TrustCo Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 1.50% and 3-month CD rates at 0.90%. Current savings rates are at 4.08% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 29.24%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. TrustCo Bank's 12-Month CD rates are at 4.00%, 48-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%, 18-Month CD rates are at 1.50%. TrustCo Bank's savings rates are at 0.06%. TrustCo Bank's money market rates are at 0.05%.
To see how these rates compare to TrustCo Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from TrustCo Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with TrustCo Bank CD rates. You can also compare TrustCo Bank savings rates, MMA rates and mortgage rates using our other rate lists. TrustCo Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TrustCo Bank? Share your experience about TrustCo Bank by leaving a review below, or read customer reviews before you decide to use TrustCo Bank. TrustCo Bank Texas Ratio TrustCo Bank's Texas Ratio is at 3.16%, which is considered excellent. The Texas Ratio for TrustCo Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, TrustCo Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. TrustCo Bank CD Rates and Interest Rates
TrustCo Bank
12-Month CD
4.00%
$500
TrustCo Bank
60-Month CD
1.50%
$500
TrustCo Bank
48-Month CD
1.50%
$500
TrustCo Bank
36-Month CD
1.50%
$500
TrustCo Bank
24-Month CD
1.50%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare TrustCo Bank Rates with Other Competitive Bank and Credit Union Rates
Balboa Thrift and Loan Association
6-Month CD
4.45%
$10,000
Waterman Bank
Money Market
4.07%
$0
Mid-America Bank
12-Month CD
4.04%
$500
Cendera Bank
18-Month CD
3.95%
$1,000
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 28, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. TrustCo Bank InformationTrustCo Bank
1 Sarnowski DrGlenville, NY 12302 Schenectady Established Date: 01/01/1925 FDIC Certificate #: 31945 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: TRUSTCO BANK CORP NY How Many Domestic U.S. Offices? 140 How Many Branches are There? 139 Website: https://www.trustcobank.com
Is TrustCo Bank FDIC Insured? Yes
What is TrustCo Bank's Cert number? 31945
What is the maximum amount for insured deposits? $250,000 per holder, per account
TrustCo Bank FinancialsTotal Assets:
$6,178,646,000
Total Deposits:
$5,355,182,000
Equity Capital:
$626,079,000
Domestic Deposits:
$5,355,182,000
Net Income:
$12,307,000
Return on Assets:
1.1023%
Quarterly Return on Assets:
0.8000%
Pretax Return on Assets:
1.0463%
Pretax Quarterly Return on Assets:
1.0500%
Return on Equity:
11.1700%
Quarterly Return on Equity:
7.8800%
Common Equity Tier 1 Capital Ratio:
18.3948%
Tier 1 Risk-Based Capital Ratio:
18.3948%
Leverage Tier 1 (Core Capital) Ratio:
10.4155%
Total Risk-Based Capital Ratio (YTD):
19.6469%
Total Interest Income (YTD):
3.8366%
Headquarters:
Glenville
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Schenectady
# of Offices:
140
Metropolitan Statistical Area (MSA):
Albany-Schenectady-Troy, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage mortgage rates are lower today following U.S. Treasury yields lower the past few days. 30 year conventional mortgage rates are averaging 3.45 percent, a decline from last week's average 30 year mortgage rate of 3.50 percent. 30 year mortgage interest rates are just above all-time record lows of 3.37 percent set in October.
Mortgage applications rose last week brought on by record low mortgage rates.
We searched our rate tables to find the highest savings account yields and money market account yields in Charlotte, North Carolina. Sallie Mae Bank currently has the best savings account yield on our list. The bank's current savings rate is 1.39 percent with an annual savings account yield of 1.40 percent. That rate is more than 4 times the national average savings account rate of 0.32 percent.
Bank or Credit Union Offers and DealsLowest Mortgage Rate at 1.99% from Third Federal Savings and LoanAverage CD Rates Hold Steady this Week Despite Negative Unemployment Report Hanmi Bank CD Rates: Updated Rates Refinance Rates Head Higher: Current 30 Year Refinance Mortgage Rates at 4.95% Home Mortgage Rates Hit New Low: 30 Year Conventional Mortgage Rates at 4.19%, 15 Year Conventional Mortgage Rates at 3.62% Current Mortgage Rates Headed Down Towards 5.00% - Zillow Mortgage Rates at 4.98% Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20% Bank of America 3 Month CD Rate Dime Savings Bank of Williamsburgh MMA Rate at 1.10% APY Mortgage Rates July 5: 30 Year Mortgage Rates at 4.67%, 30 Year Jumbo Mortgage Rates at 5.33% Alternative Bank and Credit Union Offers to ExploreFlorida Credit Union Certificates of DepositAverage 30 Year Mortgage Rates Today Remain Under 4.00% Mortgage Rate Lock Expiring Because You Can't Find a Home to Buy? Record low mortgage rates on five-year ARM Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today Citibank 9 month CD Yields 3.50% Title Insurance: Do I need Title Insurance? Goldwater Bank Money Market Account Rates now at 0.26% Fed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79% giantbank.com 3 Month CD Rates now at 0.35% TrustCo Bank ReviewsThere are no reviews for TrustCo Bank yet. Feel free to create one below.
Add Your Rating and Review for TrustCo Bank
See how TrustCo Bank Compares to other banks |
