Peach State B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Peach State B&TToday's 12-month CD rates can be found at 2.78%, 6-month CD rates at 4.50% and 3-month CD rates at 0.20%. Current savings rates are at 0.40% and money market rates are at 2.27%. Mortgage rates today on 30-year fixed loans are around 6.86%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Peach State B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peach State B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peach State B&T CD rates. You can also compare Peach State B&T savings rates, MMA rates and mortgage rates using our other rate lists.

Peach State B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peach State B&T? Share your experience about Peach State B&T by leaving a review below, or read customer reviews before you decide to use Peach State B&T.

Peach State B&T Texas Ratio

Peach State B&T's Texas Ratio is at 0.02%, which is considered excellent. The Texas Ratio for Peach State B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peach State B&T is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peach State B&T
121 E E Butler Pkwy
Gainesville, GA 30501
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Peach State B&T Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.65%
$100
Union State Bank of Everest
Union State Bank of Everest
3-Month CD
4.65%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Palo Savings Bank
12-Month CD (Jumbo)
4.06%
$100,000
BMO Alto
BMO Alto
60-Month CD
4.00%
$0
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
4.00%
$500
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Money Market
4.00%
$100,000
Ally Bank
Ally Bank
Savings
3.85%
$0
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
3.80%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.80%
$500
MapleMark Bank
MapleMark Bank
18-Month CD
3.75%
$25,000
NBKC Bank
NBKC Bank
12-Month CD
3.75%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
24-Month
3.51%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
48-Month CD
3.50%
$1,000
All America Bank
All America Bank
48-Month CD
3.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.25%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
26-Month CD
3.20%
$1,000
Laona State Bank
Laona State Bank
48-Month CD
2.78%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
48-Month CD
2.68%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
Money Market
2.27%
$25,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
2.02%
$500
Department of Commerce FCU
Department of Commerce FCU
IRA Money Market
2.02%
$100
State Bank of Graymont
State Bank of Graymont
60-Month CD
1.86%
$1,000
State Bank Fenton, MI
State Bank Fenton, MI
36-Month CD
1.66%
$500
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Osgood Bank
Osgood Bank
60-Month CD
1.51%
$1,000
One Community Bank
One Community Bank
24-Month CD
1.45%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
30-Month CD
1.26%
$500
Jewett City Savings Bank
Jewett City Savings Bank
36-Month CD
1.25%
$1,000
Community Bank Owatonna
Community Bank Owatonna
24-Month CD
1.20%
$1,000
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Oakdale State Bank
Oakdale State Bank
24-Month CD
1.00%
$1,000
The Honesdale National Bank
The Honesdale National Bank
Select Money Market
0.85%
$25,000
Municipal Bank
Municipal Bank
60-Month CD
0.75%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
6-Month CD
0.75%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
36-Month CD
0.65%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
12-Month CD
0.55%
$500
Chain Bridge Bank
Chain Bridge Bank
Interest Checking
0.49%
$100
The Dime Bank
The Dime Bank
6-Month CD
0.45%
$2,500
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
Union Bank, Inc.
Union Bank, Inc.
48-Month CD
0.39%
$1,000
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
United Southern Bank
United Southern Bank
60-Month CD
0.30%
$1,000
OneLocal Bank
OneLocal Bank
18-Month CD
0.30%
$500
Monroe Savings Bank
Monroe Savings Bank
Statement Savings
0.25%
$100
First Southern Bank
First Southern Bank
Business Premier Money Market
0.25%
$2,500
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings
0.20%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
General Savings
0.10%
$131
Cendera Bank
Cendera Bank
Savings
0.10%
$100
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Peach State B&T rate data right now, check back for updates, we are adding rates all the time.

Peach State B&T Information

Peach State B&T
121 E E Butler Pkwy
Gainesville, GA 30501
Hall
Established Date: 04/27/2005
FDIC Certificate #: 57923
Date of FDIC Deposit Insurance: 04/27/2005
Bank Holding Company: PEACH STATE BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Peach State B&T FDIC Insured? Yes
What is Peach State B&T's Cert number? 57923
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peach State B&T Financials

Total Assets:
$758,622,000
Total Deposits:
$596,944,000
Equity Capital:
$57,714,000
Domestic Deposits:
$596,944,000
Net Income:
$1,574,000
Return on Assets:
0.8541%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.1517%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
10.6900%
Quarterly Return on Equity:
11.0500%
Common Equity Tier 1 Capital Ratio:
15.7969%
Tier 1 Risk-Based Capital Ratio:
15.7969%
Leverage Tier 1 (Core Capital) Ratio:
9.6602%
Total Risk-Based Capital Ratio (YTD):
17.0481%
Total Interest Income (YTD):
4.6820%
 
 
Headquarters:
Gainesville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Hall
# of Offices:
3
Metropolitan Statistical Area (MSA):
Gainesville, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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