TrustCo Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 2.75% and 3-month CD rates at 2.57%. Current savings rates are at 0.25% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 5.95%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. TrustCo Bank's 6-Month CD rates are at 4.45%, 48-Month CD rates are at 1.50%, 36-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%, 18-Month CD rates are at 1.50%. TrustCo Bank's savings rates are at 0.06%. TrustCo Bank's money market rates are at 0.05%.
To see how these rates compare to TrustCo Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from TrustCo Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with TrustCo Bank CD rates. You can also compare TrustCo Bank savings rates, MMA rates and mortgage rates using our other rate lists. TrustCo Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TrustCo Bank? Share your experience about TrustCo Bank by leaving a review below, or read customer reviews before you decide to use TrustCo Bank. TrustCo Bank Texas Ratio TrustCo Bank's Texas Ratio is at 3.16%, which is considered excellent. The Texas Ratio for TrustCo Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, TrustCo Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. TrustCo Bank CD Rates and Interest Rates
TrustCo Bank
6-Month CD
4.45%
$500
TrustCo Bank
60-Month CD
1.50%
$500
TrustCo Bank
48-Month CD
1.50%
$500
TrustCo Bank
36-Month CD
1.50%
$500
TrustCo Bank
24-Month CD
1.50%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare TrustCo Bank Rates with Other Competitive Bank and Credit Union Rates
First Federal S&L Pascagoula, MS
Legacy Checking
6.00%
$25
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Community National Bank (VT)
6-Month CD (special)
5.07%
$10,000
PSECU
9-Month CD
4.85%
$500
Carver Federal Savings Bank
High Yield Savings
4.70%
$5,000
Mountain Pacific Bank
12-Month CD
4.50%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. TrustCo Bank InformationTrustCo Bank
1 Sarnowski DrGlenville, NY 12302 Schenectady Established Date: 01/01/1925 FDIC Certificate #: 31945 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: TRUSTCO BANK CORP NY How Many Domestic U.S. Offices? 140 How Many Branches are There? 139 Website: https://www.trustcobank.com
Is TrustCo Bank FDIC Insured? Yes
What is TrustCo Bank's Cert number? 31945
What is the maximum amount for insured deposits? $250,000 per holder, per account
TrustCo Bank FinancialsTotal Assets:
$6,178,646,000
Total Deposits:
$5,355,182,000
Equity Capital:
$626,079,000
Domestic Deposits:
$5,355,182,000
Net Income:
$12,307,000
Return on Assets:
1.1023%
Quarterly Return on Assets:
0.8000%
Pretax Return on Assets:
1.0463%
Pretax Quarterly Return on Assets:
1.0500%
Return on Equity:
11.1700%
Quarterly Return on Equity:
7.8800%
Common Equity Tier 1 Capital Ratio:
18.3948%
Tier 1 Risk-Based Capital Ratio:
18.3948%
Leverage Tier 1 (Core Capital) Ratio:
10.4155%
Total Risk-Based Capital Ratio (YTD):
19.6469%
Total Interest Income (YTD):
3.8366%
Headquarters:
Glenville
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Schenectady
# of Offices:
140
Metropolitan Statistical Area (MSA):
Albany-Schenectady-Troy, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFidelity Homestead Savings Bank of New Orleans, Louisiana, is advertising some of the best savings account rates and money market account rates currently available. The bank's highest savings account rate is on their Health Savings Account (HSA). The current HSA rate is 3.00% with an annual percentage yield of 3.04%. That savings rate beats most 5 year CD rates.
Recent housing data released by the National Association of Home Builders (NAHB) and the Commerce Department points to a weak housing market that will continue to be weak in 2011 and into 2012. Consumers haven't responded to mortgage rates that are near record lows and housing is more affordable than it has been in a generation. Current conforming 30 year mortgage rates are averaging 4.71% as reported by MonitorBankRates.com.
Bank or Credit Union Offers and DealsMortgage Rates: 30 Year Mortgage Rates Averaging 5.03%Will You Work Past Your Retirement Age? Mortgage Rates Move Higher on a Strong Employment Report How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure? USAA 4 Year Jumbo CD Rates now at 1.00% CUNJ Savings Account Rates and MMA Rates Mandatory 401K Withdrawals Suspended? Best National 1 Year CD Rates: Highest APY at 1.26% Mortgage Rates Make New Lows for 2011: 30 Year Mortgage Rates at 4.41% Savings Rates Continue to Increase, Courtesy of the FOMC Alternative Bank and Credit Union Offers to ExploreAverage CD Interest Rates First Week of 2011EverBank 18 Month CD Rates now at 1.16% Third Federal Savings and Loan Savings Rates now at 0.20% 5 Year Bank CD Rates: Best CD Rate at 1.78 Percent Best 12 Month CD Rates in Fort Worth, Texas Savings Interest Account Rates in Washington State Mortgage Rates Just Above Yearly Lows - 30 Year Rates Averaging 4.19% CD Interest Rates and Yields in Illinois Life Insurance - Finding the Best Life Insurance Company Mortgage Rates Jump Higher Today: July 15, 2010, 30 Year Mortgage Rates at 4.73% TrustCo Bank ReviewsThere are no reviews for TrustCo Bank yet. Feel free to create one below.
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