|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Pennsylvania State Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Pennsylvania State Employees Credit Union's CDs & IRA CDs 12 month rates are at 3.70%, CDs & IRA CDs 6 month rates are at 3.70%, CDs & IRA CDs 9 month rates are at 3.70%, CDs & IRA CDs 18 month rates are at 3.55%, CDs & IRA CDs 24 month rates are at 3.55%. Pennsylvania State Employees Credit Union's savings rates are at 0.25%. Pennsylvania State Employees Credit Union's money market rates are at 2.35%. Pennsylvania State Employees Credit Union's Personal Loan Rates are at 4.69%. MonitorBankRates evaluates the financial stability of Pennsylvania State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.69%. Rates were last updated on 04/19/2026. Pennsylvania State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pennsylvania State Employees Credit Union? Share your experience about Pennsylvania State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Pennsylvania State Employees Credit Union. Pennsylvania State Employees Credit Union
Elmerton Avenue 1500 Elmerton Ave
https://www.psecu.com Harrisburg, PA 17110 
Pennsylvania State Employees Credit Union CD Rates
Pennsylvania State Employees Credit Union Savings Rates
Pennsylvania State Employees Credit Union Money Market Rates
Pennsylvania State Employees Credit Union Checking Rates
Pennsylvania State Employees Credit Union Mortgage Rates
Pennsylvania State Employees Credit Union Home Equity & HELOC
Pennsylvania State Employees Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pennsylvania State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pennsylvania State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pennsylvania State Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pennsylvania State Employees Credit Union
Website
https://www.psecu.com
Address
1500 Elmerton Ave,
Harrisburg, PA 17110
Phone
800-237-7328
Fax
President
Shawn Weis
CEO
George Rudolph
Full-Time Employees
855
Part-Time Employees
10
Branch Locations
16
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.69%
Return on Assets (ROA)
1.1615%
Return on Equity (ROE)
10.2870%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
8,998,071,229
Total Amount of Shares and Deposits
7,968,094,872
Total Shares and Deposits < 1 Year
7,585,152,689
Total Shares and Deposits 1 3 Years
328,661,161
Total Shares and Deposits > 3 Years
54,281,021
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
800,825,835
Total Uninsured Shares and Deposits > $250K (F+J)
800,825,835
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,167,269,037
Total Interest Expense (Sum of items 6 8)
123,654,467
Share Certificates
117,776
Number of Accounts for Share Drafts
350,713
IRA KEOGH Accounts
23,419
Number of Accounts for Regular Shares
685,680
All other shares
57,242
Money Market Shares
89,272
Net Income (unless the amount is already included in Undivided Earnings)
104,515,802
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
476,043,325
Total Liabilities
8,017,544,588
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pennsylvania State Employees Credit UnionIs Pennsylvania State Employees Credit Union a safe place to deposit money?Yes, Pennsylvania State Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 5.6867803177351%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pennsylvania State Employees Credit Union operate?Pennsylvania State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pennsylvania State Employees Credit Union?Yes, to access services at Pennsylvania State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pennsylvania State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pennsylvania State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pennsylvania State Employees Credit Union offer online and mobile banking?Most modern institutions like Pennsylvania State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com. Current Pennsylvania State Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Mahoning Valley Federal Credit Union
Veritas Federal Credit Union
Springfield Firefighters Credit Union
Hopesouth Federal Credit Union
Family First Credit Union
Anderson County Federal Credit Union
ILWU Federal Credit Union
Alabama Credit Union
Eagle One Federal Credit Union
Blaw Knox Credit Union
Berrien Teachers Federal Credit Union
Urban Beginnings Choice Federal Credit Union
Jeep Country Federal Credit Union
Penn South Cooperative Federal Credit Union
Lovers Lane Credit Union
Beacon Community Credit Union
Stewarts Federal Credit Union
Biloxi Teachers Federal Credit Union
Dannemora Federal Credit Union
COMBINED
Mt Carmel Church Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
