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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
PSE&G Nuclear Employees FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare PSE&G Nuclear Employees FCU rates to other rates in our database, including 12-month share certificate rates currently at 3.70%, 6-month share certificate rates at 1.30% and 3-month share certificate rates at 3.65%. Savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.23%. All these rates can be compared to PSE&G Nuclear Employees FCU rates. MonitorBankRates evaluates the financial stability of PSE&G Nuclear Employees FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.23%. Rates were last updated on 04/23/2026. PSE&G Nuclear Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSE&G Nuclear Employees FCU? Share your experience about PSE&G Nuclear Employees FCU by leaving a review below, or read customer reviews before you decide to use PSE&G Nuclear Employees FCU. PSE&G Nuclear Employees FCU
Main Office end of alloway creek neck rd
Hancocks Bridge, NJ 08038 
Current Rate AvailabilityWe do not have PSE&G Nuclear Employees FCU rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PSE&G Nuclear Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PSE&G Nuclear Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PSE&G Nuclear Employees FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PSE&G Nuclear Employees FCU
Address
end of alloway creek neck rd,
Hancocks Bridge, NJ 08038
Phone
856-339-5099
Fax
President
Pamela Earnest
CEO
Jody Mortarulo
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.23%
Return on Assets (ROA)
0.6777%
Return on Equity (ROE)
4.6308%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
10,172,461
Total Amount of Shares and Deposits
8,678,665
Total Shares and Deposits < 1 Year
8,678,665
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,678,665
Total Interest Expense (Sum of items 6 8)
6,389
Number of Accounts for Share Drafts
568
Number of Accounts for Regular Shares
946
All other shares
50
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,233,270
Total Liabilities
8,683,700
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PSE&G Nuclear Employees FCUIs PSE&G Nuclear Employees FCU a safe place to deposit money?Yes, PSE&G Nuclear Employees FCU is considered a safe financial institution. With a Texas Ratio of 0.22750461625472%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PSE&G Nuclear Employees FCU operate?PSE&G Nuclear Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PSE&G Nuclear Employees FCU?Yes, to access services at PSE&G Nuclear Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PSE&G Nuclear Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PSE&G Nuclear Employees FCU provides members with tools to manage their accounts and build a solid financial history. Does PSE&G Nuclear Employees FCU offer online and mobile banking?Most modern institutions like PSE&G Nuclear Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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