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Riverbank Federal Credit Union

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Riverbank Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Riverbank Federal Credit Union?

Current rates for Riverbank Federal Credit Union include: 12-Month CD: 3.56%, 18-Month CD: 3.56%, 24-Month CD: 3.81%, 60-Month CD: 2.53%, Savings: 0.05%, MMA: 1.51%

Q: What CD terms does Riverbank Federal Credit Union offer?

Riverbank Federal Credit Union CD rates are 4.07% APY for a 6 month CD, 3.56% APY for a 12 month CD, 3.56% APY for an 18 month CD, 3.81% APY for a 2 year CD, 2.53% APY for a 3 year CD and 2.53% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Riverbank Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Riverbank Federal Credit Union's Term CD - 6 month rates are at 4.07%, Term CD - 2 Years rates are at 3.81%, Term CD - 12 month rates are at 3.56%, Term CD - 18 month rates are at 3.56%, Term CD - 3 Years rates are at 2.53%. Riverbank Federal Credit Union's savings rates are at 0.05%. Riverbank Federal Credit Union's money market rates are at 1.51%. Riverbank Federal Credit Union's checking rates are as high as 0.02%. Riverbank Federal Credit Union's First Mortgage - 15 Year Fixed rates are at 6.75%, First Mortgage - 12 Year Fixed rates are at 6.75%, First Mortgage - 10 Year Fixed rates are at 6.75%, First Mortgage - 8 Year Fixed rates are at 6.75%, First Mortgage - 20 Year Fixed rates are at 7.00%. Riverbank Federal Credit Union's Personal Loan Rates are as low as 8.99%. Riverbank Federal Credit Union's top CD rate of 4.07% APY on a 6 month CD is 46% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Riverbank Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.71%. Rates last updated and verified on 10/28/2026.

Riverbank Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverbank Federal Credit Union? Share your experience about Riverbank Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverbank Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.71%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Riverbank Federal Credit Union
Riverbank FCU

516 Spring St
Windsor Locks, CT 06096

https://www.riverbankfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Riverbank Federal Credit Union CD Rates

Product	Rate	APY	Term
Term Share Certificate - 6 month	4.00%	4.07%	6 Months
Min Deposit $500 Details Outside Funds; early withdrawal penalty of six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.07% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 9 Month CD Special	4.00%	4.07%	9 Months
Min Deposit $500 Details Outside Funds; early withdrawal penalty of six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 2 Years	3.75%	3.81%	2 Years
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.81% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 12 month	3.50%	3.56%	12 Months
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 18 month	3.50%	3.56%	18 Months
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 6 month	3.50%	3.56%	6 Months
Min Deposit $500 Details Existing Funds; early withdrawal penalty of six months (180 days) dividends Last Updated 10/28/2026 Rate History 1 change since Sep 16, 2026 · 4.07% → 3.56% ▼ 0.51 pts · high 4.07% / low 3.56% Oct 15, 20263.56%▼ from 4.07% Sep 16, 20264.07%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 9 Month CD Special	3.50%	3.56%	9 Months
Min Deposit $500 Details Existing Funds; early withdrawal penalty of six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 3 Years	2.50%	2.53%	3 Years
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 2.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 4 Years	2.50%	2.53%	4 Years
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 2.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Term Share Certificate - 5 Years	2.50%	2.53%	5 Years
Min Deposit $500 Min Balance $500 Details $500 minimum balance required to open and earn posted dividend; early withdrawal penalty six months (180 days) dividends Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 2.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Savings Rates

Product	Rate	APY
Health Savings Account	0.05%	0.05%
Details Savings Rates table; no minimum balance requirements for Health Savings Accounts per footnote Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Auxiliary Savings	0.02%	0.02%
Details Savings Rates table; no minimum balance requirements for Auxiliary Savings Accounts per footnote Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Holiday/Vacation Club	0.02%	0.02%
Details Savings Rates table; no minimum balance requirement for Holiday, Vacation accounts per footnote; $25 fee charged for early withdrawal or account closure of Holiday or Vacation Accounts Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Primary Shares	0.02%	0.02%
Min Balance $25 Details Savings Rates table; $25 minimum balance requirement for Primary Shares and Youth Accounts per footnote; $500 minimum balance footnote to obtain posted dividend in all saving accounts except Youth, Holiday & Vacation Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.50%	1.51%
Min Deposit $5,000 Min Balance $200,000 Details Balance: $200,000.00 and higher; $10 fee if balance falls below $5,000 in any given month; All rates are variable and may change after the account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.51% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Money Market	1.40%	1.41%
Min Deposit $5,000 Min Balance $150,000 Details Balance: $150,000.00 - $199,999.99; $10 fee if balance falls below $5,000 in any given month; All rates are variable and may change after the account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.41% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Money Market	1.30%	1.31%
Min Deposit $5,000 Min Balance $100,000 Details Balance: $100,000.00 - $149,999.99; $10 fee if balance falls below $5,000 in any given month; All rates are variable and may change after the account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.31% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Money Market	1.20%	1.21%
Min Deposit $5,000 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; $10 fee if balance falls below $5,000 in any given month; All rates are variable and may change after the account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.21% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Money Market	1.00%	1.01%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 - $49,999.99; $10 fee if balance falls below $5,000 in any given month; All rates are variable and may change after the account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Checking Rates

Product	Rate	APY	View More
Share Draft Checking	0.02%	0.02%
Min Balance $1,000 Details Balance: $1,000 minimum balance required to obtain the .02 APY; No minimum balance requirements. Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
First Mortgage - 15 Year Fixed	6.75%	0	6.93%	15 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.43% → 6.93% ▲ 0.50 pts · high 6.93% / low 6.43% Oct 23, 20266.93%▲ from 6.43% Oct 15, 20266.43%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
First Mortgage - 12 Year Fixed	6.75%	0	6.966%	12 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.46% → 6.97% ▲ 0.50 pts · high 6.97% / low 6.46% Oct 23, 20266.97%▲ from 6.46% Oct 15, 20266.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
First Mortgage - 10 Year Fixed	6.75%	0	7.002%	10 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50% Oct 23, 20267.00%▲ from 6.50% Oct 15, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
First Mortgage - 8 Year Fixed	6.75%	0	7.057%	8 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.55% → 7.06% ▲ 0.50 pts · high 7.06% / low 6.55% Oct 23, 20267.06%▲ from 6.55% Oct 15, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
First Mortgage - 20 Year Fixed	7.00%	0	7.145%	20 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.64% → 7.15% ▲ 0.50 pts · high 7.15% / low 6.64% Oct 23, 20267.15%▲ from 6.64% Oct 15, 20266.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
First Mortgage - 30 Year Fixed	7.25%	0	7.363%	30 years
Details As Low As; 60 Day Lock; Fixed; Minimum loan amount $40,000; Maximum loan amount $832,750 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 6.86% → 7.36% ▲ 0.50 pts · high 7.36% / low 6.86% Oct 23, 20267.36%▲ from 6.86% Oct 15, 20266.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 5 Year	6.00%	-	6.448%	5 years
Details As Low As; Repayment Term per Thousand: $19.33; Minimum loan amount: $15,000; Maximum loan amount: $250,000; Maximum loan to value of 80% including first mortgage Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.45% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Home Equity Loan - 10 Year	6.25%	-	6.489%	10 years
Details As Low As; Repayment Term per Thousand: $11.23; Minimum loan amount: $15,000; Maximum loan amount: $250,000; Maximum loan to value of 80% including first mortgage Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Home Equity Loan - 15 Year	6.50%	-	6.671%	15 years
Details As Low As; Repayment Term per Thousand: $8.71; Minimum loan amount: $15,000; Maximum loan amount: $250,000; Maximum loan to value of 80% including first mortgage Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.67% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Home Equity Line of Credit	-	-	7.00%	25 year
Details Term: 25 year (10 year draw, 15 year repayment); As Low As; Rate: Prime (Current Prime Rate is 7.00%); Maximum rate (ceiling) 17.00%; Minimum rate (floor) 4.00%; Minimum loan amount $15,000; Maximum loan amount $250,000; Maximum loan to value 80% including first mortgage; Application Fee $150.00; Annual Fee $50.00 Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 7.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan - 4 Years	-	-	3.74%	4 Years
Details As Low As; New Vehicles (2025 - 2026); Repayment Term per Thousand: $22.47 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicles (2025 - 2026) Loan	-	-	3.74%	4 Years
Details As Low As; Model Years 2025 - 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicle Loan - 5 Years	-	-	3.99%	5 Years
Details As Low As; New Vehicles (2025 - 2026); Repayment Term per Thousand: $18.42 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicles (2025 - 2026) Loan	-	-	3.99%	5 Years
Details As Low As; Model Years 2025 - 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicle Loan - 6 Years	-	-	4.24%	6 Years
Details As Low As; New Vehicles (2025 - 2026); Repayment Term per Thousand: $15.76 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicles (2025 - 2026) Loan	-	-	4.24%	6 Years
Details As Low As; Model Years 2025 - 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicle Loan - 7 Years	-	-	4.49%	7 Years
Details As Low As; New Vehicles (2025 - 2026); Repayment Term per Thousand: $13.90 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
New Vehicles (2025 - 2026) Loan	-	-	4.49%	7 Years
Details As Low As; Model Years 2025 - 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 4.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 2 Years Loan	-	-	4.74%	2 Years
Details As Low As; Used Vehicles (2019 and newer) Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 3 Years Loan	-	-	4.74%	3 Years
Details As Low As; Used Vehicles (2019 and newer) Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 4 Years Loan	-	-	4.74%	4 Years
Details As Low As; Used Vehicles (2019 and newer) Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	4.74%	2 Years
Details As Low As; APR as low as Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	4.74%	3 Years
Details As Low As; APR as low as Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	4.74%	4 Years
Details As Low As; APR as low as Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 5 Years Loan	-	-	4.99%	5 Years
Details As Low As; Used Vehicles (2019 and newer) Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	4.99%	5 Years
Details As Low As; APR as low as Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 6 Years Loan	-	-	5.24%	6 Years
Details As Low As; Used Vehicles (2019 and newer) Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	5.24%	6 Years
Details As Low As; APR as low as Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) - 7 Years Loan	-	-	5.49%	7 Years
Details As Low As; Used Vehicles (2019 and newer); 2020 or newer; $25,000 minimum loan amount; 75,000 maximum mileage Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2019 and newer) Loan	-	-	5.49%	7 Years
Details As Low As; APR as low as; * 2020 or newer, $25,000 minimum loan amount, 75,000 maximum mileage Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2013-2018) Loan	-	-	6.74%	2 Years
Details As Low As; Model Year: 2013-2018 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2013-2018) Loan	-	-	6.74%	3 Years
Details As Low As; Model Year: 2013-2018 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Used Vehicles (2013-2018) Loan	-	-	6.74%	4 Years
Details As Low As; Model Year: 2013-2018 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles - 2 Years Loan	-	6.74%	2 Years
Details As Low As; Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles - 3 Years Loan	-	6.74%	3 Years
Details As Low As; Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles - 4 Years Loan	-	6.74%	4 Years
Details As Low As; Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Loan	-	6.74%	2 Years
Details As Low As; Used Vehicles (2013-2018) table in page context shows the same rate Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Loan	-	6.74%	3 Years
Details As Low As Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Recreational Vehicles - Boats, Jet Skis, ATVs, Snowmobiles, Motorcycles Loan	-	6.74%	4 Years
Details As Low As Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan - 1 Year	8.99%	1 Year
Details As Low As; Years: 1 Year Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Personal Loan - 2 Years	9.49%	2 Years
Details As Low As; Years: 2 Years Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Personal Loan - 3 Years	9.74%	3 Years
Details As Low As; Years: 3 Years Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Consolidation Loans - 1 Year	9.99%	1 Year
Details As Low As; Years: 1 Year Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Personal Loan - 4 Years and higher	9.99%	4 Years
Details $4,000; As Low As; Years: 4 Years ($4,000 and higher) Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Consolidation Loans - 2 Years	10.49%	2 Years
Details As Low As; Years: 2 Years Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 10.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Consolidation Loans - 3 Years	10.99%	3 Years
Details As Low As; Years: 3 Years Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Consolidation Loans - 4 Years	11.49%	4 Years
Details As Low As; Years: 4 Years; Loan amount: $4,000 and higher Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 11.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Riverbank Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Connecticut Green Bank Smart-E Loan	-	-	6.99%	5 years
Details Standard APR; Loan rates are not based on credit; Minimum credit score = 580; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Connecticut Green Bank Smart-E Loan	-	-	6.99%	7 years
Details Standard APR; Loan rates are not based on credit; Minimum credit score = 580; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Connecticut Green Bank Smart-E Loan	-	-	6.99%	10 years
Details Standard APR; Loan rates are not based on credit; Minimum credit score = 580; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Connecticut Green Bank Smart-E Loan	-	-	7.49%	12 years
Details Standard APR; Loan rates are not based on credit; Minimum credit score = 580; APR = Annual Percentage Rate Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Management Loan - 24 Months	-	-	11.49%	24 Months
Details APR as low as; Repayment Term per Thousand: $46.85 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 11.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Management Loan - 36 Months	-	-	14.24%	36 Months
Details APR as low as; Repayment Term per Thousand: $34.30 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 14.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Debt Management Loan - 48 Months	-	-	15.24%	48 Months
Details APR as low as; Repayment Term per Thousand: $27.96 Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 15.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Smart-E Loan	-	-	6.99%	5 Years
Details Standard APR; Rates do not vary by credit score. Minimum credit score = 580 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Smart-E Loan	-	-	6.99%	7 Years
Details Standard APR; Rates do not vary by credit score. Minimum credit score = 580 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Smart-E Loan	-	-	6.99%	10 Years
Details Standard APR; Rates do not vary by credit score. Minimum credit score = 580 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Smart-E Loan	-	-	7.49%	12 Years
Details Standard APR; Rates do not vary by credit score. Minimum credit score = 580 Last Updated 10/28/2026 Rate History No change since Sep 16, 2026 · 7.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
IRA Accumulator	0.05%	-	0.05%
Details Savings Rates table; no minimum balance requirements for IRA Accumulator per footnote Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%
Youth Accounts	0.02%	-	0.02%
Min Balance $25 Details Savings Rates table; $25 minimum balance requirement for Primary Shares and Youth Accounts per footnote Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Riverbank Federal Credit Union’s Texas Ratio stayed near 2.25% in Q3 2023 to 2.71% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$87M	2.71%	5.0	A+
March 31, 2026	$88M	0.00%	5.0	A+
December 31, 2025	$86M	2.19%	5.0	A+
September 30, 2025	$87M	0.45%	5.0	A+
June 30, 2025	$89M	2.51%	5.0	A+
March 31, 2025	$87M	5.00%	5.0	A+
December 31, 2024	$85M	0.33%	5.0	A+
September 30, 2024	$84M	3.82%	5.0	A+
June 30, 2024	$87M	6.32%	5.0	A
March 31, 2024	$88M	0.81%	5.0	A+
December 31, 2023	$84M	1.60%	5.0	A+
September 30, 2023	$84M	2.25%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Riverbank Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Riverbank Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverbank Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Riverbank Federal Credit Union

Website https://www.riverbankfcu.com

Address 516 Spring St, Windsor Locks, CT 06096

Phone 860-292-2940

Fax 860-623-3031

President Lynn Pellerano

CEO Charla Stetson

Full-Time Employees 17

Part-Time Employees 2

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.71%

Return on Assets (ROA)

0.3236%

Return on Equity (ROE)

3.3920%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

87,330,974

Total Amount of Shares and Deposits

77,674,249

Total Shares and Deposits < 1 Year

70,537,745

Total Shares and Deposits 1 3 Years

6,026,505

Total Shares and Deposits > 3 Years

1,109,999

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,670,838

Total Uninsured Shares and Deposits > $250K (F+J)

2,670,838

Total Insured Shares and Deposits > $250K (item 17 less item K)

75,003,411

Total Interest Expense (Sum of items 6 8)

321,946

Share Certificates

472

Number of Accounts for Share Drafts

2,710

IRA KEOGH Accounts

296

Number of Accounts for Regular Shares

4,650

All other shares

525

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,471,535

Total Liabilities

78,999,654

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Riverbank Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Riverbank Federal Credit Union

Does Riverbank Federal Credit Union offer CDs?

Yes. Riverbank Federal Credit Union current CD rates include its Term CD - 6 month at 4.07% APY, its Term CD - 2 Years at 3.81% APY and its Term CD - 12 month at 3.56% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Riverbank Federal Credit Union NCUA insured?

Yes. Riverbank Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Riverbank Federal Credit Union?

The highest Riverbank Federal Credit Union CD rate is its Term CD - 6 month at 4.07% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Riverbank Federal Credit Union offer?

Riverbank Federal Credit Union CD rates are 4.07% APY for a 6 month CD, 3.56% APY for a 12 month CD, 3.56% APY for an 18 month CD, 3.81% APY for a 2 year CD, 2.53% APY for a 3 year CD and 2.53% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Riverbank Federal Credit Union for its full lineup.

What is the highest savings rate at Riverbank Federal Credit Union?

The highest Riverbank Federal Credit Union savings rate is its Health Savings Account at 0.05% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Riverbank Federal Credit Union?

The highest Riverbank Federal Credit Union money market rate is its Money Market at 1.51% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Riverbank Federal Credit Union?

The highest Riverbank Federal Credit Union checking rate is its Share Draft Checking at 0.02% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Riverbank Federal Credit Union?

The lowest Riverbank Federal Credit Union 30 year fixed mortgage rate is its First Mortgage - 30 Year Fixed at 7.25%, verified by MonitorBankRates as of October 28, 2026. Riverbank Federal Credit Union mortgage rates are 7.25% for a 30 year mortgage, 7.00% for a 20 year mortgage, 6.75% for a 15 year mortgage, 6.75% for a 12 year mortgage, 6.75% for a 10 year mortgage and 6.75% for an 8 year mortgage.

What is the lowest auto loan rate at Riverbank Federal Credit Union?

The lowest Riverbank Federal Credit Union auto loan rate is its New Vehicle Loan - 4 Years at 3.74% APR, verified by MonitorBankRates as of October 28, 2026. Riverbank Federal Credit Union auto loan rates are 4.74% APR for a 24 month auto loan, 4.74% APR for a 36 month auto loan, 3.74% APR for a 48 month auto loan, 3.99% APR for a 60 month auto loan, 4.24% APR for a 72 month auto loan and 4.49% APR for an 84 month auto loan.

What is the lowest personal loan rate at Riverbank Federal Credit Union?

The lowest Riverbank Federal Credit Union personal loan rate is its Personal Loan - 1 Year at 8.99% APR, verified by MonitorBankRates as of October 28, 2026. Riverbank Federal Credit Union personal loan rates are 8.99% APR for a 12 month personal loan, 9.49% APR for a 24 month personal loan, 9.74% APR for a 36 month personal loan and 9.99% APR for a 48 month personal loan.

How many branches does Riverbank Federal Credit Union operate?

Riverbank Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Riverbank Federal Credit Union?

Yes, to access services at Riverbank Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Riverbank Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverbank Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Riverbank Federal Credit Union offer online and mobile banking?

Most modern institutions like Riverbank Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riverbankfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Riverbank Federal Credit Union rates compare?

Riverbank Federal Credit Union's top CD rate of 4.07% APY on a 6 month CD is 46% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. Riverbank Federal Credit Union's top rates are its Term CD - 6 month at 4.07% APY, its Health Savings Account at 0.05% APY, its Money Market at 1.51% APY, its Share Draft Checking at 0.02% APY, its First Mortgage - 15 Year Fixed at 6.75% and its Personal Loan - 1 Year at 8.99% APR, verified by MonitorBankRates on October 28, 2026.

Current Riverbank Federal Credit Union Rates

12-Month CD3.56%
18-Month CD3.56%
24-Month CD3.81%
60-Month CD2.53%
Savings0.05%
MMA1.51%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Riverbank Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Riverbank Federal Credit Union Texas Ratio

Riverbank Federal Credit Union Health Trend

Riverbank Federal Credit Union CD Rates

Riverbank Federal Credit Union Savings Rates

Riverbank Federal Credit Union Money Market Rates

Riverbank Federal Credit Union Checking Rates

Riverbank Federal Credit Union Mortgage Rates

Riverbank Federal Credit Union Home Equity & HELOC

Riverbank Federal Credit Union Auto Loan Rates

Riverbank Federal Credit Union RV, Boat and Powersport Loan Rates

Riverbank Federal Credit Union Personal Loan Rates

Riverbank Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Riverbank Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Riverbank Federal Credit Union

Does Riverbank Federal Credit Union offer CDs?

Are CDs from Riverbank Federal Credit Union NCUA insured?

What is the highest CD rate at Riverbank Federal Credit Union?

What CD terms does Riverbank Federal Credit Union offer?

What is the highest savings rate at Riverbank Federal Credit Union?

What is the highest money market rate at Riverbank Federal Credit Union?

What is the highest checking rate at Riverbank Federal Credit Union?

What is the lowest 30 year fixed mortgage rate at Riverbank Federal Credit Union?

What is the lowest auto loan rate at Riverbank Federal Credit Union?

What is the lowest personal loan rate at Riverbank Federal Credit Union?

How many branches does Riverbank Federal Credit Union operate?

Is a member application needed to join Riverbank Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Riverbank Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Riverbank Federal Credit Union rates compare?

Current Riverbank Federal Credit Union Rates

Compare to Other Credit Unions