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COMPASS FINANCIAL Rates & Review March 2026

COMPASS FINANCIAL's Jumbo CDs of Deposit - Limited Time Promotion 9 Month rates are at 3.85%, Jumbo CDs of Deposit - Limited Time Promotion 12 Month rates are at 3.80%. COMPASS FINANCIAL's savings rates are at 0.05%. COMPASS FINANCIAL's money market rates are at 1.65%. MonitorBankRates evaluates the financial stability of COMPASS FINANCIAL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 03/25/2026.

COMPASS FINANCIAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at COMPASS FINANCIAL? Share your experience about COMPASS FINANCIAL by leaving a review below, or read customer reviews before you decide to use COMPASS FINANCIAL.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.71%
Excellent Lower than avg
Cass Commercial Bank
Main Office
9960 NW 116th Way Ste 5
Medley, FL 33178 1174
http://www.compassffcu.org
Member NCUA

COMPASS FINANCIAL CD Rates

Product Rate APY Term View More
Jumbo Certificates of Deposit - Limited Time Promotion 9 Month 3.85% 3.85% 9
Min Deposit $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Jumbo Certificates of Deposit - Limited Time Promotion 12 Month 3.80% 3.80% 12
Min Deposit $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

COMPASS FINANCIAL Savings Rates

Product Rate APY View More
Personal & Business Savings 0.10% 0.10%
Min Balance $100,000
Details $100,000 & above
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Club Accounts 0.05% 0.05%
Details All tiers
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Club Accounts All tiers 0.05% 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal & Business Savings 0.05% 0.05%
Min Balance $100
Details $100 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

COMPASS FINANCIAL Money Market Rates

Product Rate APY View More
Business Account Money Markets 1.65% 1.65%
Min Deposit $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for COMPASS FINANCIAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather COMPASS FINANCIAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with COMPASS FINANCIAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name COMPASS FINANCIAL
Address 9960 NW 116th Way Ste 5, Medley, FL 33178 1174
Phone 305-887-9781
Fax 305-887-3310
President Raymond Jones
CEO Leonardo Acosta
Full-Time Employees 10
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.71%
Return on Assets (ROA)
0.2558%
Return on Equity (ROE)
2.2155%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
23,978,502
Total Amount of Shares and Deposits
20,412,651
Total Shares and Deposits < 1 Year
20,412,651
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,945,949
Total Uninsured Shares and Deposits > $250K (F+J)
2,943,428
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,469,223
Total Interest Expense (Sum of items 6 8)
233,081
Share Certificates
28
Number of Accounts for Share Drafts
877
IRA KEOGH Accounts
14
Number of Accounts for Regular Shares
2,074
Non Member Deposits
1
Money Market Shares
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,650,724
Total Liabilities
21,219,407
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About COMPASS FINANCIAL

Is COMPASS FINANCIAL a safe place to deposit money?

Yes, COMPASS FINANCIAL is considered a safe financial institution. With a Texas Ratio of 0.70908537990406%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does COMPASS FINANCIAL operate?

COMPASS FINANCIAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join COMPASS FINANCIAL?

Yes, to access services at COMPASS FINANCIAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, COMPASS FINANCIAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, COMPASS FINANCIAL provides members with tools to manage their accounts and build a solid financial history.

Does COMPASS FINANCIAL offer online and mobile banking?

Most modern institutions like COMPASS FINANCIAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.compassffcu.org.

Current COMPASS FINANCIAL Rates

  • 12-Month CD3.80%
  • Savings0.05%
  • MMA1.65%
Retrieved from our database of financial products. Rates subject to change.