Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Highpoint Community BankToday's 12-month CD rates can be found at 0.18%, 6-month CD rates at 1.00% and 3-month CD rates at 0.75%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.86%. Credit Card rates are at 9.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank.

Highpoint Community Bank Texas Ratio

Highpoint Community Bank's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
7.44%
Credit Card
N/A
Personal Loan
N/A
Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Highpoint Community Bank
Highpoint Community Bank
30-Year Fixed
7.250%
7.439%
0.000
Highpoint Community Bank
Highpoint Community Bank
20-Year Fixed
7.000%
7.242%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.750%
6.933%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Mutual Bank, FSB
First Mutual Bank, FSB
Money Market Select
0.30%
$100,000
North Shore Bank Co-op
48-Month CD
1.30%
$1,000
Spring Bank Bronx, NY
6-Month CD
4.25%
$250
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.50%
$1,000
Associated Bank
Associated Bank
13-Month CD
4.00%
$1,000
WaFd Bank
WaFd Bank
48-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
State Bank of Medora
State Bank of Medora
Money Market
0.50%
$0
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD (Certificate)
4.25%
$1,000
Bank Plus
Bank Plus
Savings Account
0.05%
$25
Vio Bank
Vio Bank
36-Month CD
3.50%
$500
State Bank Freeport, IL
State Bank Freeport, IL
36-Month CD special new money
4.35%
$5,000
Genesis Bank
Genesis Bank
24-Month CD
4.89%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
21-Month CD
3.80%
$500
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.56%
$500
Modern Bank
Modern Bank
6-Month CD
5.50%
$10,000
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
14-Month CD Special
4.30%
$5,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
14-Month CD special
4.50%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
36-Month CD
3.50%
$1,000
Napoleon State Bank
Napoleon State Bank
36-Month CD
0.50%
$500
Homewood Federal SB
Homewood Federal SB
60-Month CD
2.75%
$500
BankGloucester
BankGloucester
9-Month CD Jumbo
4.38%
$100,000
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Penn Community Bank
Penn Community Bank
13-Month CD special
5.10%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
9-Month CD
3.65%
$1,000
Ipava State Bank
Ipava State Bank
20-Month CD special
3.79%
$1,000
First Citizens State Bank
First Citizens State Bank
60-Month CD
1.85%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
New Horizon Bank
New Horizon Bank
15-Month CD
4.85%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
State Bank of Fairmont
State Bank of Fairmont
24-Month CD
1.00%
$1,000
Merrick Bank
Merrick Bank
18-Month CD
4.65%
$25,000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
6-Month CD
0.40%
$500
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
Putnam County Bank
Putnam County Bank
18-Month CD
1.25%
$1,000
Marquette Savings Bank
Marquette Savings Bank
31-Month promo special
3.91%
$500
Gorham Savings Bank
Gorham Savings Bank
Savings Account
0.10%
$25
Marion County State Bank
Marion County State Bank
12-Month CD
5.00%
$1,000
First Federal S&L of Greene Co
First Federal S&L of Greene Co
30-Month CD
2.78%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
11-Month CD special
4.47%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD new money
0.08%
$10,000
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.75%
$250
Blupeak Credit Union
Blupeak Credit Union
9-Month CD (Certificate) Promo Special
5.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
Kasasa Saving Account
1.00%
$50
Ballston Spa National Bank
Ballston Spa National Bank
Platinum Money Market (Consumers)
0.75%
$100,000
Vanguard
Vanguard
9-Month CD brokered
5.10%
$1,000
Community Financial Services Bank (CFSB)
Community Financial Services Bank (CFSB)
Community Plus Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Highpoint Community Bank Information

Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Barry
Established Date: 01/01/1886
FDIC Certificate #: 11407
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HCB FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account

Highpoint Community Bank Financials

Total Assets:
$479,680,000
Total Deposits:
$431,368,000
Equity Capital:
$33,430,000
Domestic Deposits:
$431,368,000
Net Income:
$888,000
Return on Assets:
0.5896%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.7707%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
8.4800%
Quarterly Return on Equity:
10.7100%
Common Equity Tier 1 Capital Ratio:
13.9809%
Tier 1 Risk-Based Capital Ratio:
13.9809%
Leverage Tier 1 (Core Capital) Ratio:
7.5398%
Total Risk-Based Capital Ratio (YTD):
14.8082%
Total Interest Income (YTD):
2.9191%
 
 
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Checking on current savings rates online, the best savings rates available right now top out at 0.60 percent. Before the pandemic, we were scoffing at savings rates around 1.00 percent, now we would be happy to get a rate at 1.00 percent or higher.
After making a series of new record lows the past several weeks average mortgage rates are mixed. Average mortgage rates today on 30 year conforming loans are lower averaging 3.68 percent, down from yesterday's average 30 year mortgage rate of 2.69 percent.
Mortgage rates fell again this past week, continuing the downtrend of the past couple of months. Mortgage rates make new record lows each week these days. The current national average 30 year mortgage interest rate is at 4.52 percent, down from last week's average 30 year mortgage rate of 4.60 percent. The average 30 year mortgage rates in the state of New Jersey is slightly higher this morning at 4.53 percent.

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