Exchange Bank of Alabama CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.01%, 6-month CD rates at 5.00% and 3-month CD rates at 3.35%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 13.24%. Personal Loan rates are at 14.25%. All these rates, and more, can be found in our database of rates. Exchange Bank of Alabama's 12-Month CD special rates are at 5.15%, 9-Month CD special rates are at 5.15%, 3-Month CD special rates are at 5.15%, 12-Month CD rates are at 4.70%, 6-Month CD rates are at 4.45%.

Exchange Bank of Alabama

To see how these rates compare to Exchange Bank of Alabama CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange Bank of Alabama, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange Bank of Alabama CD rates. You can also compare Exchange Bank of Alabama savings rates, MMA rates and mortgage rates using our other rate lists.

Exchange Bank of Alabama money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange Bank of Alabama? Share your experience about Exchange Bank of Alabama by leaving a review below, or read customer reviews before you decide to use Exchange Bank of Alabama.

Exchange Bank of Alabama Texas Ratio

Exchange Bank of Alabama's Texas Ratio is at 1.04%, which is considered excellent. The Texas Ratio for Exchange Bank of Alabama is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Exchange Bank of Alabama is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.70%
18-Month CD
N/A
24-Month CD
4.04%
36-Month CD
3.68%
48-Month CD
3.53%
60-Month CD
3.38%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Exchange Bank of Alabama
7170 6th Ave
Altoona, AL 35952
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Exchange Bank of Alabama CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Exchange Bank of Alabama
Exchange Bank of Alabama
9-Month CD special
5.15%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
12-Month CD special
5.15%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD special
5.15%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
12-Month CD
4.70%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
6-Month CD
4.45%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.32%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
24-Month CD
4.04%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
3.68%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.53%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
60-Month CD
3.38%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Exchange Bank of Alabama Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month Flex Index CD
5.92%
$1,000
Frontier State Bank
Frontier State Bank
6-Month CD
5.38%
$1,000
Iron Workers SB
Iron Workers SB
11-Month CD
5.25%
$5,000
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
7-Month CD special
5.00%
$1,000
Ergo Bank
Ergo Bank
13-Month CD special
4.91%
$500
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
4.75%
$1,000
First Exchange Bank
First Exchange Bank
10-Month CD
4.40%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
24-Month CD special
4.25%
$500
Apple Federal Credit Union
Apple Federal Credit Union
36-Month CD (Certificate)
4.00%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
36-Month CD
4.00%
$250
Round Top State Bank
Round Top State Bank
12-Month CD
3.75%
$1,000
USAlliance Financial
USAlliance Financial
60-Month CD
3.40%
$500
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
Bank of Zachary
Bank of Zachary
36-Month CD
3.14%
$2,500
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
3.04%
$0
Marthas Vineyard Bank
Marthas Vineyard Bank
18-Month CD
3.04%
$1,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.03%
$250
Yampa Valley Bank
Yampa Valley Bank
Money Market
3.00%
$100,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
18-Month CD
3.00%
$2,500
New Market Bank
New Market Bank
24-Month CD
2.55%
$500
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Senath State Bank
Senath State Bank
60-Month CD
2.52%
$500
GTE Financial CU
GTE Financial CU
6-Month CD
2.27%
$500
State Bank of India US
State Bank of India US
48-Month CD
2.27%
$1,000
HomePride Bank
HomePride Bank
60-Month CD
2.27%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
60-Month CD
2.27%
$1,000
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
48-Month CD
2.02%
$500
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
1.90%
$100
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
Blupeak Credit Union
Blupeak Credit Union
12-Month CD certificate
1.30%
$1,000
Achieve Credit Union
Achieve Credit Union
12-Month CD share certificate
1.25%
$500
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
Hocking Valley Bank
Hocking Valley Bank
12-Month CD
1.00%
$1,000
SpiritBank
SpiritBank
Money Market
0.85%
$5,000
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
48-Month CD
0.70%
$1,000
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
Passbook Savings Account
0.50%
$10
First Exchange Bank
First Exchange Bank
48-Month CD
0.40%
$500
O Bannon Banking Co.
O Bannon Banking Co.
Money Market
0.35%
$1,000
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
Money Market IMMA
0.30%
$1,000
Dundee Bank
Dundee Bank
Savings Account
0.20%
$100
Miami Savings Bank
Miami Savings Bank
12-Month CD
0.15%
$1,000
Bank of Canton
Bank of Canton
Statement Savings
0.10%
$10
Bank of Franklin County
Bank of Franklin County
Patriot Money Market (Personal)
0.05%
$0
Partners Bank of New England
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Exchange Bank of Alabama Information

Exchange Bank of Alabama
7170 6th Ave
Altoona, AL 35952
Etowah
Established Date: 03/10/1909
FDIC Certificate #: 54
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: GADSDEN CORP THE
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Exchange Bank of Alabama FDIC Insured? Yes
What is Exchange Bank of Alabama's Cert number? 54
What is the maximum amount for insured deposits? $250,000 per holder, per account

Exchange Bank of Alabama Financials

Total Assets:
$359,120,000
Total Deposits:
$318,629,000
Equity Capital:
$37,640,000
Domestic Deposits:
$318,629,000
Net Income:
$976,000
Return on Assets:
0.7497%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.4190%
Pretax Quarterly Return on Assets:
1.4200%
Return on Equity:
7.2400%
Quarterly Return on Equity:
10.7500%
Common Equity Tier 1 Capital Ratio:
23.2169%
Tier 1 Risk-Based Capital Ratio:
23.2169%
Leverage Tier 1 (Core Capital) Ratio:
12.1198%
Total Risk-Based Capital Ratio (YTD):
24.4673%
Total Interest Income (YTD):
3.1917%
 
 
Headquarters:
Altoona
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Etowah
# of Offices:
5
Metropolitan Statistical Area (MSA):
Gadsden, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
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