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Primebank Rates & Review September 2026

Primebank's 15-Month Special - New Money Certificate of Deposit rates are at 4.15%, 9-Month Special - New Money Certificate of Deposit rates are at 3.90%, 18-Month Certificate of Deposit rates are at 3.80%, 12-Month Certificate of Deposit rates are at 3.70%, 6-Month Certificate of Deposit rates are at 3.60%. Primebank's savings rates are at 2.00%. Primebank's Personal Loan Rates are as low as 18.36%. MonitorBankRates evaluates the financial stability of Primebank with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.11%. Rates last updated and verified on 09/19/2026.

Primebank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Primebank? Share your experience about Primebank by leaving a review below, or read customer reviews before you decide to use Primebank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
16.11%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Primebank
37 1st Ave Nw
Le Mars, IA 51031
https://www.primebank.com
Member FDIC

Primebank CD Rates

Product Rate APY Term View More
15 Month Special - New Money Certificate of Deposit - 4.15% 15 Month
Min Deposit $10,000
Min Balance $10,000
Details Term: 15 Month Special - New Money
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
9 Month Special - New Money Certificate of Deposit - 3.90% 9 Month
Min Deposit $10,000
Min Balance $10,000
Details Term: 9 Month Special - New Money
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
18 Month Certificate of Deposit - 3.80% 18 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
12 Month Certificate of Deposit - 3.70% 12 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
6 Month Certificate of Deposit - 3.60% 6 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
24 Month Certificate of Deposit - 3.50% 24 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
30 Month Certificate of Deposit - 3.50% 30 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
36 Month Certificate of Deposit - 3.50% 36 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
48 Month 1 Step Up Certificate of Deposit - 3.50% 48 Month 1 Step Up
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
60 Month 2 Step Ups Certificate of Deposit - 3.50% 60 Month 2 Step Ups
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
18 Month Certificate of Deposit - 3.00% 18 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
24 Month Certificate of Deposit - 3.00% 24 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
30 Month Certificate of Deposit - 3.00% 30 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
36 Month Certificate of Deposit - 3.00% 36 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
48 Month 1 Step Up Certificate of Deposit - 3.00% 48 Month 1 Step Up
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
60 Month 2 Step Ups Certificate of Deposit - 3.00% 60 Month 2 Step Ups
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
12 Month Certificate of Deposit - 2.50% 12 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
6 Month Certificate of Deposit - 2.00% 6 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
3 Month Certificate of Deposit - 1.50% 3 Month
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
3 Month Certificate of Deposit - 1.25% 3 Month
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Primebank Savings Rates

Product Rate APY View More
IRA/SEP Tiered Savings 2.72% 2.75%
Min Deposit $100
Min Balance $150,000
Details $150,000+
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
IRA/SEP Tiered Savings 2.47% 2.50%
Min Deposit $100
Min Balance $100,000
Details $100,000-$149,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
IRA/SEP Tiered Savings 2.23% 2.25%
Min Deposit $100
Min Balance $50,000
Details $50,000-$99,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
Elite Savings 1.99% 2.00%
Min Deposit $50,000
Min Balance $250,000
Details $250,000 +
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
IRA/SEP Tiered Savings 1.99% 2.00%
Min Deposit $100
Min Balance $25,000
Details $25,000-$49,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Primebank Checking Rates

Product Rate APY View More
Open auPIC Interest Checking - 3.25%
Details Qualifications Required: All 3; Qualifiers Met: All 3; Daily Balance: Less than $35,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
uPIC Interest Checking 3.20% 3.25%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 3 qualifiers met; If 0, 1 or 2 qualifiers are met; Balances less than $35,000
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
Open auPIC Interest Checking - 2.32%
Details Published APY range: 2.32% - 3.25%. Qualifications Required: All 3; Qualifiers Met: All 3; Daily Balance: $35,000 or more
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
Open auPIC Interest Checking - 0.10%
Details Qualifications Required: 0, 1 or 2; Qualifiers Met: 0, 1 or 2; Daily Balance: All balances
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Primebank Auto Loan Rates

Product Rate Points APR Term View More
3 Year New Car Fixed 5.25% - 5.42% 3 Year
Details New Car; Rate applies to 3 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
4 Year New Car Fixed 5.50% - 5.63% 4 Year
Details New Car; Rate applies to 4 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
5 Year New Car Fixed 5.75% - 5.85% 5 Year
Details New Car; Rate applies to 5 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
3 Year Used Car Fixed 6.00% - 6.17% 3 Year
Details Used Car (3 yr. old car or newer); Rate applies to 3 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
6 Year New Car Fixed 6.25% - 6.34% 6 Year
Details New Car; Rate applies to 6 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
4 Year Used Car Fixed 6.25% - 6.38% 4 Year
Details Used Car (3 yr. old or newer); Rate applies to 4 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
4 Year Used Car Fixed 7.50% - 7.63% 4 Year
Details Used Car (4 to 5 yr. old car); Rate applies to 4 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
3 Year Used Car Fixed 8.25% - 8.42% 3 Year
Details Used Car (6 yr. old car or older); Rate applies to 3 year term.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Primebank Personal Loan Rates

Product APR Term View More
Unsecured Personal Loan 18.36%
Details Loan term not specified.
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Primebank Other Rates

Product Rate Points APY/APR Term View More
Business Plus 0.20% - 0.20%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000 +; $5,000-$9,999; $500-$4,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
Business Plus 0.10% - 0.10%
Min Deposit $500
Min Balance $5,000
Details Balance: $10,000 +; $5,000-$9,999; $500-$4,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%
Business Plus 0.05% - 0.05%
Min Deposit $500
Min Balance $500
Details Balance: $10,000 +; $5,000-$9,999; $500-$4,999
Last Updated 09/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.11%

Financial Health History

Primebank’s Texas Ratio rose from 9.02% in Q3 2023 to 16.11% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.9 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 8% 2.0★ 16% 3.0★ 24% 4.0★ 32% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 9.02% A Q3 2023 A Q4 2023 A- Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 B- Q2 2025 A- Q3 2025 A- Q4 2025 B+ Q1 2026 16.11% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$801M16.11%4.9A-
March 31, 2026$784M17.33%4.8B+
December 31, 2025$773M16.05%4.9A-
September 30, 2025$771M16.16%4.9A-
June 30, 2025$747M23.44%4.3B-
March 31, 2025$754M10.24%5.0A
December 31, 2024$732M9.41%5.0A
September 30, 2024$723M11.92%5.0A
June 30, 2024$710M12.61%5.0A
March 31, 2024$714M16.65%4.9A-
December 31, 2023$721M9.30%5.0A
September 30, 2023$690M9.02%5.0A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Primebank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Primebank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Primebank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Primebank
Bank Holding Company PRIMEBANK INC
Address 37 1st Ave Nw, Le Mars, IA 51031  ·  Plymouth
FDIC Certificate # 8101
Established 19010101
FDIC Insurance Date 19340101
Domestic Offices 4
Total Branches 4
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 91/100
4.9
Exceptional Out of 5.0 Stars
16.11%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.1479%
Return on Equity (ROE) 20.3500%
Non-Performing Loans (NPL) 1.69%
Total Assets $800,575,000
Total Deposits $692,539,000
Equity Capital $85,374,000
Net Income $8,439,000
Headquarters Le Mars
Total Branches and Offices 4
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Primebank

How many branches does Primebank operate?

Primebank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Primebank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Primebank provides members with tools to manage their accounts and build a solid financial history.

Does Primebank offer online and mobile banking?

Most modern institutions like Primebank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primebank.com.

Current Primebank Rates

  • 12-Month CD2.50%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • 60-Month CD3.00%
  • Savings2.00%
Retrieved from our database of financial products. Rates subject to change.