What are the current interest rates at Primebank?

Current rates for Primebank include: 12-Month CD: 2.50%, 18-Month CD: 3.00%, 24-Month CD: 3.00%, 36-Month CD: 3.00%, 48-Month CD: 3.00%, 60-Month CD: 3.00%, Savings: 2.75%, MMA: 1.40%

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Primebank Rates & Review October 2026

Q: How many branches does Primebank operate?

Primebank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Primebank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Primebank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Primebank's top rates as of October 11, 2026 are 4.25% APY on its 15-Month Special - New Money CD, 2.75% APY on savings, 1.40% APY on money market accounts, 3.25% APY on checking, and personal loans from 18.362% APR, according to rates verified by MonitorBankRates. Other Primebank CD rates include 9-Month Special - New Money at 4.00%, 18-Month Certificate at 3.85%, and 12-Month Certificate at 3.75%. MonitorBankRates evaluates the financial stability of Primebank with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.11%. Rates last updated and verified on 10/11/2026.

Primebank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Primebank? Share your experience about Primebank by leaving a review below, or read customer reviews before you decide to use Primebank.

Overall Health & Safety Grade

A-

Very Good Health Score: 91/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

16.11%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Primebank

37 1st Ave Nw
Le Mars, IA 51031

https://www.primebank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Primebank CD Rates

Product	Rate	APY	Term
15 Month Special - New Money	-	4.25%	15 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15% Oct 3, 20264.25%▲ from 4.15% Sep 24, 20264.15%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
9 Month Special - New Money	-	4.00%	9 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90% Oct 3, 20264.00%▲ from 3.90% Sep 24, 20263.90%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
18 Month Certificate	-	3.85%	18 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.85% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
12 Month Certificate	-	3.75%	12 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
24 Month Certificate	-	3.75%	24 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
30 Month Certificate	-	3.75%	30 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
36 Month Certificate	-	3.75%	36 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
6 Month Certificate	-	3.65%	6 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.65% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
48 Month 1 Step Up	-	3.50%	48 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.50% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
60 Month 2 Step Ups	-	3.50%	60 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.50% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
18 Month Certificate	-	3.00%	18 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
24 Month Certificate	-	3.00%	24 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
30 Month Certificate	-	3.00%	30 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
36 Month Certificate	-	3.00%	36 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
48 Month 1 Step Up	-	3.00%	48 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
60 Month 2 Step Ups	-	3.00%	60 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
12 Month Certificate	-	2.50%	12 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 2.50% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
6 Month Certificate	-	2.00%	6 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 2.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
3 Month Certificate	-	1.50%	3 Month
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 1.50% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
3 Month Certificate	-	1.25%	3 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/11/2026 Rate History No change since Oct 3, 2026 · 1.25% APY · checked 3 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Savings Rates

Product	Rate	APY
IRA/SEP Tiered Savings	2.72%	2.75%
Min Deposit $100 Min Balance $0 Details Balance: $0-$9,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.50% → 2.75% ▲ 1.25 pts · high 2.75% / low 1.50% Oct 7, 20262.75%▲ from 1.50% Sep 24, 20261.50%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
IRA/SEP Tiered Savings	2.47%	2.50%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.75% → 2.50% ▲ 0.75 pts · high 2.50% / low 1.75% Oct 7, 20262.50%▲ from 1.75% Sep 24, 20261.75%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
IRA/SEP Tiered Savings	2.23%	2.25%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 2.00% → 2.25% ▲ 0.25 pts · high 2.25% / low 2.00% Oct 7, 20262.25%▲ from 2.00% Sep 19, 20262.00%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Elite Savings	1.99%	2.00%
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.30% → 2.00% ▲ 0.70 pts · high 2.00% / low 1.30% Oct 7, 20262.00%▲ from 1.30% Sep 24, 20261.30%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
IRA/SEP Tiered Savings	1.99%	2.00%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 2.25% → 2.00% ▼ 0.25 pts · high 2.25% / low 2.00% Oct 7, 20262.00%▼ from 2.25% Sep 19, 20262.25%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
IRA/SEP Tiered Savings	1.74%	1.75%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 2.50% → 1.75% ▼ 0.75 pts · high 2.50% / low 1.75% Oct 7, 20261.75%▼ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Elite Savings	1.49%	1.50%
Min Deposit $50,000 Min Balance $100,000 Details Balance: $100,000-$249,999 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 1.50% APY · checked 5 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
IRA/SEP Tiered Savings	1.49%	1.50%
Min Deposit $100 Min Balance $150,000 Details Balance: $150,000+ Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 2.75% → 1.50% ▼ 1.25 pts · high 2.75% / low 1.50% Oct 7, 20261.50%▼ from 2.75% Sep 19, 20262.75%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Elite Savings	1.29%	1.30%
Min Deposit $50,000 Min Balance $250,000 Details Balance: $250,000 + Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 2.00% → 1.30% ▼ 0.70 pts · high 2.00% / low 1.30% Oct 7, 20261.30%▼ from 2.00% Sep 19, 20262.00%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Statement Savings	0.49%	0.50%
Min Deposit $50 Min Balance $0 Details Balance: $0-$50 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 5 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Money Market Rates

Product	Rate	APY
Money Market	1.39%	1.40%
Min Deposit $2,500 Min Balance $0 Details Balance: $0-$2,499 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.50% → 1.40% ▲ 0.90 pts · high 1.40% / low 0.50% Oct 7, 20261.40%▲ from 0.50% Sep 24, 20260.50%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Money Market	1.20%	1.24%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500-$9,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.70% → 1.24% ▲ 0.54 pts · high 1.24% / low 0.70% Oct 7, 20261.24%▲ from 0.70% Sep 24, 20260.70%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Money Market	1.09%	1.10%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000-$24,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.90% → 1.10% ▲ 0.20 pts · high 1.10% / low 0.90% Oct 7, 20261.10%▲ from 0.90% Sep 24, 20260.90%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Money Market	0.89%	0.90%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.10% → 0.90% ▼ 0.20 pts · high 1.10% / low 0.90% Oct 7, 20260.90%▼ from 1.10% Sep 24, 20261.10%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Money Market	0.69%	0.70%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.24% → 0.70% ▼ 0.54 pts · high 1.24% / low 0.70% Oct 7, 20260.70%▼ from 1.24% Sep 24, 20261.24%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Money Market	0.49%	0.50%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 + Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 1.40% → 0.50% ▼ 0.90 pts · high 1.40% / low 0.50% Oct 7, 20260.50%▼ from 1.40% Sep 24, 20261.40%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Checking Rates

Product	Rate	APY
Open auPIC Interest Checkingaccount	-	3.25%
Min Balance $35,000 Details Qualifications Required: All 3 qualifiers met; Balance: Less than $35,000 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 2 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
uPIC Interest Checking	3.20%	3.25%
Min Deposit $10 Min Balance $0 Details Balance: $0.01 - $34,999; Qualifications Required: 3 qualifiers met; Balances less than $35,000 Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 3.25% APY · checked 4 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Open auPIC Interest Checkingaccount	-	2.32%
Min Balance $35,000 Details Published APY range: 2.32% - 3.25%. Qualifications Required: All 3 qualifiers met; Balance: $35,000 or more Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 2.32% APY · checked 2 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Open auPIC Interest Checkingaccount	-	0.10%
Min Balance $0 Details Qualifications Required: 0, 1 or 2 qualifiers met; Balance: All balances Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 2 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Auto Loan Rates

Product	Rate	Points	APR	Term
3 Year New Car Fixed	5.25%	-	5.417%	3 Year
Details New Car Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 5.17% → 5.42% ▲ 0.25 pts · high 5.42% / low 5.17% Sep 19, 20265.42%▲ from 5.17% Sep 15, 20265.17%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
4 Year New Car Fixed	5.50%	-	5.628%	4 Year
Details New Car Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 5.38% → 5.63% ▲ 0.25 pts · high 5.63% / low 5.38% Sep 19, 20265.63%▲ from 5.38% Sep 15, 20265.38%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
5 Year New Car Fixed	5.75%	-	5.853%	5 Year
Details New Car Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 5.60% → 5.85% ▲ 0.25 pts · high 5.85% / low 5.60% Sep 19, 20265.85%▲ from 5.60% Sep 15, 20265.60%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
3 Year Used Car Fixed	6.00%	-	6.168%	3 Year
Details 3 yr. old car or newer Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 5.92% → 6.17% ▲ 0.25 pts · high 6.17% / low 5.92% Sep 19, 20266.17%▲ from 5.92% Sep 15, 20265.92%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
6 Year New Car Fixed	6.25%	-	6.338%	6 Year
Details New Car Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 6.20% → 6.34% ▲ 0.13 pts · high 6.34% / low 6.20% Sep 19, 20266.34%▲ from 6.20% Sep 15, 20266.20%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
4 Year Used Car Fixed	6.25%	-	6.378%	4 Year
Details 3 yr. old or newer Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 6.13% → 6.38% ▲ 0.25 pts · high 6.38% / low 6.13% Sep 19, 20266.38%▲ from 6.13% Sep 15, 20266.13%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
4 Year Used Car Fixed	7.50%	-	7.63%	4 Year
Details 4 to 5 yr. old car Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 7.38% → 7.63% ▲ 0.25 pts · high 7.63% / low 7.38% Sep 19, 20267.63%▲ from 7.38% Sep 15, 20267.38%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
3 Year Used Car Fixed	8.25%	-	8.42%	3 Year
Details 6 yr. old car or older Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 8.17% → 8.42% ▲ 0.25 pts · high 8.42% / low 8.17% Sep 19, 20268.42%▲ from 8.17% Sep 15, 20268.17%first recorded Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Personal Loan Rates

Product	APR	Term	View More
Unsecured Personal Loan	18.362%
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 18.36% APR · checked 4 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Primebank Other Rates

Product	Rate	Points	APY/APR
Business Plus	0.20%	-	0.20%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 + Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Business Plus	0.10%	-	0.10%
Min Deposit $500 Min Balance $5,000 Details Balance: $5,000-$9,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 4 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%
Business Plus	0.05%	-	0.05%
Min Deposit $500 Min Balance $500 Details Balance: $500-$4,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Primebank’s Texas Ratio rose from 7.08% in Q3 2023 to 16.11% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.9 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$801M	16.11%	4.9	A-
March 31, 2026	$784M	17.33%	4.8	B+
December 31, 2025	$773M	16.05%	4.9	A-
September 30, 2025	$771M	16.16%	4.9	A-
June 30, 2025	$747M	23.44%	4.3	B-
March 31, 2025	$754M	10.24%	5.0	A
December 31, 2024	$732M	9.25%	5.0	A
September 30, 2024	$723M	11.76%	5.0	A
June 30, 2024	$710M	10.79%	5.0	A
March 31, 2024	$714M	14.81%	5.0	A-
December 31, 2023	$721M	7.44%	5.0	A
September 30, 2023	$690M	7.08%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Primebank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Primebank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Primebank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Primebank

Bank Holding Company PRIMEBANK INC

Address 37 1st Ave Nw, Le Mars, IA 51031 · Plymouth

Website https://www.primebank.com

FDIC Certificate # 8101

Established 19010101

FDIC Insurance Date 19340101

Domestic Offices 4

Total Branches 4

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 91/100

4.9

Exceptional Out of 5.0 Stars

16.11%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.1479%

Return on Equity (ROE) 20.3500%

Non-Performing Loans (NPL) 1.69%

Total Assets $800,575,000

Total Deposits $692,539,000

Equity Capital $85,374,000

Net Income $8,439,000

Headquarters Le Mars

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

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Frequently Asked Questions About Primebank

How many branches does Primebank operate?

Primebank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Primebank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Primebank provides members with tools to manage their accounts and build a solid financial history.

Does Primebank offer online and mobile banking?

Most modern institutions like Primebank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primebank.com.