Old Point National Bank of Phoebus CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Old Point National Bank of Phoebus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Old Point National Bank of Phoebus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Old Point National Bank of Phoebus CD rates. You can also compare Old Point National Bank of Phoebus savings rates, MMA rates and mortgage rates using our other rate lists. Old Point National Bank of Phoebus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old Point National Bank of Phoebus? Share your experience about Old Point National Bank of Phoebus by leaving a review below, or read customer reviews before you decide to use Old Point National Bank of Phoebus. Old Point National Bank of Phoebus Texas Ratio Old Point National Bank of Phoebus's Texas Ratio is at 2.63%, which is considered excellent. The Texas Ratio for Old Point National Bank of Phoebus is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Old Point National Bank of Phoebus is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Old Point National Bank of Phoebus Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Old Point National Bank of Phoebus rate data right now, check back for updates, we are adding rates all the time. Old Point National Bank of Phoebus InformationOld Point National Bank of Phoebus
1 W Mellen StHampton, VA 23663 Hampton City Established Date: 11/04/1922 FDIC Certificate #: 6892 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: OLD POINT FINANCIAL CORP How Many Domestic U.S. Offices? 15 How Many Branches are There? 15 Website: https://www.oldpoint.com
Is Old Point National Bank of Phoebus FDIC Insured? Yes
What is Old Point National Bank of Phoebus's Cert number? 6892
What is the maximum amount for insured deposits? $250,000 per holder, per account
Old Point National Bank of Phoebus FinancialsTotal Assets:
$1,436,417,000
Total Deposits:
$1,231,792,000
Equity Capital:
$126,041,000
Domestic Deposits:
$1,231,792,000
Net Income:
$2,068,000
Return on Assets:
0.7281%
Quarterly Return on Assets:
0.5800%
Pretax Return on Assets:
0.6739%
Pretax Quarterly Return on Assets:
0.6700%
Return on Equity:
8.7300%
Quarterly Return on Equity:
6.5900%
Common Equity Tier 1 Capital Ratio:
11.2903%
Tier 1 Risk-Based Capital Ratio:
11.2903%
Leverage Tier 1 (Core Capital) Ratio:
9.4779%
Total Risk-Based Capital Ratio (YTD):
12.2752%
Total Interest Income (YTD):
4.9874%
Headquarters:
Hampton
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Hampton City
# of Offices:
15
Metropolitan Statistical Area (MSA):
Virginia Beach-Norfolk-Newport News, VA-NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsableBanking, a division of Northeast Bank 1 Year CD rates are now at 0.65 percent with a yield of 0.65 percent. View current 1 Year CD rates at ableBanking, a division of Northeast Bank below.
Interest rates remain stable as the the next potential financial disaster created by Congress will be upon us in just over a month. The sequester of federal spending cuts to both domestic and defense programs is so front-loaded, the economy would certainly fall back into another recession.
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Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 4.07% and 3-month CD rates at 3.00%. Current savings rates are at 0.45% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.24%. Credit Card rates are at 18.00%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. 
The current average auto loan rate on our 3 year new auto loan rate table is 5.053 percent. Again, these are the average rates so you can find rates a lot lower than the average. Right now on our 
