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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

BROADVIEW Rates & Review March 2026

BROADVIEW's 18 Month Bump Up Fixed Rate CDs rates are at 3.75%, 18 Month Health Savings CD rates are at 3.75%, 18 Month IRA CD rates are at 3.75%, 6 Month Fixed Rate CDs rates are at 3.60%, 6 Month Health Savings CD rates are at 3.60%. BROADVIEW's savings rates are at 0.10%. BROADVIEW's money market rates are at 0.10%. BROADVIEW's 15-year Fixed rates are at 5.75%, 5/6 ARM rates are at 5.38%, 20-year Fixed rates are at 6.12%, 30-year Fixed rates are at 6.38%, 7/6 ARM rates are at 5.88%. BROADVIEW's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of BROADVIEW with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.85%. Rates were last updated on 03/25/2026.

BROADVIEW money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BROADVIEW? Share your experience about BROADVIEW by leaving a review below, or read customer reviews before you decide to use BROADVIEW.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.85%
Excellent Higher than avg
Bank of Vernon
Financial Service Center
4 Winners Cir
Albany, NY 12205 1121
https://www.broadviewfcu.com
Member NCUA

BROADVIEW CD Rates

Product Rate APY Term View More
18 Month Bump Up Fixed Rate Certificates 3.68% 3.75% 18
Min Deposit $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Health Savings Certificate 3.68% 3.75% 18 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month IRA Certificate 3.68% 3.75% 18 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Fixed Rate Certificates 3.53% 3.60% 6
Min Deposit $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Health Savings Certificate 3.53% 3.60% 6 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month IRA Certificate 3.53% 3.60% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Fixed Rate Certificates 3.44% 3.50% 12
Min Deposit $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Health Savings Certificate 3.44% 3.50% 12 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month IRA Certificate 3.44% 3.50% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Fixed Rate Certificates 3.44% 3.50% 24
Min Deposit $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Health Savings Certificate 3.44% 3.50% 24 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month IRA Certificate 3.44% 3.50% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Add-On IRA Certificate 3.19% 3.25% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Fixed Rate Certificates 2.95% 3.00% 36
Min Deposit $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Health Savings Certificate 2.95% 3.00% 36 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month IRA Certificate 2.95% 3.00% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month IRA Certificate 2.95% 3.00% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month IRA Certificate 2.95% 3.00% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Savings Rates

Product Rate APY View More
High Yield Savings 3.00% 3.05%
Min Balance $1,000,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 2.71% 2.75%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 2.47% 2.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 2.22% 2.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 1.88% 1.90%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 1.49% 1.50%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 0.99% 1.00%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 0.74% 0.75%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Savings 0.10% 0.10%
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Choice Savings 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Holiday Club 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Primary and Youth Savings 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Money Market Rates

Product Rate APY View More
Business Money Market 3.00% 3.05%
Min Balance $1,000,000
Details $1,000,000 and Over
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 3.00% 3.05%
Min Balance $1,000,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 2.71% 2.75%
Min Balance $500,000
Details $500,000 to $999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 2.71% 2.75%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 2.47% 2.50%
Min Balance $250,000
Details $250,000 to $499,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 2.22% 2.25%
Min Balance $100,000
Details $100,000 to $249,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 2.22% 2.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 1.88% 1.90%
Min Balance $50,000
Details $50,000 to $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 1.88% 1.90%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 1.49% 1.50%
Min Balance $25,000
Details $25,000 to $49,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 1.49% 1.50%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.99% 1.00%
Min Balance $10,000
Details $10,000 to $24,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.99% 1.00%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.74% 0.75%
Min Balance $2,500
Details $2,500 to $9,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.74% 0.75%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.10% 0.10%
Min Balance $0
Details $0.01 to $2,499.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Checking Rates

Product Rate APY View More
IOLA Checking 0.10% 0.10%
Details $0 Minimum Average Daily Balance to Earn Dividends
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Organization Checking 0.10% 0.10%
Details No Minimum/No Fee
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
BusinessElite Checking 0.05% 0.05%
Details $2,500 Minimum Daily Average Balance to Earn Dividends
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
BusinessEase Checking - 0.00%
Details No Minimum/No fee
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Free Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Real Estate Escrow Checking - 0.00%
Details No Minimum/No fee
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Mortgage Rates

Product Rate Points APR Term View More
15-year Fixed 5.75% 0 5.98%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5/6 ARM 5.38% 0 6.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20-year Fixed 6.13% 0 6.33%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30-year Fixed 6.38% 0 6.50%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7/6 ARM 5.88% 0 6.55%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10/6 ARM 6.25% 0 6.66%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Academic Advantage Loan - - 9.75% 15 Years
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Home Equity & HELOC

Product Rate Points APR Term View More
Variable Rate Home Equity Line of Credit - - 3.99% 25 Years
Details Intro rate expires: 12 months; Regular APR: 6.250%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Variable Rate Home Equity Line of Credit - - 4.24% 25 Years
Details Intro rate expires: 12 months; Regular APR: 6.250%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Variable Rate Home Equity Line of Credit - - 4.49% 25 Years
Details Intro rate expires: 12 months; Regular APR: 6.250%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Variable Rate Home Equity Line of Credit - - 4.99% 25 Years
Details Intro rate expires: 12 months; Regular APR: 6.250%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Home Equity Line of Credit 10 Years - - 5.25% 10
Details Rates quoted are the lowest available rates based on overall creditworthiness.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Home Equity Line of Credit 15 Years - - 5.25% 15
Details Rates quoted are the lowest available rates based on overall creditworthiness.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Home Equity Line of Credit 15 Years - - 5.75% 15
Details Rates quoted are the lowest available rates based on overall creditworthiness.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Home Equity Line of Credit 20 Years - - 5.75% 20
Details Rates quoted are the lowest available rates based on overall creditworthiness.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Home Equity Line of Credit 20 Years - - 6.25% 20
Details Rates quoted are the lowest available rates based on overall creditworthiness.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Credit Card Rates

Product Rate APR View More
Mastercard BusinessCard® - 14.00%
Details Regular APR: 14.00%; Cash Advances APR: 16.00%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
World Elite Mastercard for Business® - 15.00%
Details Regular APR: 15.00%; Cash Advances APR: 17.00%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BROADVIEW Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 8.74%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 8.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 9.24%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 9.49%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Line of Credit - 12.25%
Details Variable
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BROADVIEW is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BROADVIEW rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BROADVIEW's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BROADVIEW
Address 4 Winners Cir, Albany, NY 12205 1121
Phone 518-458-8986
Fax 518-458-2261
President Patrick Kelly
CEO Michael Castellana
Full-Time Employees 1,293
Part-Time Employees 47
Branch Locations 62
ATM Locations 65
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.85%
Return on Assets (ROA)
0.4198%
Return on Equity (ROE)
4.8328%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
9,024,142,199
Total Amount of Shares and Deposits
7,971,192,652
Total Shares and Deposits < 1 Year
7,674,201,542
Total Shares and Deposits 1 3 Years
281,027,720
Total Shares and Deposits > 3 Years
15,963,392
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
627,932,776
Total Uninsured Shares and Deposits > $250K (F+J)
627,932,776
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,343,259,876
Total Interest Expense (Sum of items 6 8)
110,895,457
Share Certificates
56,659
Number of Accounts for Share Drafts
414,099
IRA KEOGH Accounts
13,961
Number of Accounts for Regular Shares
683,959
All other shares
11,662
Non Member Deposits
1
Money Market Shares
64,237
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
732,699,291
Total Liabilities
8,323,234,650
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About BROADVIEW

Is BROADVIEW a safe place to deposit money?

Yes, BROADVIEW is considered a safe financial institution. With a Texas Ratio of 6.8478112529883%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does BROADVIEW operate?

BROADVIEW currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BROADVIEW?

Yes, to access services at BROADVIEW, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BROADVIEW does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BROADVIEW provides members with tools to manage their accounts and build a solid financial history.

Does BROADVIEW offer online and mobile banking?

Most modern institutions like BROADVIEW provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.broadviewfcu.com.

Current BROADVIEW Rates

  • 12-Month CD3.25%
  • 18-Month CD3.75%
  • 24-Month CD3.50%
  • 60-Month CD3.00%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.