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iAdvertiser Disclosure
Advertiser Disclosure
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 Destinations Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Destinations Credit Union's 12 month (1 Year) Share & IRA CDs rates are at 3.25%, 6 month Share & IRA CDs rates are at 3.00%, 24 month (2 Years) Share & IRA CDs rates are at 2.85%, 60 month (5 Years) Share & IRA CDs rates are at 2.85%, 36 month (3 Years) Share & IRA CDs rates are at 2.75%. Destinations Credit Union's savings rates are at 0.10%. Destinations Credit Union's 15-Year Fixed rates are at 5.25%, 30-Year Fixed rates are at 5.75%. MonitorBankRates evaluates the financial stability of Destinations Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.14%. Rates were last updated on 03/25/2026. Destinations Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Destinations Credit Union? Share your experience about Destinations Credit Union by leaving a review below, or read customer reviews before you decide to use Destinations Credit Union. Destinations Credit Union
Main Branch Office 8767 Satyr Hill Rd
https://www.destinationscu.org Baltimore, MD 21234 
Destinations Credit Union CD Rates
Destinations Credit Union Savings Rates
Destinations Credit Union Checking Rates
Destinations Credit Union Mortgage Rates
Destinations Credit Union Home Equity & HELOC
Destinations Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Destinations Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Destinations Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Destinations Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Destinations Credit Union
Website
https://www.destinationscu.org
Address
8767 Satyr Hill Rd,
Baltimore, MD 21234
Phone
410-663-2500
Fax
410-663-2150
President
Elizabeth Kreider
CEO
Brian Vittek
Full-Time Employees
16
Part-Time Employees
2
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.14%
Return on Assets (ROA)
0.3068%
Return on Equity (ROE)
2.2431%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
64,731,652
Total Amount of Shares and Deposits
55,968,481
Total Shares and Deposits < 1 Year
52,364,428
Total Shares and Deposits 1 3 Years
2,054,717
Total Shares and Deposits > 3 Years
1,549,336
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,538,162
Total Uninsured Shares and Deposits > $250K (F+J)
1,538,162
Total Insured Shares and Deposits > $250K (item 17 less item K)
54,430,319
Total Interest Expense (Sum of items 6 8)
401,807
Share Certificates
627
Number of Accounts for Share Drafts
3,369
IRA KEOGH Accounts
543
Number of Accounts for Regular Shares
6,472
All other shares
2,320
Net Income (unless the amount is already included in Undivided Earnings)
198,617
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,870,203
Total Liabilities
56,230,175
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Destinations Credit UnionIs Destinations Credit Union a safe place to deposit money?Yes, Destinations Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1356447196697%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Destinations Credit Union operate?Destinations Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Destinations Credit Union?Yes, to access services at Destinations Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Destinations Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Destinations Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Destinations Credit Union offer online and mobile banking?Most modern institutions like Destinations Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.destinationscu.org. Current Destinations Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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