|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Oregon Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Oregon Community Credit Union's 17 Month CD - Promotional rates are at 4.05%, 7 Month CD - Promotional rates are at 3.50%, 24 Month Regular CD rates are at 3.15%, 36 Month Regular CD rates are at 3.15%, 18 Month Regular CD rates are at 3.00%. Oregon Community Credit Union's savings rates are at 5.25%. Oregon Community Credit Union's money market rates are at 1.10%. Oregon Community Credit Union's checking rates are as high as 2.00%. Oregon Community Credit Union's Auto Loan Rates are as low as 6.09%. Oregon Community Credit Union's Credit Card Rates are at 12.74%. Oregon Community Credit Union's CD rates are 2% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Oregon Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.19%. Rates last updated and verified on 10/29/2026. Oregon Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oregon Community Credit Union? Share your experience about Oregon Community Credit Union by leaving a review below, or read customer reviews before you decide to use Oregon Community Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Oregon Community Credit Union CD Rates
Oregon Community Credit Union Business CD Rates
Oregon Community Credit Union Savings Rates
Oregon Community Credit Union Money Market Rates
Oregon Community Credit Union Checking Rates
Oregon Community Credit Union Home Equity & HELOC
Oregon Community Credit Union Auto Loan Rates
Oregon Community Credit Union Credit Card Rates
Financial Health HistoryOregon Community Credit Union’s Texas Ratio stayed near 11.33% in Q3 2023 to 11.19% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oregon Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oregon Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oregon Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oregon Community Credit Union
Website
https://www.myoccu.org
Address
2880 Chad Dr,
Eugene, OR 97408
Phone
541-687-2347
Fax
541-681-6105
President
Bill Inge
CEO
Greg Schumacher
Full-Time Employees
638
Part-Time Employees
33
Branch Locations
16
ATM Locations
21
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.19%
Return on Assets (ROA)
0.4321%
Return on Equity (ROE)
4.1601%
Non-Performing Loans Ratio (NPL)
1.49%
Total Assets
3,703,591,212
Total Amount of Shares and Deposits
2,982,886,622
Total Shares and Deposits < 1 Year
2,784,110,729
Total Shares and Deposits 1 3 Years
178,719,832
Total Shares and Deposits > 3 Years
20,056,061
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
358,605,697
Total Uninsured Shares and Deposits > $250K (F+J)
358,605,697
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,624,280,925
Total Interest Expense (Sum of items 6 8)
30,064,321
Share Certificates
16,384
Number of Accounts for Share Drafts
122,970
IRA KEOGH Accounts
5,903
Number of Accounts for Regular Shares
439,032
Non Member Deposits
25
Money Market Shares
19,816
Net Income (unless the amount is already included in Undivided Earnings)
16,004,070
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
149,893,384
Total Liabilities
3,322,486,612
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Oregon Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Oregon Community Credit Union
Frequently Asked Questions About Oregon Community Credit UnionDoes Oregon Community Credit Union offer CDs?Yes. Oregon Community Credit Union current CD rates include its 17 Month CD - Promotional at 4.05% APY, its 7 Month CD - Promotional at 3.50% APY and its 24 Month Regular CD at 3.15% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Oregon Community Credit Union NCUA insured?Yes. Oregon Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Oregon Community Credit Union?The highest Oregon Community Credit Union CD rate is its 17 Month CD - Promotional at 4.05% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Oregon Community Credit Union offer?Oregon Community Credit Union CD rates are 3.50% APY for a 7 month CD, 1.80% APY for a 12 month CD, 4.05% APY for a 17 month CD, 3.00% APY for an 18 month CD, 3.15% APY for a 2 year CD and 3.15% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Oregon Community Credit Union for its full lineup. What is the highest savings rate at Oregon Community Credit Union?The highest Oregon Community Credit Union savings rate is its Ignite Savings at 5.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Oregon Community Credit Union?The highest Oregon Community Credit Union money market rate is its Money Market at 1.10% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Oregon Community Credit Union?The highest Oregon Community Credit Union checking rate is its Checking Accounts at 2.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Oregon Community Credit Union?The lowest Oregon Community Credit Union auto loan rate is its Auto Loans at 6.09% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Oregon Community Credit Union?The lowest Oregon Community Credit Union credit card APR is its Credit Cards at 12.74% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Oregon Community Credit Union operate?Oregon Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oregon Community Credit Union?Yes, to access services at Oregon Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oregon Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oregon Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oregon Community Credit Union offer online and mobile banking?Most modern institutions like Oregon Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myoccu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Oregon Community Credit Union rates compare?Oregon Community Credit Union's CD rates are 2% higher than the MonitorBankRates national average, and it has an A health rating. Oregon Community Credit Union's top rates are its 17 Month CD - Promotional at 4.05% APY, its Ignite Savings at 5.25% APY, its Money Market at 1.10% APY, its Checking Accounts at 2.00% APY, its Auto Loans at 6.09% APR and its Credit Cards at 12.74% APR, verified by MonitorBankRates on October 29, 2026. Current Oregon Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Omega Psi Phi Fraternity Federal Credit Union
Congressional Federal Credit Union
South Sanpete Credit Union
Owensboro Federal Credit Union
Johns Hopkins Federal Credit Union
St Mary Parish School Employees Federal Credit Union
Spark Federal Credit Union
Auburn Community Federal Credit Union
Texas DPS Credit Union
St Pats Employees Federal Credit Union
The Local Credit Union
Sheridan Community Federal Credit Union
Gold Coast Federal Credit Union
Valdosta Teachers Federal Credit Union
Wyrope Williamsport Federal Credit Union
Northwoods Credit Union
South Charleston Employees Federal Credit Union
Embold Federal Credit Union
WeStreet Federal Credit Union
McMurrey Federal Credit Union
Dillon Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
