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Quest Federal Credit Union Rates & Review April 2026

Quest Federal Credit Union's money market rates are at 2.27%. MonitorBankRates evaluates the financial stability of Quest Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.31%. Rates were last updated on 03/24/2026.

Quest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quest Federal Credit Union? Share your experience about Quest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Quest Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.31%
Excellent Higher than avg
Quest Federal Credit Union
Quest Federal Credit Union
12837 US Highway 68
Kenton, OH 43326
https://www.questfcu.com
Member NCUA

Quest Federal Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB - 0.55%
Min Balance $150
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
VACATION CLUB - 0.55%
Min Balance $150
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%

Quest Federal Credit Union Money Market Rates

Product Rate APY View More
HIGH YIELD MONEY MARKET - 3.25%
Min Deposit $500
Min Balance $150,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
HIGH YIELD MONEY MARKET - 2.79%
Min Deposit $500
Min Balance $100,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
HIGH YIELD MONEY MARKET - 2.53%
Min Deposit $500
Min Balance $50,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
HIGH YIELD MONEY MARKET - 2.43%
Min Deposit $500
Min Balance $10,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
HIGH YIELD MONEY MARKET - 2.27%
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%

Quest Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
FIXED RATE HELOC 7YR BALLOON - - 6.50%
Details Fixed Rate HELOC, Call CU for Details
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%
Home Equity Line of Credit - - 9.00%
Details Fix your home with our great low rates
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%

Quest Federal Credit Union Credit Card Rates

Product Rate APR View More
EXPEDITION CREDIT CARD - 5.99%
Details As Low As; RATES AS LOW AS 5.99%
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.31%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Quest Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quest Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quest Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Quest Federal Credit Union
Address 12837 US Highway 68, Kenton, OH 43326
Phone 419-674-4998
Fax 419-675-1730
President Sarah Wirbel
CEO Matthew Jennings
Full-Time Employees 54
Part-Time Employees 1
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.31%
Return on Assets (ROA)
0.5321%
Return on Equity (ROE)
5.7276%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
213,415,661
Total Amount of Shares and Deposits
193,543,111
Total Shares and Deposits < 1 Year
172,740,062
Total Shares and Deposits 1 3 Years
19,856,372
Total Shares and Deposits > 3 Years
946,677
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,301,064
Total Uninsured Shares and Deposits > $250K (F+J)
7,301,064
Total Insured Shares and Deposits > $250K (item 17 less item K)
186,242,047
Total Interest Expense (Sum of items 6 8)
2,221,377
Share Certificates
670
Number of Accounts for Share Drafts
11,516
IRA KEOGH Accounts
193
Number of Accounts for Regular Shares
28,953
All other shares
614
Non Member Deposits
11
Money Market Shares
1,123
Net Income (unless the amount is already included in Undivided Earnings)
1,135,633
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,765,362
Total Liabilities
193,753,307
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Quest Federal Credit Union

Is Quest Federal Credit Union a safe place to deposit money?

Yes, Quest Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.3076747406638%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Quest Federal Credit Union operate?

Quest Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Quest Federal Credit Union?

Yes, to access services at Quest Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Quest Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quest Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Quest Federal Credit Union offer online and mobile banking?

Most modern institutions like Quest Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.questfcu.com.

Current Quest Federal Credit Union Rates

  • MMA2.27%
Retrieved from our database of financial products. Rates subject to change.