MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Wexford Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Wexford Community Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Wexford Community Credit Union's top rates as of October 9, 2026 are 3.50% APY on its 36 Month CD, personal loans from 9.50% APR, and credit cards from 5.00% APR, according to rates verified by MonitorBankRates. Other Wexford Community Credit Union CD rates include 36 Month IRA CD at 3.50%, 24 Month CD at 3.30%, and 24 Month IRA CD at 3.30%. MonitorBankRates evaluates the financial stability of Wexford Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.26%. Rates last updated and verified on 10/09/2026.

Wexford Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wexford Community Credit Union? Share your experience about Wexford Community Credit Union by leaving a review below, or read customer reviews before you decide to use Wexford Community Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.26%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Wexford Community Credit Union
Wexford Community Credit Union
1015 Wilcox St
Cadillac, MI 49601
https://www.wexccu.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Wexford Community Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificate - 3.50% 36 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.00% → 3.50% ▲ 1.50 pts · high 3.50% / low 2.00%
0.50%2.75%5.00%Sep 14, 2026: 2.00% APYOct 9, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.50%▲ from 2.00%
  • Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
36 Month IRA CD - 3.50% 36 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.00% → 3.50% ▲ 1.50 pts · high 3.50% / low 2.00%
0.50%2.75%5.00%Sep 14, 2026: 2.00% APYOct 9, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.50%▲ from 2.00%
  • Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
24 Month Certificate - 3.30% 24 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.30% ▲ 0.80 pts · high 3.30% / low 2.50%
1.70%2.90%4.10%Sep 14, 2026: 2.50% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
24 Month IRA CD - 3.30% 24 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.30% ▲ 0.80 pts · high 3.30% / low 2.50%
1.70%2.90%4.10%Sep 14, 2026: 2.50% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
12 Month Certificate - 3.15% 12 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.15% ▲ 0.65 pts · high 3.15% / low 2.50%
1.85%2.83%3.80%Sep 14, 2026: 2.50% APYOct 9, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.15%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
12 Month IRA CD - 3.15% 12 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.15% ▲ 0.65 pts · high 3.15% / low 2.50%
1.85%2.83%3.80%Sep 14, 2026: 2.50% APYOct 9, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.15%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
6 Month Certificate - 3.00% 6 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
2.25%2.88%3.50%Sep 14, 2026: 2.75% APYOct 9, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.00%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
6 Month IRA CD - 3.00% 6 months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
2.25%2.88%3.50%Sep 14, 2026: 2.75% APYOct 9, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.00%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%

Wexford Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2027-2026 Auto/Truck - - 5.50% up to 60 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 9, 2026: 5.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2025-2024 Auto/Truck - - 5.75% up to 60 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2021-2020 Auto/Truck - - 6.00% up to 48 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2023-2022 Auto/Truck - - 6.00% up to 60 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2027-2026 Auto/Truck - - 6.00% 61 to 78 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2025-2024 Auto/Truck - - 6.25% 61 to 78 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 6.50% up to 36 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2021-2020 Auto/Truck - - 6.50% 49 to 60 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2023-2022 Auto/Truck - - 6.50% 61 to 78 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2027-2026 Auto/Truck - - 6.75% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 7.00% 37 to 48 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2021-2020 Auto/Truck - - 7.00% 61 to 78 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2025-2024 Auto/Truck - - 7.00% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2023-2022 Auto/Truck - - 7.25% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 7.50% 49 to 60 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2027-2026 Auto/Truck - - 7.50% 97 to 120 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2025-2024 Auto/Truck - - 7.75% 97 to 120 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2021-2020 Auto/Truck - - 8.00% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2023-2022 Auto/Truck - - 8.00% 97 to 120 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 8.25% 61 to 78 months
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 9, 2026: 8.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2021-2020 Auto/Truck - - 9.00% 97 to 120 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 9, 2026: 9.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 9.50% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 9, 2026: 9.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
2019 & Older Auto/Truck - - 10.50% 97 to 120 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.50% APR
10.00%10.50%11.00%Oct 9, 2026: 10.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%

Wexford Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats/RVs/Motorcycles - 2027-2026 Loan - 5.75% up to 60 months
Details If over $30,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 5.75% up to 48 months
Details 2027-2026
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 6.00% up to 60 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 6.00% up to 48 months
Details 2025-2024
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 6.25% up to 48 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 6.25% up to 60 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 6.25% 61 to 78 months
Details If over $30,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 6.25% 49 to 60 months
Details 2027-2026
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 6.50% up to 48 months
Details 2023-2022
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 6.50% 61 to 78 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 6.50% 49 to 60 months
Details 2025-2024
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 6.75% up to 36 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 6.75% 49 to 60 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 6.75% up to 48 months
Details 2021-2020
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 6.75% 61 to 78 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 6.75% 49 to 60 months
Details 2023-2022
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 6.75% 61 to 78 months
Details 2027-2026; If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 7.00% 61 to 78 months
Details 2025-2024; If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 7.00% 79 to 96 months
Details If over $30,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 7.25% 37 to 48 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 7.25% 61 to 78 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 7.25% 49 to 60 months
Details 2021-2020
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 7.25% 61 to 78 months
Details 2023-2022; If over $20,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 7.25% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 7.50% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 7.50% 79 to 96 months
Details 2027-2026; If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 7.75% 49 to 60 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 7.75% up to 48 months
Details 2019 & Older
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 7.75% 61 to 78 months
Details 2021-2020; If over $20,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 7.75% 79 to 96 months
Details 2025-2024; If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 7.75% 97 to 120 months
Details If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 9, 2026: 7.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 8.00% 79 to 96 months
Details 2023-2022; If over $30,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 8.00% 97 to 120 months
Details If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 8.00% 121 to 180 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 9, 2026: 8.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 8.25% 49 to 60 months
Details 2019 & Older
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 9, 2026: 8.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 8.25% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 9, 2026: 8.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 8.25% 97 to 120 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 9, 2026: 8.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 8.25% 97 to 120 months
Details 2027-2026; If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 9, 2026: 8.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 8.50% 61 to 78 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 9, 2026: 8.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 8.50% 121 to 180 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 9, 2026: 8.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 8.50% 97 to 120 months
Details 2025-2024; If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 9, 2026: 8.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 8.75% 121 to 180 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 9, 2026: 8.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 8.75% 97 to 120 months
Details 2023-2022; If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 9, 2026: 8.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 9.00% 61 to 78 months
Details 2019 & Older; If over $20,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 9, 2026: 9.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2027-2026 Loan - 9.00% 181 to 240 months
Details (RVs only) If over $75,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 9, 2026: 9.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 9.25% 97 to 120 months
Details If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 9, 2026: 9.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2025-2024 Loan - 9.50% 181 to 240 months
Details (RVs only) If over $75,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 9, 2026: 9.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 9.75% 79 to 96 months
Details If over $25,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2021-2020 Loan - 9.75% 121 to 180 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2023-2022 Loan - 9.75% 181 to 240 months
Details (RVs only) If over $75,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 10.75% 97 to 120 months
Details If over $40,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Boats/RVs/Motorcycles - 2019 & Older Loan - 11.75% 121 to 180 months
Details If over $50,000 max term
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 11.75% APR
11.25%11.75%12.25%Oct 9, 2026: 11.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
"Admiral" Life Boat Loan = - 25.00% 9 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 25.00% APR · checked 5 times
24.50%25.00%25.50%Sep 14, 2026: 25.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
"Captain" Life Boat Loan = - 25.00% 6 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 25.00% APR · checked 5 times
24.50%25.00%25.50%Sep 14, 2026: 25.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
"Sprint" Life Boat Loan = - 25.00% 3 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 25.00% APR · checked 5 times
24.50%25.00%25.50%Sep 14, 2026: 25.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%

Wexford Community Credit Union Credit Card Rates

Product Rate APR View More
Share Secured VISA 5.00% 5.00%
Details As Low As; Share Secured
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
VISA 8.25% 8.25%
Details As Low As; VISA
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%

Wexford Community Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 9.50% up to 12 months
Details Up to $10,000.00; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 9.00% → 9.50% ▲ 0.50 pts · high 9.50% / low 9.00%
8.50%9.25%10.00%Sep 18, 2026: 9.00% APROct 9, 2026: 9.50% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20269.50%▲ from 9.00%
  • Sep 18, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans 10.25% 13 to 24 months
Details Up to $10,000.00; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 9, 2026: 10.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans 11.00% 25 to 36 months
Details Up to $10,000.00; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 11.00% APR
10.50%11.00%11.50%Oct 9, 2026: 11.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans 11.50% 37 to 48 months
Details Up to $10,000.00; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 11.50% APR
11.00%11.50%12.00%Oct 9, 2026: 11.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans 12.25% 49 to 60 months
Details Up to $10,000.00; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 12.25% APR
11.75%12.25%12.75%Oct 9, 2026: 12.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans to $30,000 12.50% up to 36 months
Details $10,000.01; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 12.50% APR
12.00%12.50%13.00%Oct 9, 2026: 12.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans to $30,000 13.25% 37 to 48 months
Details $10,000.01; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 13.25% APR
12.75%13.25%13.75%Oct 9, 2026: 13.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans to $30,000 14.00% 49 to 60 months
Details $10,000.01; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 9, 2026: 14.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Signature Loans to $30,000 15.00% 61 to 72 months
Details $10,000.01; As Low As; Signature Loans
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 15.00% APR
14.50%15.00%15.50%Oct 9, 2026: 15.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.26%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Wexford Community Credit Union’s Texas Ratio rose from 1.40% in Q3 2023 to 4.26% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.2% 3.0★ 4.8% 4.0★ 6.4% 5.0★ Healthy zone – entire history below the 15% limit 1.40% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.26% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$89M4.26%5.0A+
March 31, 2026$88M1.98%5.0A+
December 31, 2025$84M2.19%5.0A+
September 30, 2025$82M2.38%5.0A+
June 30, 2025$86M4.74%5.0A+
March 31, 2025$87M2.79%5.0A+
December 31, 2024$84M4.14%5.0A+
September 30, 2024$84M3.53%5.0A+
June 30, 2024$83M2.91%5.0A+
March 31, 2024$82M1.08%5.0A+
December 31, 2023$80M3.66%5.0A+
September 30, 2023$80M1.40%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Wexford Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wexford Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wexford Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wexford Community Credit Union
Website https://www.wexccu.com
Address 1015 Wilcox St, Cadillac, MI 49601
Phone 231-775-2081
Fax
President Richard Giddens
CEO Julie Rushing
Full-Time Employees 32
Part-Time Employees 4
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.26%
Return on Assets (ROA)
-0.2179%
Return on Equity (ROE)
-2.5413%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
88,761,532
Total Amount of Shares and Deposits
81,153,341
Total Shares and Deposits < 1 Year
78,990,335
Total Shares and Deposits 1 3 Years
2,163,006
Total Insured Shares and Deposits > $250K (item 17 less item K)
81,153,341
Total Interest Expense (Sum of items 6 8)
339,173
Share Certificates
511
Number of Accounts for Share Drafts
5,561
IRA KEOGH Accounts
120
Number of Accounts for Regular Shares
11,061
Non Member Deposits
2
Net Income (unless the amount is already included in Undivided Earnings)
-193,407
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,538,075
Total Liabilities
82,543,833
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Wexford Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/wexford-community-credit-union-rates-review-65639">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Wexford Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Wexford Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Wexford Community Credit Union

How many branches does Wexford Community Credit Union operate?

Wexford Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wexford Community Credit Union?

Yes, to access services at Wexford Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wexford Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wexford Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wexford Community Credit Union offer online and mobile banking?

Most modern institutions like Wexford Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wexccu.com.

Current Wexford Community Credit Union Rates

  • 12-Month CD3.15%
  • 24-Month CD3.30%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Saint John A M E Federal Credit Union I B E W LOCAL 56 Coast360 Federal Credit Union Avadian Credit Union All One Credit Union Blaw Knox Credit Union CME Federal Credit Union Commonwealth Credit Union Church Of The Master Federal Credit Union Southeast Louisiana Veterans Health Federal Credit Union Oswego County Federal Credit Union NIAGARA REGIONAL Fort Peck Community Federal Credit Union Michigan Educational Credit Union New Century Federal Credit Union New Haven County Credit Union Mini Cassia Empl Credit Union MERCK SHARP and DOHME Together Credit Union RAIZ Orleans Parish Sheriffs Credit Union