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West Town Bank & Trust

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West Town Bank & Trust Rates & Review May 2026

Q: How many branches does West Town Bank & Trust operate?

West Town Bank & Trust currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, West Town Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, West Town Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare West Town Bank & Trust rates to other rates in our database, including 12-month CD rates currently at 2.78%, 6-month CD rates at 3.55% and 3-month CD rates at 0.05%. Savings rates are at 0.35% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 6.05%. All these rates can be compared to West Town Bank & Trust rates. MonitorBankRates evaluates the financial stability of West Town Bank & Trust with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 26.98%. Rates were last updated on 05/15/2026.

West Town Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Town Bank & Trust? Share your experience about West Town Bank & Trust by leaving a review below, or read customer reviews before you decide to use West Town Bank & Trust.

Overall Health & Safety Grade

Average Health Score: 77/100

MonitorBankRates Rating

4.0

Excellent Out of 5.0 Stars

Texas Ratio

26.98%

Good Higher than avg

West Town Bank & Trust

7820 W 26th St
North Riverside, IL 60546

Current Rate Availability

We do not have West Town Bank & Trust rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for West Town Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather West Town Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with West Town Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name West Town Bank & Trust

Bank Holding Company INTEGRATED FINL HOLDINGS INC

Address 7820 W 26th St, North Riverside, IL 60546 · Cook

Website https://www.westtownbank.com

FDIC Certificate # 28151

Established 01/01/1922

FDIC Insurance Date 08/09/1989

Domestic Offices 1

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 77/100

4.0

Excellent Out of 5.0 Stars

26.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.5129%

Return on Equity (ROE) 21.9500%

Non-Performing Loans (NPL) 2.74%

Total Assets $518,401,000

Total Deposits $453,930,000

Equity Capital $61,841,000

Net Income $3,351,000

Headquarters North Riverside

Total Offices 1

Source: FDIC | Last Updated 09/30/2024

Customer Reviews

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Frequently Asked Questions About West Town Bank & Trust

How many branches does West Town Bank & Trust operate?

West Town Bank & Trust currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, West Town Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, West Town Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does West Town Bank & Trust offer online and mobile banking?

Most modern institutions like West Town Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westtownbank.com.