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Lions Share Federal Credit Union

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Lions Share Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lions Share Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Lions Share Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.10%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 1.49%. Savings rates are at 0.75% and money market rates are at 3.35%. Mortgage rates on 30-year fixed loans are around 6.25%. All these rates can be compared to Lions Share Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Lions Share Federal Credit Union with a 2.6 Star Rating, an D Overall Health Grade, and a Texas Ratio of 17.67%. Rates were last updated on 04/23/2026.

Lions Share Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lions Share Federal Credit Union? Share your experience about Lions Share Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lions Share Federal Credit Union.

Overall Health & Safety Grade

Weak Health Score: 67/100

MonitorBankRates Rating

2.6

Fair Out of 5.0 Stars

Texas Ratio

17.67%

Good Higher than avg

Lions Share Federal Credit Union
Headquarters

850 Harrison Rd
Salisbury, NC 28147 9021

https://www.lionsharecu.org

Current Rate Availability

We do not have Lions Share Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lions Share Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lions Share Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lions Share Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lions Share Federal Credit Union

Website https://www.lionsharecu.org

Address 850 Harrison Rd, Salisbury, NC 28147 9021

Phone 704-636-0643

Fax 704-637-6311

President Kara Goode

CEO Ronald Baron

Full-Time Employees 29

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

2.6 / 5.0 ★

Overall Health & Safety Grade

D (67/100)

Texas Ratio

17.67%

Return on Assets (ROA)

-3.6121%

Return on Equity (ROE)

-75.3714%

Non-Performing Loans Ratio (NPL)

0.98%

Total Assets

61,286,452

Total Amount of Shares and Deposits

58,115,787

Total Shares and Deposits < 1 Year

54,223,810

Total Shares and Deposits 1 3 Years

3,537,171

Total Shares and Deposits > 3 Years

354,806

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,203,516

Total Uninsured Shares and Deposits > $250K (F+J)

5,203,516

Total Insured Shares and Deposits > $250K (item 17 less item K)

52,912,271

Total Interest Expense (Sum of items 6 8)

643,799

Share Certificates

473

Number of Accounts for Share Drafts

5,852

Number of Accounts for Regular Shares

11,756

Money Market Shares

811

Net Income (unless the amount is already included in Undivided Earnings)

-2,213,727

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,340,894

Total Liabilities

58,650,481

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Lions Share Federal Credit Union yet. Feel free to create one below.

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Total Reviews

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Frequently Asked Questions About Lions Share Federal Credit Union

Is Lions Share Federal Credit Union a safe place to deposit money?

Yes, Lions Share Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.672752504859%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lions Share Federal Credit Union operate?

Lions Share Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lions Share Federal Credit Union?

Yes, to access services at Lions Share Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lions Share Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lions Share Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lions Share Federal Credit Union offer online and mobile banking?

Most modern institutions like Lions Share Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lionsharecu.org.