What are the current interest rates at Progressions Credit Union?

Current rates for Progressions Credit Union include: 12-Month CD: 3.75%, 18-Month CD: 3.50%, 24-Month CD: 2.47%, Savings: 2.00%, MMA: 3.03%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Progressions Credit Union

iAdvertiser Disclosure

Progressions Credit Union Rates & Review October 2026

Q: Is a member application needed to join Progressions Credit Union?

Yes, to access services at Progressions Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Progressions Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Progressions Credit Union's top rates as of October 10, 2026 are 4.50% APY on its 12 Month Youth CDs CD, 2.00% APY on savings, 3.03% APY on money market accounts, 0.25% APY on checking, personal loans from 8.74% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Progressions Credit Union CD rates include 12 Month CDs and IRA CDs at 3.75%, 6 Month CDs and IRA CDs at 3.75%, and 18 Month CDs and IRA CDs at 3.50%. MonitorBankRates evaluates the financial stability of Progressions Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates last updated and verified on 10/10/2026.

Progressions Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Progressions Credit Union? Share your experience about Progressions Credit Union by leaving a review below, or read customer reviews before you decide to use Progressions Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.37%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Progressions Credit Union
Main Branch

2919 E Mission AVE
Spokane, WA 99202-3624

https://progressionscu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Progressions Credit Union CD Rates

Product	Rate	APY	Term
12 Month Youth Certificates	-	4.50%	12 Month
Min Balance $100 Details Balance: $100.00-$2,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Youth Certificates	-	4.50%	12 Month
Min Balance $2,000 Details Published APY range: 4.50%-1.00%. Balance: $2,000.01 or greater Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 Month
Min Balance $500 Details Balance: $500.00 - $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 Month
Min Balance $10,000 Details Balance: $10,000.00 - $25,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 Month
Min Balance $25,000 Details Balance: $25,000.00 - $50,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 Month
Min Balance $50,000 Details Balance: $50,000.00 - $100,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
12 Month Certificates and IRA Certificates	-	3.75%	12 Month
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 Month
Min Balance $500 Details Balance: $500.00 - $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 Month
Min Balance $10,000 Details Balance: $10,000.00 - $25,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 Month
Min Balance $25,000 Details Balance: $25,000.00 - $50,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 Month
Min Balance $50,000 Details Balance: $50,000.00 - $100,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
6 Month Certificates and IRA Certificates	-	3.75%	6 Month
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 Month
Min Balance $500 Details Balance: $500.00 - $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 Month
Min Balance $10,000 Details Balance: $10,000.00 - $25,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 Month
Min Balance $25,000 Details Balance: $25,000.00 - $50,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 Month
Min Balance $50,000 Details Balance: $50,000.00 - $100,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
18 Month Certificates and IRA Certificates	-	3.50%	18 Month
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 Month
Min Balance $500 Details Balance: $500.00 - $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 Month
Min Balance $10,000 Details Balance: $10,000.00 - $25,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 Month
Min Balance $25,000 Details Balance: $25,000.00 - $50,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 Month
Min Balance $50,000 Details Balance: $50,000.00 - $100,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
24 Month Certificates and IRA Certificates	-	2.47%	24 Month
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 Month
Min Balance $500 Details Balance: $500.00 - $10,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 Month
Min Balance $10,000 Details Balance: $10,000.00 - $25,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 Month
Min Balance $25,000 Details Balance: $25,000.00 - $50,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 Month
Min Balance $50,000 Details Balance: $50,000.00 - $100,000.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
36 Month Certificates and IRA Certificates	-	2.25%	36 Month
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Savings Rates

Product	Rate	APY
YES! Christmas Club	-	2.00%
Min Deposit $0 Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
YES! Savings	-	2.00%
Min Deposit $0 Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
YES! Savings	-	2.00%
Min Deposit $0 Min Balance $2,000 Details Published APY range: 2.00-0.05%. Balance: $2,000.01 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Prime Savings Account	-	0.25%
Min Deposit $0 Min Balance $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Prime Savings Account	-	0.15%
Min Deposit $0 Min Balance $25,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Basic Savings	-	0.10%
Min Deposit $0 Min Balance $50 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Sub-Savings	-	0.10%
Min Deposit $0 Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Truth in Savings Disclosure (PDF)	-	0.10%
Min Deposit $5 Min Balance $0 Details Youth Accounts Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Money Market Rates

Product	Rate	APY
Premium Money Market ("SmartMarket Plus") Accounts	-	3.03%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.51%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 1.51% → 1.51% ▼ 0.00 pts · high 3.03% / low 1.51% Oct 10, 20261.51%▼ from 3.03% Sep 18, 20263.03%▲ from 1.51% Sep 14, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.00%
Min Deposit $25,000 Min Balance $50,000 Details Balance: $50,000.00 - $74,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	1.00%
Min Deposit $25,000 Min Balance $75,000 Details Balance: $75,000.00 - $99,999.99 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 1.51% → 1.00% ▼ 0.51 pts · high 1.51% / low 1.00% Oct 10, 20261.00%▼ from 1.51% Sep 18, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.85%
Min Deposit $2,000 Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	0.85%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.75%
Min Deposit $2,000 Min Balance $50,000 Details Balance: $50,000.00 - $74,999.99 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 0.85% → 0.75% ▼ 0.10 pts · high 0.85% / low 0.75% Oct 10, 20260.75%▼ from 0.85% Sep 14, 20260.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.75%
Min Deposit $2,000 Min Balance $75,000 Details Balance: $75,000.00 - $99,999.99 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 0.85% → 0.75% ▼ 0.10 pts · high 0.85% / low 0.75% Oct 10, 20260.75%▼ from 0.85% Sep 14, 20260.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.60%
Min Deposit $2,000 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Money Market ("SmartMarket") Accounts	-	0.40%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Premium Money Market ("SmartMarket Plus") Accounts	-	0.30%
Min Deposit $25,000 Min Balance $0 Details Balance: $0.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Checking Rates

Product	Rate	APY	View More
Prime Checking Account	-	0.25%
Min Deposit $0 Min Balance $10,000 Details Truth in Savings Disclosure (PDF) Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Home Equity & HELOC

Product	Rate	Points	APR
HELOC 1st Deed of Trust	-	-	6.99%
Details Published APR range: 6.99%-9.27%. Loan to Value: Maximum 85% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC 2nd Deed of Trust	-	-	7.24%
Details Published APR range: 7.24%-9.74%. Loan to Value: Maximum 85% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC 1st Deed of Trust	-	-	8.49%
Details Published APR range: 8.49%-10.74%. Loan to Value: 85.01% to 90% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
HELOC 2nd Deed of Trust	-	-	8.74%
Details Published APR range: 8.74%-11.24%. Loan to Value: 85.01% to 90% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans	-	-	3.99%
Details As Low As Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Autos & Trucks	-	-	6.49%	up to 78 months
Details Published APR range: 6.49% - 17.99%. 2016 - 2018 Model years Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
CLASSIC AUTOS	-	-	7.75%	Up to 72 months
Details Published APR range: 7.75% - 17.99%. OAC Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
AUTOS & TRUCKS	-	-	8.74%	Up to 48 months
Details Published APR range: 8.74%-17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
CLASSIC AUTOS	-	-	18.00%	18 months
Details OAC = On Approved Credit. Rates advertised include a 0.25% discount for automatic payment and a 0.50% discount for direct deposit of net payroll or retirement benefits to a Progressions Credit Union checking account. Add 0.25% for other payment options and 0.50% for accounts without qualifying direct deposit. Your rate will increase if you cancel automatic payment or direct deposit. Call for more details. Membership required. Must live, work, worship, or attend school within the state of Washington. A $20.00 membership fee may apply. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
STREET LEGAL MOTORCYCLES Loan	-	4.49%	up to 84 months
Details Published APR range: 4.49% - 17.99%. 2019 Model years and newer OAC Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
BOAT & RECREATIONAL VEHICLE (RV) Loan	-	5.74%	up to 84 months
Details Published APR range: 5.74% - 17.99%. 2019 Model years & newer OAC Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.99% → 5.74% ▼ 2.25 pts · high 7.99% / low 5.74% Oct 10, 20265.74%▼ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
BOAT & RECREATIONAL VEHICLE (RV) Loan	-	5.74%	up to 60 months
Details Published APR range: 5.74% - 17.99%. 2016 - 2018 Model years OAC Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
BOAT & RECREATIONAL VEHICLE (RV) Loan	-	5.99%	up to 180 months
Details Term: Available up to 180 months; Published APR range: 5.99%-17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
BOAT & RECREATIONAL VEHICLE (RV) Loan	-	6.49%	up to 180 months
Details Term: Available up to 180 months; Published APR range: 6.49% - 17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
STREET LEGAL MOTORCYCLES Loan	-	6.49%	up to 72 months
Details Published APR range: 6.49% - 17.99%. 2016 - 2018 Model years OAC Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
BOAT & RECREATIONAL VEHICLE (RV) Loan	-	7.99%	up to 84 Months
Details Term: Available up to 84 Months; Published APR range: 7.99%-10.74%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
STREET LEGAL MOTORCYCLES Loan	-	8.74%	up to 48 months
Details Published APR range: 8.74% - 17.99%. 2011 - 2015 Model Years Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA CREDIT CARD	-	10.99%
Details Published APR range: 10.99%-17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Personal Loan Rates

Product	APR	Term
Special Purpose Personal Loan	8.74%	Up to 24 months
Details Published APR range: 8.74% - 16.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
PERSONAL UNSECURED Loan	10.24%	up to 60 months
Details Term: Available up to 60 months OAC; Published APR range: 10.24% - 21.49%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Progressions Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Open Ended Loan	-	-	11.75%	Open Ended
Details Published APR range: 11.75% - 22.00%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 11.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Wealth Builder Loans	-	-	5.49%	Up to 30 months
Details OAC Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Wealth Builder Loans	-	-	5.49%	Up to 48 months
Details OAC Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.15%
Min Deposit $0 Min Balance $5 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.20%
Min Deposit $0 Min Balance $10,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Individual Retirement Accounts (IRA)	-	-	0.30%
Min Deposit $0 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa CashChecking	-	-	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Range $0.00-$20,000 (Qualified Rate) Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa CashChecking	-	-	5.00%
Min Deposit $0 Min Balance $20,000 Details Published APY range: 5.00%-1.67%. Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Range $20,000.01 or greater (Qualified Rate) Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa CashChecking	-	-	0.05%
Min Deposit $0 Min Balance $0 Details BASE RATE (Non-Qualified Rate) Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa Saver Savings	-	-	4.00%
Min Deposit $0 Min Balance $0 Details Range $0.00-$20,000 (Qualified Rate) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa Saver Savings	-	-	4.00%
Min Deposit $0 Min Balance $20,000 Details Published APY range: 4.00%-1.50%. Range $20,000.01 or greater (Qualified Rate) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%
Kasasa Saver Savings	-	-	0.05%
Min Deposit $0 Min Balance $0 Details BASE RATE (Non-Qualified Rate) Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 0.05% ▼ 3.95 pts · high 4.00% / low 0.05% Sep 27, 20260.05%▼ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Progressions Credit Union’s Texas Ratio fell from 3.93% in Q3 2023 to 1.37% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$93M	1.37%	5.0	A+
March 31, 2026	$94M	0.70%	5.0	A+
December 31, 2025	$92M	0.69%	5.0	A+
September 30, 2025	$92M	1.00%	5.0	A+
June 30, 2025	$92M	0.97%	5.0	A+
March 31, 2025	$93M	0.31%	5.0	A+
December 31, 2024	$91M	1.98%	5.0	A+
September 30, 2024	$92M	1.64%	5.0	A+
June 30, 2024	$91M	0.38%	5.0	A+
March 31, 2024	$90M	2.29%	5.0	A+
December 31, 2023	$88M	2.79%	5.0	A+
September 30, 2023	$88M	3.93%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Progressions Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Progressions Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Progressions Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Progressions Credit Union

Website https://progressionscu.org

Address 2919 E Mission AVE, Spokane, WA 99202-3624

Phone 509-535-0191

Fax 509-622-2050

President Jeffrey Martin

CEO Susan Vuong

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.37%

Return on Assets (ROA)

0.2486%

Return on Equity (ROE)

2.3929%

Non-Performing Loans Ratio (NPL)

0.20%

Total Assets

93,103,121

Total Amount of Shares and Deposits

82,968,076

Total Shares and Deposits < 1 Year

80,102,095

Total Shares and Deposits 1 3 Years

2,865,981

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,733,065

Total Uninsured Shares and Deposits > $250K (F+J)

4,733,065

Total Insured Shares and Deposits > $250K (item 17 less item K)

78,235,011

Total Interest Expense (Sum of items 6 8)

665,813

Share Certificates

790

Number of Accounts for Share Drafts

2,679

IRA KEOGH Accounts

161

Number of Accounts for Regular Shares

7,783

Money Market Shares

178

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,666,745

Total Liabilities

83,430,361

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Progressions Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/progressions-credit-union-rates-review-68255">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Progressions Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Progressions Credit Union

Frequently Asked Questions About Progressions Credit Union

How many branches does Progressions Credit Union operate?

Progressions Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Progressions Credit Union?

Yes, to access services at Progressions Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Progressions Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Progressions Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Progressions Credit Union offer online and mobile banking?

Most modern institutions like Progressions Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://progressionscu.org.

Current Progressions Credit Union Rates

12-Month CD3.75%
18-Month CD3.50%
24-Month CD2.47%
Savings2.00%
MMA3.03%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Progressions Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Progressions Credit Union Texas Ratio

Progressions Credit Union Health Trend

Progressions Credit Union CD Rates

Progressions Credit Union Savings Rates

Progressions Credit Union Money Market Rates

Progressions Credit Union Checking Rates

Progressions Credit Union Home Equity & HELOC

Progressions Credit Union Auto Loan Rates

Progressions Credit Union RV, Boat and Powersport Loan Rates

Progressions Credit Union Credit Card Rates

Progressions Credit Union Personal Loan Rates

Progressions Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Progressions Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Progressions Credit Union

How many branches does Progressions Credit Union operate?

Is a member application needed to join Progressions Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Progressions Credit Union offer online and mobile banking?

Current Progressions Credit Union Rates

Compare to Other Credit Unions