Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.10% and 3-month CD rates at 1.25%. Current savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 7.99%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank. Highpoint Community Bank Texas Ratio Highpoint Community Bank's Texas Ratio is at 0.98%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Highpoint Community Bank Mortgage RatesHighpoint Community Bank
7/1 ARM
6.000%
6.175%
0.000
Highpoint Community Bank
15-Year Fixed
6.000%
6.293%
0.000
Highpoint Community Bank
30-Year Fixed
6.500%
6.680%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union RatesCommunity Bank and Trust - West Georgia
6-Month CD
5.15%
$500
Newtek Bank
6-Month CD
5.05%
$2,500
Service Federal Credit Union
Primary Savings
5.00%
$0
First National Bank in Philip
6-Month CD
4.55%
$1,000
Freedom Bank of Virginia
18-Month CD
4.50%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Highpoint Community Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Highpoint Community Bank InformationHighpoint Community Bank
150 W Court StHastings, MI 49058 Barry Established Date: 01/01/1886 FDIC Certificate #: 11407 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: HCB FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account
Highpoint Community Bank FinancialsTotal Assets:
$599,528,000
Total Deposits:
$545,710,000
Equity Capital:
$38,027,000
Domestic Deposits:
$545,710,000
Net Income:
$1,437,000
Return on Assets:
0.9202%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.0963%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
14.1400%
Quarterly Return on Equity:
15.2800%
Common Equity Tier 1 Capital Ratio:
13.5889%
Tier 1 Risk-Based Capital Ratio:
13.5889%
Leverage Tier 1 (Core Capital) Ratio:
7.1069%
Total Risk-Based Capital Ratio (YTD):
14.5591%
Total Interest Income (YTD):
4.1463%
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsDuring the financial crisis and the Great Recession, the value of individual retirement accounts plummeted as equity markets fell about 50 percent on average. Since that time, which is over 5 years now, the value of retirement accounts have made up some lost ground according to Fidelity Investments.
Mortgage rates are down again in the latest mortgage survey. Conforming 30 year mortgage rates are down to 4.93 percent for the week ending February 18, 2010. Mortgage discount points average 0.7 points.
Goldwater Bank CD rates are very good right now. In fact, CD rates from Goldwater Bank are some of the highest CD rates currently available today. 1 year CD rates at Goldwater Bank are at 0.95 percent. 6 month CD rates from Goldwater Bank are at 0.70 percent. See how Goldwater Bank CD rates compare with other bank CD Rates.
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