First Bank Waverly, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 1.41%. Current savings rates are at 0.35% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 16.50%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. First Bank Waverly, IA's 60-Month CD rates are at 1.51%, 48-Month CD rates are at 1.51%, 36-Month CD rates are at 1.25%, 24-Month CD rates are at 1.00%, 12-Month CD rates are at 1.00%. First Bank Waverly, IA's savings rates are at 1.00%. First Bank Waverly, IA's money market rates are at 0.30%.

First Bank Waverly, IA

To see how these rates compare to First Bank Waverly, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank Waverly, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank Waverly, IA CD rates. You can also compare First Bank Waverly, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Bank Waverly, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Waverly, IA? Share your experience about First Bank Waverly, IA by leaving a review below, or read customer reviews before you decide to use First Bank Waverly, IA.

First Bank Waverly, IA Texas Ratio

First Bank Waverly, IA's Texas Ratio is at 2.90%, which is considered excellent. The Texas Ratio for First Bank Waverly, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Bank Waverly, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
N/A
24-Month CD
1.00%
36-Month CD
1.25%
48-Month CD
1.51%
60-Month CD
1.51%
Savings
1.00%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Bank Waverly, IA
316 E Bremer Ave
Waverly, IA 50677
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Bank Waverly, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.51%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings
1.00%
$0
First Bank Waverly, IA
First Bank Waverly, IA
Holiday Savings
1.00%
$0
First Bank Waverly, IA
First Bank Waverly, IA
Money Market
0.30%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Bank Waverly, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Santander Bank
Santander Bank
6-Month CD
4.15%
$500
Liberty Savings Bank
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
12-Month CD
3.75%
$500
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
3.75%
$200
Harrison County Bank
Harrison County Bank
48-Month CD
3.60%
$1,000
Belt Valley Bank
Belt Valley Bank
36-Month CD
3.59%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
24-Month CD
3.56%
$1,000
Bank Northwest
Bank Northwest
12-Month CD
3.55%
$500
Nebraska Bank
Nebraska Bank
60-Month CD
3.50%
$500
Thomaston Savings Bank
Thomaston Savings Bank
24-Month CD
3.50%
$1,000
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.35%
$100
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
36-Month CD
3.29%
$500
TSB Bank
TSB Bank
24-Month CD
3.00%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD (Jumbo)
3.00%
$10,000
Bank of Rantoul
Bank of Rantoul
12-Month CD
2.78%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
2.60%
$1,000
Magyar Bank
Magyar Bank
12-Month CD
2.50%
$500
Education Credit Union
Education Credit Union
60-Month CD
2.50%
$500
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
WCB West Central Bank
WCB West Central Bank
48-Month CD
2.47%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
60-Month CD
2.34%
$2,500
Flanagan State Bank
Flanagan State Bank
12-Month CD
2.25%
$500
First National Bank of Shiner
First National Bank of Shiner
36-Month CD
2.25%
$1,000
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
Associated Bank
Associated Bank
12-Month CD
2.00%
$1,000
TruBank
TruBank
24-Month CD
1.50%
$500
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
Connex Credit Union
Connex Credit Union
24-Month CD
1.50%
$500
First National Bank of Ava
First National Bank of Ava
36-Month CD
1.36%
$500
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
Fulton Bank
Fulton Bank
18-Month CD
0.95%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
Money Market
0.90%
$2,500
Buena Vista National Bank
Buena Vista National Bank
3-Month CD
0.85%
$500
Consumers Credit Union
Consumers Credit Union
6-Month CD
0.65%
$250
State Bank of Medora
State Bank of Medora
Money Market
0.65%
$0
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
PennCrest Bank
PennCrest Bank
Passbook Savings
0.10%
$100
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Money Market
0.05%
$25
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings
0.05%
$5
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Bank Waverly, IA Information

First Bank Waverly, IA
316 E Bremer Ave
Waverly, IA 50677
Bremer
Established Date: 01/01/1864
FDIC Certificate #: 4519
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST OF WAVERLY CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First Bank Waverly, IA FDIC Insured? Yes
What is First Bank Waverly, IA's Cert number? 4519
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Bank Waverly, IA Financials

Total Assets:
$713,145,000
Total Deposits:
$585,619,000
Equity Capital:
$74,816,000
Domestic Deposits:
$585,619,000
Net Income:
$1,163,000
Return on Assets:
0.8025%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8282%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
8.1600%
Quarterly Return on Equity:
6.2500%
Common Equity Tier 1 Capital Ratio:
16.6019%
Tier 1 Risk-Based Capital Ratio:
16.6019%
Leverage Tier 1 (Core Capital) Ratio:
10.8036%
Total Risk-Based Capital Ratio (YTD):
17.7567%
Total Interest Income (YTD):
4.2377%
 
 
Headquarters:
Waverly
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Bremer
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.
Mortgage rates continue to increase following bond yields higher. 30 year conforming mortgage rates are almost at 5.00 percent again. Current 30 year conforming mortgage rates and conforming refinance rates are averaging 4.84 percent, up from yesterday's average 30 year conforming home mortgage rate and refinance rate of 4.71 percent. 30 year home mortgage rates and home refinance mortgage rates in Virginia are lower averaging 4.69 percent.
Credit Union of New Jersey is advertising share certificates (certificates of deposit) ranging in terms of 3 months to 5 years. The credit union is offering regular Share Certificates and two other types of certificates based on the total household deposit and loan balance with the credit union.

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