|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mill Town Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Mill Town Credit Union's top rates as of October 10, 2026 are 3.55% APY on its 12 Month CD, personal loans from 12.50% APR, and credit cards from 9.50% APR, according to rates verified by MonitorBankRates. Other Mill Town Credit Union CD rates include 6 Month CD at 3.55%, 24 Month CD at 3.03%, and 36 Month CD at 2.02%. MonitorBankRates evaluates the financial stability of Mill Town Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.59%. Rates last updated and verified on 10/10/2026. Mill Town Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mill Town Credit Union? Share your experience about Mill Town Credit Union by leaving a review below, or read customer reviews before you decide to use Mill Town Credit Union. Mill Town Credit Union
Mill Town Credit Union 3102 Broadway
https://www.milltowncu.org/ Everett, WA 98201-4421  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Mill Town Credit Union CD Rates
Mill Town Credit Union Savings Rates
Mill Town Credit Union Home Equity & HELOC
Mill Town Credit Union Auto Loan Rates
Mill Town Credit Union RV, Boat and Powersport Loan Rates
Mill Town Credit Union Credit Card Rates
Mill Town Credit Union Personal Loan Rates
Mill Town Credit Union Other Rates
Financial Health HistoryMill Town Credit Union’s Texas Ratio rose from 3.69% in Q3 2023 to 6.59% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mill Town Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mill Town Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mill Town Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mill Town Credit Union
Website
https://www.milltowncu.org/
Address
3102 Broadway,
Everett, WA 98201-4421
Phone
425-252-5139
Fax
425-259-1361
President
Kit Andreason
CEO
Cindy Kyle
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.59%
Return on Assets (ROA)
0.3527%
Return on Equity (ROE)
1.5704%
Non-Performing Loans Ratio (NPL)
2.18%
Total Assets
59,861,028
Total Amount of Shares and Deposits
46,467,070
Total Shares and Deposits < 1 Year
46,320,444
Total Shares and Deposits 1 3 Years
146,626
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,139,207
Total Uninsured Shares and Deposits > $250K (F+J)
3,139,207
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,327,863
Total Interest Expense (Sum of items 6 8)
279,387
Share Certificates
278
Number of Accounts for Share Drafts
887
Number of Accounts for Regular Shares
2,900
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,334,272
Total Liabilities
46,513,758
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Mill Town Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Mill Town Credit Union
Frequently Asked Questions About Mill Town Credit UnionHow many branches does Mill Town Credit Union operate?Mill Town Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mill Town Credit Union?Yes, to access services at Mill Town Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mill Town Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mill Town Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mill Town Credit Union offer online and mobile banking?Most modern institutions like Mill Town Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.milltowncu.org/. Current Mill Town Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Star Financial Credit Union
Loyalty Credit Union
TruChoice Federal Credit Union
Austin Federal Credit Union
Credit Union of Georgia
Christian Financial Credit Union
SP Trainmen Federal Credit Union
Mile High Federal Credit Union
EMERALD COAST
St Louis Newspaper Carriers Credit Union
Cabot Community Credit Union
Clearpath Federal Credit Union
Ohio Valley Federal Credit Union
Effingham Highway Credit Union
L.E.O Credit Union
InTouch Credit Union
The Heart Center Federal Credit Union
The County Federal Credit Union
Decatur Policemen Credit Union
Cooperative Extension Service Federal Credit Union
Pasadena Municipal Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking