What are the current interest rates at Aerospace Federal Credit Union?

Current rates for Aerospace Federal Credit Union include: 12-Month CD: 3.95%, 18-Month CD: 3.60%, 24-Month CD: 3.60%, Savings: 0.50%

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Aerospace Federal Credit Union

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Aerospace Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aerospace Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

Aerospace Federal Credit Union's 12-month Loyalty CD rates are at 4.10%, 5-month CD rates are at 4.05%, 12-month CD rates are at 3.95%, 6-month CD rates are at 3.90%, 18-month CD rates are at 3.60%. Aerospace Federal Credit Union's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Aerospace Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates were last updated on 05/07/2026.

Aerospace Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aerospace Federal Credit Union? Share your experience about Aerospace Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aerospace Federal Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.80%

Excellent Lower than avg

Aerospace Federal Credit Union
Aerospace FCU

2310 E El Segundo Blvd
El Segundo, CA 90245

https://www.aerofcu.org

Aerospace Federal Credit Union CD Rates

Product	Rate	APY	Term
12-month Loyalty Share Certificate	4.02%	4.10%	12
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
5-month Share Certificate	3.98%	4.05%	5
Min Balance $1,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
12-month Share Certificate	3.88%	3.95%	12
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
6-month Share Certificate	3.83%	3.90%	6
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
18-month Share Certificate	3.54%	3.60%	18
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
24-month Share Certificate	3.54%	3.60%	24
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
36-month Share Certificate	3.54%	3.60%	36
Min Balance $10,000 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Aerospace Federal Credit Union Savings Rates

Product	Rate	APY
Youth Share Certificate "College Saver"	3.88%	3.95%
Min Balance $500 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
Minor Share Savings	0.50%	0.50%
Min Balance $5 Details Qualifying balance up to $13,000.00 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Aerospace Federal Credit Union Checking Rates

Product	Rate	APY
Checking Account	0.05%	0.05%
Min Balance $2,500 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
Minor Checking Account	0.05%	0.05%
Min Balance $2,500 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Aerospace Federal Credit Union Credit Card Rates

Product	Rate	APR
Platinum VISA Cash Back Credit Card	-	9.90%
Details As Low As; Regular APR: Starting as low as 9.90% Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
Platinum VISA Rewards Credit Card	-	12.90%
Details Regular APR: 12.90% Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
Student Visa Credit Card	-	12.90%
Details Regular APR: 12.90% Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Aerospace Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Aerospace Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aerospace Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aerospace Federal Credit Union

Website https://www.aerofcu.org

Address 2310 E El Segundo Blvd, El Segundo, CA 90245

Phone 310-336-5030

Fax 310-336-8212

President David Christopher

CEO Marvin Thomas

Full-Time Employees 23

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.80%

Return on Assets (ROA)

0.1130%

Return on Equity (ROE)

1.2606%

Non-Performing Loans Ratio (NPL)

0.21%

Total Assets

473,009,803

Total Amount of Shares and Deposits

331,567,911

Total Shares and Deposits < 1 Year

323,707,206

Total Shares and Deposits 1 3 Years

7,860,705

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

22,600,085

Total Uninsured Shares and Deposits > $250K (F+J)

22,600,085

Total Insured Shares and Deposits > $250K (item 17 less item K)

308,967,826

Total Interest Expense (Sum of items 6 8)

8,440,823

Share Certificates

2,122

Number of Accounts for Share Drafts

5,149

IRA KEOGH Accounts

249

Number of Accounts for Regular Shares

10,658

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

69,735,739

Total Liabilities

452,043,831

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Aerospace Federal Credit Union earned the Exceptional Health badge

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Customer Reviews

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Frequently Asked Questions About Aerospace Federal Credit Union

How many branches does Aerospace Federal Credit Union operate?

Aerospace Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aerospace Federal Credit Union?

Yes, to access services at Aerospace Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aerospace Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aerospace Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aerospace Federal Credit Union offer online and mobile banking?

Most modern institutions like Aerospace Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aerofcu.org.