Old Point National Bank of Phoebus CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.58%, 6-month CD rates at 4.23% and 3-month CD rates at 2.53%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.55%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Old Point National Bank of Phoebus's 6-Month CD special rates are at 5.00%, 10-Month CD special rates are at 4.50%, 24-Month CD special rates are at 4.25%, 42-Month CD special rates are at 4.00%, 58-Month CD Bump Up special rates are at 3.50%.

Old Point National Bank of Phoebus

To see how these rates compare to Old Point National Bank of Phoebus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Old Point National Bank of Phoebus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Old Point National Bank of Phoebus CD rates. You can also compare Old Point National Bank of Phoebus savings rates, MMA rates and mortgage rates using our other rate lists.

Old Point National Bank of Phoebus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old Point National Bank of Phoebus? Share your experience about Old Point National Bank of Phoebus by leaving a review below, or read customer reviews before you decide to use Old Point National Bank of Phoebus.

Old Point National Bank of Phoebus Texas Ratio

Old Point National Bank of Phoebus's Texas Ratio is at 5.80%, which is considered excellent. The Texas Ratio for Old Point National Bank of Phoebus is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Old Point National Bank of Phoebus is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
4.25%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Old Point National Bank of Phoebus
1 W Mellen St
Hampton, VA 23663
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Old Point National Bank of Phoebus CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
6-Month CD special
5.00%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
10-Month CD special
4.50%
$1,000
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
24-Month CD special
4.25%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
42-Month CD special
4.00%
$1,000
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
58-Month CD Bump Up special
3.50%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Old Point National Bank of Phoebus Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
18-Month CD (Certificate)
5.20%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
9-Month CD (Certificate) No Penalty
5.00%
$1,000
Generations Commercial Bank
10-Month CD
5.00%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
6-Month CD
4.91%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.90%
$10,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
13-Month CD promo special
4.85%
$1,000
Napoleon State Bank
Napoleon State Bank
12-Month CD
4.85%
$500
PCSB Bank
PCSB Bank
12-Month CD
4.75%
$500
Murray Bank
Murray Bank
6-Month CD
4.65%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
4.50%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
9-Month CD
4.50%
$1,000
Alliant Credit Union
Alliant Credit Union
36-Month CD jumbo certificate
4.30%
$75,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
18-Month CD special
4.25%
$25,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
4.04%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
Payroll Plus Checking
4.04%
$100
City Credit Union
City Credit Union
48-Month CD certificate
3.80%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD term share
3.65%
$500
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.56%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
24-Month CD (Certificate)
3.04%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
24-Month CD
3.03%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
3-Month CD
2.63%
$1,000
United Republic Bank
United Republic Bank
48-Month CD
2.50%
$1,000
Associated Bank
Associated Bank
Relationship Savings Platnium
2.40%
$10,000
North Star Bank
North Star Bank
48-Month CD
2.37%
$500
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
First County Bank
First County Bank
High Yield Checking
2.22%
$1
FNB Community Bank
FNB Community Bank
18-Month CD
2.12%
$1,000
Badger Bank
Badger Bank
Go Green NOW Checking
2.02%
$100
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD certificate
2.02%
$1,000
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
Bank of Hindman
Bank of Hindman
36-Month CD
1.76%
$1,000
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Home Savings Bank, FSB
Home Savings Bank, FSB
24-Month CD
1.51%
$500
Greenstate Credit Union
Greenstate Credit Union
RewardsPlus Checking
1.50%
$50
Roxboro Savings Bank
Premium Money Market
1.25%
$100,000
Fayetteville Bank
Fayetteville Bank
18-Month CD
1.06%
$1,000
Fulton Bank
Fulton Bank
24-Month CD
0.95%
$1,000
FNB in Taylorville
FNB in Taylorville
36-Month CD
0.80%
$1,000
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
BankGloucester
BankGloucester
6-Month CD
0.35%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
First Bank Waverly, IA
First Bank Waverly, IA
Money Market Account
0.30%
$5,000
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
FSB of Burnet
FSB of Burnet
Savings Account
0.25%
$0
Bank Forward
Bank Forward
Regular Savings
0.25%
$200
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
12-Month CD
0.20%
$1,000
Education Credit Union
Education Credit Union
Share Savings
0.20%
$100
Capital Bank TX
Capital Bank TX
Checking Account Capital Now
0.15%
$100
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Old Point National Bank of Phoebus Information

Old Point National Bank of Phoebus
1 W Mellen St
Hampton, VA 23663
Hampton City
Established Date: 11/04/1922
FDIC Certificate #: 6892
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: OLD POINT FINANCIAL CORP
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Old Point National Bank of Phoebus FDIC Insured? Yes
What is Old Point National Bank of Phoebus's Cert number? 6892
What is the maximum amount for insured deposits? $250,000 per holder, per account

Old Point National Bank of Phoebus Financials

Total Assets:
$1,407,919,000
Total Deposits:
$1,204,461,000
Equity Capital:
$120,504,000
Domestic Deposits:
$1,204,461,000
Net Income:
$3,487,000
Return on Assets:
0.7470%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.2196%
Pretax Quarterly Return on Assets:
1.2200%
Return on Equity:
8.6900%
Quarterly Return on Equity:
12.1300%
Common Equity Tier 1 Capital Ratio:
11.3040%
Tier 1 Risk-Based Capital Ratio:
11.3040%
Leverage Tier 1 (Core Capital) Ratio:
9.4528%
Total Risk-Based Capital Ratio (YTD):
12.2068%
Total Interest Income (YTD):
3.7021%
 
 
Headquarters:
Hampton
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Hampton City
# of Offices:
15
Metropolitan Statistical Area (MSA):
Virginia Beach-Norfolk-Newport News, VA-NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

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