Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank. Highpoint Community Bank Texas Ratio Highpoint Community Bank's Texas Ratio is at 0.98%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Highpoint Community Bank Mortgage Rates
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
Highpoint Community Bank
7/1 ARM
6.375%
6.575%
0.000
Highpoint Community Bank
30-Year Fixed
6.875%
7.082%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union Rates
Golden Belt Bank, FSA
48-Month CD
3.75%
$1,000
Harrison County Bank
36-Month CD
3.60%
$1,000
Everence Trust Company
24-Month CD
3.50%
$500
First State Bank of Harvey
12-Month CD
3.49%
$1,000
Salem Five Direct
6-Month CD
3.45%
$2,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Highpoint Community Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Highpoint Community Bank InformationHighpoint Community Bank
150 W Court StHastings, MI 49058 Barry Established Date: 01/01/1886 FDIC Certificate #: 11407 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: HCB FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account
Highpoint Community Bank FinancialsTotal Assets:
$599,528,000
Total Deposits:
$545,710,000
Equity Capital:
$38,027,000
Domestic Deposits:
$545,710,000
Net Income:
$1,437,000
Return on Assets:
0.9202%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.0963%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
14.1400%
Quarterly Return on Equity:
15.2800%
Common Equity Tier 1 Capital Ratio:
13.5889%
Tier 1 Risk-Based Capital Ratio:
13.5889%
Leverage Tier 1 (Core Capital) Ratio:
7.1069%
Total Risk-Based Capital Ratio (YTD):
14.5591%
Total Interest Income (YTD):
4.1463%
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon.  Mortgage rates have hit another record low with the exception of 1 year adjustable mortgage rates in Freddie Mac's Primary Mortgage Market Survey released yesterday. 30 year fixed conforming mortgage rates declined to 4.58 percent for the week ending July 1, 2010, down from the prior week’s average 30 year mortgage rate of 4.69 percent. Average mortgage discount points remained unchanged at 0.7 points.
The average CD rate is darn right dismal and has been for awhile now. CD rates were expected to start headed higher in 2010 but that might not happen until 2011. There has been a slew of poor economic numbers released recently that is pointing to a slowing economy.
Bank or Credit Union Offers and DealsMortgage Rates Lower as Housing Market RecoversTop 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00% This Week's CD Rates Increased Across the Board Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43% First Jersey Credit Union CD Rates & IRA CD Rates NewDominion Bank 6 Month CD Rates now at 0.30% Northwest Hills CU Savings Interest Accounts and Money Market Accounts Mortgage Rates are a Critical Aspect of the Home Buying Process Low Mortgage Rates and Low Home Inventory Cause Biggest Home Price Gains Since 2006 What's in the Stimulus Bill for You? Alternative Bank and Credit Union Offers to ExploreAverage Certificate of Deposit Rates First Week of 2015Nordstrom Bank 18 Month CD Rates now at 1.24% California First National Bank Savings and Money Market Checking Account Today's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to Drop Weekly Mortgage Rates: 30 Year Mortgage Rates at 3.90% CD Rates Jump Higher This Week Current CD Rates from Northwest Hills CU Best 3 Month CD Rates California Third Federal Savings and Loan Savings Rates now at 0.20% New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33% Highpoint Community Bank ReviewsThere are no reviews for Highpoint Community Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.45%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 8.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
