Highpoint Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Highpoint Community BankToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.10% and 3-month CD rates at 1.25%. Current savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 7.99%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Highpoint Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Highpoint Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Highpoint Community Bank CD rates. You can also compare Highpoint Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Highpoint Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highpoint Community Bank? Share your experience about Highpoint Community Bank by leaving a review below, or read customer reviews before you decide to use Highpoint Community Bank.

Highpoint Community Bank Texas Ratio

Highpoint Community Bank's Texas Ratio is at 0.98%, which is considered excellent. The Texas Ratio for Highpoint Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Highpoint Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.68%
Credit Card
N/A
Personal Loan
N/A
Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.000%
6.175%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.000%
6.293%
0.000
Highpoint Community Bank
Highpoint Community Bank
30-Year Fixed
6.500%
6.680%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Highpoint Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
6-Month CD
5.15%
$500
Newtek Bank
Newtek Bank
6-Month CD
5.05%
$2,500
Service Federal Credit Union
Service Federal Credit Union
Primary Savings
5.00%
$0
First National Bank in Philip
First National Bank in Philip
6-Month CD
4.55%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
18-Month CD
4.50%
$500
Financial Federal Bank
Financial Federal Bank
Money Market
4.05%
$100,000
Belt Valley Bank
Belt Valley Bank
12-Month CD
4.00%
$500
City Credit Union
City Credit Union
24-Month CD
4.00%
$1,000
Fayetteville Bank
Fayetteville Bank
12-Month CD
3.75%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.75%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
48-Month CD
3.56%
$2,500
Central Bank of Kansas City
Central Bank of Kansas City
60-Month CD
3.55%
$500
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
3.55%
$1,000
Hardin County SB
Hardin County SB
48-Month CD
3.50%
$10,000
121 Financial Credit Union
121 Financial Credit Union
18-Month CD
3.50%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
48-Month CD
3.45%
$1,500
Center National Bank
Center National Bank
Rewards Checking
3.30%
$0
Citizens Bank of Clovis
Citizens Bank of Clovis
48-Month CD
3.30%
$1,000
Grand Valley Bank
Grand Valley Bank
36-Month CD
3.25%
$500
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
3.05%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
3.00%
$1,000
Tri-County Trust Company
Tri-County Trust Company
60-Month CD
2.78%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Adams County Bank
Adams County Bank
60-Month CD
2.73%
$500
State Bank & Trust Company
State Bank & Trust Company
36-Month CD
2.27%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
60-Month CD
2.25%
$1,000
Bristol Morgan Bank
Bristol Morgan Bank
24-Month CD
2.20%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
18-Month CD
2.12%
$500
Timberland Bank
Timberland Bank
60-Month CD
2.02%
$500
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.01%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
1.95%
$1,000
Forte Bank
Forte Bank
Community Choice Money Market
1.76%
$250,000
First Enterprise Bank
First Enterprise Bank
3-Month CD
1.50%
$1,000
Home Loan State Bank
Home Loan State Bank
12-Month CD
1.46%
$1,000
Fulton Bank
Fulton Bank
48-Month CD
1.01%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
Genoa Community Bank
Genoa Community Bank
Money Market
0.75%
$1,000
Greenville Federal
Greenville Federal
12-Month CD
0.70%
$500
Fifth District Savings Bank
Fifth District Savings Bank
Money Market
0.60%
$100,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
MutualOne Bank
MutualOne Bank
12-Month CD
0.45%
$500
Altoona First Savings Bank
Altoona First Savings Bank
48-Month CD
0.45%
$1,000
Perennial Bank
Perennial Bank
Passbook Savings
0.40%
$0
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
Abington Bank
Abington Bank
12-Month CD
0.15%
$1,000
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
Thomaston Savings Bank
Thomaston Savings Bank
3-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
6-Month CD
0.10%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Highpoint Community Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Highpoint Community Bank Information

Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Barry
Established Date: 01/01/1886
FDIC Certificate #: 11407
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HCB FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Highpoint Community Bank FDIC Insured? Yes
What is Highpoint Community Bank's Cert number? 11407
What is the maximum amount for insured deposits? $250,000 per holder, per account

Highpoint Community Bank Financials

Total Assets:
$599,528,000
Total Deposits:
$545,710,000
Equity Capital:
$38,027,000
Domestic Deposits:
$545,710,000
Net Income:
$1,437,000
Return on Assets:
0.9202%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.0963%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
14.1400%
Quarterly Return on Equity:
15.2800%
Common Equity Tier 1 Capital Ratio:
13.5889%
Tier 1 Risk-Based Capital Ratio:
13.5889%
Leverage Tier 1 (Core Capital) Ratio:
7.1069%
Total Risk-Based Capital Ratio (YTD):
14.5591%
Total Interest Income (YTD):
4.1463%
 
 
Headquarters:
Hastings
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Barry
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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