Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Pennsylvania State Employees Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Pennsylvania State Employees Credit Union's 15 Month CD rates are at 4.00%, 18 Month CD rates are at 3.65%, CDs & IRA CDs - 18 month rates are at 3.65%, IRA Shares - 18 month rates are at 3.65%, 24 Month CD rates are at 3.60%. Pennsylvania State Employees Credit Union's savings rates are at 0.25%. Pennsylvania State Employees Credit Union's money market rates are at 2.35%. Pennsylvania State Employees Credit Union's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Pennsylvania State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.38%. Rates last updated and verified on 09/22/2026. Pennsylvania State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pennsylvania State Employees Credit Union? Share your experience about Pennsylvania State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Pennsylvania State Employees Credit Union. Pennsylvania State Employees Credit Union
Elmerton Avenue 1500 Elmerton Ave
https://www.psecu.com Harrisburg, PA 17110 
Pennsylvania State Employees Credit Union CD Rates
Pennsylvania State Employees Credit Union Savings Rates
Pennsylvania State Employees Credit Union Money Market Rates
Pennsylvania State Employees Credit Union Checking Rates
Pennsylvania State Employees Credit Union Home Equity & HELOC
Pennsylvania State Employees Credit Union Auto Loan Rates
Pennsylvania State Employees Credit Union RV, Boat and Powersport Loan Rates
Pennsylvania State Employees Credit Union Personal Loan Rates
Pennsylvania State Employees Credit Union Other Rates
Financial Health HistoryPennsylvania State Employees Credit Union’s Texas Ratio fell from 5.35% in Q2 2023 to 4.38% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pennsylvania State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pennsylvania State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pennsylvania State Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pennsylvania State Employees Credit Union
Website
https://www.psecu.com
Address
1500 Elmerton Ave,
Harrisburg, PA 17110
Phone
800-237-7328
Fax
President
Shawn Weis
CEO
George Rudolph
Full-Time Employees
846
Part-Time Employees
9
Branch Locations
15
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.38%
Return on Assets (ROA)
0.4462%
Return on Equity (ROE)
3.9336%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
9,624,459,825
Total Amount of Shares and Deposits
8,500,442,433
Total Shares and Deposits < 1 Year
8,184,567,130
Total Shares and Deposits 1 3 Years
273,098,262
Total Shares and Deposits > 3 Years
42,777,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
911,899,457
Total Uninsured Shares and Deposits > $250K (F+J)
911,899,457
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,588,542,976
Total Interest Expense (Sum of items 6 8)
40,682,720
Share Certificates
118,761
Number of Accounts for Share Drafts
352,483
IRA KEOGH Accounts
23,091
Number of Accounts for Regular Shares
686,167
All other shares
57,905
Money Market Shares
92,200
Net Income (unless the amount is already included in Undivided Earnings)
42,944,103
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
696,690,639
Total Liabilities
8,558,200,864
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Pennsylvania State Employees Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Pennsylvania State Employees Credit Union
Frequently Asked Questions About Pennsylvania State Employees Credit UnionHow many branches does Pennsylvania State Employees Credit Union operate?Pennsylvania State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pennsylvania State Employees Credit Union?Yes, to access services at Pennsylvania State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pennsylvania State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pennsylvania State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pennsylvania State Employees Credit Union offer online and mobile banking?Most modern institutions like Pennsylvania State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com. Current Pennsylvania State Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Radius Federal Credit Union
Worcester Credit Union
Parthenon Federal Credit Union
Franklin Johnstown Federal Credit Union
Brightstar Credit Union
Lifetime Federal Credit Union
Firefighters Credit Union Onalaska, WI
Joplin Metro Credit Union
Iberville Federal Credit Union
Community First Credit Union
Maryville Municipal Credit Union
O Bee Credit Union
Carolina Trust Federal Credit Union
EMERALD COAST
City Credit Union
Perfect Circle Credit Union
First Us Community Credit Union
Cogic Credit Union
WVU Employees Federal Credit Union
Horizon Credit Union Macon, MO
AmeriCU Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking