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Priority Credit Union Rates & Review September 2026

Priority Credit Union's 9 Month CD rates are at 3.40%, 12 Month CD rates are at 3.35%, 16 Month CD rates are at 3.35%, 18 Month CD rates are at 3.35%, Traditional IRAs & Roth IRAs - 12 Month CD rates are at 3.35%. Priority Credit Union's Personal Loan Rates are as low as 10.99%. Priority Credit Union's Credit Card Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Priority Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.38%. Rates last updated and verified on 09/22/2026.

Priority Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority Credit Union? Share your experience about Priority Credit Union by leaving a review below, or read customer reviews before you decide to use Priority Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 85/100
MonitorBankRates Rating ?
4.6
Excellent Out of 5.0 Stars
Texas Ratio ?
20.38%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Priority Credit Union
Main Office
301 E Michigan St
Orlando, FL 32806-4539
https://www.prioritycu.org
Member NCUA

Priority Credit Union CD Rates

Product Rate APY Term View More
9 Month CD 3.35% 3.40% 9 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
12 Month CD 3.30% 3.35% 12 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
16 Month CD 3.30% 3.35% 16 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
18 Month CD 3.30% 3.35% 18 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Traditional IRAs & Roth IRAs - 12 Month CD 3.30% 3.35% 12 Month
Min Deposit $500
Details 1
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Traditional IRAs & Roth IRAs - 16 Month CD 3.30% 3.35% 16 Month
Min Deposit $500
Details 1
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
24 Month CD 3.25% 3.30% 24 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Traditional IRAs & Roth IRAs - 24 Month CD 3.25% 3.30% 24 Month
Min Deposit $500
Details 1
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
60 Month CD 3.15% 3.20% 60 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Traditional IRAs & Roth IRAs - 60 Month CD 3.15% 3.20% 60 Month
Min Deposit $500
Details 1
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
36 Month CD 3.00% 3.04% 36 months
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Traditional IRAs & Roth IRAs - 36 Month CD 3.00% 3.04% 36 Month
Min Deposit $500
Details 1
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details As Low As; Up to 80% LTV
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 5.09%
Details As Low As;12
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Used Auto - - 5.49%
Details As Low As;12
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 7.49%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
New Boat Loan - 7.94%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
New RV Loan - 7.94%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Used Motorcycle Loan - 7.99%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Used Boat Loan - 8.54%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Used RV Loan - 8.54%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 8.99%
Details 1 2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union Personal Loan Rates

Product APR Term View More
Signature/Unsecured Loan 10.99%
Details As Low As; Financing: Up to $12,000
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Priority Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 12.99%
Details As Low As; Financing: Up to $5,000
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Other Collateral Loan - - 9.50%
Details As Low As;2
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Priority Boost Loan - - 8.99%
Details As Low As; Financing: 50% of loan funds secured in a savings account until loan is paid in full
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
Priority Cash Loan - - 12.00%
Details As Low As; Financing: Up to $3,000
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%
NEXT Youth CD 4.89% - 5.00%
Min Deposit $1,000
Last Updated 09/22/2026
Institution Ratings
4.6
Star Rating
B
Health Grade
Texas Ratio: 20.38%

Financial Health History

Priority Credit Union’s Texas Ratio rose from 2.83% in Q2 2023 to 20.38% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 10% 2.0★ 19% 3.0★ 29% 4.0★ 38% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.83% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A- Q2 2025 B Q3 2025 C Q4 2025 20.38% B Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$56M20.38%4.6B
December 31, 2025$56M28.43%3.9C
September 30, 2025$56M21.95%4.4B
June 30, 2025$56M15.99%4.9A-
March 31, 2025$58M11.57%5.0A
December 31, 2024$57M4.97%5.0A+
September 30, 2024$59M3.52%5.0A+
June 30, 2024$60M3.51%5.0A+
March 31, 2024$61M3.11%5.0A+
December 31, 2023$61M5.25%5.0A+
September 30, 2023$65M3.94%5.0A+
June 30, 2023$65M2.83%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Priority Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Priority Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Priority Credit Union
Address 301 E Michigan St, Orlando, FL 32806-4539
Phone 407-425-2561
Fax 407-425-0503
President Shawn Barrow
CEO Alan Rowe
Full-Time Employees 17
Part-Time Employees 1
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.6 / 5.0 ★
Overall Health & Safety Grade
B (85/100)
Texas Ratio
20.38%
Return on Assets (ROA)
0.0663%
Return on Equity (ROE)
0.7741%
Non-Performing Loans Ratio (NPL)
2.64%
Total Assets
56,146,776
Total Amount of Shares and Deposits
52,460,344
Total Shares and Deposits < 1 Year
51,399,531
Total Shares and Deposits 1 3 Years
257,556
Total Shares and Deposits > 3 Years
803,257
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,269,172
Total Uninsured Shares and Deposits > $250K (F+J)
4,023,945
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,436,399
Total Interest Expense (Sum of items 6 8)
112,949
Share Certificates
458
Number of Accounts for Share Drafts
2,637
IRA KEOGH Accounts
109
Number of Accounts for Regular Shares
5,944
Non Member Deposits
4
Money Market Shares
207
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,654,175
Total Liabilities
51,336,370
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Priority Credit Union

How many branches does Priority Credit Union operate?

Priority Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Priority Credit Union?

Yes, to access services at Priority Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Priority Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Priority Credit Union offer online and mobile banking?

Most modern institutions like Priority Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prioritycu.org.

Current Priority Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.35%
  • 24-Month CD3.30%
  • 60-Month CD3.20%
Retrieved from our database of financial products. Rates subject to change.