Pinnacle Bank (GA) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Pinnacle Bank (GA)Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.75% and 3-month CD rates at 0.10%. Current savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Pinnacle Bank (GA) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pinnacle Bank (GA), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pinnacle Bank (GA) CD rates. You can also compare Pinnacle Bank (GA) savings rates, MMA rates and mortgage rates using our other rate lists.

Pinnacle Bank (GA) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pinnacle Bank (GA)? Share your experience about Pinnacle Bank (GA) by leaving a review below, or read customer reviews before you decide to use Pinnacle Bank (GA).

Pinnacle Bank (GA) Texas Ratio

Pinnacle Bank (GA)'s Texas Ratio is at 1.22%, which is considered excellent. The Texas Ratio for Pinnacle Bank (GA) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Pinnacle Bank (GA) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Pinnacle Bank (GA)
884 Elbert St
Elberton, GA 30635
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Pinnacle Bank (GA) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD (Jumbo)
4.50%
$100,000
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
City Credit Union
City Credit Union
12-Month CD
4.15%
$1,000
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
FSB of Westmoreland
FSB of Westmoreland
12-Month CD
4.04%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
18-Month CD
4.00%
$500
Bank5 Connect
Bank5 Connect
12-Month CD
3.95%
$500
FNB of Wyoming
FNB of Wyoming
12-Month CD
3.82%
$100
Haverhill Bank
Haverhill Bank
18-Month CD
3.75%
$500
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
Cendera Bank
Cendera Bank
48-Month CD
3.40%
$1,000
Home Bank of California
Home Bank of California
60-Month CD
2.69%
$10,000
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
2.53%
$250,000
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
24-Month CD
2.35%
$50,000
First National Bank of Shiner
First National Bank of Shiner
36-Month CD
2.25%
$1,000
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
BankNewport
BankNewport
Premium Money Market
1.75%
$250,000
First State Bank New London, WI
First State Bank New London, WI
48-Month CD
1.71%
$5,000
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Hometown National Bank
Hometown National Bank
Foundations Money Market
1.20%
$2,500
Washita State Bank
Washita State Bank
3-Month CD
1.16%
$1,000
Prevail Bank
Prevail Bank
12-Month CD
1.10%
$1,000
New Albin Savings Bank
New Albin Savings Bank
Passbook Savings
1.00%
$200
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
Genoa Community Bank
Genoa Community Bank
Savings
0.80%
$100
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
0.75%
$0
AAC Credit Union
AAC Credit Union
Money Market
0.75%
$100,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
OSB Odin State Bank
OSB Odin State Bank
Premium Money Market
0.65%
$25,000
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Money Market
0.50%
$5,000
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.46%
$10
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Century Bank and Trust GA
Century Bank and Trust GA
Business Money Market
0.45%
$2,500
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
Norway Savings Bank
Norway Savings Bank
18-Month CD
0.30%
$500
Beardstown Savings
Beardstown Savings
6-Month CD
0.25%
$0
Citizens State Bank Moundridge, KS
Savings
0.25%
$100
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
Greeneville Federal Bank
Greeneville Federal Bank
6-Month CD
0.15%
$1,000
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
State Bank Freeport, IL
State Bank Freeport, IL
Checking Plus
0.10%
$1
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
Bank of Franklin County
Bank of Franklin County
Freedom Savings
0.05%
$0
The Bank of Glen Burnie
The Bank of Glen Burnie
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Pinnacle Bank (GA) rate data right now, check back for updates, we are adding rates all the time.

Pinnacle Bank (GA) Information

Pinnacle Bank (GA)
884 Elbert St
Elberton, GA 30635
Elbert
Established Date: 03/12/1934
FDIC Certificate #: 14065
Date of FDIC Deposit Insurance: 03/14/1934
Bank Holding Company: PINNACLE FINANCIAL CORP
How Many Domestic U.S. Offices? 25
How Many Branches are There? 25
Is Pinnacle Bank (GA) FDIC Insured? Yes
What is Pinnacle Bank (GA)'s Cert number? 14065
What is the maximum amount for insured deposits? $250,000 per holder, per account

Pinnacle Bank (GA) Financials

Total Assets:
$2,174,160,000
Total Deposits:
$1,918,210,000
Equity Capital:
$180,057,000
Domestic Deposits:
$1,918,210,000
Net Income:
$5,535,000
Return on Assets:
1.0001%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.3197%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
12.5800%
Quarterly Return on Equity:
12.2900%
Common Equity Tier 1 Capital Ratio:
10.4784%
Tier 1 Risk-Based Capital Ratio:
10.4784%
Leverage Tier 1 (Core Capital) Ratio:
8.7095%
Total Risk-Based Capital Ratio (YTD):
11.6259%
Total Interest Income (YTD):
4.7223%
 
 
Headquarters:
Elberton
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Elbert
# of Offices:
25
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points.
indymac-federal-bankIndyMac Federal Bank is offering one of the best CD rates around, an online promotional 7 month Certificate of Deposit ( CD ) Rate of 4.15% APY. The minimum deposit is $5,000. Interest is compounded daily and paid or reinvested into the account monthly or at maturity. This promo CD rate isn't available to Institutional or Business accounts.
Mortgage rates were slightly higher in the last mortgage survey released this morning. Mortgage rates have increased considerably since the end of November. In the Mortgage Bankers Association's Weekly Mortgage Rate Survey the average contract mortgage rate on 30 year home mortgage loans increased to 4.85 percent for the week ending December 17, 2010, up from the previous week’s average year mortgage rate of 4.84 percent. 30 year mortgage rates have increased for six consecutive weeks. Average mortgage discount points on 30 year home mortgage loans decreased to 0.96 points, down from the prior week’s average of 1.33 points.

Bank or Credit Union Offers and Deals

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Mortgage Rates and Refinance Rates on Martin Luther King, Jr. Day: 30 Year Rates at 4.74, 15 Year Rates at 3.99%
EH National Bank Money Market Account Rates now at 0.80%
Higher Fed Funds Rate Later This Year Will Send Deposit Rates Higher
Cash Back Credit Cards
Mortgage Rates Today Drift Lower as Janet Yellen says Interest Rates Will Stay Low
Current Mortgage Rates: July 14, 2010

Alternative Bank and Credit Union Offers to Explore

15 Year Mortgage Rates Hit New All-Time Record Low at 2.61%
Best Online Savings Rates at 1.05 Percent, 10 Times the FDIC National Average Savings Rates
Highest Deposit Rates This Week at 0.95% APY
Mortgage Rates: 30 Year Mortgage Rates at 4.81% and 15 Year Mortgage Rates at 4.32%-Freddie Mac
Georgia FCU Certificates of Deposit
Comerica CD Rates: Special CD 6-Month 5.00% APY
Variable Deposit Rate Report August 2, 2015
Key Economic News Out Later This Week May Send Rates Higher in 2014
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Mortgage Rates 4-20: 30 Year Conforming Rates Averaging 4.80%, 30 Year Jumbo Rates Averaging 5.35%

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