|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Red River State Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Red River State Bank rates to other rates in our database, including 12-month CD rates currently at 2.00%, 6-month CD rates at 0.15% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Red River State Bank rates. MonitorBankRates evaluates the financial stability of Red River State Bank with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 25.41%. Rates were last updated on 03/29/2026. Red River State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red River State Bank? Share your experience about Red River State Bank by leaving a review below, or read customer reviews before you decide to use Red River State Bank. 
Current Rate AvailabilityWe do not have Red River State Bank rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Red River State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Red River State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Red River State Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Red River State Bank
Bank Holding Company
RED RIVER FINL SERVICES INC
Address
300 2nd Ave W,
Halstad, MN 56548 · Norman
Website
https://www.redriverbank.com
FDIC Certificate #
15820
Established
01/01/1934
FDIC Insurance Date
05/26/1941
Domestic Offices
2
Total Branches
2
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB+
Overall Health Grade
Score: 87/100
5.0
Exceptional
Out of 5.0 Stars
25.41%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
2.0121%
Return on Equity (ROE)
15.7100%
Non-Performing Loans (NPL)
3.57%
Total Assets
$120,360,000
Total Deposits
$103,203,000
Equity Capital
$16,471,000
Net Income
$670,000
Headquarters
Halstad
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Red River State BankIs Red River State Bank a safe place to deposit money?Yes, Red River State Bank is considered a safe financial institution. With a Texas Ratio of 25.409593659431%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Red River State Bank operate?Red River State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Red River State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Red River State Bank provides members with tools to manage their accounts and build a solid financial history. Does Red River State Bank offer online and mobile banking?Most modern institutions like Red River State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redriverbank.com. Compare to Other Banks
FVCbank
PCB Pendleton Bank
First Federal Bank of Ohio
City First Bank. N.A.
Citizens Bank & Trust, Inc.
Parke Bank
Community Unity Bank
Cottonwood Valley Bank
1st Bank Yuma
Grand Bank
Security State Bank of Warroad
Axiom Bank
TCM Bank, National Association
Southwest Missouri Bank
Bank of Midwest, div of NBH Bank
First National Bank of Clarksdale
Calhoun County Bank
NorthStar Bank Estherville, IA
Peoples Bank of Moniteau County
Hoyne Savings Bank
Cendera Bank
|
