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Tyler City Employees Credit Union Rates & Review November 2026

Tyler City Employees Credit Union's Personal Loan Rates are as low as 10.15%. MonitorBankRates evaluates the financial stability of Tyler City Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.67%. Rates last updated and verified on 10/30/2026.

Tyler City Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tyler City Employees Credit Union? Share your experience about Tyler City Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Tyler City Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.67%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Tyler City Employees Credit Union
Tyler City Employees Credit Union
3711 Frankston Hwy
Tyler, TX 75701
https://tylercityecu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tyler City Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto 2022 - 2026 - - 4.40% 60 months
Details Credit Score: 700+; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.40% ▲ 0.45 pts · high 4.40% / low 3.95%
3.45%4.18%4.90%Sep 14, 2026: 3.95% APROct 14, 2026: 4.40% APRSep 14, 2026Nov 2, 2026
  • Oct 14, 20264.40%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 4.65% 72 months
Details Credit Score: 700+; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 4.65% APR · checked 5 times
4.15%4.65%5.15%Sep 18, 2026: 4.65% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 4.90% 60 months
Details Credit Score: 699-660; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.90% ▲ 0.95 pts · high 4.90% / low 3.95%
3.00%4.43%5.85%Sep 14, 2026: 3.95% APROct 14, 2026: 4.90% APRSep 14, 2026Nov 2, 2026
  • Oct 14, 20264.90%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 4.90% 84 months
Details Credit Score: 700+; Model Year: 2026 to 2022; Footnote: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 4.90% APR · checked 5 times
4.40%4.90%5.40%Sep 18, 2026: 4.90% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 4.95% 48 months
Details Credit Score: 700+
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 4.95% APR · checked 9 times
4.45%4.95%5.45%Sep 18, 2026: 4.95% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 5.15% 72 months
Details Credit Score: 699-660; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.15% APR · checked 5 times
4.65%5.15%5.65%Sep 18, 2026: 5.15% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 5.40% 84 months
Details Credit Score: 699-660; Model Year: 2026 to 2022; Footnote: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.40% APR · checked 5 times
4.90%5.40%5.90%Sep 18, 2026: 5.40% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 5.45% 48 months
Details Credit Score: 699-660
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.45% APR · checked 9 times
4.95%5.45%5.95%Sep 18, 2026: 5.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 5.45% 60 months
Details Credit Score: 700+
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.45% APR · checked 9 times
4.95%5.45%5.95%Sep 18, 2026: 5.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 5.70% 72 months
Details Credit Score: 700+
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.70% APR · checked 9 times
5.20%5.70%6.20%Sep 18, 2026: 5.70% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 5.95% 60 months
Details Credit Score: 699-660
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 5.95% APR · checked 9 times
5.45%5.95%6.45%Sep 18, 2026: 5.95% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 6.00% 84 months
Details Credit Score: 700+; Note: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 9 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 6.20% 72 months
Details Credit Score: 699-660
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.20% APR · checked 9 times
5.70%6.20%6.70%Sep 18, 2026: 6.20% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 6.40% 60 months
Details Credit Score: 659-620; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.95% → 6.40% ▲ 2.45 pts · high 6.40% / low 3.95%
1.50%5.18%8.85%Sep 14, 2026: 3.95% APROct 14, 2026: 6.40% APRSep 14, 2026Nov 2, 2026
  • Oct 14, 20266.40%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 6.50% 84 months
Details Credit Score: 699-660; Note: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 9 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 6.65% 72 months
Details Credit Score: 659-620; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.65% APR · checked 5 times
6.15%6.65%7.15%Sep 18, 2026: 6.65% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 6.90% 84 months
Details Credit Score: 659-620; Model Year: 2026 to 2022; Footnote: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.90% APR · checked 5 times
6.40%6.90%7.40%Sep 18, 2026: 6.90% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2017 & Older - - 6.90% 36, 48, 60 Month
Details Credit Score: 700+; Used 2017 & older; Rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 6.90% APR · checked 3 times
6.40%6.90%7.40%Oct 19, 2026: 6.90% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 6.95% 48 months
Details Credit Score: 659-620
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 6.95% APR · checked 9 times
6.45%6.95%7.45%Sep 18, 2026: 6.95% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2017 & Older - - 7.40% 36, 48, 60 Month
Details Credit Score: 699-660; Used 2017 & older; Rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 7.40% APR · checked 3 times
6.90%7.40%7.90%Oct 19, 2026: 7.40% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 7.45% 60 months
Details Credit Score: 659-620
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 7.45% APR · checked 9 times
6.95%7.45%7.95%Sep 18, 2026: 7.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 7.70% 72 months
Details Credit Score: 659-620
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 7.70% APR · checked 9 times
7.20%7.70%8.20%Sep 18, 2026: 7.70% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 8.00% 84 months
Details Credit Score: 659-620; Note: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 9 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2017 & Older - - 8.90% 36, 48, 60 Month
Details Credit Score: 659-620; Used 2017 & older; Rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 8.90% APR · checked 3 times
8.40%8.90%9.40%Oct 19, 2026: 8.90% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 10.40% 60 months
Details Credit Score: 619-550; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.95% → 10.40% ▲ 6.45 pts · high 10.40% / low 3.95%
0.00%8.43%16.85%Sep 14, 2026: 3.95% APROct 14, 2026: 10.40% APRSep 14, 2026Nov 2, 2026
  • Oct 14, 202610.40%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 10.65% 72 months
Details Credit Score: 619-550; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 10.65% APR · checked 5 times
10.15%10.65%11.15%Sep 18, 2026: 10.65% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 10.90% 84 months
Details Credit Score: 619-550; Model Year: 2026 to 2022; Footnote: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 10.90% APR · checked 5 times
10.40%10.90%11.40%Sep 18, 2026: 10.90% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 10.95% 48 months
Details Credit Score: 619-550
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 10.95% APR · checked 9 times
10.45%10.95%11.45%Sep 18, 2026: 10.95% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 11.45% 60 months
Details Credit Score: 619-550
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 11.45% APR · checked 9 times
10.95%11.45%11.95%Sep 18, 2026: 11.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 11.70% 72 months
Details Credit Score: 619-550
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 11.70% APR · checked 9 times
11.20%11.70%12.20%Sep 18, 2026: 11.70% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 12.00% 84 months
Details Credit Score: 619-550; Note: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 12.00% APR · checked 9 times
11.50%12.00%12.50%Sep 18, 2026: 12.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2017 & Older - - 12.90% 36, 48, 60 Month
Details Credit Score: 619-550; Used 2017 & older; Rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 12.90% APR · checked 3 times
12.40%12.90%13.40%Oct 19, 2026: 12.90% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 13.40% 60 months
Details Credit Score: 549 or less; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.95% → 13.40% ▲ 9.45 pts · high 13.40% / low 3.95%
0.00%11.43%22.85%Sep 14, 2026: 3.95% APROct 14, 2026: 13.40% APRSep 14, 2026Nov 2, 2026
  • Oct 14, 202613.40%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 13.65% 72 months
Details Credit Score: 549 or less; Model Year: 2026 to 2022
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 13.65% APR · checked 5 times
13.15%13.65%14.15%Sep 18, 2026: 13.65% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
New & Used Auto 2022 - 2026 - - 13.90% 84 months
Details Credit Score: 549 or less; Model Year: 2026 to 2022; Footnote: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 13.90% APR · checked 5 times
13.40%13.90%14.40%Sep 18, 2026: 13.90% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 13.95% 48 months
Details Credit Score: 549 or less
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 13.95% APR · checked 9 times
13.45%13.95%14.45%Sep 18, 2026: 13.95% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 14.45% 60 months
Details Credit Score: 549 or less
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 14.45% APR · checked 9 times
13.95%14.45%14.95%Sep 18, 2026: 14.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 14.70% 72 months
Details Credit Score: 549 or less
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 14.70% APR · checked 9 times
14.20%14.70%15.20%Sep 18, 2026: 14.70% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2018 - 2021 Loan - - 15.00% 84 months
Details Credit Score: 549 or less; Note: *84 Months Over $50,000
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 15.00% APR · checked 9 times
14.50%15.00%15.50%Sep 18, 2026: 15.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Used Auto 2017 & Older - - 15.90% 36, 48, 60 Month
Details Credit Score: 549 or less; Used 2017 & older; Rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 19, 2026 · 15.90% APR · checked 3 times
15.40%15.90%16.40%Oct 19, 2026: 15.90% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%

Tyler City Employees Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.15% 36 months
Details Credit Score: 700+; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 10.15% APR · checked 5 times
9.65%10.15%10.65%Oct 14, 2026: 10.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 10.65% 36 months
Details Credit Score: 699-660; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 10.65% APR · checked 5 times
10.15%10.65%11.15%Oct 14, 2026: 10.65% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 11.15% 48 months
Details Credit Score: 700+; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 11.15% APR · checked 5 times
10.65%11.15%11.65%Oct 14, 2026: 11.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 11.65% 48 months
Details Credit Score: 699-660; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 11.65% APR · checked 5 times
11.15%11.65%12.15%Oct 14, 2026: 11.65% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 12.15% 36 months
Details Credit Score: 659-620; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 12.15% APR · checked 5 times
11.65%12.15%12.65%Oct 14, 2026: 12.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 13.15% 48 months
Details Credit Score: 659-620; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 13.15% APR · checked 5 times
12.65%13.15%13.65%Oct 14, 2026: 13.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 16.15% 36 months
Details Credit Score: 619-550; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 16.15% APR · checked 5 times
15.65%16.15%16.65%Oct 14, 2026: 16.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 17.15% 48 months
Details Credit Score: 619-550; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 17.15% APR · checked 5 times
16.65%17.15%17.65%Oct 14, 2026: 17.15% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 18.00% 36 months
Details Credit Score: 549 or less; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 18.00% APR · checked 5 times
17.50%18.00%18.50%Oct 14, 2026: 18.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%
Signature Loan 18.00% 48 months
Details Credit Score: 549 or less; Interest rates are APR
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 18.00% APR · checked 5 times
17.50%18.00%18.50%Oct 14, 2026: 18.00% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.67%

Financial Health History

Tyler City Employees Credit Union’s Texas Ratio fell from 7.96% in Q3 2023 to 3.67% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.96% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.67% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$28M3.67%5.0A+
March 31, 2026$28M3.19%5.0A+
December 31, 2025$28M5.43%5.0A+
September 30, 2025$29M4.88%5.0A+
June 30, 2025$29M6.34%5.0A
March 31, 2025$30M7.32%5.0A
December 31, 2024$28M5.12%5.0A+
September 30, 2024$27M3.58%5.0A+
June 30, 2024$27M6.89%5.0A
March 31, 2024$28M6.45%5.0A
December 31, 2023$27M7.36%5.0A
September 30, 2023$27M7.96%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tyler City Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tyler City Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tyler City Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tyler City Employees Credit Union
Address 3711 Frankston Hwy, Tyler, TX 75701
Phone 903-592-8012
Fax 903-593-8781
President Gary Rice
CEO Minnie Cravens
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.67%
Return on Assets (ROA)
-0.0040%
Return on Equity (ROE)
-0.0251%
Non-Performing Loans Ratio (NPL)
1.04%
Total Assets
28,385,199
Total Amount of Shares and Deposits
23,821,647
Total Shares and Deposits < 1 Year
23,821,647
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
408,715
Total Uninsured Shares and Deposits > $250K (F+J)
408,715
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,412,932
Total Interest Expense (Sum of items 6 8)
125,848
Share Certificates
110
Number of Accounts for Share Drafts
1,611
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
3,221
Net Income (unless the amount is already included in Undivided Earnings)
-1,141
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,194,224
Total Liabilities
23,839,631
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Tyler City Employees Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Tyler City Employees Credit Union

What is the lowest auto loan rate at Tyler City Employees Credit Union?

The lowest Tyler City Employees Credit Union auto loan rate is its New & Used Auto 2022 - 2026 at 4.40% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Tyler City Employees Credit Union?

The lowest Tyler City Employees Credit Union personal loan rate is its Signature Loan at 10.15% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Tyler City Employees Credit Union operate?

Tyler City Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tyler City Employees Credit Union?

Yes, to access services at Tyler City Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tyler City Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tyler City Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tyler City Employees Credit Union offer online and mobile banking?

Most modern institutions like Tyler City Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tylercityecu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Tyler City Employees Credit Union rates compare?

Tyler City Employees Credit Union's top rate is its Signature Loan at 10.15% APR, verified by MonitorBankRates on October 30, 2026.