Citizens Bank of Ada CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens Bank of AdaToday's 12-month CD rates can be found at 2.75%, 6-month CD rates at 4.33% and 3-month CD rates at 3.04%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.15%. Credit Card rates are at 11.96%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Bank of Ada CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank of Ada, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank of Ada CD rates. You can also compare Citizens Bank of Ada savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank of Ada money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of Ada? Share your experience about Citizens Bank of Ada by leaving a review below, or read customer reviews before you decide to use Citizens Bank of Ada.

Citizens Bank of Ada Texas Ratio

Citizens Bank of Ada's Texas Ratio is at 1.73%, which is considered excellent. The Texas Ratio for Citizens Bank of Ada is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank of Ada is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Bank of Ada
123 W 12th St
Ada, OK 74820
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens Bank of Ada Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
5.32%
$100,000
Chasewood Bank
Chasewood Bank
12-Month CD (Jumbo)
4.91%
$100,000
360 Federal Credit Union
360 Federal Credit Union
12-Month CD share certificate
4.61%
$1,000
Minnwest Bank
Minnwest Bank
9-Month CD special
4.53%
$25,000
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.52%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD
4.37%
$1,000
Bankwell Bank
Bankwell Bank
18-Month CD
4.25%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
24-Month CD
4.06%
$500
Inova Federal Credit Union
Inova Federal Credit Union
60-Month CD
4.00%
$200
Harford Bank
Harford Bank
12-Month CD
4.00%
$1,000
Murphy Bank
Murphy Bank
6-Month CD (Jumbo)
4.00%
$10,000
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
First Hawaiian Bank
First Hawaiian Bank
12-Month CD
3.55%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
30-Month CD
3.49%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
24-Month CD
3.39%
$1,000
Mauch Chunk Trust Company
24-Month CD
3.26%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
State Bank of Danvers
State Bank of Danvers
36-Month CD
3.12%
$250
Montgomery Bank
Montgomery Bank
10-Month CD
3.01%
$1,000
Community Bank of Marshall
Community Bank of Marshall
Money Market
2.53%
$250,000
Peoples Bank & Trust Co.
24-Month CD
2.52%
$1,000
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.50%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.27%
$1,000
The Bank of Tescott
The Bank of Tescott
36-Month CD
2.19%
$0
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.01%
$500
Harrison County Bank
Harrison County Bank
60-Month CD
2.00%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Cash Rewards Checking
1.75%
$50
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
PSB Indianola, IA
PSB Indianola, IA
12-Month CD
1.60%
$1,000
Bank Northwest
Bank Northwest
3-Month CD
1.51%
$500
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.30%
$5,000
River Bank
River Bank
Money Market
1.26%
$1,500
CNB Hugoton, KS
CNB Hugoton, KS
Money Market Investment
1.21%
$2,000
Consumers Credit Union
Consumers Credit Union
Money Market
1.16%
$250,000
Bank of Franklin County
Bank of Franklin County
12-Month CD
1.00%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
36-Month CD
0.75%
$500
KeySavings Bank
KeySavings Bank
60-Month CD
0.65%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Money Market
0.65%
$100,000
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Super Now Checking Account
0.50%
$2,000
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.30%
$0
Community Bank Owatonna
Community Bank Owatonna
Savings Account Classic
0.20%
$0
GSB Guilford Savings Bank
48-Month CD
0.15%
$1,000
Osgood Bank OB
Osgood Bank OB
Personal Savings
0.10%
$10
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
Homewood Federal SB
Homewood Federal SB
Now Checking
0.05%
$300
Huntington FSB
Huntington FSB
Money Market
0.05%
$100
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Pinnacle Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Bank of Ada rate data right now, check back for updates, we are adding rates all the time.

Citizens Bank of Ada Information

Citizens Bank of Ada
123 W 12th St
Ada, OK 74820
Pontotoc
Established Date: 02/20/1967
FDIC Certificate #: 19679
Date of FDIC Deposit Insurance: 02/20/1967
Bank Holding Company: CITIZENSADA FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Citizens Bank of Ada FDIC Insured? Yes
What is Citizens Bank of Ada's Cert number? 19679
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank of Ada Financials

Total Assets:
$303,752,000
Total Deposits:
$260,945,000
Equity Capital:
$20,573,000
Domestic Deposits:
$260,945,000
Net Income:
$722,000
Return on Assets:
0.5489%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
0.9541%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
7.8300%
Quarterly Return on Equity:
14.7200%
Common Equity Tier 1 Capital Ratio:
16.3481%
Tier 1 Risk-Based Capital Ratio:
16.3481%
Leverage Tier 1 (Core Capital) Ratio:
7.7001%
Total Risk-Based Capital Ratio (YTD):
17.5876%
Total Interest Income (YTD):
3.3281%
 
 
Headquarters:
Ada
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Pontotoc
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

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Citizens Bank of Ada Reviews

mortgageloan
★★★★★
October 22, 2023
I applied for a 30-year mortgage, they use some mortgage service because when you apply your directed to another website, it was easy to apply, let\'s see what I am approved for.
Average Rating
★★★★★
Total Reviews
1
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