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Regional Missouri Bank Rates & Review April 2026

Regional Missouri Bank's 48-Month Jumbo Bump Up CD rates are at 3.91%, 60-Month Jumbo CD rates are at 3.91%, 12-Month Jumbo CD rates are at 3.75%, 48-Month Bump Up CD rates are at 3.75%, 48-Month Jumbo CD rates are at 3.75%. Regional Missouri Bank's savings rates are at 0.35%. MonitorBankRates evaluates the financial stability of Regional Missouri Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.66%. Rates were last updated on 04/16/2026.

Regional Missouri Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Regional Missouri Bank? Share your experience about Regional Missouri Bank by leaving a review below, or read customer reviews before you decide to use Regional Missouri Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.66%
Excellent Lower than avg
Regional Missouri Bank
1201 S Missouri Ave
Marceline, MO 64658
https://www.regionalmo.bank
Member FDIC

Regional Missouri Bank CD Rates

Product Rate APY Term View More
48 Month Jumbo Bump Up CD 3.85% 3.91% 48
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
60 Month Jumbo CD 3.85% 3.91% 60
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
12 Month Jumbo CD 3.70% 3.75% 12
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
48 Month Bump Up CD 3.70% 3.75% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
48 Month Jumbo CD 3.70% 3.75% 48
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
60 Month CD 3.70% 3.75% 60
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
24 Month Jumbo CD 3.65% 3.70% 24
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
36 Month Jumbo CD 3.65% 3.70% 36
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
12 Month CD 3.55% 3.60% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
24 Month CD 3.50% 3.55% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
36 Month CD 3.50% 3.55% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
48 Month CD 3.50% 3.55% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
6 Month Jumbo CD 2.50% 2.52% 6
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%
6 Month CD 2.35% 2.37% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%

Regional Missouri Bank Savings Rates

Product Rate APY View More
Regular Savings 0.35% 0.35%
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.66%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Regional Missouri Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Regional Missouri Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Regional Missouri Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Regional Missouri Bank
Bank Holding Company RMB BANCSHARES INC
Address 1201 S Missouri Ave, Marceline, MO 64658  ·  Linn
FDIC Certificate # 18385
Established 05/13/1908
FDIC Insurance Date 05/11/1961
Domestic Offices 11
Total Branches 11
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.66%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5137%
Return on Equity (ROE) 16.6900%
Non-Performing Loans (NPL) 0.14%
Total Assets $573,965,000
Total Deposits $490,861,000
Equity Capital $62,102,000
Net Income $9,000,000
Headquarters Marceline
Total Offices 11
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

siIY
★★★★★
December 17, 2025
gIDk
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Regional Missouri Bank

Is Regional Missouri Bank a safe place to deposit money?

Yes, Regional Missouri Bank is considered a safe financial institution. With a Texas Ratio of 1.6582475435343%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Regional Missouri Bank operate?

Regional Missouri Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Regional Missouri Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Regional Missouri Bank provides members with tools to manage their accounts and build a solid financial history.

Does Regional Missouri Bank offer online and mobile banking?

Most modern institutions like Regional Missouri Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.regionalmo.bank.

Current Regional Missouri Bank Rates

  • 12-Month CD3.60%
  • 24-Month CD3.55%
  • 36-Month CD3.55%
  • 48-Month CD3.55%
  • 60-Month CD3.75%
  • Savings0.35%
Retrieved from our database of financial products. Rates subject to change.