What are the current interest rates at COMPASS FINANCIAL?

Current rates for COMPASS FINANCIAL include: Savings: 0.05%, MMA: 1.65%

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COMPASS FINANCIAL

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COMPASS FINANCIAL Rates & Review May 2026

Q: How many branches does COMPASS FINANCIAL operate?

COMPASS FINANCIAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join COMPASS FINANCIAL?

Yes, to access services at COMPASS FINANCIAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, COMPASS FINANCIAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, COMPASS FINANCIAL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

COMPASS FINANCIAL's savings rates are at 0.05%. COMPASS FINANCIAL's money market rates are at 1.65%. MonitorBankRates evaluates the financial stability of COMPASS FINANCIAL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 05/12/2026.

COMPASS FINANCIAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at COMPASS FINANCIAL? Share your experience about COMPASS FINANCIAL by leaving a review below, or read customer reviews before you decide to use COMPASS FINANCIAL.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.71%

Excellent Lower than avg

COMPASS FINANCIAL
Main Office

9960 NW 116th Way Ste 5
Medley, FL 33178 1174

http://www.compassffcu.org

COMPASS FINANCIAL Savings Rates

Product	Rate	APY
Personal & Business Savings	0.10%	0.10%
Min Balance $100,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Club Accounts	0.05%	0.05%
Details All tiers Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Club Accounts All tiers	0.05%	0.05%
No additional details. Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Personal & Business Savings	0.05%	0.05%
Min Balance $100 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

COMPASS FINANCIAL Money Market Rates

Product	Rate	APY	View More
Business Account Money Markets	1.65%	1.65%
Min Balance $10,000 Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for COMPASS FINANCIAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather COMPASS FINANCIAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with COMPASS FINANCIAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name COMPASS FINANCIAL

Website http://www.compassffcu.org

Address 9960 NW 116th Way Ste 5, Medley, FL 33178 1174

Phone 305-887-9781

Fax 305-887-3310

President Raymond Jones

CEO Leonardo Acosta

Full-Time Employees 10

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.71%

Return on Assets (ROA)

0.2558%

Return on Equity (ROE)

2.2155%

Non-Performing Loans Ratio (NPL)

0.11%

Total Assets

23,978,502

Total Amount of Shares and Deposits

20,412,651

Total Shares and Deposits < 1 Year

20,412,651

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,945,949

Total Uninsured Shares and Deposits > $250K (F+J)

2,943,428

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,469,223

Total Interest Expense (Sum of items 6 8)

233,081

Share Certificates

Number of Accounts for Share Drafts

877

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,074

Non Member Deposits

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,650,724

Total Liabilities

21,219,407

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About COMPASS FINANCIAL

How many branches does COMPASS FINANCIAL operate?

COMPASS FINANCIAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join COMPASS FINANCIAL?

Yes, to access services at COMPASS FINANCIAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, COMPASS FINANCIAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, COMPASS FINANCIAL provides members with tools to manage their accounts and build a solid financial history.

Does COMPASS FINANCIAL offer online and mobile banking?

Most modern institutions like COMPASS FINANCIAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.compassffcu.org.