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Advertiser Disclosure
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 Mill Town Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Mill Town Credit Union's 12 Month CD rates are at 3.55%, 6 Month CD rates are at 3.55%, 24 Month CD rates are at 3.03%, 36 Month CD rates are at 2.02%. Mill Town Credit Union's savings rates are at 5.00%. Mill Town Credit Union's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Mill Town Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.16%. Rates were last updated on 04/08/2026. Mill Town Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mill Town Credit Union? Share your experience about Mill Town Credit Union by leaving a review below, or read customer reviews before you decide to use Mill Town Credit Union. Mill Town Credit Union
Mill Town Credit Union 3102 Broadway
https://www.milltowncu.org/ Everett, WA 98201 4421 
Mill Town Credit Union CD Rates
Mill Town Credit Union Savings Rates
Mill Town Credit Union Home Equity & HELOC
Mill Town Credit Union Auto Loan Rates
Mill Town Credit Union Credit Card Rates
Mill Town Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mill Town Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mill Town Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mill Town Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mill Town Credit Union
Website
https://www.milltowncu.org/
Address
3102 Broadway,
Everett, WA 98201 4421
Phone
425-252-5139
Fax
425-259-1361
President
Kit Andreason
CEO
Cindy Kyle
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.16%
Return on Assets (ROA)
-0.1219%
Return on Equity (ROE)
-0.5424%
Non-Performing Loans Ratio (NPL)
2.23%
Total Assets
62,111,728
Total Amount of Shares and Deposits
47,997,596
Total Shares and Deposits < 1 Year
47,679,903
Total Shares and Deposits 1 3 Years
317,692
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,146,369
Total Uninsured Shares and Deposits > $250K (F+J)
3,146,369
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,851,227
Total Interest Expense (Sum of items 6 8)
581,576
Share Certificates
294
Number of Accounts for Share Drafts
904
Number of Accounts for Regular Shares
3,121
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,521,341
Total Liabilities
48,252,981
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mill Town Credit UnionIs Mill Town Credit Union a safe place to deposit money?Yes, Mill Town Credit Union is considered a safe financial institution. With a Texas Ratio of 8.1607397038734%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mill Town Credit Union operate?Mill Town Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mill Town Credit Union?Yes, to access services at Mill Town Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mill Town Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mill Town Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mill Town Credit Union offer online and mobile banking?Most modern institutions like Mill Town Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.milltowncu.org/. Current Mill Town Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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