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We Florida Financial Credit Union Rates & Review April 2026

We Florida Financial Credit Union's 7 Month Business CD rates are at 2.90%, 7 Month Business Jumbo CD rates are at 2.90%, 7 Month CD rates are at 2.90%, 7 Month Jumbo CD rates are at 2.90%, 6 Month Business CD rates are at 2.85%. We Florida Financial Credit Union's savings rates are at 0.00%. We Florida Financial Credit Union's money market rates are at 3.25%. We Florida Financial Credit Union's Personal Loan Rates are at 11.25%. MonitorBankRates evaluates the financial stability of We Florida Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.62%. Rates were last updated on 04/18/2026.

We Florida Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at We Florida Financial Credit Union? Share your experience about We Florida Financial Credit Union by leaving a review below, or read customer reviews before you decide to use We Florida Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.62%
Excellent Lower than avg
We Florida Financial Credit Union
East Pembroke Pines
9560 Pines Blvd
Pembroke Pines, FL 33024
https://www.wefloridafinancial.com
Member NCUA

We Florida Financial Credit Union CD Rates

Product Rate APY Term View More
7 Month Business CD 2.86% 2.90% 7
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
7 Month Business Jumbo CD 2.86% 2.90% 7
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
7 Month CD 2.86% 2.90% 7
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
7 Month Jumbo CD 2.86% 2.90% 7
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
6 Month Business CD 2.81% 2.85% 6
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
6 Month Business Jumbo CD 2.81% 2.85% 6
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
6 Month CD 2.81% 2.85% 6
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
6 Month Jumbo CD 2.81% 2.85% 6
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
12 Month Business CD 2.72% 2.75% 12
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
12 Month Business Jumbo CD 2.72% 2.75% 12
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
12 Month CD 2.72% 2.75% 12
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
12 Month Jumbo CD 2.72% 2.75% 12
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
9 Month Business CD 2.72% 2.75% 9
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
9 Month CD 2.72% 2.75% 9
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
IRA 12 Month CD 2.72% 2.75%
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Jumbo IRA 12 Month CD 2.72% 2.75%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
13 Month Business CD 2.47% 2.50% 13
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
13 Month Business Jumbo CD 2.47% 2.50% 13
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
13 Month CD 2.47% 2.50% 13
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
13 Month Jumbo CD 2.47% 2.50% 13
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
IRA 13 Month CD 2.47% 2.50%
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Jumbo IRA 13 Month CD 2.47% 2.50%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
IRA 30 Month CD 1.53% 1.54%
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
18 Month Business CD 1.49% 1.50% 18
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
18 Month Business Jumbo CD 1.49% 1.50% 18
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
18 Month CD 1.49% 1.50% 18
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
18 Month Jumbo CD 1.49% 1.50% 18
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
IRA 60 Month CD 1.02% 1.02%
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
30 Month Business CD 1.01% 1.01% 30
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
30 Month CD 1.01% 1.01% 30
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
60 Month Business CD 1.01% 1.01% 60
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
60 Month CD 1.01% 1.01% 60
Min Deposit $100
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.50% 0.50%
Min Deposit $5
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Roth IRA Savings 0.50% 0.50%
Min Deposit $5
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Secondary Savings, Club Account 0.15% 0.15%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Personal Savings 0.05% 0.05%
Min Deposit $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Business Savings - 0.00%
Min Deposit $100
Min Balance $200
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market - Personal & Business 3.20% 3.25%
Min Deposit $2,500
Min Balance $2,500
Details Qualifying balance up to $10,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Checking Rates

Product Rate APY View More
Ultra Checking - 3.25%
Min Deposit $1,500
Details Qualifying balance up to $10,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Prime Checking 1.49% 1.50%
Min Deposit $50
Min Balance $1,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
emPower Business Checking 1.00% 1.00%
Min Deposit $50
Min Balance $1,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
emPower Checking 1.00% 1.00%
Min Deposit $50
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Fabulous 50+ Checking 1.00% 1.00%
Min Deposit $50
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Essential Business Checking - 0.00%
Min Deposit $50
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%
Essential Checking - 0.00%
Min Deposit $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Mortgage Rates

Product Rate Points APR Term View More
New RV or Conversion Van - - 7.99% 84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line-of-Credit (HELOC) - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

We Florida Financial Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 11.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.62%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for We Florida Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather We Florida Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with We Florida Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name We Florida Financial Credit Union
Address 9560 Pines Blvd, Pembroke Pines, FL 33024
Phone 954-515-1512
Fax 954-704-8681
President Mary Ann LaRock
CEO William Spearman
Full-Time Employees 113
Part-Time Employees 0
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.62%
Return on Assets (ROA)
0.1685%
Return on Equity (ROE)
1.6519%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
719,471,613
Total Amount of Shares and Deposits
645,850,307
Total Shares and Deposits < 1 Year
628,949,832
Total Shares and Deposits 1 3 Years
13,044,398
Total Shares and Deposits > 3 Years
3,856,077
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,980,518
Total Uninsured Shares and Deposits > $250K (F+J)
39,980,518
Total Insured Shares and Deposits > $250K (item 17 less item K)
605,869,789
Total Interest Expense (Sum of items 6 8)
9,356,057
Share Certificates
8,304
Number of Accounts for Share Drafts
26,570
IRA KEOGH Accounts
1,089
Number of Accounts for Regular Shares
47,386
Money Market Shares
2,495
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
93,458,407
Total Liabilities
670,039,904
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About We Florida Financial Credit Union

Is We Florida Financial Credit Union a safe place to deposit money?

Yes, We Florida Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6180955426928%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does We Florida Financial Credit Union operate?

We Florida Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join We Florida Financial Credit Union?

Yes, to access services at We Florida Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, We Florida Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, We Florida Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does We Florida Financial Credit Union offer online and mobile banking?

Most modern institutions like We Florida Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wefloridafinancial.com.

Current We Florida Financial Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD1.50%
  • 60-Month CD1.01%
  • Savings0.00%
  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.