Exchange Bank of Alabama CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 4.30% and 3-month CD rates at 3.00%. Current savings rates are at 0.10% and money market rates are at 1.65%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 12.90%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates. Exchange Bank of Alabama's 3-Month CD rates are at 4.27%, 6-Month CD rates are at 4.19%, 12-Month CD rates are at 4.09%, 24-Month CD rates are at 3.53%, 36-Month CD rates are at 3.17%.
To see how these rates compare to Exchange Bank of Alabama CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange Bank of Alabama, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange Bank of Alabama CD rates. You can also compare Exchange Bank of Alabama savings rates, MMA rates and mortgage rates using our other rate lists. Exchange Bank of Alabama money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange Bank of Alabama? Share your experience about Exchange Bank of Alabama by leaving a review below, or read customer reviews before you decide to use Exchange Bank of Alabama. Exchange Bank of Alabama Texas Ratio Exchange Bank of Alabama's Texas Ratio is at 0.02%, which is considered excellent. The Texas Ratio for Exchange Bank of Alabama is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Exchange Bank of Alabama is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Exchange Bank of Alabama CD Rates and Interest Rates
Exchange Bank of Alabama
3-Month CD
4.27%
$1,000
Exchange Bank of Alabama
6-Month CD
4.19%
$1,000
Exchange Bank of Alabama
12-Month CD
4.09%
$1,000
Exchange Bank of Alabama
24-Month CD
3.53%
$1,000
Exchange Bank of Alabama
36-Month CD
3.17%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Exchange Bank of Alabama Rates with Other Competitive Bank and Credit Union Rates
Bank of Greene County
E Savings
5.00%
$1
Credit Human Federal Credit Union
18-Month CD
4.45%
$500
Presidential Bank
Money Market Advantage
4.37%
$25,000
First Bank of the Lake
24-Month CD
4.15%
$1,000
Luana Savings Bank
48-Month CD
4.14%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Exchange Bank of Alabama InformationExchange Bank of Alabama
7170 6th AveAltoona, AL 35952 Etowah Established Date: 03/10/1909 FDIC Certificate #: 54 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: GADSDEN CORP THE How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.exba.com
Is Exchange Bank of Alabama FDIC Insured? Yes
What is Exchange Bank of Alabama's Cert number? 54
What is the maximum amount for insured deposits? $250,000 per holder, per account
Exchange Bank of Alabama FinancialsTotal Assets:
$369,009,000
Total Deposits:
$324,626,000
Equity Capital:
$40,692,000
Domestic Deposits:
$324,626,000
Net Income:
$879,000
Return on Assets:
1.1090%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.2495%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
11.1500%
Quarterly Return on Equity:
8.6200%
Common Equity Tier 1 Capital Ratio:
23.7622%
Tier 1 Risk-Based Capital Ratio:
23.7622%
Leverage Tier 1 (Core Capital) Ratio:
13.6702%
Total Risk-Based Capital Ratio (YTD):
24.9950%
Total Interest Income (YTD):
4.4153%
Headquarters:
Altoona
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Etowah
# of Offices:
5
Metropolitan Statistical Area (MSA):
Gadsden, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe Federal Reserve's new Chairperson, Janet Yellen, indicated that the federal funds rate might be increased sooner than expected. In Janet Yellen's first press conference she hinted at a possible need to increase the fed funds rate about six months after the fed stops their stimulus program of buying bonds and mortgage-backed securities. Mortgage rates were mixed and mortgage applications increased in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract 30 year mortgage rate increased to 4.80 percent with 0.96 points for the week ending March 18, 2011. In the previous week's mortgage survey the average 30 year mortgage rate was 4.79 percent with 1.07 points.
If you missed the news last week mortgage rates hit new lows for 2014. The average 30 year conforming mortgage rate hit a low in 2014 of 4.06 percent. Average rates increased to 4.20 percent this week but will move lower again this coming week thanks to a less than stellar August jobs report. Only 142,000 jobs were created last month, almost 100,000 jobs less than economists forecasted.
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