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Progressions Credit Union

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Progressions Credit Union Rates & Review November 2026

Q: What are the current interest rates at Progressions Credit Union?

Current rates for Progressions Credit Union include: 12-Month CD: 3.75%, 18-Month CD: 3.50%, 24-Month CD: 2.47%, Savings: 2.00%, MMA: 3.03%

Q: What CD terms does Progressions Credit Union offer?

Progressions Credit Union CD rates are 3.75% APY for a 6 month CD, 3.75% APY for a 12 month CD, 3.50% APY for an 18 month CD and 2.47% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Progressions Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Progressions Credit Union's Youth CDs - 12 Month rates are at 4.50%, 12 Month CDs and IRA CDs rates are at 3.75%, 6 Month CDs and IRA CDs rates are at 3.75%, 18 Month CDs and IRA CDs rates are at 3.50%, 24 Month CDs and IRA CDs rates are at 2.47%. Progressions Credit Union's savings rates are at 2.00%. Progressions Credit Union's money market rates are at 3.03%. Progressions Credit Union's checking rates are as high as 5.00%. Progressions Credit Union's RV, Boat and Powersport Loan Rates are as low as 6.24%. Progressions Credit Union's Credit Card Rates are at 10.99%. Progressions Credit Union's CD rates are 14% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Progressions Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates last updated and verified on 10/30/2026.

Progressions Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Progressions Credit Union? Share your experience about Progressions Credit Union by leaving a review below, or read customer reviews before you decide to use Progressions Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.37%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Progressions Credit Union
Main Branch

2919 E Mission AVE
Spokane, WA 99202-3624

https://progressionscu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Progressions Credit Union CD Rates

Product	Rate	APY	Term
Youth Certificates - 12 Month	-	4.50%	12 Month
Min Balance $100 Details Balance: $100.00-$2,000.00; Certificate must be opened on account in which the primary member is 18 years or younger; One deposit per month allowed, minimum $25.00; One youth Certificate per member Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 months
Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 months
Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 months
Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 months
Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 months
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 months
Min Balance $500 Details Balance: $500.00 - $9,999.99; One-time APY bump option available for 36 month term with at least $25,000.00 minimum balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 months
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; One-time APY bump option available for 36 month term with at least $25,000.00 minimum balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 months
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; One-time APY bump option available for 36 month term with at least $25,000.00 minimum balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 months
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; One-time APY bump option available for 36 month term with at least $25,000.00 minimum balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 months
Min Balance $100,000 Details Balance: $100,000.00 and over; One-time APY bump option available for 36 month term with at least $25,000.00 minimum balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Savings Rates

Product	Rate	APY
YES! Savings and YES! Christmas Club	-	2.00%
Min Deposit $0 Min Balance $0 Details Balance: $0.00 - $2,000.00; Qualify with a minimum $25 monthly deposit; Dividends compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
YES! Savings and YES! Christmas Club	-	2.00%
Min Deposit $0 Min Balance $2,000 Details Published APY range: 2.00-0.05%. Balance: $2,000.01 and over; Dividends compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Prime Savings Account	-	0.25%
Min Deposit $0 Min Balance $100,000 Details Minimum balance to earn stated APY: $100,000.00; Dividends are compounded/credited monthly; Must have a Prime Checking Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Prime Savings Account	-	0.15%
Min Deposit $0 Min Balance $25,000 Details Minimum balance to earn stated APY: $25,000.00; Dividends are compounded/credited monthly; Must have a Prime Checking Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Basic Savings	-	0.10%
Min Deposit $0 Min Balance $50 Details Every new membership requires a Basic Savings Account; $5.00 monthly maintenance charge if the balance falls below $200.00 unless you have and use any other product or service with Progressions Credit Union; Dividends are compounded/credited quarterly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Sub-Savings	-	0.10%
Min Deposit $0 Min Balance $0 Details Dividends are compounded/credited quarterly. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Money Market Rates

Product	Rate	APY
Premium Money Market ("SmartMarket Plus") Accounts	-	3.03%
Min Deposit $25,000 Min Balance $250,000 Details Minimum balance to earn stated APY: $250,000.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.51%
Min Deposit $25,000 Min Balance $100,000 Details Minimum balance to earn stated APY: $100,000.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 1.51% → 1.51% ▼ 0.00 pts · high 3.03% / low 1.51% Oct 10, 20261.51%▼ from 3.03% Sep 18, 20263.03%▲ from 1.51% Sep 14, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.00%
Min Deposit $25,000 Min Balance $50,000 Details Minimum balance to earn stated APY: $50,000.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.00%
Min Deposit $25,000 Min Balance $75,000 Details Minimum balance to earn stated APY: $75,000.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 1.51% → 1.00% ▼ 0.51 pts · high 1.51% / low 1.00% Oct 10, 20261.00%▼ from 1.51% Sep 18, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.85%
Min Deposit $2,000 Min Balance $100,000 Details Balance: $100,000.00 and over; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	0.85%
Min Deposit $25,000 Min Balance $25,000 Details Minimum balance to earn stated APY: $25,000.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.75%
Min Deposit $2,000 Min Balance $50,000 Details Balance: $50,000.00 - $74,999.99; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.75%
Min Deposit $2,000 Min Balance $75,000 Details Balance: $75,000.00 - $99,999.99; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.60%
Min Deposit $2,000 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.40%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	0.30%
Min Deposit $25,000 Min Balance $0 Details Minimum balance to earn stated APY: $0.00; Dividends are compounded/credited monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Checking Rates

Product	Rate	APY
Kasasa Cash Checking	-	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Qualifying balance up to $20,000.00; Balance: $0.00 - $20,000.00; Dividends compounded/credited monthly Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05% Sep 18, 20265.00%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Prime Checking Account	-	0.25%
Min Deposit $0 Min Balance $10,000 Details Dividends are compounded/credited monthly. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Home Equity & HELOC

Product	Rate	Points	APR
HELOC - 1st Deed of Trust	-	-	6.99%
Details Published APR range: 6.99%-9.27%. Loan to Value: Maximum 85%; Draw Period: 10 Years; Repayment Period: 15 Years; Rate is variable based on Prime Rate (WSJ) + a Margin; floor rate 3.99% on 1st DOT; maximum 18% APR; Membership required Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC - 2nd Deed of Trust	-	-	7.24%
Details Published APR range: 7.24%-9.74%. Loan to Value: Maximum 85%; Draw Period: 10 Years; Repayment Period: 15 Years; Rate is variable based on Prime Rate (WSJ) + a Margin; floor rate 4.24% on 2nd DOT; maximum 18% APR; Membership required Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC - 1st Deed of Trust	-	-	8.49%
Details Published APR range: 8.49%-10.74%. Loan to Value: 85.01% to 90%; Draw Period: 10 Years; Repayment Period: 15 Years; Rate is variable based on Prime Rate (WSJ) + a Margin; floor rate 3.99% on 1st DOT; maximum 18% APR; Membership required Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC - 2nd Deed of Trust	-	-	8.74%
Details Published APR range: 8.74%-11.24%. Loan to Value: 85.01% to 90%; Draw Period: 10 Years; Repayment Period: 15 Years; Rate is variable based on Prime Rate (WSJ) + a Margin; floor rate 4.24% on 2nd DOT; maximum 18% APR; Membership required Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - 2019 Model Year or Newer	-	-	4.49%	up to 96 months
Details Autos & Trucks, 10 Years Old & Newer; APR Range: 4.49% - 17.99%; OAC (On Approved Credit) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Auto Loan - 2016 - 2018 Model Years	-	-	6.99%	up to 78 months
Details Autos & Trucks, 10 Years Old & Newer; APR Range: 6.99% - 17.99%; OAC (On Approved Credit) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Classic Autos	-	-	7.75%	Up to 72 months
Details APR range 7.75% - 17.99%; OAC = On Approved Credit; Existing Progressions Credit Union loans do not qualify for these rates; Membership required; A $20.00 membership fee may apply Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Autos & Trucks 11-15 Years Old	-	-	9.24%	up to 48 months
Details Term: Available up to 48 months OAC; Published APR range: 9.24%-17.99%. APR Range; vehicle 11-15 years old; OAC; rates include 0.25% automatic payment and 0.50% direct deposit discounts; add 1.50% for 100k-124,999 miles, 3.00% for 125k miles; max term 48 months for 125,000+ miles; existing Progressions loans do not qualify; membership required Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 8.74% → 9.24% ▲ 0.50 pts · high 9.24% / low 8.74% Oct 19, 20269.24%▲ from 8.74% Oct 14, 20268.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Street Legal Motorcycles (Over 750cc) - 2019 Model Years & Newer Loan	-	4.99%	up to 84 months
Details APR Range: 4.99% - 17.99%; OAC Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Boat & Recreational Vehicle (RV) - 2019 Model Years & Newer Loan	-	5.99%	Up to 180 months
Details APR Range: 5.99%-17.99%; OAC = On Approved Credit; Loan Term: Available up to 180 months OAC; Existing Progressions Credit Union loans do not qualify; Membership required Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2019 Model Years & Newer Loan	-	6.24%	up to 84 months
Details APR Range: 6.24% - 17.99% OAC; Rates include 0.25% automatic payment discount and 0.50% direct deposit discount; add 0.25% for other payment options and 0.50% without qualifying direct deposit; Information for summer/winter toys Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74% Oct 19, 20266.24%▲ from 5.74% Oct 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Boat & Recreational Vehicle (RV) 2016 - 2018 Model Years Loan	-	6.49%	Up to 180 months
Details APR Range: 6.49% - 17.99%; Available up to 180 months OAC; Rates include 0.25% auto-pay and 0.50% direct deposit discounts; Add 0.25% for other payment options and 0.50% without qualifying direct deposit; Membership required Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Street Legal Motorcycles (Over 750cc) - 2016 - 2018 Model Years Loan	-	6.99%	up to 72 months
Details APR Range: 6.99% - 17.99%; OAC Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Boat & Recreational Vehicle (RV) - 2011 - 2015 Model Years Loan	-	7.99%	Up to 84 Months
Details As Low As; APR Range: 7.99%-10.74%; Available up to 84 Months OAC; Membership required; must live, work, worship, or attend school within Washington; $20.00 membership fee may apply Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2016 - 2018 Model Years Loan	-	8.24%	up to 60 months
Details APR Range: 8.24% - 17.99% OAC; Rates include 0.25% automatic payment discount and 0.50% direct deposit discount; add 0.25% for other payment options and 0.50% without qualifying direct deposit; Information for summer/winter toys Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 5.74% → 8.24% ▲ 2.50 pts · high 8.24% / low 5.74% Oct 19, 20268.24%▲ from 5.74% Oct 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Credit Card	-	10.99%
Details APR range: 10.99%-17.99%; OAC; Rates include 0.25% auto-pay discount and 0.25% direct deposit discount; Add 0.25% for other payment options or accounts without direct deposit Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Personal Loan Rates

Product	APR	Term
Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2019 Model Years & Newer Loan	6.24%	up to 84 months
Details APR Range: 6.24% - 17.99% OAC; Rates include 0.25% automatic payment discount and 0.50% direct deposit discount; add 0.25% for other payment options and 0.50% without qualifying direct deposit; Information for summer/winter toys Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74% Oct 19, 20266.24%▲ from 5.74% Oct 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2016 - 2018 Model Years Loan	8.24%	up to 60 months
Details APR Range: 8.24% - 17.99% OAC; Rates include 0.25% automatic payment discount and 0.50% direct deposit discount; add 0.25% for other payment options and 0.50% without qualifying direct deposit; Information for summer/winter toys Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 5.74% → 8.24% ▲ 2.50 pts · high 8.24% / low 5.74% Oct 19, 20268.24%▲ from 5.74% Oct 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Special Purpose Personal Loans	8.74%	Up to 24 months
Details APR Range: 8.74% - 16.99%; Applies to Vacation Loan, Back To School Loan, Wedding Loan, Bicycle Loan, Debt Consolidation Loan, Holiday Loan (Holiday Loan available November 1 - January 31); OAC; 0.25% discount for automatic payment and 0.50% discount for direct deposit; membership required Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Signature Loan For Any Purpose	10.24%	up to 60 months
Details Term: Available up to 60 months OAC; APR Range: 10.24% - 21.49%; OAC = On Approved Credit; Membership required; Rates include 0.25% auto-pay discount and 0.50% direct deposit discount Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 10.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Personal Line of Credit (PLC)	11.75%	Open Ended
Details APR range: 11.75% - 22.00%; OAC = On Approved Credit; Membership required; Must live, work, worship, or attend school within the state of Washington; $20.00 membership fee may apply Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 11.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Wealth Builder Loan	-	-	5.49%	up to 30 months
Details Term: Available up to 30 months OAC; No credit required or income verification needed. Funds remain fully pledged until loan is paid in full. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Wealth Builder Loan	-	-	5.49%	up to 48 months
Details Term: Available up to 48 months OAC; No credit required or income verification needed. Funds remain fully pledged until loan is paid in full. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.15%
Min Deposit $0 Min Balance $5 Details Minimum balance to earn stated APY: $5.00; Dividends are compounded/credited quarterly Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.20%
Min Deposit $0 Min Balance $10,000 Details Minimum balance to earn stated APY: $10,000.00; Dividends are compounded/credited quarterly Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.30%
Min Deposit $0 Min Balance $50,000 Details Minimum balance to earn stated APY: $50,000.00; Dividends are compounded/credited quarterly Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Youth Accounts (SmartBaby, Jr. Stamper, and boom!)	-	-	0.10%
Min Deposit $5 Min Balance $0 Details Dividends are compounded/credited quarterly Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Progressions Credit Union’s Texas Ratio fell from 3.93% in Q3 2023 to 1.37% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$93M	1.37%	5.0	A+
March 31, 2026	$94M	0.70%	5.0	A+
December 31, 2025	$92M	0.69%	5.0	A+
September 30, 2025	$92M	1.00%	5.0	A+
June 30, 2025	$92M	0.97%	5.0	A+
March 31, 2025	$93M	0.31%	5.0	A+
December 31, 2024	$91M	1.98%	5.0	A+
September 30, 2024	$92M	1.64%	5.0	A+
June 30, 2024	$91M	0.38%	5.0	A+
March 31, 2024	$90M	2.29%	5.0	A+
December 31, 2023	$88M	2.79%	5.0	A+
September 30, 2023	$88M	3.93%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Progressions Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Progressions Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Progressions Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Progressions Credit Union

Website https://progressionscu.org

Address 2919 E Mission AVE, Spokane, WA 99202-3624

Phone 509-535-0191

Fax 509-622-2050

President Jeffrey Martin

CEO Susan Vuong

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.37%

Return on Assets (ROA)

0.2486%

Return on Equity (ROE)

2.3929%

Non-Performing Loans Ratio (NPL)

0.20%

Total Assets

93,103,121

Total Amount of Shares and Deposits

82,968,076

Total Shares and Deposits < 1 Year

80,102,095

Total Shares and Deposits 1 3 Years

2,865,981

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,733,065

Total Uninsured Shares and Deposits > $250K (F+J)

4,733,065

Total Insured Shares and Deposits > $250K (item 17 less item K)

78,235,011

Total Interest Expense (Sum of items 6 8)

665,813

Share Certificates

790

Number of Accounts for Share Drafts

2,679

IRA KEOGH Accounts

161

Number of Accounts for Regular Shares

7,783

Money Market Shares

178

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,666,745

Total Liabilities

83,430,361

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Progressions Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Progressions Credit Union

Does Progressions Credit Union offer CDs?

Yes. Progressions Credit Union current CD rates include its Youth CDs - 12 Month at 4.50% APY, its 12 Month CDs and IRA CDs at 3.75% APY and its 6 Month CDs and IRA CDs at 3.75% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Progressions Credit Union NCUA insured?

Yes. Progressions Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Progressions Credit Union?

The highest Progressions Credit Union CD rate is its Youth CDs - 12 Month at 4.50% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Progressions Credit Union offer?

Progressions Credit Union CD rates are 3.75% APY for a 6 month CD, 3.75% APY for a 12 month CD, 3.50% APY for an 18 month CD and 2.47% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Progressions Credit Union for its full lineup.

What is the highest savings rate at Progressions Credit Union?

The highest Progressions Credit Union savings rate is its YES! Savings and YES! Christmas Club at 2.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Progressions Credit Union?

The highest Progressions Credit Union money market rate is its Premium Money Market ("SmartMarket Plus") Accounts at 3.03% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Progressions Credit Union?

The highest Progressions Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Progressions Credit Union?

The lowest Progressions Credit Union auto loan rate is its Auto Loan - 2019 Model Year or Newer at 4.49% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Progressions Credit Union?

The lowest Progressions Credit Union personal loan rate is its Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2019 Model Years & Newer Loan at 6.24% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Progressions Credit Union?

The lowest Progressions Credit Union credit card APR is its Visa Credit Card at 10.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Progressions Credit Union operate?

Progressions Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Progressions Credit Union?

Yes, to access services at Progressions Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Progressions Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Progressions Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Progressions Credit Union offer online and mobile banking?

Most modern institutions like Progressions Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://progressionscu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Progressions Credit Union rates compare?

Progressions Credit Union's CD rates are 14% higher than the MonitorBankRates national average, and it has an A+ health rating. Progressions Credit Union's top rates are its Youth CDs - 12 Month at 4.50% APY, its YES! Savings and YES! Christmas Club at 2.00% APY, its Premium Money Market ("SmartMarket Plus") Accounts at 3.03% APY, its Kasasa Cash Checking at 5.00% APY, its Summer/Winter Toys (ATV, Off Road Motorcycles, Street Motorcycles Under 750cc, Scooters, & Personal Watercraft) - 2019 Model Years & Newer Loan at 6.24% APR and its Visa Credit Card at 10.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Progressions Credit Union Rates

12-Month CD3.75%
18-Month CD3.50%
24-Month CD2.47%
Savings2.00%
MMA3.03%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Progressions Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Progressions Credit Union Texas Ratio

Progressions Credit Union Health Trend

Progressions Credit Union CD Rates

Progressions Credit Union Savings Rates

Progressions Credit Union Money Market Rates

Progressions Credit Union Checking Rates

Progressions Credit Union Home Equity & HELOC

Progressions Credit Union Auto Loan Rates

Progressions Credit Union RV, Boat and Powersport Loan Rates

Progressions Credit Union Credit Card Rates

Progressions Credit Union Personal Loan Rates

Progressions Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Progressions Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Progressions Credit Union

Does Progressions Credit Union offer CDs?

Are CDs from Progressions Credit Union NCUA insured?

What is the highest CD rate at Progressions Credit Union?

What CD terms does Progressions Credit Union offer?

What is the highest savings rate at Progressions Credit Union?

What is the highest money market rate at Progressions Credit Union?

What is the highest checking rate at Progressions Credit Union?

What is the lowest auto loan rate at Progressions Credit Union?

What is the lowest personal loan rate at Progressions Credit Union?

What is the lowest credit card APR at Progressions Credit Union?

How many branches does Progressions Credit Union operate?

Is a member application needed to join Progressions Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Progressions Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Progressions Credit Union rates compare?

Current Progressions Credit Union Rates

Compare to Other Credit Unions