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RS Bellco Federal Credit Union Rates & Review April 2026

RS Bellco Federal Credit Union's CDs 6 month rates are at 3.55%, CD - 12mo rates are at 3.45%, CDs 12 month rates are at 3.45%, CDs 15 month rates are at 3.25%, CDs Youth CD 12 mo rates are at 2.50%. RS Bellco Federal Credit Union's savings rates are at 0.10%. RS Bellco Federal Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of RS Bellco Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.68%. Rates were last updated on 04/18/2026.

RS Bellco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RS Bellco Federal Credit Union? Share your experience about RS Bellco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use RS Bellco Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.68%
Excellent Higher than avg
RS Bellco Federal Credit Union
Main Office
710 3rd Ave
New Brighton, PA 15066 1830
https://www.rsbellcofcu.com
Member NCUA

RS Bellco Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 6 month 3.55% 3.55% 6 months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
CD - 12mo - 3.45% 12mo
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 12 month 3.45% 3.45% 12 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 15 month 3.25% 3.25% 15 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates Youth CD 12 mo 2.50% 2.50% 12 mo
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 18 month 2.15% 2.15% 18 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 24 month 2.15% 2.15% 24 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 30 month 2.15% 2.15% 30 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Share Certificates 36 month 2.15% 2.15% 36 months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%

RS Bellco Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings - 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%

RS Bellco Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - One Year Special - - 5.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
Home Equity Loan - - 5.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%

RS Bellco Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%

RS Bellco Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 12.74%
Details Amount Up to $5,000.00; Non-Rewards
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%
VISA Credit Card - 14.74%
Details Amount Up to $5,000.00; Rewards
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.68%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for RS Bellco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather RS Bellco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RS Bellco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name RS Bellco Federal Credit Union
Address 710 3rd Ave, New Brighton, PA 15066 1830
Phone 724-843-3330
Fax 724-846-6969
President Keith Grable
CEO William Hershman
Full-Time Employees 9
Part-Time Employees 2
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.68%
Return on Assets (ROA)
0.4996%
Return on Equity (ROE)
6.5605%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
40,170,575
Total Amount of Shares and Deposits
37,213,846
Total Shares and Deposits < 1 Year
30,768,218
Total Shares and Deposits 1 3 Years
6,445,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
37,213,846
Total Interest Expense (Sum of items 6 8)
349,310
Share Certificates
575
Number of Accounts for Share Drafts
2,115
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
3,557
Net Income (unless the amount is already included in Undivided Earnings)
200,708
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,538,588
Total Liabilities
37,292,057
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About RS Bellco Federal Credit Union

Is RS Bellco Federal Credit Union a safe place to deposit money?

Yes, RS Bellco Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.6794264863693%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does RS Bellco Federal Credit Union operate?

RS Bellco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join RS Bellco Federal Credit Union?

Yes, to access services at RS Bellco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, RS Bellco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RS Bellco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does RS Bellco Federal Credit Union offer online and mobile banking?

Most modern institutions like RS Bellco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rsbellcofcu.com.

Current RS Bellco Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD2.15%
  • 24-Month CD2.15%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.