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Sabattus Regional Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Sabattus Regional Credit Union's IRA & CD - 1 Year rates are at 3.50%, IRA & CD - 2 Year rates are at 3.50%, IRA & CD - 6 Month rates are at 3.50%, IRA & CD - 3 Year rates are at 3.35%, IRA & CD - 4 Year rates are at 3.25%. Sabattus Regional Credit Union's savings rates are at 1.00%. Sabattus Regional Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.74%. Sabattus Regional Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Sabattus Regional Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.31%. Rates last updated and verified on 10/29/2026.
Sabattus Regional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sabattus Regional Credit Union? Share your experience about Sabattus Regional Credit Union by leaving a review below, or read customer reviews before you decide to use Sabattus Regional Credit Union.
Sabattus Regional Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Sabattus Regional Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.31%
ExcellentLower than avg
Sabattus Regional Credit Union Texas Ratio
Sabattus Regional Credit Union's Texas Ratio is 3.31%, which is considered excellent and is lower than the national average of 6.13%.
Sabattus Regional Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.83% to 3.31% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Sabattus Regional Credit Union CD Rates
Product
Rate
APY
Term
View More
IRA & Share Certificate - 1 Year
3.445%
3.50%
1 Year
Min Deposit$500
DetailsDividend rate 3.445%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA & Share Certificate - 2 Year
3.445%
3.50%
2 Year
Min Deposit$500
DetailsDividend rate 3.445%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA & Share Certificate - 6 Month
3.445%
3.50%
6 Month
Min Deposit$500
DetailsDividend rate 3.445%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA & Share Certificate - 3 Year
3.297%
3.35%
3 Year
Min Deposit$500
DetailsDividend rate 3.297%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA & Share Certificate - 4 Year
3.203%
3.25%
4 Year
Min Deposit$500
DetailsDividend rate 3.203%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA & Share Certificate - 5 Year
3.203%
3.25%
5 Year
Min Deposit$500
DetailsDividend rate 3.203%; certificates renew automatically with 7-day grace period; substantial penalty for early withdrawal
Last Updated10/29/2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Savings Rates
Product
Rate
APY
View More
Health Savings Account (HSA)
0.995%
1.00%
Min Deposit$0
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
IRA Savings Club
0.995%
1.00%
Min Deposit$0
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
All Purpose Clubs/Christmas Clubs
0.049%
0.05%
Min Deposit$0
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Regular Share
0.049%
0.05%
Min Deposit$25
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Youth Share (Monty Moose)
0.049%
0.05%
Min Deposit$25
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Checking Rates
Product
Rate
APY
View More
Share Draft Checking
0.00%
0.00%
Min Deposit$0
Last Updated10/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Draft Checking
0.00%
0.00%
Min Deposit$0
Last Updated10/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
-
-
7.00%
Revolving
DetailsAs Low As; Index: lowest WSJ prime rate; Margin as low as 0%; Minimum APR 3.50%, maximum APR 16%; Payment: the greater of $50.00 or 1% of the outstanding balance as of last advance; For eligible borrowers with qualified collateral; Borrow up to 80% of appraised value; APR as of 09/17/26
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Automobile Loan - 2021-2023 Vehicles
-
-
5.99%
72 Months
DetailsAs Low As; Vehicle Year: 2021-2023; 100% Financing available for qualified applicants; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Automobile Loan - 2024-2027 Vehicles
-
-
6.49%
84 Months
DetailsAs Low As; Vehicle Year: 2024-2027; 84 month term available for 2024 and newer vehicles only, minimum loan amount of $20,000; 100% Financing available for qualified applicants; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Automobile Loan - 2018-2020 Vehicles
-
-
6.62%
60 Months
DetailsAs Low As; Vehicle Year: 2018-2020; 100% Financing available for qualified applicants; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.62% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Automobile Loan - 2013-2017 Vehicles
-
-
7.39%
48 Months
DetailsAs Low As; Vehicle Year: 2013-2017; 100% Financing available for qualified applicants; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.39% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Automobile Loan - 2012 & Older Vehicles
-
-
9.99%
36 Months
DetailsAs Low As; Vehicle Year: 2012 & older; 100% Financing available for qualified applicants; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
-
5.74%
36 Months
DetailsAs Low As; Loan Amount: $3,000 to $3,999; Payment Per Thousand: $30.30; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 36 Months
-
5.74%
36 Months
DetailsAs Low As; Loan Amount: $3,000 to $4,999; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
-
5.99%
48 Months
DetailsAs Low As; Loan Amount: $4,000 to $7,499; Payment Per Thousand: $23.48; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 48 Months
-
5.99%
48 Months
DetailsAs Low As; Loan Amount: $5,000 to $7,499; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
-
6.24%
60 Months
DetailsAs Low As; Loan Amount: $7,500 to $12,499; Payment Per Thousand: $19.44; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 60 Months
-
6.24%
60 Months
DetailsAs Low As; Loan Amount: $7,500 to $9,999; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
-
6.74%
72 Months
DetailsAs Low As; Loan Amount: $12,500 & up; Payment Per Thousand: $16.92; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 72 Months
-
6.74%
72 Months
DetailsAs Low As; Loan Amount: $10,000 to $12,499; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
-
7.24%
84 Months
DetailsAs Low As; Loan Amount: $25,000 & up; Payment Per Thousand: $15.21; 84 Month term available to 2024 & newer motorcycles only; $25,000 minimum loan; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 96 Months
-
7.24%
96 Months
DetailsAs Low As; Loan Amount: $12,500 to $14,999; 20% down required on terms exceeding 96 months; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 7.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 120 Months
-
8.74%
120 Months
DetailsAs Low As; Loan Amount: $15,000 to $19,999; 20% down required on terms exceeding 96 months; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 8.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 144 Months
-
9.24%
144 Months
DetailsAs Low As; Loan Amount: $20,000 to $29,999; 20% down required on terms exceeding 96 months; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 9.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Recreational Vehicle and Boat Loan - 180 Months
-
10.24%
180 Months
DetailsAs Low As; Loan Amount: $30,000 & up; 20% down required on terms exceeding 96 months; Annual Percentage Rate based on a credit score of 680 or higher; Boat or RV must be a 2011 or newer model; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 10.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Personal Loan Rates
Product
APR
Term
View More
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
5.74%
36 Months
DetailsAs Low As; Loan Amount: $3,000 to $3,999; Payment Per Thousand: $30.30; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
5.99%
48 Months
DetailsAs Low As; Loan Amount: $4,000 to $7,499; Payment Per Thousand: $23.48; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
6.24%
60 Months
DetailsAs Low As; Loan Amount: $7,500 to $12,499; Payment Per Thousand: $19.44; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
6.74%
72 Months
DetailsAs Low As; Loan Amount: $12,500 & up; Payment Per Thousand: $16.92; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 6.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan
7.24%
84 Months
DetailsAs Low As; Loan Amount: $25,000 & up; Payment Per Thousand: $15.21; 84 Month term available to 2024 & newer motorcycles only; $25,000 minimum loan; Annual Percentage Rate based on a credit score of 680 or higher; Unit must be model year 2011 or newer; Refinances from other institutions welcomed; 100% Financing available for qualified applicants
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
8.99%
12 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
9.99%
24 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 9.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
10.99%
36 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 10.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Personal Line of Credit
11.00%
Revolving
DetailsRate: Prime + 4%; Monthly Payment: 2.5% of the outstanding balance, or $50.00, whichever is greater; APR as of 09/17/26; Minimum APR; Maximum APR 18%; No minimum initial advance required
Last Updated10/29/2026
Rate History
1 change since Sep 18, 2026 · 10.75% → 11.00% ▲ 0.25 pts · high 11.00% / low 10.75%
Oct 9, 202611.00%▲ from 10.75%
Sep 18, 202610.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
11.99%
48 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 11.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
12.99%
60 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 12.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
13.99%
72 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 13.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Unsecured Loans
14.99%
84 Months
DetailsAs Low As; Unsecured loans are personal loans not secured with collateral; Rates shown for new loans only
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 14.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Sabattus Regional Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Land Loan - 10 Year
6.50%
-
6.724%
10 Year
DetailsAs Low As; Land loans for purchase money, refinance, or equity; 20% down required on purchase transactions; rate and term apply to land less than 15 acres for personal use; APR based on $50,000 loan, 0 points and $300.00 processing fee; maximum LTV 80%
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.72% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Land Loan - 15 Year
6.75%
-
6.91%
15 Year
DetailsAs Low As; Land loans for purchase money, refinance, or equity; 20% down required on purchase transactions; rate and term apply to land less than 15 acres for personal use; APR based on $50,000 loan, 0 points and $300.00 processing fee; maximum LTV 80%
Last Updated10/29/2026
Rate History
No change since Oct 26, 2026 · 6.91% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Tractor & Equipment Loan
-
-
7.24%
36 Months
DetailsAs Low As; Loan Amount: $3,000 to $5,999; Annual Percentage Rate based on a credit score of 680 or higher; Rates shown for new models; Add .50% to rate for used; Must be 2011 or newer; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Tractor & Equipment Loan
-
-
7.49%
48 Months
DetailsAs Low As; Loan Amount: $6,000 to $9,999; Annual Percentage Rate based on a credit score of 680 or higher; Rates shown for new models; Add .50% to rate for used; Must be 2011 or newer; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Tractor & Equipment Loan
-
-
7.74%
60 Months
DetailsAs Low As; Loan Amount: $10,000 to $12,499; Annual Percentage Rate based on a credit score of 680 or higher; Rates shown for new models; Add .50% to rate for used; Must be 2011 or newer; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 7.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Tractor & Equipment Loan
-
-
8.24%
72 Months
DetailsAs Low As; Loan Amount: $12,500 to $14,999; Annual Percentage Rate based on a credit score of 680 or higher; Rates shown for new models; Add .50% to rate for used; Must be 2011 or newer; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 8.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Tractor & Equipment Loan
-
-
8.74%
84 Months
DetailsAs Low As; Loan Amount: $15,000 & up; Annual Percentage Rate based on a credit score of 680 or higher; Rates shown for new models; Add .50% to rate for used; Must be 2011 or newer; Refinances from other institutions welcomed
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 8.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Flex Account
1.49%
-
1.50%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999.99; Tier 1; $1,000 minimum balance required to keep the account open; Dividends are paid monthly on the average daily balance
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 1.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Flex Account
1.982%
-
2.00%
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99; Tier 2; $1,000 minimum balance required to keep the account open; Dividends are paid monthly on the average daily balance
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 2.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Flex Account
2.08%
-
2.10%
Min Deposit$75,000
Min Balance$75,000
DetailsBalance: $75,000 - $99,999.99; Tier 3; $1,000 minimum balance required to keep the account open; Dividends are paid monthly on the average daily balance
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 2.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Flex Account
2.23%
-
2.25%
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 +; Tier 4; $1,000 minimum balance required to keep the account open; Dividends are paid monthly on the average daily balance
Last Updated10/29/2026
Rate History
No change since Oct 9, 2026 · 2.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.31%
Financial Health History
Sabattus Regional Credit Union’s Texas Ratio rose from 0.83% in Q3 2023 to 3.31% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$85M
3.31%
5.0
A+
March 31, 2026
$86M
4.22%
5.0
A+
December 31, 2025
$85M
2.57%
5.0
A+
September 30, 2025
$83M
2.55%
5.0
A+
June 30, 2025
$83M
1.41%
5.0
A+
March 31, 2025
$82M
1.52%
5.0
A+
December 31, 2024
$80M
0.77%
5.0
A+
September 30, 2024
$79M
0.83%
5.0
A+
June 30, 2024
$79M
0.68%
5.0
A+
March 31, 2024
$77M
0.29%
5.0
A+
December 31, 2023
$74M
0.98%
5.0
A+
September 30, 2023
$75M
0.83%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Sabattus Regional Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sabattus Regional Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sabattus Regional Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,632,310
Total Uninsured Shares and Deposits > $250K (F+J)
3,632,310
Total Insured Shares and Deposits > $250K (item 17 less item K)
72,301,729
Total Interest Expense (Sum of items 6 8)
515,678
Share Certificates
455
Number of Accounts for Share Drafts
3,472
IRA KEOGH Accounts
227
Number of Accounts for Regular Shares
6,384
All other shares
62
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,783,132
Total Liabilities
76,401,564
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Sabattus Regional Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Sabattus Regional Credit Union
Does Sabattus Regional Credit Union offer CDs?
Yes. Sabattus Regional Credit Union current CD rates include its IRA & CD - 1 Year at 3.50% APY, its IRA & CD - 2 Year at 3.50% APY and its IRA & CD - 6 Month at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Sabattus Regional Credit Union NCUA insured?
Yes. Sabattus Regional Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Sabattus Regional Credit Union?
The highest Sabattus Regional Credit Union CD rate is its IRA & CD - 1 Year at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Sabattus Regional Credit Union offer?
Sabattus Regional Credit Union CD rates are 3.50% APY for a 6 month CD, 3.50% APY for a 12 month CD, 3.50% APY for a 2 year CD, 3.35% APY for a 3 year CD, 3.25% APY for a 4 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Sabattus Regional Credit Union for its full lineup.
What is the highest savings rate at Sabattus Regional Credit Union?
The highest Sabattus Regional Credit Union savings rate is its Health Savings Account (HSA) at 1.00% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Sabattus Regional Credit Union?
The lowest Sabattus Regional Credit Union auto loan rate is its Recreational Vehicle and Boat Loan - 36 Months at 5.74% APR, verified by MonitorBankRates as of October 29, 2026. Sabattus Regional Credit Union auto loan rates are 5.74% APR for a 36 month auto loan, 5.99% APR for a 48 month auto loan, 6.24% APR for a 60 month auto loan, 6.74% APR for a 72 month auto loan, 7.24% APR for a 96 month auto loan, 8.74% APR for a 120 month auto loan, 9.24% APR for a 144 month auto loan and 10.24% APR for a 180 month auto loan.
What is the lowest personal loan rate at Sabattus Regional Credit Union?
The lowest Sabattus Regional Credit Union personal loan rate is its Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan at 5.74% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Sabattus Regional Credit Union operate?
Sabattus Regional Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Sabattus Regional Credit Union?
Yes, to access services at Sabattus Regional Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Sabattus Regional Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Sabattus Regional Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Sabattus Regional Credit Union offer online and mobile banking?
Most modern institutions like Sabattus Regional Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.srcu4u.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Sabattus Regional Credit Union rates compare?
Sabattus Regional Credit Union's CD rates are 18% higher than the MonitorBankRates national average, and it has an A+ health rating. Sabattus Regional Credit Union's top rates are its IRA & CD - 1 Year at 3.50% APY, its Health Savings Account (HSA) at 1.00% APY and its Motorcycle, Snowmobile, ATV, & Personal Watercraft Loan at 5.74% APR, verified by MonitorBankRates on October 29, 2026.
Current Sabattus Regional Credit Union Rates
12-Month CD3.50%
24-Month CD3.50%
60-Month CD3.25%
Savings1.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
