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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MEMBERSFIRST CT Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
MEMBERSFIRST CT's 12 Month CD rates are at 3.30%, 6 Month CD rates are at 3.30%, 18 Month CD rates are at 3.04%, 24 Month CD rates are at 3.04%, 48 Month CD rates are at 2.78%. MEMBERSFIRST CT's savings rates are at 0.25%. MEMBERSFIRST CT's money market rates are at 0.05%. MEMBERSFIRST CT's 1st Mortgage Fixed Rate Loan rates are at 5.12%, 1st Mortgage Fixed Rate Loan rates are at 5.99%. MEMBERSFIRST CT's Personal Loan Rates are as low as 9.99%. MEMBERSFIRST CT's Credit Card Rates are at 11.99%. MonitorBankRates evaluates the financial stability of MEMBERSFIRST CT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.59%. Rates last updated and verified on 09/22/2026. MEMBERSFIRST CT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MEMBERSFIRST CT? Share your experience about MEMBERSFIRST CT by leaving a review below, or read customer reviews before you decide to use MEMBERSFIRST CT. 
MEMBERSFIRST CT CD Rates
MEMBERSFIRST CT Savings Rates
MEMBERSFIRST CT Money Market Rates
MEMBERSFIRST CT Mortgage Rates
MEMBERSFIRST CT Home Equity & HELOC
MEMBERSFIRST CT Auto Loan Rates
MEMBERSFIRST CT RV, Boat and Powersport Loan Rates
MEMBERSFIRST CT Credit Card Rates
MEMBERSFIRST CT Personal Loan Rates
MEMBERSFIRST CT Other Rates
Financial Health HistoryMEMBERSFIRST CT’s Texas Ratio rose from 0.08% in Q2 2023 to 0.59% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MEMBERSFIRST CT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MEMBERSFIRST CT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MEMBERSFIRST CT's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MEMBERSFIRST CT
Website
http://membersfirstctfcu.com
Address
285 Broad St,
Meriden, CT 06450-5847
Phone
203-237-6424
Fax
203-237-6166
President
James Suzio
CEO
Edward Hogan
Full-Time Employees
13
Part-Time Employees
5
Branch Locations
4
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.59%
Return on Assets (ROA)
0.1554%
Return on Equity (ROE)
1.3297%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
107,479,139
Total Amount of Shares and Deposits
94,057,343
Total Shares and Deposits < 1 Year
93,576,470
Total Shares and Deposits 1 3 Years
405,094
Total Shares and Deposits > 3 Years
75,779
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,134,802
Total Uninsured Shares and Deposits > $250K (F+J)
3,134,802
Total Insured Shares and Deposits > $250K (item 17 less item K)
90,922,541
Total Interest Expense (Sum of items 6 8)
316,108
Share Certificates
730
Number of Accounts for Share Drafts
3,696
IRA KEOGH Accounts
333
Number of Accounts for Regular Shares
7,482
All other shares
55
Money Market Shares
513
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,383,518
Total Liabilities
94,914,741
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for MEMBERSFIRST CT yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for MEMBERSFIRST CT
Frequently Asked Questions About MEMBERSFIRST CTHow many branches does MEMBERSFIRST CT operate?MEMBERSFIRST CT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MEMBERSFIRST CT?Yes, to access services at MEMBERSFIRST CT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MEMBERSFIRST CT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MEMBERSFIRST CT provides members with tools to manage their accounts and build a solid financial history. Does MEMBERSFIRST CT offer online and mobile banking?Most modern institutions like MEMBERSFIRST CT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://membersfirstctfcu.com. Current MEMBERSFIRST CT Rates
Retrieved from our database of financial products. Rates subject to change.
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