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iAdvertiser Disclosure
Advertiser Disclosure
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 Wexford Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Wexford Community Credit Union's 24 month CD of Deposit rates are at 3.25%, 6 month CD of Deposit rates are at 3.25%, 12 month CD of Deposit rates are at 3.00%, 36 month CD of Deposit rates are at 3.00%. Wexford Community Credit Union's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Wexford Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.50%. Rates were last updated on 04/08/2026. Wexford Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wexford Community Credit Union? Share your experience about Wexford Community Credit Union by leaving a review below, or read customer reviews before you decide to use Wexford Community Credit Union. Wexford Community Credit Union
Wexford Community Credit Union 1015 Wilcox St
https://www.wexccu.com Cadillac, MI 49601 
Wexford Community Credit Union CD Rates
Wexford Community Credit Union Auto Loan Rates
Wexford Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wexford Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wexford Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wexford Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wexford Community Credit Union
Website
https://www.wexccu.com
Address
1015 Wilcox St,
Cadillac, MI 49601
Phone
231-775-2081
Fax
President
Margaret Elmore
CEO
Julie Rushing
Full-Time Employees
34
Part-Time Employees
6
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.50%
Return on Assets (ROA)
-0.2201%
Return on Equity (ROE)
-2.3001%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
81,666,687
Total Amount of Shares and Deposits
74,004,601
Total Shares and Deposits < 1 Year
69,859,875
Total Shares and Deposits 1 3 Years
3,149,726
Total Shares and Deposits > 3 Years
995,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,004,601
Total Interest Expense (Sum of items 6 8)
408,133
Share Certificates
193
Number of Accounts for Share Drafts
5,652
IRA KEOGH Accounts
124
Number of Accounts for Regular Shares
11,158
Non Member Deposits
3
Net Income (unless the amount is already included in Undivided Earnings)
-179,778
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,332,476
Total Liabilities
75,190,143
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wexford Community Credit UnionIs Wexford Community Credit Union a safe place to deposit money?Yes, Wexford Community Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5014789840966%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wexford Community Credit Union operate?Wexford Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wexford Community Credit Union?Yes, to access services at Wexford Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wexford Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wexford Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wexford Community Credit Union offer online and mobile banking?Most modern institutions like Wexford Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wexccu.com. Current Wexford Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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