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Commercial Capital Bank Rates & Review April 2026

You can compare Commercial Capital Bank rates to other rates in our database, including 12-month CD rates currently at 0.15%, 6-month CD rates at 4.00% and 3-month CD rates at 3.65%. Savings rates are at 0.80% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 5.90%. All these rates can be compared to Commercial Capital Bank rates. MonitorBankRates evaluates the financial stability of Commercial Capital Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.87%. Rates were last updated on 04/14/2026.

Commercial Capital Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Capital Bank? Share your experience about Commercial Capital Bank by leaving a review below, or read customer reviews before you decide to use Commercial Capital Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.87%
Excellent Higher than avg
Commercial Capital Bank
311 Broadway St
Delhi, LA 71232
https://www.comcapbank.com
Member FDIC

Current Rate Availability

We do not have Commercial Capital Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commercial Capital Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commercial Capital Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commercial Capital Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commercial Capital Bank
Bank Holding Company CAPITAL BCORP INC
Address 311 Broadway St, Delhi, LA 71232  ·  Richland
FDIC Certificate # 34784
Established 02/22/1999
FDIC Insurance Date 02/22/1999
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.87%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 4.3846%
Return on Equity (ROE) 39.3100%
Non-Performing Loans (NPL) 0.52%
Total Assets $556,376,000
Total Deposits $432,915,000
Equity Capital $61,018,000
Net Income $9,081,000
Headquarters Delhi
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Commercial Capital Bank

Is Commercial Capital Bank a safe place to deposit money?

Yes, Commercial Capital Bank is considered a safe financial institution. With a Texas Ratio of 8.8726182583379%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Commercial Capital Bank operate?

Commercial Capital Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commercial Capital Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial Capital Bank provides members with tools to manage their accounts and build a solid financial history.

Does Commercial Capital Bank offer online and mobile banking?

Most modern institutions like Commercial Capital Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.comcapbank.com.