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Broadview Federal Credit Union Rates & Review August 2026

Broadview Federal Credit Union's 12 Month IRA rates are at 4.00%, 12 Month Health Savings CD rates are at 4.00%, 12 Month Add-on rates are at 3.75%, 12 Month Add-On IRA rates are at 3.75%, 18 Month Bump Up rates are at 3.75%. Broadview Federal Credit Union's savings rates are at 0.10%. Broadview Federal Credit Union's money market rates are at 0.10%. Broadview Federal Credit Union's 10-year fixed note rate rates are at 3.00%, 15-year Fixed rates are at 5.88%, 20-year Fixed rates are at 6.25%, 7/6 ARM rates are at 5.88%, 30-year Fixed rates are at 6.50%. Broadview Federal Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Broadview Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.28%. Rates last updated and verified on 08/28/2026.

Broadview Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Broadview Federal Credit Union? Share your experience about Broadview Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Broadview Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.28%
Excellent Higher than avg
Broadview Federal Credit Union
Financial Service Center
4 Winners Cir
Albany, NY 12205 1121
https://www.broadviewfcu.com
Member NCUA

Broadview Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA 3.92% 4.00% 12 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
12 Month Health Savings Certificate 3.92% 4.00% 12 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
12 Month Add-on 3.68% 3.75% 12 Month
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
12 Month Add-On IRA 3.68% 3.75% 12 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
18 Month Bump Up 3.68% 3.75% 18 Month
Min Deposit $500
Details Once your account is established, you may make a one time request within the first six (6) months your account is open to exchange your 18 Month Bump Up Share Certificate for another certificate we offer that has a higher rate (excluding another 18 Month Bump Up Share Certificate). The new certificate must have a minimum term of 12 months, and all terms and conditions of the new certificate will apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
18 Month IRA 3.68% 3.75% 18 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
18 Month Health Savings Certificate 3.68% 3.75% 18 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
6 Month IRA 3.53% 3.60% 6 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
6 Month Health Savings Certificate 3.53% 3.60% 6 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
24 Month IRA 3.44% 3.50% 24 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
24 Month Health Savings Certificate 3.44% 3.50% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
3 Month 2.95% 3.00% 3 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
36 Month IRA 2.95% 3.00% 36 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
48 Month IRA 2.95% 3.00% 48 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
60 Month IRA 2.95% 3.00% 60 Month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
36 Month Health Savings Certificate 2.95% 3.00% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings 3.00% 3.05%
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 2.71% 2.75%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 2.47% 2.50%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 2.22% 2.25%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 1.88% 1.90%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 1.49% 1.50%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 0.99% 1.00%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 0.74% 0.75%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Choice Savings 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
High Yield Savings 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Primary and Youth Savings 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.00% 3.05%
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 2.71% 2.75%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 2.22% 2.25%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 1.88% 1.90%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 1.49% 1.50%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 0.99% 1.00%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 0.74% 0.75%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Money Market 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Checking Rates

Product Rate APY View More
Free Checking 0.00% 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-year fixed note rate 3.00% - 3.13% 10 years
Details The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. The adjusted rate shall be based on the index value in effect 60 days priors to the contractual rate change data. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 2 Year Loan - - 4.24%
Details APR for Model Years 2023 and Newer
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 3 Year Loan - - 4.49%
Details APR for Model Years 2023 and Newer
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 4 Year Loan - - 4.74%
Details APR for Model Years 2023 and Newer
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 5 Year Loan - - 4.99%
Details APR for Model Years 2023 and Newer
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 2 Year Loan - - 5.49%
Details APR for Model Years 2019-2022
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 3 Year Loan - - 5.49%
Details APR for Model Years 2019-2022
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 4 Year Loan - - 5.74%
Details APR for Model Years 2019-2022
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 5 Year Loan - - 5.99%
Details APR for Model Years 2019-2022
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
15-year Fixed 5.88% 0 6.10% 15-year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
20-year Fixed 6.25% 0 6.46% 20-year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
7/6 ARM 5.88% - 6.55% 30 year mortgage
Details The 7/6 ARM is a 30 year mortgage with a fixed rate for the first 7 years that is subject to change bi-annually thereafter. The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. Rates are accurate as of 8/26/2026 11:22 AM and are subject to change without notice. The adjusted rate shall be based on the index value in effect 45 days prior to the contractual rate change data. Payments do not include taxes and insurance, if applicable, and the actual payment obligation will be greater. Mortgage products offered in New York State only. Principal address: 4 Winners Circle Suite 202, Albany, NY 12205.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
30-year Fixed 6.50% 0 6.62% 30-year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Mortgage 6.50% - 6.62% 30-Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
FHA 30-year Fixed 6.25% 0 7.19% 30-year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 2 Year Loan - - 8.24%
Details APR for Model Years 2018 and Older
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 3 Year Loan - - 8.24%
Details APR for Model Years 2018 and Older
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
DepositsCertificatesLoansMortgagesBusiness - 4 Year Loan - - 8.49%
Details APR for Model Years 2018 and Older
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Line of Credit - 10 Years - - 5.50% 10 Years
Details Positions/LTV: 2nd / 60% LTV; Draw Period: 5 years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Fixed Rate Home Equity Line of Credit - 15 Years - - 5.50% 15 Years
Details Positions/LTV: 1st / 60% LTV; Draw Period: 5 years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Fixed Rate Home Equity Line of Credit - 15 Years - - 6.00% 15 Years
Details Positions/LTV: 2nd / 60% LTV; Draw Period: 5 years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Fixed Rate Home Equity Line of Credit - 20 Years - - 6.00% 20 Years
Details Positions/LTV: 1st / 60% LTV; Draw Period: 5 years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Variable Rate Home Equity Line of Credit - - 6.25% 25 Years
Details Intro: 3.99% rate for 12 months; Positions/LTV: 1st / 60% LTV; Draw Period: 10 Years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Fixed Rate Home Equity Line of Credit - 20 Years - - 6.50% 20 Years
Details Positions/LTV: 2nd / 60% LTV; Draw Period: 5 years
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 4.24% 2 years
Details As low as; Other rates and terms may apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Broadview Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
Details Fixed
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Personal Loan - 8.74%
Details Fixed
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Personal Loan - 8.99%
Details Fixed
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Personal Loan - 9.24%
Details Fixed
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Personal Loan - 9.49%
Details Fixed
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%
Personal Line of Credit - 12.25%
Details Variable
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Broadview Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Broadview Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Broadview Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Broadview Federal Credit Union
Address 4 Winners Cir, Albany, NY 12205 1121
Phone 518-458-8986
Fax 518-458-2261
President Patrick Kelly
CEO Michael Castellana
Full-Time Employees 1,293
Part-Time Employees 47
Branch Locations 62
ATM Locations 65
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.28%
Return on Assets (ROA)
0.4198%
Return on Equity (ROE)
4.8328%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
9,024,142,199
Total Amount of Shares and Deposits
7,971,192,652
Total Shares and Deposits < 1 Year
7,674,201,542
Total Shares and Deposits 1 3 Years
281,027,720
Total Shares and Deposits > 3 Years
15,963,392
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
627,932,776
Total Uninsured Shares and Deposits > $250K (F+J)
627,932,776
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,343,259,876
Total Interest Expense (Sum of items 6 8)
110,895,457
Share Certificates
56,659
Number of Accounts for Share Drafts
414,099
IRA KEOGH Accounts
13,961
Number of Accounts for Regular Shares
683,959
All other shares
11,662
Non Member Deposits
1
Money Market Shares
64,237
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
732,699,291
Total Liabilities
8,323,234,650
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Broadview Federal Credit Union

How many branches does Broadview Federal Credit Union operate?

Broadview Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Broadview Federal Credit Union?

Yes, to access services at Broadview Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Broadview Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Broadview Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Broadview Federal Credit Union offer online and mobile banking?

Most modern institutions like Broadview Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.broadviewfcu.com.

Current Broadview Federal Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.75%
  • 24-Month CD3.50%
  • 60-Month CD3.00%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.