First Bank Waverly, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.10%, 6-month CD rates at 4.55% and 3-month CD rates at 1.36%. Current savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. First Bank Waverly, IA's 7-Month CD special rates are at 5.00%, 15-Month CD special rates are at 4.80%, 19-Month CD special Raise-A-Rate rates are at 4.49%, 36-Month CD special Raise-A-Rate rates are at 4.48%, 60-Month CD rates are at 1.50%. First Bank Waverly, IA's savings rates are at 1.00%. First Bank Waverly, IA's money market rates are at 0.30%.

First Bank Waverly, IA

To see how these rates compare to First Bank Waverly, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank Waverly, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank Waverly, IA CD rates. You can also compare First Bank Waverly, IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Bank Waverly, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Waverly, IA? Share your experience about First Bank Waverly, IA by leaving a review below, or read customer reviews before you decide to use First Bank Waverly, IA.

First Bank Waverly, IA Texas Ratio

First Bank Waverly, IA's Texas Ratio is at 5.44%, which is considered excellent. The Texas Ratio for First Bank Waverly, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Bank Waverly, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
N/A
24-Month CD
1.00%
36-Month CD
1.25%
48-Month CD
1.50%
60-Month CD
1.50%
Savings
1.00%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Bank Waverly, IA
316 E Bremer Ave
Waverly, IA 50677
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Bank Waverly, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Bank Waverly, IA
First Bank Waverly, IA
7-Month CD special
5.00%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
15-Month CD special
4.80%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
19-Month CD special Raise-A-Rate
4.49%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD special Raise-A-Rate
4.48%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
Premier Rewards Checking Account
3.04%
$0
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.50%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.50%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings Account
1.00%
$0
First Bank Waverly, IA
First Bank Waverly, IA
Holiday Savings Account
1.00%
$0
First Bank Waverly, IA
First Bank Waverly, IA
Money Market Account
0.30%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Bank Waverly, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
12-Month CD
5.15%
$1,000
Academy Bank
Academy Bank
13-Month CD
4.75%
$500
PS Bank of Velva
PS Bank of Velva
12-Month CD
4.75%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
8-Month CD special
4.70%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
25-Month CD special
4.30%
$1,000
Rising Bank
Rising Bank
26-Month CD Rising
4.20%
$10,000
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
4.16%
$1,000
Goldwater Bank
Goldwater Bank
High Yield Savings
4.15%
$100
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
4.10%
$500
4u Federal Credit Union
4u Federal Credit Union
12-Month CD certificate
4.06%
$1,000
Popular Bank
Popular Bank
36-Month CD
3.95%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
48-Month CD
3.82%
$1,000
Bank of Dudley
24-Month CD
3.80%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market CSB
3.75%
$5,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
UB Union Savings Bank
UB Union Savings Bank
24-Month CD special
3.53%
$1,000
Newburyport Bank
Newburyport Bank
60-Month CD
3.25%
$500
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
Mauch Chunk Trust Co.
36-Month CD
3.01%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
3.00%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
Money Market Advantage
2.83%
$500,000
First State Bank Stuart, IA
First State Bank Stuart, IA
3-Month CD
2.75%
$500
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD share certificate
2.63%
$1,000
Port Richmond Savings
Port Richmond Savings
18-Month CD
2.53%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Federated Bank Onarga, IL
Federated Bank Onarga, IL
36-Month CD
2.37%
$1,000
Bank of Hillsboro
Bank of Hillsboro
24-Month CD
2.12%
$1,000
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
Methuen Co-operative Bank
Methuen Co-operative Bank
48-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
Bank of Clovis
Bank of Clovis
Savings Account
1.92%
$100
1st Colonial Community Bank
1st Colonial Community Bank
60-Month CD
1.86%
$500
1st Midamerica Credit Union
1st Midamerica Credit Union
Money Market Deposit
1.76%
$2,500
Access Bank
Access Bank
Access Money Market
1.40%
$0
Bank of Easton
Bank of Easton
30-Month CD
1.30%
$500
United Minnesota Bank
United Minnesota Bank
18-Month CD
1.10%
$500
Liberty Bank for Savings
Liberty Bank for Savings
60-Month CD
0.80%
$5,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings Account
0.65%
$25
Farmers State Bank of Underwood
Kasasa Savings Account
0.50%
$0
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
12-Month CD
0.30%
$500
FSB of Golva
FSB of Golva
Checking Account
0.25%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
Brattleboro S&L
Brattleboro S&L
Statement Savings
0.10%
$250
Wilson Bank and Trust
Wilson Bank and Trust
WBT Saver Savings Account
0.10%
$0
WSB Municipal Bank
WSB Municipal Bank
Money Market Deposit Account
0.10%
$1,000
Bank of Rantoul
Bank of Rantoul
Now Account
0.10%
$500
Warsaw Federal S&L
Statement Savings
0.05%
$100
Adirondack Trust Company
Adirondack Trust Company
Statement Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Bank Waverly, IA Information

First Bank Waverly, IA
316 E Bremer Ave
Waverly, IA 50677
Bremer
Established Date: 01/01/1864
FDIC Certificate #: 4519
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST OF WAVERLY CORP
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is First Bank Waverly, IA FDIC Insured? Yes
What is First Bank Waverly, IA's Cert number? 4519
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Bank Waverly, IA Financials

Total Assets:
$693,282,000
Total Deposits:
$589,542,000
Equity Capital:
$69,323,000
Domestic Deposits:
$589,542,000
Net Income:
$1,375,000
Return on Assets:
0.9318%
Quarterly Return on Assets:
0.8000%
Pretax Return on Assets:
1.0115%
Pretax Quarterly Return on Assets:
1.0100%
Return on Equity:
9.0600%
Quarterly Return on Equity:
8.1200%
Common Equity Tier 1 Capital Ratio:
17.6438%
Tier 1 Risk-Based Capital Ratio:
17.6438%
Leverage Tier 1 (Core Capital) Ratio:
11.0144%
Total Risk-Based Capital Ratio (YTD):
18.8938%
Total Interest Income (YTD):
3.1830%
 
 
Headquarters:
Waverly
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Bremer
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

mortgage-rates-mixedMortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.
Higher mortgage rates in 2018, combined with a low number of homes available for sale across the U.S., are hurting buyers. Mortgage rates are higher this year because economic growth has been robust, the unemployment rate has declined, and the Federal Reserve has increased interest rates.
auto-loan-rates-declineAuto loan rates have been on a decline since the beginning of the year, unlike late in 2008 when the credit crisis was in full swing and the average auto loan rate was increasing.

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