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Priority Credit Union Rates & Review March 2026

Priority Credit Union's Personal Loan Rates are at 4.09%. MonitorBankRates evaluates the financial stability of Priority Credit Union with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.91%. Rates were last updated on 03/29/2026.

Priority Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority Credit Union? Share your experience about Priority Credit Union by leaving a review below, or read customer reviews before you decide to use Priority Credit Union.

Overall Health & Safety Grade ?
C+
Fair Health Score: 78/100
MonitorBankRates Rating ?
4.1
Excellent Out of 5.0 Stars
Texas Ratio ?
25.91%
Good Higher than avg
Priority Credit Union
Main Office
301 E Michigan St
Orlando, FL 32806 4539
https://www.prioritycu.org
Member NCUA

Priority Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.91%

Priority Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.09%
Details Receive 1.00% off your qualifying rate* when you apply for a new auto loan or refinance from your current lender to Priority Credit Union. Apply today and make your own luck!; Offer valid 02/01/26 - 03/31/26. Terms and restrictions apply, are subject to change and cancellation at any time without notice and cannot be combined with any other offer. Discounts for Ancillary Products available, no other discounts apply. All loans are subject to credit qualifications. Your rate may be higher than the quoted rate. Offer valid for 2020 or newer vehicles only. 1.00% off current PCU loan rate, auto-pay from PCU checking account required. Loans currently financed with PCU are not eligible. Minimum loan amount of $15,000, minimum loan rate is 4.09%. Membership eligibility required. Payment example: $15,000 x 36 months at 4.09% = $419/mo.
Last Updated 03/28/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.91%

Priority Credit Union Credit Card Rates

Product Rate APR View More
Business VISA® Platinum - 8.99%
No additional details.
Last Updated 03/28/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.91%
Business VISA® Platinum with Rewards - 9.99%
No additional details.
Last Updated 03/28/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.91%
VISA® Platinum Credit Card - 10.99%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Priority Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Priority Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Priority Credit Union
Address 301 E Michigan St, Orlando, FL 32806 4539
Phone 407-425-2561
Fax 407-425-0503
President Shawn Barrow
CEO Alan Rowe
Full-Time Employees 16
Part-Time Employees 1
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.1 / 5.0 ★
Overall Health & Safety Grade
C+ (78/100)
Texas Ratio
25.91%
Return on Assets (ROA)
-1.1097%
Return on Equity (ROE)
-12.3515%
Non-Performing Loans Ratio (NPL)
2.96%
Total Assets
56,225,441
Total Amount of Shares and Deposits
52,296,567
Total Shares and Deposits < 1 Year
50,588,335
Total Shares and Deposits 1 3 Years
896,678
Total Shares and Deposits > 3 Years
811,554
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,924,265
Total Uninsured Shares and Deposits > $250K (F+J)
2,924,265
Total Insured Shares and Deposits > $250K (item 17 less item K)
49,372,302
Total Interest Expense (Sum of items 6 8)
288,923
Share Certificates
477
Number of Accounts for Share Drafts
2,689
IRA KEOGH Accounts
116
Number of Accounts for Regular Shares
6,052
Non Member Deposits
3
Money Market Shares
216
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,847,957
Total Liabilities
51,174,069
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Priority Credit Union

Is Priority Credit Union a safe place to deposit money?

Yes, Priority Credit Union is considered a safe financial institution. With a Texas Ratio of 25.912563952922%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Priority Credit Union operate?

Priority Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Priority Credit Union?

Yes, to access services at Priority Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Priority Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Priority Credit Union offer online and mobile banking?

Most modern institutions like Priority Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prioritycu.org.