NY? Share your experience about Spring Bank Bronx, NY by leaving a review below, or read customer reviews before you decide to use Spring Bank Bronx, NY.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.84%
Excellent Higher than avg
Spring Bank Bronx, NY
69 E 167th St
Bronx, NY 10452
https://www.spring.bank
Member FDIC

Spring Bank Bronx, NY CD Rates

Product Rate APY Term View More
18 Certificates of Deposit 1 1/2 Years 3.93% 4.00% 18
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
Certificates of Deposit 1 Year 3.93% 4.00% 1
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
Certificates of Deposit 180 Day 3.87% 3.95% 180
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
24 Certificates of Deposit 2 Years 3.68% 3.75% 24
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
36 Certificates of Deposit 3 Years 3.68% 3.75% 36
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
48 Certificates of Deposit 4 Years 3.68% 3.75% 48
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
60 Certificates of Deposit 5 Years 3.68% 3.75% 60
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%
Certificates of Deposit 90 Day 3.20% 3.25% 90
Min Deposit $250
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%

Spring Bank Bronx, NY Savings Rates

Product Rate APY View More
Savings & IRA Savings 3.68% 3.75%
Min Deposit $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%

Spring Bank Bronx, NY Money Market Rates

Product Rate APY View More
Money Market 3.44% 3.50%
Min Deposit $500
Min Balance $500
Details Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%

Spring Bank Bronx, NY Checking Rates

Product Rate APY View More
Interest Checking 0.25% 0.25%
Min Deposit $500
Min Balance $500
Details Minimum Average Daily Balance to Earn APY: $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.84%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Spring Bank Bronx, NY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Spring Bank Bronx, NY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Spring Bank Bronx, NY's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Spring Bank Bronx, NY
Bank Holding Company CHECKSPRING COMMUNITY CORP
Address 69 E 167th St, Bronx, NY 10452  ·  Bronx
FDIC Certificate # 58668
Established 10/26/2007
FDIC Insurance Date 10/26/2007
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
11.84%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8332%
Return on Equity (ROE) 14.8800%
Non-Performing Loans (NPL) 1.02%
Total Assets $558,136,000
Total Deposits $471,664,000
Equity Capital $84,367,000
Net Income $8,030,000
Headquarters Bronx
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

GWzO
★★★★★
December 17, 2025
MTGj
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Spring Bank Bronx, NY

Is Spring Bank Bronx, NY a safe place to deposit money?

Yes, Spring Bank Bronx, NY is considered a safe financial institution. With a Texas Ratio of 11.838090295797%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Spring Bank Bronx, NY operate?

Spring Bank Bronx, NY currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Spring Bank Bronx, NY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Spring Bank Bronx, NY provides members with tools to manage their accounts and build a solid financial history.

Does Spring Bank Bronx, NY offer online and mobile banking?

Most modern institutions like Spring Bank Bronx, NY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.spring.bank.

Current Spring Bank Bronx, NY Rates

  • 12-Month CD4.00%
  • 24-Month CD3.75%
  • 36-Month CD3.75%
  • 48-Month CD3.75%
  • 60-Month CD3.75%
  • Savings3.75%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.