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New Haven Bank Rates & Review April 2026

New Haven Bank's 10-Month Certificates of Deposit (Regular and IRAs) rates are at 3.55%, 10-Months 10-Month CD rates are at 3.55%, 15-Month Certificates of Deposit (Regular and IRAs) rates are at 3.45%, 15-Months 15-Month CD rates are at 3.45%, 18-Month Certificates of Deposit (Regular and IRAs) rates are at 3.00%. New Haven Bank's savings rates are at 0.05%. New Haven Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of New Haven Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 04/11/2026.

New Haven Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Haven Bank? Share your experience about New Haven Bank by leaving a review below, or read customer reviews before you decide to use New Haven Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.25%
Excellent Lower than avg
New Haven Bank
299 Whalley Ave
New Haven, CT 06511
https://www.newhavenbank.com
Member FDIC

New Haven Bank CD Rates

Product Rate APY Term View More
10 month Certificates of Deposit (Regular and IRAs) 3.49% 3.55% 10 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
10 month CD - 3.55% 10 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
15 month Certificates of Deposit (Regular and IRAs) 3.40% 3.45% 15 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
15 month CD - 3.45% 15 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
18 month Certificates of Deposit (Regular and IRAs) 2.96% 3.00% 18 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
2 year Certificates of Deposit (Regular and IRAs) 2.71% 2.75% 2 year
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
3 year Certificates of Deposit (Regular and IRAs) 2.71% 2.75% 3 year
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
4 year Certificates of Deposit (Regular and IRAs) 2.71% 2.75% 4 year
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
1 year Certificates of Deposit (Regular and IRAs) 2.47% 2.50% 1 year
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
5 year Certificates of Deposit (Regular and IRAs) 2.47% 2.50% 5 year
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
6 month Certificates of Deposit (Regular and IRAs) 2.47% 2.50% 6 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
9 month Certificates of Deposit (Regular and IRAs) 2.47% 2.50% 9 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
3 month Certificates of Deposit (Regular and IRAs) 1.98% 2.00% 3 month
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

New Haven Bank Savings Rates

Product Rate APY View More
Safe Haven Savings Account - 2.70%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
NHB Savings 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

New Haven Bank Money Market Rates

Product Rate APY View More
Business Money Market Account 0.15% 0.15%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
NHB Money Market Account 0.15% 0.15%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Business Money Market Account 0.10% 0.10%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
NHB Money Market Account 0.10% 0.10%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Business Money Market Account 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
NHB Money Market Account 0.05% 0.05%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

New Haven Bank Checking Rates

Product Rate APY View More
Business Checking with Interest 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for New Haven Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather New Haven Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Haven Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name New Haven Bank
Bank Holding Company FIRST CITY FUND CORP
Address 299 Whalley Ave, New Haven, CT 06511  ·  South Central Connecticut
FDIC Certificate # 58952
Established 12/20/2010
FDIC Insurance Date 12/20/2010
Domestic Offices 2
Total Branches 2
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.25%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0910%
Return on Equity (ROE) -0.8100%
Non-Performing Loans (NPL) 0.02%
Total Assets $200,933,000
Total Deposits $153,566,000
Equity Capital $15,897,000
Net Income $-27,000
Headquarters New Haven
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About New Haven Bank

Is New Haven Bank a safe place to deposit money?

Yes, New Haven Bank is considered a safe financial institution. With a Texas Ratio of 0.25105442860012%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does New Haven Bank operate?

New Haven Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, New Haven Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Haven Bank provides members with tools to manage their accounts and build a solid financial history.

Does New Haven Bank offer online and mobile banking?

Most modern institutions like New Haven Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newhavenbank.com.

Current New Haven Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD3.00%
  • 24-Month CD2.75%
  • 36-Month CD2.75%
  • 48-Month CD2.75%
  • 60-Month CD2.50%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.