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CoreFirst Bank & Trust Rates & Review August 2026

CoreFirst Bank & Trust's 17-Months 17-Month CD rates are at 3.90%, 11-Months 11-Month CD rates are at 3.75%, 8-Months 8-Month CD rates are at 3.65%, 6-Months 6-Month CD rates are at 3.29%, 30-Months 30-Month CD rates are at 3.15%. CoreFirst Bank & Trust's savings rates are at 0.05%. CoreFirst Bank & Trust's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of CoreFirst Bank & Trust with a 3.7 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 14.24%. Rates last updated and verified on 08/28/2026.

CoreFirst Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CoreFirst Bank & Trust? Share your experience about CoreFirst Bank & Trust by leaving a review below, or read customer reviews before you decide to use CoreFirst Bank & Trust.

Overall Health & Safety Grade ?
B-
Adequate Health Score: 80/100
MonitorBankRates Rating ?
3.7
Very Good Out of 5.0 Stars
Texas Ratio ?
14.24%
Excellent Higher than avg
CoreFirst Bank & Trust
3035 Sw Topeka Blvd
Topeka, KS 66611
https://www.cbtks.com
Member FDIC

CoreFirst Bank & Trust CD Rates

Product Rate APY Term View More
17 month CD 3.83% 3.90% 17 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
11 month CD 3.68% 3.75% 11 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
8 month CD 3.59% 3.65% 8 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
6 month CD 3.25% 3.29% 6 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
30 month CD 3.11% 3.15% 30 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
3 month CD 0.70% 0.70% 3 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
60 month CD 0.60% 0.60% 60 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
48 month CD 0.50% 0.50% 48 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
36 month CD 0.25% 0.25% 36 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
32 month option CD 0.20% 0.20% 32 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
12 month CD 0.15% 0.15% 12 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
18 month CD 0.15% 0.15% 18 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
24 month CD 0.15% 0.15% 24 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
9 month CD 0.10% 0.10% 9 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
1 month CD 0.05% 0.05% 1 month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
2 month CD 0.05% 0.05% 2 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%

CoreFirst Bank & Trust Savings Rates

Product Rate APY View More
Savings - 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Statement Savings - 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%

CoreFirst Bank & Trust Money Market Rates

Product Rate APY View More
Summit Money Market - 3.82%
Min Balance $1,000,000
Details Paid on balances $1,000,000.00 to $2,999,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Summit Money Market - 3.30%
Min Balance $250,000
Details Paid on balances of $250,000 to $999,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Summit Money Market - 2.78%
Min Balance $100,000
Details Paid on balances of $100,000 to $249,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 2.53%
Min Balance $750,000
Details Paid on all balances over $750,000.00
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Summit Money Market - 2.27%
Min Balance $50,000
Details Paid on balances of $50,000 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 2.02%
Min Balance $250,000
Details Paid on all balances of $250,000 to $749,999
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 1.00%
Min Balance $100,000
Details Paid on all balances of $100,000 to $249,999
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 0.75%
Min Balance $50,000
Details Paid on balances of $50,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 0.55%
Min Balance $25,000
Details Paid on balances of $25,000.00 to $49,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Summit Money Market - 0.50%
Min Balance $25,000
Details Paid on balances of $25,000 to $49,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 0.45%
Min Balance $10,000
Details Paid on balances of $10,000.00 to $24,999.99
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Money Market Preferred Plus - 0.30%
Min Balance $0
Details Paid on balances under $10,000.00
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%
Summit Money Market - 0.30%
Min Balance $0
Details Paid on balances under $25,000
Last Updated 08/28/2026
Institution Ratings
3.7
Star Rating
B-
Health Grade
Texas Ratio: 14.24%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CoreFirst Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CoreFirst Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CoreFirst Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CoreFirst Bank & Trust
Bank Holding Company COMMERCE B&T HOLDING EMPLOYEE STK OWNERSHIP PLAN
Address 3035 Sw Topeka Blvd, Topeka, KS 66611  ·  Shawnee
FDIC Certificate # 18100
Established 11/30/1959
FDIC Insurance Date 11/30/1959
Domestic Offices 13
Total Branches 13
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-
Overall Health Grade Score: 80/100
3.7
Very Good Out of 5.0 Stars
14.24%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5804%
Return on Equity (ROE) 11.6500%
Non-Performing Loans (NPL) 0.43%
Total Assets $1,291,227,000
Total Deposits $1,052,027,000
Equity Capital $74,185,000
Net Income $16,383,000
Headquarters Topeka
Total Branches and Offices 13
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About CoreFirst Bank & Trust

How many branches does CoreFirst Bank & Trust operate?

CoreFirst Bank & Trust currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CoreFirst Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CoreFirst Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does CoreFirst Bank & Trust offer online and mobile banking?

Most modern institutions like CoreFirst Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbtks.com.

Current CoreFirst Bank & Trust Rates

  • 12-Month CD0.15%
  • 18-Month CD0.15%
  • 24-Month CD0.15%
  • 36-Month CD0.25%
  • 48-Month CD0.50%
  • 60-Month CD0.60%
  • Savings0.05%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.