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Meadowland Credit Union Rates & Review November 2026

Meadowland Credit Union's CD - 5 Year rates are at 4.50%, CD - 1 Year rates are at 4.40%, CD - 4 Year rates are at 4.35%, CD - 3 Year rates are at 4.25%, CD - 2 Year rates are at 4.15%. Meadowland Credit Union's savings rates are at 0.55%. Meadowland Credit Union's money market rates are at 2.15%. Meadowland Credit Union's Personal Loan Rates are as low as 7.75%. Meadowland Credit Union's CD rates are 50% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Meadowland Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.99%. Rates last updated and verified on 10/29/2026.

Meadowland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meadowland Credit Union? Share your experience about Meadowland Credit Union by leaving a review below, or read customer reviews before you decide to use Meadowland Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.99%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Meadowland Credit Union
Location of Records
1040 N Main St
Sheboygan Falls, WI 53085
https://www.meadowlandcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Meadowland Credit Union CD Rates

Product Rate APY Term View More
Share Certificate - 5 Year 4.426% 4.50% 5 year
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 13, 2026: 4.50% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 1 Year 4.329% 4.40% 1 Year
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 3.75% → 4.40% ▲ 0.65 pts · high 4.40% / low 3.75%
3.10%4.08%5.05%Oct 13, 2026: 3.75% APYOct 26, 2026: 4.40% APYOct 13, 2026Nov 2, 2026
  • Oct 26, 20264.40%▲ from 3.75%
  • Oct 13, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 4 Year 4.281% 4.35% 4 Year
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.35% APY · checked 3 times
3.85%4.35%4.85%Oct 13, 2026: 4.35% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 3 Year 4.184% 4.25% 3 Year
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15%
3.65%4.20%4.75%Oct 13, 2026: 4.15% APYOct 26, 2026: 4.25% APYOct 13, 2026Nov 2, 2026
  • Oct 26, 20264.25%▲ from 4.15%
  • Oct 13, 20264.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 2 Year 4.087% 4.15% 2 Year
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Oct 13, 2026: 4.00% APYOct 26, 2026: 4.15% APYOct 13, 2026Nov 2, 2026
  • Oct 26, 20264.15%▲ from 4.00%
  • Oct 13, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 6 Month 4.038% 4.10% 6 Month
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 13, 2026: 4.10% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Share Certificate - 3 Month 3.211% 3.25% 3 Month
Min Balance $500
Details Dividends earned daily and paid quarterly; IRA certificate terms are 1 year or greater
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 13, 2026: 3.25% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.549% 0.55%
Min Balance $0
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 9 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Holiday Club 0.50% 0.50%
Min Balance $0
Details Holiday/Vacation Club early withdrawal fee: $10.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Vacation Club 0.50% 0.50%
Min Balance $0
Details Holiday/Vacation Club early withdrawal fee: $10.00
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Health Savings Accounts (HSA) 0.30% 0.30%
Min Balance $15,000
Details Balance: $15,000 and above
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Falcon Saver 0.25% 0.25%
Min Balance $0
Details Ages: 0-12
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Teen Club 0.25% 0.25%
Min Balance $0
Details Ages: 13-17
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Health Savings Accounts (HSA) 0.22% 0.22%
Min Balance $5,000
Details Balance: $5,000 - $14,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.22% APY · checked 9 times
0.00%0.36%0.72%Sep 14, 2026: 0.22% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Health Savings Accounts (HSA) 0.16% 0.16%
Min Balance $2,500
Details Balance: $2,500 - $4,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 9 times
0.00%0.33%0.66%Sep 14, 2026: 0.16% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Health Savings Accounts (HSA) 0.10% 0.10%
Min Balance $500
Details Balance: $500 - $2,499.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Health Savings Accounts (HSA) 0.05% 0.05%
Details Balance: < $500.00
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 19, 2026: 0.05% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Regular Savings 0.05% 0.05%
Min Balance $5
Details Regular Savings requires a $100 minimum balance to earn APY
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Money Market Rates

Product Rate APY View More
Money Market Advantage Account 2.124% 2.15%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 9 times
1.65%2.15%2.65%Sep 14, 2026: 2.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Advantage Account 1.592% 1.60%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 9 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Advantage Account 1.54% 1.55%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 9 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Investment Account 1.54% 1.55%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 9 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Advantage Account 0.75% 0.75%
Min Deposit $100
Min Balance $15,000
Details Balance: $15,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Investment Account 0.75% 0.75%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Investment Account 0.55% 0.55%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 9 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Advantage Account 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $14,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Money Market Investment Account 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $2,499
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 7.00%
Details As Low As; Loan to Value: Up to 80% LTV; Variable Rate; Monthly Payment: 1.50% of Balance Min.; Effective Date as of: 10/25/2026; Rate may change depending on prime rate on June 30th and December 31st
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 9 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Home Equity Line of Credit - - 7.25%
Details As Low As; Loan to Value: Up to 90% LTV; Variable Rate; Monthly Payment: 1.50% of Balance Min.; Effective Date as of: 10/25/2026; Rate may change depending on prime rate on June 30th and December 31st
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.25% APR · checked 9 times
6.75%7.25%7.75%Sep 18, 2026: 7.25% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Home Equity Line of Credit - - 7.50%
Details As Low As; Loan to Value: Up to 100% LTV; Variable Rate; Monthly Payment: 1.50% of Balance Min.; Effective Date as of: 10/25/2026; Rate may change depending on prime rate on June 30th and December 31st
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
6.75%7.38%8.00%Sep 18, 2026: 7.25% APRSep 22, 2026: 7.50% APRSep 18, 2026Nov 2, 2026
  • Sep 22, 20267.50%▲ from 7.25%
  • Sep 18, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobile and Motorcycle Loan - 2021 and Newer - - 3.74% Up to 24 Months
Details As Low As; Model Year: 2021 and Newer; Effective Date 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.74% APR · checked 3 times
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2021 and Newer - - 3.99% Up to 36 Months
Details As Low As; Model Year: 2021 and Newer; Effective Date 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR · checked 3 times
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2021 and Newer - - 4.24% Up to 48 Months
Details As Low As; Model Year: 2021 and Newer; Effective Date 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.24% APR · checked 3 times
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2018 to 2020 and Collector Cars - - 4.49% Up to 24 Months
Details As Low As; Model Years: 2018 to 2020 and Collector Cars; Effective Date as of 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2021 and Newer - - 4.49% Up to 60 Months
Details As Low As; Model Year: 2021 and Newer; Effective Date 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - - 4.74% Up to 72 Months
Details As Low As; Model Year: 2023 and Newer; Effective Date as of 10/25/2026; Rates include 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.74% APR · checked 2 times
4.24%4.74%5.24%Oct 26, 2026: 4.74% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2018 to 2020 and Collector Cars - - 4.99% Up to 48 Months
Details As Low As; Model Years: 2018 to 2020 and Collector Cars; Effective Date as of 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2017 and Older - - 5.74% Up to 24 Months
Details As Low As; Model Year: 2017 and Older; Rates include 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - 2018 to 2020 and Collector Cars - - 5.74% Up to 60 Months
Details As Low As; Model Years: 2019 and 2020; Effective Date as of 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Automobile and Motorcycle Loan - - 5.99% Up to 84 Months
Details As Low As; Model Year: 2023 and Newer; Effective Date as of 10/25/2026; Rates include 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV 2021 and Newer Loan - 3.99% Up to 24 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2021 and Newer; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2021 and Newer Loan - 4.24% Up to 36 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2021 and Newer; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 8 times
3.74%4.24%4.74%Sep 14, 2026: 4.24% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2021 and Newer Loan - 4.49% Up to 48 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2021 and Newer; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2021 and Newer Loan - 4.74% Up to 60 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2021 and Newer; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 8 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2018 to 2020 Loan - Up to 24 Months - 4.99% Up to 24 Months
Details As Low As; Recreational vehicle loan (snowmobiles, campers, 4-wheelers, boats, etc.); Model year 2018 to 2020; Includes 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 26, 2026: 4.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2021 and Newer Loan - 4.99% Up to 72 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2023 and Newer; Loan amount: At Least $20,000; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2018 to 2020 Loan - Up to 36 Months - 5.24% Up to 36 Months
Details As Low As; Recreational vehicle loan (snowmobiles, campers, 4-wheelers, boats, etc.); Model year 2018 to 2020; Includes 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.24% APR · checked 2 times
4.74%5.24%5.74%Oct 26, 2026: 5.24% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2018 to 2020 Loan - Up to 48 Months - 5.49% Up to 48 Months
Details As Low As; Recreational vehicle loan (snowmobiles, campers, 4-wheelers, boats, etc.); Model year 2018 to 2020; Includes 0.25% relationship discount for members with two qualifying services
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Oct 26, 2026: 5.49% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2017 and Older Loan - 5.74% Up to 24 Months
Details As Low As; Effective Date as of 10/25/2026; Recreational Vehicle Loan Rates (Snowmobiles, Campers, 4-Wheelers, Boats, etc.); includes 0.25% relationship discount for members with two qualifying services; rates higher when refinancing without at least $5,000 in new funds
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 5.74% APR · checked 7 times
5.24%5.74%6.24%Sep 18, 2026: 5.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2017 and Older Loan - 5.99% Up to 36 Months
Details As Low As; Effective Date as of 10/25/2026; Recreational Vehicle Loan Rates (Snowmobiles, Campers, 4-Wheelers, Boats, etc.); includes 0.25% relationship discount for members with two qualifying services; rates higher when refinancing without at least $5,000 in new funds
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
RV 2021 and Newer Loan - 6.24% Up to 144 Months
Details As Low As; Recreational Vehicle Loan; Model Year: 2021 and Newer; Loan amount: At Least $40,000; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 8 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Personal Loan Rates

Product APR Term View More
Personal Signature Loans 7.75% Up to 24 Months
Details As Low As; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 26, 2026: 7.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Personal Signature Loans 9.75% Up to 36 Months
Details As Low As; Effective Date as of: 10/25/2026
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Oct 26, 2026: 9.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Meadowland Credit Union Other Rates

Product Rate Points APY/APR Term View More
Flash Cash Loans - - 8.00%
Details As Low As; Amount: Up to $15,000; APR is variable and may increase after consummation; no relationship discount
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75%
7.25%7.88%8.50%Sep 14, 2026: 7.75% APRSep 22, 2026: 8.00% APRSep 14, 2026Nov 2, 2026
  • Sep 22, 20268.00%▲ from 7.75%
  • Sep 14, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Kwik Cash Loans - - 14.00%
Details As Low As; Amount: Up to $5000; APR is variable and may increase after consummation; Kwik Cash Loans do not qualify for relationship discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 14.00% APR · checked 3 times
13.50%14.00%14.50%Oct 19, 2026: 14.00% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Medical/Dental Loans - - 5.49% Up to 12 Months
Details As Low As; Unsecured up to $15,000; Effective Date as of 10/25/2026; APR is variable and may increase after consummation
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Medical/Dental Loans - - 5.74% Up to 24 Months
Details As Low As; Unsecured up to $15,000; Effective Date as of 10/25/2026; APR is variable and may increase after consummation
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Medical/Dental Loans - - 5.99% Up to 36 Months
Details As Low As; Unsecured up to $15,000; Effective Date as of 10/25/2026; APR is variable and may increase after consummation
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%
Single Payment Loan - - 10.75% Up to 6 Months
Details As Low As; Effective Date as of 10/25/2026
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 10.50% → 10.75% ▲ 0.25 pts · high 10.75% / low 10.50%
10.00%10.63%11.25%Sep 14, 2026: 10.50% APRSep 22, 2026: 10.75% APRSep 14, 2026Nov 2, 2026
  • Sep 22, 202610.75%▲ from 10.50%
  • Sep 14, 202610.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.99%

Financial Health History

Meadowland Credit Union’s Texas Ratio rose from 1.91% in Q3 2023 to 7.99% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 1.91% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 7.99% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$36M7.99%5.0A
March 31, 2026$36M7.56%5.0A
December 31, 2025$34M8.59%5.0A
September 30, 2025$34M7.57%5.0A
June 30, 2025$35M4.30%5.0A+
March 31, 2025$36M3.05%5.0A+
December 31, 2024$34M1.88%5.0A+
September 30, 2024$33M1.99%5.0A+
June 30, 2024$35M1.50%5.0A+
March 31, 2024$34M0.02%5.0A+
December 31, 2023$32M0.21%5.0A+
September 30, 2023$31M1.91%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Meadowland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meadowland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meadowland Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Meadowland Credit Union
Address 1040 N Main St, Sheboygan Falls, WI 53085
Phone 920-467-8105
Fax 920-467-8417
President James Evraets
CEO David Horner
Full-Time Employees 8
Part-Time Employees 1
Branch Locations 0
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.99%
Return on Assets (ROA)
0.1339%
Return on Equity (ROE)
1.6523%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
35,873,000
Total Amount of Shares and Deposits
32,920,131
Total Shares and Deposits < 1 Year
31,944,342
Total Shares and Deposits 1 3 Years
862,684
Total Shares and Deposits > 3 Years
113,105
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,355,074
Total Uninsured Shares and Deposits > $250K (F+J)
2,355,074
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,565,057
Total Interest Expense (Sum of items 6 8)
200,854
Share Certificates
328
Number of Accounts for Share Drafts
1,561
IRA KEOGH Accounts
83
Number of Accounts for Regular Shares
3,489
All other shares
23
Money Market Shares
221
Net Income (unless the amount is already included in Undivided Earnings)
48,033
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,752,916
Total Liabilities
32,971,678
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Meadowland Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/meadowland-credit-union-rates-review-66618">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Meadowland Credit Union

Does Meadowland Credit Union offer CDs?

Yes. Meadowland Credit Union current CD rates include its CD - 5 Year at 4.50% APY, its CD - 1 Year at 4.40% APY and its CD - 4 Year at 4.35% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Meadowland Credit Union NCUA insured?

Yes. Meadowland Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Meadowland Credit Union?

The highest Meadowland Credit Union CD rate is its CD - 5 Year at 4.50% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Meadowland Credit Union offer?

Meadowland Credit Union CD rates are 4.40% APY for a 12 month CD, 4.15% APY for a 2 year CD, 4.25% APY for a 3 year CD, 4.35% APY for a 4 year CD and 4.50% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Meadowland Credit Union for its full lineup.

What is the highest savings rate at Meadowland Credit Union?

The highest Meadowland Credit Union savings rate is its IRA Savings at 0.55% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Meadowland Credit Union?

The highest Meadowland Credit Union money market rate is its Money Market Advantage Account at 2.15% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Meadowland Credit Union?

The lowest Meadowland Credit Union auto loan rate is its Automobile and Motorcycle Loan - 2018 to 2020 and Collector Cars at 4.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Meadowland Credit Union?

The lowest Meadowland Credit Union personal loan rate is its Personal Signature Loans at 7.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Meadowland Credit Union operate?

Meadowland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Meadowland Credit Union?

Yes, to access services at Meadowland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Meadowland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Meadowland Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Meadowland Credit Union offer online and mobile banking?

Most modern institutions like Meadowland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meadowlandcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Meadowland Credit Union rates compare?

Meadowland Credit Union's CD rates are 50% higher than the MonitorBankRates national average, and it has an A health rating. Meadowland Credit Union's top rates are its CD - 5 Year at 4.50% APY, its IRA Savings at 0.55% APY, its Money Market Advantage Account at 2.15% APY and its Personal Signature Loans at 7.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Meadowland Credit Union Rates

  • 12-Month CD4.40%
  • 24-Month CD4.15%
  • 60-Month CD4.50%
  • Savings0.55%
  • MMA2.15%
Retrieved from our database of financial products. Rates subject to change.