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Meadowland Credit Union Rates & Review September 2026

Meadowland Credit Union's 5 year CD rates are at 3.65%, 4 Year CD rates are at 3.10%, 3 Year CD rates are at 3.05%, 1 Year CD rates are at 2.90%, 2 Year CD rates are at 2.85%. Meadowland Credit Union's savings rates are at 0.05%. Meadowland Credit Union's money market rates are at 0.05%. Meadowland Credit Union's Personal Loan Rates are as low as 7.75%. MonitorBankRates evaluates the financial stability of Meadowland Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.56%. Rates last updated and verified on 09/22/2026.

Meadowland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meadowland Credit Union? Share your experience about Meadowland Credit Union by leaving a review below, or read customer reviews before you decide to use Meadowland Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.56%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Meadowland Credit Union
Location of Records
1040 N Main St
Sheboygan Falls, WI 53085
https://www.meadowlandcu.org
Member NCUA

Meadowland Credit Union CD Rates

Product Rate APY Term View More
5 year Share Certificate 3.60% 3.65% 5 year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
4 Year Share Certificate 3.07% 3.10% 4 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
3 Year Share Certificate 3.02% 3.05% 3 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
1 Year Share Certificate 2.87% 2.90% 1 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
2 Year Share Certificate 2.82% 2.85% 2 Year
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
6 Month Share Certificate 2.38% 2.40% 6 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
3 Month Share Certificate 1.64% 1.65% 3 Month
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.55% 0.55%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Holiday Club 0.50% 0.50%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Vacation Club 0.50% 0.50%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Health Savings Accounts (HSA) 0.30% 0.30%
Min Balance $15,000
Details Balance: $15,000 and above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Falcon Saver 0.25% 0.25%
Min Balance $0
Details Age: 0-12
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Teen Club 0.25% 0.25%
Min Balance $0
Details Ages: 13-17
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Health Savings Accounts (HSA) 0.22% 0.22%
Min Balance $5,000
Details Balance: $5,000 - $14,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Health Savings Accounts (HSA) 0.16% 0.16%
Min Balance $2,500
Details Balance: $2,500 - $4,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Health Savings Accounts (HSA) 0.10% 0.10%
Min Balance $500
Details Balance: $500 - $2,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Health Savings Accounts (HSA) 0.05% 0.05%
Min Balance $0
Details Balance: < $500.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Regular Savings 0.05% 0.05%
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Money Market Rates

Product Rate APY View More
Money Market Advantage Account 2.12% 2.15%
Min Balance $100,000
Details Balance: $100,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Advantage Account 1.59% 1.60%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Advantage Account 1.54% 1.55%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Investment Account 1.54% 1.55%
Min Balance $25,000
Details Balance: $25,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Advantage Account 0.75% 0.75%
Min Balance $15,000
Details Balance: $15,000 - $24,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Investment Account 0.75% 0.75%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Investment Account 0.55% 0.55%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Advantage Account 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $14,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Money Market Investment Account 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $2,499
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.63%
Details As Low as; Loan to Value: Up to 80%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Equity Loan - - 6.38%
Details As Low as; Loan to Value: 81 - 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Equity Line of Credit - - 7.00%
Details Loan to Value: Up to 80% LTV; As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Equity Loan - - 7.13%
Details As Low as; Loan to Value: 91 - 100%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Equity Line of Credit - - 7.25%
Details Loan to Value: Up to 90 % LTV; As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Equity Line of Credit - - 7.50%
Details Loan to Value: Up to 100% LTV; As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.74% Up to 24 Months
Details As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 3.99% Up to 36 Months
Details As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 4.24% Up to 48 Months
Details As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 4.49% Up to 60 Months
Details As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto/Cycle Loan - - 4.49% Up to 24 Months
Details As Low as; Loan payment example: $1,000 for 24 months at 4.49% APR is $43.65 per month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 4.74% Up to 72 Months
Details As Low as; Auto Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto/Cycle Loan - - 4.74% Up to 36 Months
Details As Low as; Loan payment example: $1,000 for 36 months at 4.74% APR is $29.86 per month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto/Cycle Loan - - 4.99% Up to 48 Months
Details As Low as; Loan payment example: $1,000 for 48 months at 4.99% APR is $23.03 per month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 5.74% Up to 24 Months
Details As Low as; Auto Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto/Cycle Loan - - 5.74% Up to 60 Months
Details Term: Up to 60 Months (2020 and 2019); As Low as; Loan payment example: $1,000 for 60 months at 5.74% APR is $19.22 per month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 5.99% Up to 84 Months
Details As Low as; Auto Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Auto Loan - - 5.99% Up to 36 Months
Details As Low as; Auto Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV 2021 and Newer Loan - 3.99% Up to 24 Months
Details As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2021 and Newer Loan - 4.24% Up to 36 Months
Details As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2021 and Newer Loan - 4.49% Up to 48 Months
Details As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2021 and Newer Loan - 4.74% Up to 60 Months
Details As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2021 and Newer Loan - 4.99% Up to 72 Months
Details Term: Up to 72 Months (2023 and Newer and At Least $20,000); As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV Loan - 4.99% Up to 24 Months
Details As Low as; RV 2018 to 2020
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV Loan - 5.24% Up to 36 Months
Details As Low as; RV 2018 to 2020
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV Loan - 5.49% Up to 48 Months
Details As Low as; RV 2018 to 2020
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2017 and Older Loan - 5.74% Up to 24 Months
Details As Low as; RV 2017 and Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2017 and Older Loan - 5.99% Up to 36 Months
Details As Low as; RV 2017 and Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
RV 2021 and Newer Loan - 6.24% Up to 144 Months
Details Term: Up to 144 Months (At Least $40,000); As Low as; RV 2021 and Newer
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loan 7.75% Up to 24 Months
Details up to $15,000; As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Unsecured Loan 9.75% Up to 36 Months
Details up to $15,000; As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Unsecured Loan 14.00%
Details As Low as; Amount: Up to $5000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Meadowland Credit Union Other Rates

Product Rate Points APY/APR Term View More
Flash Cash Loans - - 8.00%
Details As Low as; Amount: Up to $15,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Loan - - 6.13%
Details As Low as; Loan to Value: Up to 80%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Loan - - 6.88%
Details As Low as; Loan to Value: 81 - 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Home Loan - - 7.63%
Details As Low as; Loan to Value: 91 - 100%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%
Single Payment Loan - - 10.75% Up to 6 Months
Details As Low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.56%

Financial Health History

Meadowland Credit Union’s Texas Ratio rose from 0.45% in Q2 2023 to 7.56% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.45% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 7.56% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$36M7.56%5.0A
December 31, 2025$34M8.59%5.0A
September 30, 2025$34M7.57%5.0A
June 30, 2025$35M4.30%5.0A+
March 31, 2025$36M3.05%5.0A+
December 31, 2024$34M1.88%5.0A+
September 30, 2024$33M1.99%5.0A+
June 30, 2024$35M1.50%5.0A+
March 31, 2024$34M0.02%5.0A+
December 31, 2023$32M0.21%5.0A+
September 30, 2023$31M1.91%5.0A+
June 30, 2023$32M0.45%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Meadowland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meadowland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meadowland Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meadowland Credit Union
Address 1040 N Main St, Sheboygan Falls, WI 53085
Phone 920-467-8105
Fax 920-467-8417
President James Evraets
CEO David Horner
Full-Time Employees 7
Part-Time Employees 2
Branch Locations 0
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.56%
Return on Assets (ROA)
0.0653%
Return on Equity (ROE)
0.8071%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
35,628,019
Total Amount of Shares and Deposits
32,692,517
Total Shares and Deposits < 1 Year
31,756,677
Total Shares and Deposits 1 3 Years
763,603
Total Shares and Deposits > 3 Years
172,237
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,931,080
Total Uninsured Shares and Deposits > $250K (F+J)
1,931,080
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,761,437
Total Interest Expense (Sum of items 6 8)
96,020
Share Certificates
290
Number of Accounts for Share Drafts
1,541
IRA KEOGH Accounts
85
Number of Accounts for Regular Shares
3,491
All other shares
23
Money Market Shares
218
Net Income (unless the amount is already included in Undivided Earnings)
23,255
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,732,617
Total Liabilities
32,750,146
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Meadowland Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/meadowland-credit-union-rates-review-66618">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Meadowland Credit Union

How many branches does Meadowland Credit Union operate?

Meadowland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meadowland Credit Union?

Yes, to access services at Meadowland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meadowland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meadowland Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meadowland Credit Union offer online and mobile banking?

Most modern institutions like Meadowland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meadowlandcu.org.

Current Meadowland Credit Union Rates

  • 12-Month CD2.90%
  • 24-Month CD2.85%
  • 60-Month CD3.65%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.