Peach State B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peach State B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peach State B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peach State B&T CD rates. You can also compare Peach State B&T savings rates, MMA rates and mortgage rates using our other rate lists. Peach State B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peach State B&T? Share your experience about Peach State B&T by leaving a review below, or read customer reviews before you decide to use Peach State B&T. Peach State B&T Texas Ratio Peach State B&T's Texas Ratio is at 0.02%, which is considered excellent. The Texas Ratio for Peach State B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peach State B&T is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Peach State B&T Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 17, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peach State B&T rate data right now, check back for updates, we are adding rates all the time. Peach State B&T InformationPeach State B&T
121 E E Butler PkwyGainesville, GA 30501 Hall Established Date: 04/27/2005 FDIC Certificate #: 57923 Date of FDIC Deposit Insurance: 04/27/2005 Bank Holding Company: PEACH STATE BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.peachstate.bank
Is Peach State B&T FDIC Insured? Yes
What is Peach State B&T's Cert number? 57923
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peach State B&T FinancialsTotal Assets:
$758,622,000
Total Deposits:
$596,944,000
Equity Capital:
$57,714,000
Domestic Deposits:
$596,944,000
Net Income:
$1,574,000
Return on Assets:
0.8541%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.1517%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
10.6900%
Quarterly Return on Equity:
11.0500%
Common Equity Tier 1 Capital Ratio:
15.7969%
Tier 1 Risk-Based Capital Ratio:
15.7969%
Leverage Tier 1 (Core Capital) Ratio:
9.6602%
Total Risk-Based Capital Ratio (YTD):
17.0481%
Total Interest Income (YTD):
4.6820%
Headquarters:
Gainesville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Hall
# of Offices:
3
Metropolitan Statistical Area (MSA):
Gainesville, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsDeposit rates are set to increase sometime in the next several months when the Federal Reserve increases the federal funds rate. The likelihood of an increase gets greater as more time passes. The latest an increase will come is likely in September.
 The best CD rates on Christmas Eve are stable, no new highs to report on even though the fed funds rate was increased last week. Here is a list of the best CD rates on short term certificates of deposit of 1 year or less. The best 1 month CD rates are at 1.35 percent from Colorado Federal Savings Bank. The best CD rates on 3 month certificates of deposit are at 2.15 percent from Popular Bank. The highest CD rates on 6 month CDs are at 2.46 percent from VirtualBank. The top 9 month CD rate is at 2.31 percent from Luana Savings Bank. The highest 1 year CD rate is at 2.90 percent from ablebanking.First Internet Bank of Indiana has increased interest rates on all of their certificates of deposit. This is the second time since October that First Internet Bank of Indiana increased their CD rates. Listed below are the most recent CD rate changes. Bank or Credit Union Offers and DealsCD Rates Decline Slightly This WeekMortgage Rates Mortgage Bankers Association: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.87% Hurricane Relief Loan from Bethpage Federal Credit Union Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates Best 18 Month CD Rates in San Antonio, Texas Mortgage Rates Increase in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.81%, 15 Year Mortgage Rates Averaging 4.13% Mutual Security Credit Union CD Rates EH National Bank Money Market Account 50K Rates now at 0.83% Alternative Bank and Credit Union Offers to ExploreBank of America Money Market Savings AccountFed Pushes Out Any Rate Increases Further into 2016 10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY Mortgage Rates Make New Low for 2017 Weekly Mortgage Rates: Jumbo Mortgage Rates 401K: Taking a 401K Loan Savings Interest Rates on Accounts Augusta, Maine (ME) Certificate of Deposit Insurance for up to $50 Million AimLoan Mortgage Rates: 30 Year Loan 4.88% FirstFedDirect Bank Savings Account Peach State B&T ReviewsThere are no reviews for Peach State B&T yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.04% and 3-month CD rates at 3.29%. Current savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 29.24%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. 
