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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Qualstar Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Qualstar Credit Union's savings rates are at 0.75%. Qualstar Credit Union's money market rates are at 1.25%. Qualstar Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of Qualstar Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.04%. Rates were last updated on 04/08/2026. Qualstar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Qualstar Credit Union? Share your experience about Qualstar Credit Union by leaving a review below, or read customer reviews before you decide to use Qualstar Credit Union. Qualstar Credit Union
BOTHELL CORPORATE OFFICE 24000 35th Ave SE # 200
https://www.qualstarcu.com Bothell, WA 98021 8990 
Qualstar Credit Union Savings Rates
Qualstar Credit Union Money Market Rates
Qualstar Credit Union Checking Rates
Qualstar Credit Union Mortgage Rates
Qualstar Credit Union Home Equity & HELOC
Qualstar Credit Union Auto Loan Rates
Qualstar Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Qualstar Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Qualstar Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Qualstar Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Qualstar Credit Union
Website
https://www.qualstarcu.com
Address
24000 35th Ave SE # 200,
Bothell, WA 98021 8990
Phone
800-848-0018
Fax
President
MITCH JOHNSON
CEO
MICHAEL ELFSTROM
Full-Time Employees
124
Part-Time Employees
1
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.04%
Return on Assets (ROA)
1.0364%
Return on Equity (ROE)
6.4774%
Non-Performing Loans Ratio (NPL)
1.28%
Total Assets
891,431,367
Total Amount of Shares and Deposits
735,140,020
Total Shares and Deposits < 1 Year
726,009,632
Total Shares and Deposits 1 3 Years
5,608,255
Total Shares and Deposits > 3 Years
3,522,133
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
59,107,377
Total Uninsured Shares and Deposits > $250K (F+J)
59,107,377
Total Insured Shares and Deposits > $250K (item 17 less item K)
676,032,643
Total Interest Expense (Sum of items 6 8)
12,933,720
Share Certificates
1,415
Number of Accounts for Share Drafts
50,529
IRA KEOGH Accounts
1,232
Number of Accounts for Regular Shares
23,763
All other shares
21
Non Member Deposits
10,713
Money Market Shares
9,980
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
71,990,118
Total Liabilities
745,591,171
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Qualstar Credit UnionIs Qualstar Credit Union a safe place to deposit money?Yes, Qualstar Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0355630963215%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Qualstar Credit Union operate?Qualstar Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Qualstar Credit Union?Yes, to access services at Qualstar Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Qualstar Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Qualstar Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Qualstar Credit Union offer online and mobile banking?Most modern institutions like Qualstar Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qualstarcu.com. Current Qualstar Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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