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Village Bank Auburndale, MA Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 7, 2026
Village Bank Auburndale, MA's 15-Month CD rates are at 4.50%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.75%, 2 Year CD rates are at 3.75%, 3 Year CD rates are at 3.75%. Village Bank Auburndale, MA's savings rates are at 3.50%. Village Bank Auburndale, MA's money market rates are at 2.75%. Village Bank Auburndale, MA's checking rates are as high as 0.03%. Village Bank Auburndale, MA's Fixed Rate Mortgage - 10-Year Fixed rates are at 6.125%, Fixed Rate Mortgage - 15-Year Fixed rates are at 6.375%, Fixed Rate Mortgage - 20-Year Fixed rates are at 6.625%, Fixed Rate Mortgage - 30-Year Fixed rates are at 6.875%, Adjustable Rate Mortgage - 5/1 ARM rates are at 6.25%. Village Bank Auburndale, MA's Auto Loan Rates are as low as 6.99%. Village Bank Auburndale, MA's top CD rate of 4.50% APY on a 15 month CD is 51% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Village Bank Auburndale, MA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.24%. Rates last updated and verified on 11/07/2026.
Village Bank Auburndale, MA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Village Bank Auburndale, MA? Share your experience about Village Bank Auburndale, MA by leaving a review below, or read customer reviews before you decide to use Village Bank Auburndale, MA.
Village Bank Auburndale, MA has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Village Bank Auburndale, MA has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.24%
ExcellentLower than avg
Village Bank Auburndale, MA Texas Ratio
Village Bank Auburndale, MA's Texas Ratio is 2.24%, which is considered excellent and is lower than the national average of 5.85%.
Village Bank Auburndale, MA has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.85% to 2.24% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Village Bank Auburndale, MA CD Rates
Product
Rate
APY
Term
Min. Deposit
View More
15-Month CD
4.41%
4.50%
15 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 4.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 15-month
4.41%
4.50%
15 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 4.50% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 7-month
4.17%
4.25%
7 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 4.25% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
12-Month CD
3.69%
3.75%
12 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
18-Month CD
3.69%
3.75%
18 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
2-Year CD
3.69%
3.75%
2 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
3-Year CD
3.69%
3.75%
3 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
30-Month CD
3.69%
3.75%
30 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 12-month
3.69%
3.75%
12 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 3.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 18-month
3.69%
3.75%
18 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 3.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 2-years
3.69%
3.75%
2 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 3-years
3.69%
3.75%
3 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 30-month
3.69%
3.75%
30 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 3.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
5-Year CD
3.45%
3.50%
5 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; assumes rollover and funds remain on deposit for one year; early withdrawal penalty may apply
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 4-years
3.45%
3.50%
4 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 5-years
3.45%
3.50%
5 years
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 6-month
3.45%
3.50%
6 months
$500
Min Deposit$500
Min Balance$20
DetailsAPY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
IRA CD - 91 Days
3.25%
3.25%
91 Days
$500
Min Deposit$500
Min Balance$20
DetailsSimple interest; APY effective October 21, 2026; Minimum balance to obtain APY is $20; Minimum deposit to open account is $500; A penalty may be assessed for early withdrawals
Last Updated11/07/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Savings Rates
Product
Rate
APY
View More
Village High Yield Savings (New Money Only)
3.45%
3.50%
Min Balance$0
DetailsBalance: $0 to $4,999,999.99; New money only; Personal accounts only
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Basic Banking Statement Savings
0.05%
0.05%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Compass Savings Account
0.05%
0.05%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Passbook Savings
0.05%
0.05%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Savings Account
0.05%
0.05%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
eVolve Savings Account
0.01%
0.01%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Money Market Rates
Product
Rate
APY
View More
Village Money Market Account
2.72%
2.75%
Min Balance$500,000
DetailsBalance: $500,000 and up
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Money Market Account
1.49%
1.50%
Min Balance$150,000
DetailsBalance: $150,000 to $499,999.99
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Money Market Account
1.00%
1.00%
Min Balance$75,000
DetailsBalance: $75,000 to $149,999.99
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Money Market Account
0.75%
0.75%
Min Balance$25,000
DetailsBalance: $25,000 to $74,999.99
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Money Market Account
0.25%
0.25%
Min Balance$0
DetailsBalance: $0 to $24,999.99
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Business Money Market Rates
Product
Rate
APY
View More
Village Business Money Market Account
2.72%
2.75%
Min Balance$500,000
DetailsBalance: $500,000 and up
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 2.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Business Money Market Account
1.49%
1.50%
Min Balance$150,000
DetailsBalance: $150,000 to $499,999.99
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 1.50% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Business Money Market Account
1.00%
1.00%
Min Balance$75,000
DetailsBalance: $75,000 to $149,999.99
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 1.00% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Business Money Market Account
0.75%
0.75%
Min Balance$25,000
DetailsBalance: $25,000 to $74,999.99
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 0.75% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Business Money Market Account
0.25%
0.25%
Min Balance$0
DetailsBalance: $0 to $24,999.99
Last Updated11/07/2026
Rate History
No change since Sep 28, 2026 · 0.25% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Checking Rates
Product
Rate
APY
View More
Village Interest Checking
0.03%
0.03%
Min Balance$0
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 0.03% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgage - 10-Year Fixed
6.125%
0
6.649%
10 years
DetailsMinimum down payment 20%; APR effective October 28, 2026
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 6.52% → 6.65% ▲ 0.13 pts · high 6.65% / low 6.52%
Nov 1, 20266.65%▲ from 6.52%
Oct 22, 20266.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Fixed Rate Mortgage - 15-Year Fixed
6.375%
0
6.75%
15 years
DetailsMinimum down payment 20%; APR effective October 28, 2026
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 6.62% → 6.75% ▲ 0.13 pts · high 6.75% / low 6.62%
Nov 1, 20266.75%▲ from 6.62%
Oct 22, 20266.62%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Fixed Rate Mortgage - 20-Year Fixed
6.625%
0
6.929%
20 years
DetailsMinimum down payment 20%; APR effective October 28, 2026
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 6.80% → 6.93% ▲ 0.13 pts · high 6.93% / low 6.80%
Nov 1, 20266.93%▲ from 6.80%
Oct 22, 20266.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Fixed Rate Mortgage - 30-Year Fixed
6.875%
0
7.111%
30 years
DetailsMinimum down payment 20%; APR effective October 28, 2026
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 6.98% → 7.11% ▲ 0.13 pts · high 7.11% / low 6.98%
Nov 1, 20267.11%▲ from 6.98%
Oct 22, 20266.98%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Adjustable Rate Mortgage - 5/1 ARM
6.25%
0
7.223%
30 years
DetailsOwner Occupied; Fixed for Months 1 to 60
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 7.17% → 7.22% ▲ 0.05 pts · high 7.22% / low 7.17%
Nov 1, 20267.22%▲ from 7.17%
Oct 22, 20267.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Adjustable Rate Mortgage - 10/1 ARM
6.75%
0
7.23%
30 years
DetailsOwner Occupied; Fixed for Months 1 to 120
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 7.15% → 7.23% ▲ 0.09 pts · high 7.23% / low 7.15%
Nov 1, 20267.23%▲ from 7.15%
Oct 22, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Adjustable Rate Mortgage - 7/1 ARM
6.625%
0
7.272%
30 years
DetailsOwner Occupied; Fixed for Months 1 to 84
Last Updated11/07/2026
Rate History
1 change since Oct 22, 2026 · 7.21% → 7.27% ▲ 0.07 pts · high 7.27% / low 7.21%
Nov 1, 20267.27%▲ from 7.21%
Oct 22, 20267.21%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line - Prime -0.50%
6.25%
-
6.25%
Details1st Lien, Primary Home, Auto Payment from eVolve Checking account; Introductory APR 5.75% for first 6 months; APR is variable, tied to Wall Street Journal Prime Rate; Rate: Prime -0.50%
Last Updated11/07/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 13 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Home Equity Line - Prime -0.50%
6.50%
-
6.50%
Details1st Lien, Primary Home; Introductory APR 5.75% for first 6 months; APR is variable, tied to Wall Street Journal Prime Rate; Rate: Prime -0.50%
Last Updated11/07/2026
Rate History
1 change since Sep 16, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Sep 24, 20266.50%▲ from 6.25%
Sep 16, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Home Equity Line - Prime Only
7.00%
-
7.00%
Details2nd Lien, Primary Home (1st lien with another lender); Introductory APR 5.75% for first 6 months; APR is variable, tied to Wall Street Journal Prime Rate; Rate: Prime Only
Last Updated11/07/2026
Rate History
1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 24, 20267.00%▲ from 6.75%
Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Home Equity Line - Prime +0.50%
7.50%
-
7.50%
DetailsSecond Home; Introductory APR: N/A; APR is variable, tied to Wall Street Journal Prime Rate; Rate: Prime +0.50%
Last Updated11/07/2026
Rate History
1 change since Sep 16, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
Sep 24, 20267.50%▲ from 7.25%
Sep 16, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New & Used Car Loans - 24 months
6.99%
-
6.99%
24 months
DetailsAPR effective October 21, 2026, subject to change without notice; New & Used Vehicles: 100% financing available; vehicle insurance required; subject to approval
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 6.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
New & Used Car Loans - 36 months
6.99%
-
6.99%
36 months
DetailsAPR effective October 21, 2026, subject to change without notice; New & Used Vehicles: 100% financing available; vehicle insurance required; subject to approval
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 6.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
New & Used Car Loans - 48 months
7.49%
-
7.49%
48 months
DetailsAPR effective October 21, 2026, subject to change without notice; New & Used Vehicles: 100% financing available; vehicle insurance required; subject to approval
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 7.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
New & Used Car Loans - 60 months
7.99%
-
7.99%
60 months
DetailsAPR effective October 21, 2026, subject to change without notice; New & Used Vehicles: 100% financing available; vehicle insurance required; subject to approval
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
New & Used Car Loans - 72 months
8.49%
-
8.49%
72 months
DetailsAPR effective October 21, 2026, subject to change without notice; New & Used Vehicles: 100% financing available; vehicle insurance required; subject to approval
Last Updated11/07/2026
Rate History
No change since Oct 22, 2026 · 8.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Village Bank Auburndale, MA Other Rates
Product
Rate
Points
APY/APR
Term
View More
Credit Builder Loan
6.00%
-
6.00%
1 Year
DetailsLoan Amount: $1,000
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 6.00% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Credit Builder Loan
6.50%
-
6.50%
2 Year
DetailsLoan Amount: $2,000
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 6.50% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Credit Builder Loan
7.00%
-
7.00%
3 Year
DetailsLoan Amount: $3,000
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 7.00% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Credit Builder Loan
7.50%
-
7.50%
4 Year
DetailsLoan Amount: $4,000
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 7.50% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Credit Builder Loan
8.00%
-
8.00%
5 Year
DetailsLoan Amount: $5,000
Last Updated11/07/2026
Rate History
No change since Sep 24, 2026 · 8.00% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.24%
Financial Health History
Village Bank Auburndale, MA’s Texas Ratio stayed near 1.85% in Q3 2023 to 2.24% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.1B
2.24%
5.0
A+
March 31, 2026
$2.0B
3.30%
5.0
A+
December 31, 2025
$2.0B
3.00%
5.0
A+
September 30, 2025
$2.0B
1.29%
5.0
A+
June 30, 2025
$2.0B
0.60%
5.0
A+
March 31, 2025
$2.0B
0.63%
5.0
A+
December 31, 2024
$2.0B
1.04%
5.0
A+
September 30, 2024
$2.0B
0.83%
5.0
A+
June 30, 2024
$2.0B
1.51%
5.0
A+
March 31, 2024
$1.9B
1.67%
5.0
A+
December 31, 2023
$2.0B
1.78%
5.0
A+
September 30, 2023
$1.9B
1.85%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Village Bank Auburndale, MA is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Village Bank Auburndale, MA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Village Bank Auburndale, MA's official website for the most current offers and terms.
Address
320 Needham St,
Newton, MA 02464 · Middlesex
FDIC Certificate #26336
RegulatorFDIC
EstablishedMay 1, 1910
FDIC Insurance DateAugust 12, 1985
Domestic Offices11
Total Branches11
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.24%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.4799%
Return on Equity (ROE)
5.6500%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
$2,068,136,000
Total Deposits
$1,798,506,000
Equity Capital
$176,413,000
Net Income
$4,920,000
Headquarters
Newton
Total Branches and Offices
11
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Village Bank Auburndale, MA earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Village Bank Auburndale, MA
Does Village Bank Auburndale, MA offer CDs?
Yes. Village Bank Auburndale, MA current CD rates include its 15-Month CD at 4.50% APY, its 12-Month CD at 3.75% APY and its 18-Month CD at 3.75% APY, verified by MonitorBankRates as of November 7, 2026.
Are CDs from Village Bank Auburndale, MA FDIC insured?
Yes. Village Bank Auburndale, MA is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Village Bank Auburndale, MA?
The highest Village Bank Auburndale, MA CD rate is its 15-Month CD at 4.50% APY, verified by MonitorBankRates as of November 7, 2026.
What CD terms does Village Bank Auburndale, MA offer?
Village Bank Auburndale, MA CD rates are 3.75% APY for a 12 month CD, 4.50% APY for a 15 month CD, 3.75% APY for an 18 month CD, 3.75% APY for a 2 year CD, 3.75% APY for a 3 year CD, 3.50% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Village Bank Auburndale, MA for its full lineup.
What is the highest savings rate at Village Bank Auburndale, MA?
The highest Village Bank Auburndale, MA savings rate is its Village High Yield Savings (New Money Only) at 3.50% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest money market rate at Village Bank Auburndale, MA?
The highest Village Bank Auburndale, MA money market rate is its Village Business Money Market Account at 2.75% APY, verified by MonitorBankRates as of November 7, 2026.
What is the highest checking rate at Village Bank Auburndale, MA?
The highest Village Bank Auburndale, MA checking rate is its Village Interest Checking at 0.03% APY, verified by MonitorBankRates as of November 7, 2026.
What is the lowest 30 year fixed mortgage rate at Village Bank Auburndale, MA?
The lowest Village Bank Auburndale, MA 30 year fixed mortgage rate is its Fixed Rate Mortgage - 30-Year Fixed at 6.875%, verified by MonitorBankRates as of November 7, 2026. Village Bank Auburndale, MA mortgage rates are 6.875% for a 30 year mortgage, 6.625% for a 20 year mortgage, 6.375% for a 15 year mortgage, 6.125% for a 10 year mortgage, 6.25% for a 5/1 ARM, 6.625% for a 7/1 ARM and 6.75% for a 10/1 ARM.
What is the lowest auto loan rate at Village Bank Auburndale, MA?
The lowest Village Bank Auburndale, MA auto loan rate is its New & Used Car Loans - 24 months at 6.99%, verified by MonitorBankRates as of November 7, 2026. Village Bank Auburndale, MA auto loan rates are 6.99% for a 24 month auto loan, 6.99% for a 36 month auto loan, 7.49% for a 48 month auto loan, 7.99% for a 60 month auto loan and 8.49% for a 72 month auto loan.
How many branches does Village Bank Auburndale, MA operate?
Village Bank Auburndale, MA currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Village Bank Auburndale, MA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Village Bank Auburndale, MA provides members with tools to manage their accounts and build a solid financial history.
Does Village Bank Auburndale, MA offer online and mobile banking?
Most modern institutions like Village Bank Auburndale, MA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.village-bank.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Village Bank Auburndale, MA rates compare?
Village Bank Auburndale, MA's top CD rate of 4.50% APY on a 15 month CD is 51% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Village Bank Auburndale, MA's top rates are its 15-Months 15-Month CD at 4.50% APY, its Village High Yield Savings (New Money Only) at 3.50% APY, its Village Business Money Market Account at 2.75% APY, its Village Interest Checking at 0.03% APY, its Fixed Rate Mortgage - 10-Year Fixed at 6.125% and its New & Used Car Loans - 24 months at 6.99% APR, verified by MonitorBankRates on November 7, 2026.
Current Village Bank Auburndale, MA Rates
12-Month CD3.75%
18-Month CD3.75%
24-Month CD3.75%
36-Month CD3.75%
48-Month CD3.50%
60-Month CD3.50%
Savings3.50%
MMA2.75%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
