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Postal Credit Union

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Postal Credit Union Rates & Review March 2026

Q: How many branches does Postal Credit Union operate?

Postal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Postal Credit Union?

Yes, to access services at Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Postal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Postal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 2.53% and 3-month share certificate rates at 2.32%. Savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.22%. All these rates can be compared to Postal Credit Union rates. MonitorBankRates evaluates the financial stability of Postal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.90%. Rates were last updated on 03/28/2026.

Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Postal Credit Union? Share your experience about Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Postal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.90%

Excellent Lower than avg

Postal Credit Union
510 N 6th Street

510 N 6th St
Baton Rouge, LA 70802 5405

https://www.brlapcu.com

Current Rate Availability

We do not have Postal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Postal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Postal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Postal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Postal Credit Union

Website https://www.brlapcu.com

Address 510 N 6th St, Baton Rouge, LA 70802 5405

Phone 225-383-4109

Fax 225-383-7063

President GWENDOLYN STEVENSON

CEO Tynita Howard

Full-Time Employees 6

Part-Time Employees 2

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.90%

Return on Assets (ROA)

-0.1126%

Return on Equity (ROE)

-0.5225%

Non-Performing Loans Ratio (NPL)

1.09%

Total Assets

21,367,661

Total Amount of Shares and Deposits

16,555,000

Total Shares and Deposits < 1 Year

15,965,730

Total Shares and Deposits 1 3 Years

5,053

Total Shares and Deposits > 3 Years

584,217

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

595,563

Total Uninsured Shares and Deposits > $250K (F+J)

595,563

Total Insured Shares and Deposits > $250K (item 17 less item K)

15,959,437

Total Interest Expense (Sum of items 6 8)

4,424

Share Certificates

Number of Accounts for Share Drafts

612

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,225

Net Income (unless the amount is already included in Undivided Earnings)

-24,053

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,234,284

Total Liabilities

16,764,364

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Postal Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Postal Credit Union

Is Postal Credit Union a safe place to deposit money?

Yes, Postal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.9006818373874%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Postal Credit Union operate?

Postal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Postal Credit Union?

Yes, to access services at Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Postal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Postal Credit Union offer online and mobile banking?

Most modern institutions like Postal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brlapcu.com.