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RS Bellco Federal Credit Union Rates & Review October 2026

RS Bellco Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 12 Month CD, 0.10% APY on savings, rv, boat and powersport loans from 6.74% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other RS Bellco Federal Credit Union CD rates include 6 Month CD at 3.90%, 15 Month CD at 3.75%, and 12 Month Youth CD at 2.50%. MonitorBankRates evaluates the financial stability of RS Bellco Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.49%. Rates last updated and verified on 10/12/2026.

RS Bellco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RS Bellco Federal Credit Union? Share your experience about RS Bellco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use RS Bellco Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.49%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
RS Bellco Federal Credit Union
Main Office
710 3rd Ave
New Brighton, PA 15066-1830
https://www.rsbellcofcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

RS Bellco Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificate 4.00% 4.00% 12 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
6 Month Share Certificate 3.90% 3.90% 6 months
Min Balance $1,000
Details Posting: Monthly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 8, 2026: 3.90% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
15 Month Share Certificate 3.75% 3.75% 15 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
12 Month Youth CD 2.50% 2.50% 12 months
Min Balance $100
Details Posting: Quarterly; Additions of $25 or more permitted during term
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 8, 2026: 2.50% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
18 Month Share Certificate 2.15% 2.15% 18 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.15% APY · checked 2 times
1.65%2.15%2.65%Oct 8, 2026: 2.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
24 Month Share Certificate 2.15% 2.15% 24 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.15% APY · checked 2 times
1.65%2.15%2.65%Oct 8, 2026: 2.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
30 Month Share Certificate 2.15% 2.15% 30 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.15% APY · checked 2 times
1.65%2.15%2.65%Oct 8, 2026: 2.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
36 Month Share Certificate 2.15% 2.15% 36 months
Min Balance $500
Details Posting: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.15% APY · checked 2 times
1.65%2.15%2.65%Oct 8, 2026: 2.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings - 0.10%
Details Savings as high as; Featured Rates
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loans 4.25% - 4.25% Up to 3 years
Details As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 4.25% APR · checked 8 times
3.75%4.25%4.75%Sep 12, 2026: 4.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 4.25% - 4.25% 3 years
Details Model Year: 2024 - 2026 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
New Car Loans 4.50% - 4.50% Up to 4 years
Details As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 4.50% APR · checked 8 times
4.00%4.50%5.00%Sep 12, 2026: 4.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 4.50% - 4.50% 4 years
Details Model Year: 2024 - 2026 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
New Car Loans 4.75% - 4.75% Up to 5 and 6 years
Details As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 12, 2026: 4.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 4.75% - 4.75% 5 & 6 years
Details Model Year: 2024 - 2026 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 4.90% - 4.90% 4 years
Details Model Year: 2014 - 2023 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.90% APR
4.40%4.90%5.40%Oct 12, 2026: 4.90% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 5.25% - 5.25% 5 years
Details Model Year: 2018 - 2023 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 12, 2026: 5.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 5.50% - 5.50% 6 years
Details Model Year: 2018 - 2023 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 12, 2026: 5.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
New Car Loans 5.75% - 5.75% Up to 7 years
Details As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.75% APR · checked 8 times
5.25%5.75%6.25%Sep 12, 2026: 5.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Used Car Loans 5.75% - 5.75% 7 years
Details Model Year: 2024 - 2026 models
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 12, 2026: 5.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Other Unsecured Loans - New Motorcycles 6.74% 6.74% 4 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 12, 2026: 6.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 6.99% 6.99% 4 years
Details Model Year: 2018-2025 models; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (New) 7.24% 7.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 12, 2026: 7.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - New Motorcycles 7.74% 7.74% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.74% APR
7.24%7.74%8.24%Oct 12, 2026: 7.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 7.99% 7.99% 5 years
Details Model Year: 2018-2025; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 12, 2026: 7.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (Used) 8.24% 8.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.24% APR
7.74%8.24%8.74%Oct 12, 2026: 8.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (Used) 8.24% 8.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.24% APR
7.74%8.24%8.74%Oct 12, 2026: 8.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (New) 8.50% 8.50% 8 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 12, 2026: 8.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (New) 8.50% 8.50% 8 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 12, 2026: 8.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (New) 8.74% 8.74% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 12, 2026: 8.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - New Motorcycles 8.74% 8.74% 6 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 12, 2026: 8.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 8.99% 8.99% 6 years
Details Model Year: 2020-2025; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 12, 2026: 8.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (Used) 9.50% 9.50% 7 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 12, 2026: 9.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (Used) 9.50% 9.50% 7 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 12, 2026: 9.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - Non-Rewards - 12.74%
Details Amount: Up to $5,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.74% APR · checked 7 times
12.24%12.74%13.24%Sep 12, 2026: 12.74% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
VISA Credit Card - Rewards - 14.74%
Details Amount: Up to $5,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 14.74% APR · checked 7 times
14.24%14.74%15.24%Sep 12, 2026: 14.74% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union Personal Loan Rates

Product APR Term View More
Other Unsecured Loans - New Motorcycles 6.74% 4 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 12, 2026: 6.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 6.99% 4 years
Details Model Year: 2018-2025 models; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (New) 7.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 12, 2026: 7.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - New Motorcycles 7.74% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.74% APR
7.24%7.74%8.24%Oct 12, 2026: 7.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 7.99% 5 years
Details Model Year: 2018-2025; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 12, 2026: 7.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (Used) 8.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.24% APR
7.74%8.24%8.74%Oct 12, 2026: 8.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (Used) 8.24% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.24% APR
7.74%8.24%8.74%Oct 12, 2026: 8.24% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (New) 8.50% 8 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 12, 2026: 8.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (New) 8.50% 8 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 12, 2026: 8.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (New) 8.74% 5 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 12, 2026: 8.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - New Motorcycles 8.74% 6 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 12, 2026: 8.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Used Motorcycles 8.99% 6 years
Details Model Year: 2020-2025; Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 12, 2026: 8.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Boats (Used) 9.50% 7 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 12, 2026: 9.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%
Other Unsecured Loans - Recreational Vehicles (Used) 9.50% 7 years
Details Includes Member Loyalty Rewards
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 12, 2026: 9.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

RS Bellco Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Educational IRA 2.00% - 2.00%
Details Posting Date: Quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.49%

Financial Health History

RS Bellco Federal Credit Union’s Texas Ratio fell from 11.64% in Q3 2023 to 7.49% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 11.64% A Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 7.49% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$45M7.49%5.0A
March 31, 2026$44M7.64%5.0A
December 31, 2025$41M11.29%5.0A
September 30, 2025$40M7.18%5.0A
June 30, 2025$39M5.41%5.0A+
March 31, 2025$39M6.91%5.0A
December 31, 2024$38M5.52%5.0A+
September 30, 2024$39M5.15%5.0A+
June 30, 2024$38M6.86%5.0A
March 31, 2024$37M3.84%5.0A+
December 31, 2023$38M10.08%5.0A
September 30, 2023$38M11.64%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for RS Bellco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather RS Bellco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RS Bellco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name RS Bellco Federal Credit Union
Address 710 3rd Ave, New Brighton, PA 15066-1830
Phone 724-843-3330
Fax 724-846-6969
President Keith Grable
CEO William Hershman
Full-Time Employees 9
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.49%
Return on Assets (ROA)
0.4533%
Return on Equity (ROE)
6.3190%
Non-Performing Loans Ratio (NPL)
0.86%
Total Assets
44,502,001
Total Amount of Shares and Deposits
41,419,865
Total Shares and Deposits < 1 Year
34,947,239
Total Shares and Deposits 1 3 Years
6,472,626
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,419,865
Total Interest Expense (Sum of items 6 8)
245,466
Share Certificates
595
Number of Accounts for Share Drafts
3,544
IRA KEOGH Accounts
105
Number of Accounts for Regular Shares
3,606
Net Income (unless the amount is already included in Undivided Earnings)
201,729
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,572,340
Total Liabilities
41,400,160
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

RS Bellco Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About RS Bellco Federal Credit Union

How many branches does RS Bellco Federal Credit Union operate?

RS Bellco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join RS Bellco Federal Credit Union?

Yes, to access services at RS Bellco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, RS Bellco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RS Bellco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does RS Bellco Federal Credit Union offer online and mobile banking?

Most modern institutions like RS Bellco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rsbellcofcu.com.

Current RS Bellco Federal Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD2.15%
  • 24-Month CD2.15%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.