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iAdvertiser Disclosure
Advertiser Disclosure
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 Postel Family Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Postel Family Credit Union's 1 Year CD of Deposit rates are at 3.66%, 1 Year IRA CD of Deposit rates are at 3.66%, 6 month CD of Deposit rates are at 3.56%, 6 month IRA CD of Deposit rates are at 3.56%, 18 month CD of Deposit rates are at 3.56%. Postel Family Credit Union's savings rates are at 0.10%. Postel Family Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Postel Family Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.42%. Rates were last updated on 04/08/2026. Postel Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Postel Family Credit Union? Share your experience about Postel Family Credit Union by leaving a review below, or read customer reviews before you decide to use Postel Family Credit Union. Postel Family Credit Union
Maplewood 4400 Maplewood Ave
https://www.postelcu.com Wichita Falls, TX 76308 
Postel Family Credit Union CD Rates
Postel Family Credit Union Savings Rates
Postel Family Credit Union Money Market Rates
Postel Family Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Postel Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Postel Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Postel Family Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Postel Family Credit Union
Website
https://www.postelcu.com
Address
4400 Maplewood Ave,
Wichita Falls, TX 76308
Phone
940-761-8600
Fax
940-322-2020
President
John Luig Jr
CEO
Rick Hanson
Full-Time Employees
22
Part-Time Employees
2
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.42%
Return on Assets (ROA)
0.2839%
Return on Equity (ROE)
2.4252%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
79,827,403
Total Amount of Shares and Deposits
69,806,301
Total Shares and Deposits < 1 Year
67,325,802
Total Shares and Deposits 1 3 Years
1,330,457
Total Shares and Deposits > 3 Years
1,150,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,348,181
Total Uninsured Shares and Deposits > $250K (F+J)
1,348,181
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,458,120
Total Interest Expense (Sum of items 6 8)
508,731
Share Certificates
366
Number of Accounts for Share Drafts
2,916
IRA KEOGH Accounts
211
Number of Accounts for Regular Shares
6,785
All other shares
126
Money Market Shares
68
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,030,883
Total Liabilities
70,583,589
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Postel Family Credit UnionIs Postel Family Credit Union a safe place to deposit money?Yes, Postel Family Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4154327874383%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Postel Family Credit Union operate?Postel Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Postel Family Credit Union?Yes, to access services at Postel Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Postel Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Postel Family Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Postel Family Credit Union offer online and mobile banking?Most modern institutions like Postel Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.postelcu.com. Current Postel Family Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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