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Sabattus Regional Credit Union Rates & Review April 2026

Sabattus Regional Credit Union's savings rates are at 1.00%. Sabattus Regional Credit Union's Personal Loan Rates are at 5.74%. MonitorBankRates evaluates the financial stability of Sabattus Regional Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.62%. Rates were last updated on 04/19/2026.

Sabattus Regional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sabattus Regional Credit Union? Share your experience about Sabattus Regional Credit Union by leaving a review below, or read customer reviews before you decide to use Sabattus Regional Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.62%
Excellent Lower than avg
Sabattus Regional Credit Union
Main Office
2 Middle Rd
Sabattus, ME 04280
https://www.srcu4u.com
Member NCUA

Sabattus Regional Credit Union Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 1.00% 1.00%
Min Deposit $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
IRA Savings Club 1.00% 1.00%
Min Deposit $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
All Purpose Clubs/Christmas Clubs 0.05% 0.05%
Min Deposit $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%

Sabattus Regional Credit Union Checking Rates

Product Rate APY View More
Business Draft Checking - 0.00%
Min Deposit $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
Share Draft Checking - 0.00%
Min Deposit $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%

Sabattus Regional Credit Union Personal Loan Rates

Product Rate APR View More
Motorcycle, Snowmobile, ATV, & Personal Watercraft - 5.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
Motorcycle, Snowmobile, ATV, & Personal Watercraft - 5.99%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
Motorcycle, Snowmobile, ATV, & Personal Watercraft - 6.24%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
Motorcycle, Snowmobile, ATV, & Personal Watercraft - 6.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%
Motorcycle, Snowmobile, ATV, & Personal Watercraft - 7.24%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.62%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sabattus Regional Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sabattus Regional Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sabattus Regional Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sabattus Regional Credit Union
Address 2 Middle Rd, Sabattus, ME 04280
Phone 207-375-6538
Fax 207-375-8409
President Theodore Smith
CEO Tiffiny Stewart
Full-Time Employees 14
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.62%
Return on Assets (ROA)
0.7622%
Return on Equity (ROE)
7.7056%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
82,953,468
Total Amount of Shares and Deposits
74,293,031
Total Shares and Deposits < 1 Year
70,395,430
Total Shares and Deposits 1 3 Years
2,910,145
Total Shares and Deposits > 3 Years
987,458
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,264,646
Total Uninsured Shares and Deposits > $250K (F+J)
5,264,646
Total Insured Shares and Deposits > $250K (item 17 less item K)
69,028,385
Total Interest Expense (Sum of items 6 8)
789,386
Share Certificates
445
Number of Accounts for Share Drafts
3,765
IRA KEOGH Accounts
236
Number of Accounts for Regular Shares
6,224
All other shares
63
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,644,677
Total Liabilities
74,748,136
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Sabattus Regional Credit Union

Is Sabattus Regional Credit Union a safe place to deposit money?

Yes, Sabattus Regional Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6215392625186%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sabattus Regional Credit Union operate?

Sabattus Regional Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sabattus Regional Credit Union?

Yes, to access services at Sabattus Regional Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sabattus Regional Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sabattus Regional Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sabattus Regional Credit Union offer online and mobile banking?

Most modern institutions like Sabattus Regional Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.srcu4u.com.

Current Sabattus Regional Credit Union Rates

  • Savings1.00%
Retrieved from our database of financial products. Rates subject to change.