Southern Heritage Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Southern Heritage Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Southern Heritage Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Southern Heritage Bank CD rates. You can also compare Southern Heritage Bank savings rates, MMA rates and mortgage rates using our other rate lists. Southern Heritage Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southern Heritage Bank? Share your experience about Southern Heritage Bank by leaving a review below, or read customer reviews before you decide to use Southern Heritage Bank. Southern Heritage Bank Texas Ratio Southern Heritage Bank's Texas Ratio is at 7.07%, which is considered excellent. The Texas Ratio for Southern Heritage Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Southern Heritage Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Southern Heritage Bank Rates with Other Competitive Bank and Credit Union Rates
First Liberty Bank
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4.18%
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Spring Bank Bronx, NY
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4.15%
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Security Bank Tulsa, OK
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4.06%
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FNB of Kansas
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4.00%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Southern Heritage Bank rate data right now, check back for updates, we are adding rates all the time. Southern Heritage Bank InformationSouthern Heritage Bank
701 Fourth StJonesville, LA 71343 Catahoula Established Date: 05/25/1972 FDIC Certificate #: 20698 Date of FDIC Deposit Insurance: 05/25/1972 Bank Holding Company: SHB BCORP INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.shbnet.com
Is Southern Heritage Bank FDIC Insured? Yes
What is Southern Heritage Bank's Cert number? 20698
What is the maximum amount for insured deposits? $250,000 per holder, per account
Southern Heritage Bank FinancialsTotal Assets:
$381,360,000
Total Deposits:
$338,034,000
Equity Capital:
$30,891,000
Domestic Deposits:
$338,034,000
Net Income:
$1,194,000
Return on Assets:
1.1014%
Quarterly Return on Assets:
1.2700%
Pretax Return on Assets:
1.2746%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
13.6500%
Quarterly Return on Equity:
15.5200%
Leverage Tier 1 (Core Capital) Ratio:
10.5115%
Total Interest Income (YTD):
5.0247%
Headquarters:
Jonesville
FDIC Field Office:
Shreveport
Regulator:
FDIC
County:
Catahoula
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsInvestar Bank of Baton Rouge Louisiana is currently offering one of the best savings account rates for a business savings account and a personal savings account.
HSBC Bank USA, N.A. 6 Month $25K CD rates are now at 0.75 percent with a yield of 0.75 percent. View current 6 Month $25K CD rates at HSBC Bank USA, N.A. below.
Checking on current savings rates online, the best savings rates available right now top out at 0.60 percent. Before the pandemic, we were scoffing at savings rates around 1.00 percent, now we would be happy to get a rate at 1.00 percent or higher.
Bank or Credit Union Offers and DealsMortgage Rates Stable Today - 30 Year Mortgage Rates at 5.17%, 15 Year Mortgage Rates at 4.54%CD Interest Rates in San Antonio, Texas The Fed Keeps Rates Low First Horizon Bank CD Rates: Best Rate at 0.10% APY Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05% Which Direction are Bank CD Rates Headed? Silvergate Bank Drastically Reduces Short Term CD Rates Ally Bank Savings Account Rates and Money Market Rate: Recent Increase in Rates to 0.95% Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates The Best CD Rates are Found Online Alternative Bank and Credit Union Offers to ExploreChoosing the Best Health InsuranceMortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34% Home Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88% Mortgage Rates are a Critical Aspect of the Home Buying Process Certificate of Deposit Calculator Best Savings Interest Account Rates in Chicago, Illinois First Commonwealth Bank CD Rates MBA Mortgage Application Index Increases 4.7 Percent Highest Savings Account Rates at 1.05% This Week Mortgage Rates Decline, Lowest 30 Year Mortgage Rates at 3.875% Southern Heritage Bank ReviewsThere are no reviews for Southern Heritage Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.49%, 6-month CD rates at 2.12% and 3-month CD rates at 4.15%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.65%. Credit Card rates are at 3.99%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. 
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