Peoples Bank and Trust Company (KS) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Peoples Bank and Trust Company (KS)Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 2.53% and 3-month CD rates at 0.30%. Current savings rates are at 0.73% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Peoples Bank and Trust Company (KS) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Bank and Trust Company (KS), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Bank and Trust Company (KS) CD rates. You can also compare Peoples Bank and Trust Company (KS) savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Bank and Trust Company (KS) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank and Trust Company (KS)? Share your experience about Peoples Bank and Trust Company (KS) by leaving a review below, or read customer reviews before you decide to use Peoples Bank and Trust Company (KS).

Peoples Bank and Trust Company (KS) Texas Ratio

Peoples Bank and Trust Company (KS)'s Texas Ratio is at 4.45%, which is considered excellent. The Texas Ratio for Peoples Bank and Trust Company (KS) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Bank and Trust Company (KS) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples Bank and Trust Company (KS)
101 S Main St
Mcpherson, KS 67460
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Peoples Bank and Trust Company (KS) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
12-Month CD
4.35%
$25,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.20%
$500
HomePride Bank
HomePride Bank
12-Month CD
3.91%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
6-Month CD
3.89%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
3.85%
$10,000
Brentwood Bank
Brentwood Bank
18-Month CD
3.75%
$2,000
City Credit Union
City Credit Union
36-Month CD
3.65%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
60-Month CD (Jumbo)
3.50%
$100,000
First Liberty Bank
First Liberty Bank
24-Month CD
3.50%
$2,500
Somerset Savings Bank
Somerset Savings Bank
Premium Money Market
3.46%
$5,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
18-Month CD
3.43%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
12-Month CD
3.35%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
12-Month CD
3.33%
$1,000
Dieterich Bank
Dieterich Bank
36-Month CD
3.10%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
48-Month CD
2.75%
$500
Foresight Bank
Foresight Bank
Money Market
2.53%
$100
Community Bank Bristow, OK
Community Bank Bristow, OK
36-Month CD
2.42%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
60-Month CD
2.27%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
60-Month CD
2.20%
$100
Profile Bank
Profile Bank
36-Month CD
2.02%
$500
Wells Fargo
Wells Fargo
12-Month CD
2.00%
$0
Leighton State Bank
Leighton State Bank
3-Month CD
2.00%
$500
First State B&T Williston, ND
First State B&T Williston, ND
24-Month CD
2.00%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
18-Month CD
1.65%
$1,000
Glen Burnie MSB
48-Month CD
1.51%
$500
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
Hyperion Bank
Hyperion Bank
6-Month CD
0.90%
$500
Mid-Missouri Bank
Mid-Missouri Bank
18-Month CD
0.75%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Peoples First Savings Bank
Peoples First Savings Bank
36-Month CD
0.65%
$500
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Nevada B&T Co.
Nevada B&T Co.
Variable Rate Savings
0.50%
$50
Benton State Bank
Benton State Bank
Money Market
0.50%
$2,500
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
0.50%
$2,500
Security Federal Bank
Security Federal Bank
Regular Savings
0.50%
$100
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
36-Month CD
0.30%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
36-Month CD
0.20%
$1,000
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
Hancock County SB
Hancock County SB
Statement Savings
0.05%
$100
Farm Bureau Bank FSB
Farm Bureau Bank FSB
FB Plus Money Market
0.05%
$1
F&M Bank Upperco, MD
F&M Bank Upperco, MD
NOW Checking
0.03%
$600
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
NOW Checking
0.02%
$250
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Peoples Bank and Trust Company (KS) rate data right now, check back for updates, we are adding rates all the time.

Peoples Bank and Trust Company (KS) Information

Peoples Bank and Trust Company (KS)
101 S Main St
Mcpherson, KS 67460
Mcpherson
Established Date: 11/01/1898
FDIC Certificate #: 1365
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PBT BANCSHARES INC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Peoples Bank and Trust Company (KS) FDIC Insured? Yes
What is Peoples Bank and Trust Company (KS)'s Cert number? 1365
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Bank and Trust Company (KS) Financials

Total Assets:
$1,129,487,000
Total Deposits:
$894,909,000
Equity Capital:
$85,047,000
Domestic Deposits:
$894,909,000
Net Income:
$3,163,000
Return on Assets:
0.9281%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.3460%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
13.4400%
Quarterly Return on Equity:
14.8800%
Common Equity Tier 1 Capital Ratio:
11.3190%
Tier 1 Risk-Based Capital Ratio:
11.3190%
Leverage Tier 1 (Core Capital) Ratio:
9.1139%
Total Risk-Based Capital Ratio (YTD):
12.1829%
Total Interest Income (YTD):
4.7684%
 
 
Headquarters:
Mcpherson
FDIC Field Office:
Wichita
Regulator:
FDIC
County:
Mcpherson
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

j0395751 The Federal Open Market Committee, which makes decisions about interest rates, has kept the Fed Funds rate in a targeted range of zero percent to one quarter percent since late 2008.
The best savings rates and money market rates remained the same this week. The Federal Reserve had a chance to increase interest rates this past week but kept the fed funds rate at the current level. Since the Fed didn't move on interest rates, banks kept their rates the same.
Average mortgage rates are slightly higher this week over last but you can still find lenders quoting rates as low as 3.75 percent with points. Average rates increased this past week because of higher 10 year bond yields, which rose from 2.48 percent to 2.62 percent at yesterday's close.

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