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Heartland Credit Union Inver Grove Heights, MN

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Heartland Credit Union Inver Grove Heights, MN Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heartland Credit Union Inver Grove Heights, MN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Heartland Credit Union Inver Grove Heights, MN rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.02%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to Heartland Credit Union Inver Grove Heights, MN rates. MonitorBankRates evaluates the financial stability of Heartland Credit Union Inver Grove Heights, MN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.44%. Rates were last updated on 04/27/2026.

Heartland Credit Union Inver Grove Heights, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heartland Credit Union Inver Grove Heights, MN? Share your experience about Heartland Credit Union Inver Grove Heights, MN by leaving a review below, or read customer reviews before you decide to use Heartland Credit Union Inver Grove Heights, MN.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.44%

Excellent Lower than avg

Heartland Credit Union Inver Grove Heights, MN
Main Office

5500 S Robert Trl
Inver Grove Heights, MN 55077

https://www.heartlandcu.com

Current Rate Availability

We do not have Heartland Credit Union Inver Grove Heights, MN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Heartland Credit Union Inver Grove Heights, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Heartland Credit Union Inver Grove Heights, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Heartland Credit Union Inver Grove Heights, MN's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Heartland Credit Union Inver Grove Heights, MN

Website https://www.heartlandcu.com

Address 5500 S Robert Trl, Inver Grove Heights, MN 55077

Phone 651-451-5160

Fax 651-451-4340

President Rex Carlson

CEO Kathleen Harrington

Full-Time Employees 30

Part-Time Employees 3

Branch Locations 4

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.44%

Return on Assets (ROA)

0.0783%

Return on Equity (ROE)

0.8152%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

176,580,196

Total Amount of Shares and Deposits

147,694,786

Total Shares and Deposits < 1 Year

140,844,962

Total Shares and Deposits 1 3 Years

5,409,755

Total Shares and Deposits > 3 Years

1,440,068

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,791,276

Total Uninsured Shares and Deposits > $250K (F+J)

6,791,276

Total Insured Shares and Deposits > $250K (item 17 less item K)

140,903,510

Total Interest Expense (Sum of items 6 8)

1,827,321

Share Certificates

1,223

Number of Accounts for Share Drafts

6,749

IRA KEOGH Accounts

307

Number of Accounts for Regular Shares

12,742

Money Market Shares

177

Net Income (unless the amount is already included in Undivided Earnings)

138,621

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

-34,264

Total Liabilities

162,483,640

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Heartland Credit Union Inver Grove Heights, MN

Is Heartland Credit Union Inver Grove Heights, MN a safe place to deposit money?

Yes, Heartland Credit Union Inver Grove Heights, MN is considered a safe financial institution. With a Texas Ratio of 3.4351952676792%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Heartland Credit Union Inver Grove Heights, MN operate?

Heartland Credit Union Inver Grove Heights, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Heartland Credit Union Inver Grove Heights, MN?

Yes, to access services at Heartland Credit Union Inver Grove Heights, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Heartland Credit Union Inver Grove Heights, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heartland Credit Union Inver Grove Heights, MN provides members with tools to manage their accounts and build a solid financial history.

Does Heartland Credit Union Inver Grove Heights, MN offer online and mobile banking?

Most modern institutions like Heartland Credit Union Inver Grove Heights, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.heartlandcu.com.