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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Oregon Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Oregon Community Credit Union's Business 13-month CD rates are at 3.50%, Business 7-month CD rates are at 3.50%. Oregon Community Credit Union's Personal Loan Rates are at 5.74%. MonitorBankRates evaluates the financial stability of Oregon Community Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.09%. Rates were last updated on 04/19/2026. Oregon Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oregon Community Credit Union? Share your experience about Oregon Community Credit Union by leaving a review below, or read customer reviews before you decide to use Oregon Community Credit Union. 
Oregon Community Credit Union CD Rates
Oregon Community Credit Union Checking Rates
Oregon Community Credit Union Home Equity & HELOC
Oregon Community Credit Union Auto Loan Rates
Oregon Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oregon Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oregon Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oregon Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oregon Community Credit Union
Website
https://www.myoccu.org
Address
2880 Chad Dr,
Eugene, OR 97408
Phone
541-687-2347
Fax
541-681-6105
President
Bill Inge
CEO
Ronald Neumann
Full-Time Employees
632
Part-Time Employees
36
Branch Locations
16
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.09%
Return on Assets (ROA)
0.6203%
Return on Equity (ROE)
5.9546%
Non-Performing Loans Ratio (NPL)
1.82%
Total Assets
3,506,891,775
Total Amount of Shares and Deposits
2,884,181,144
Total Shares and Deposits < 1 Year
2,722,084,051
Total Shares and Deposits 1 3 Years
141,528,771
Total Shares and Deposits > 3 Years
20,568,322
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
232,851,085
Total Uninsured Shares and Deposits > $250K (F+J)
232,851,085
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,651,330,059
Total Interest Expense (Sum of items 6 8)
51,020,248
Share Certificates
18,305
Number of Accounts for Share Drafts
118,345
IRA KEOGH Accounts
6,013
Number of Accounts for Regular Shares
412,369
Non Member Deposits
24
Money Market Shares
18,911
Net Income (unless the amount is already included in Undivided Earnings)
21,752,079
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
134,317,504
Total Liabilities
3,145,595,360
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Oregon Community Credit UnionIs Oregon Community Credit Union a safe place to deposit money?Yes, Oregon Community Credit Union is considered a safe financial institution. With a Texas Ratio of 15.094326591089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oregon Community Credit Union operate?Oregon Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oregon Community Credit Union?Yes, to access services at Oregon Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oregon Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oregon Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oregon Community Credit Union offer online and mobile banking?Most modern institutions like Oregon Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myoccu.org. Current Oregon Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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