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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Kaiperm Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Kaiperm Federal Credit Union's 12 month CD rates are at 3.50%, Save to Win CD 12 month rates are at 3.25%, 18 month CD rates are at 3.00%, 24 month CD rates are at 2.75%, 3 month CD rates are at 2.75%. Kaiperm Federal Credit Union's savings rates are at 0.10%. Kaiperm Federal Credit Union's money market rates are at 0.10%. Kaiperm Federal Credit Union's Personal Loan Rates are at 9.34%. MonitorBankRates evaluates the financial stability of Kaiperm Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.64%. Rates were last updated on 04/04/2026. Kaiperm Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kaiperm Federal Credit Union? Share your experience about Kaiperm Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kaiperm Federal Credit Union. Kaiperm Federal Credit Union
Shadelnads Office 325 N Wiget Ln Ste 130
https://www.kaipermcu.org Walnut Creek, CA 94598 2435 
Kaiperm Federal Credit Union CD Rates
Kaiperm Federal Credit Union Savings Rates
Kaiperm Federal Credit Union Money Market Rates
Kaiperm Federal Credit Union Checking Rates
Kaiperm Federal Credit Union Mortgage Rates
Kaiperm Federal Credit Union Home Equity & HELOC
Kaiperm Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kaiperm Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kaiperm Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kaiperm Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kaiperm Federal Credit Union
Website
https://www.kaipermcu.org
Address
325 N Wiget Ln Ste 130,
Walnut Creek, CA 94598 2435
Phone
925-939-5626
Fax
925-939-5628
President
Darren Nielson
CEO
Kramer Chan
Full-Time Employees
17
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.64%
Return on Assets (ROA)
0.2162%
Return on Equity (ROE)
2.3033%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
107,421,180
Total Amount of Shares and Deposits
97,152,417
Total Shares and Deposits < 1 Year
89,752,881
Total Shares and Deposits 1 3 Years
6,973,111
Total Shares and Deposits > 3 Years
426,426
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,960,944
Total Uninsured Shares and Deposits > $250K (F+J)
8,960,944
Total Insured Shares and Deposits > $250K (item 17 less item K)
88,191,473
Total Interest Expense (Sum of items 6 8)
1,391,173
Share Certificates
1,290
Number of Accounts for Share Drafts
3,378
IRA KEOGH Accounts
154
Number of Accounts for Regular Shares
8,364
Money Market Shares
508
Net Income (unless the amount is already included in Undivided Earnings)
62,739
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,464,619
Total Liabilities
97,464,316
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kaiperm Federal Credit UnionIs Kaiperm Federal Credit Union a safe place to deposit money?Yes, Kaiperm Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.63633415979243%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kaiperm Federal Credit Union operate?Kaiperm Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kaiperm Federal Credit Union?Yes, to access services at Kaiperm Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kaiperm Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kaiperm Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kaiperm Federal Credit Union offer online and mobile banking?Most modern institutions like Kaiperm Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kaipermcu.org. Current Kaiperm Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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