What are the current interest rates at Buckeye State Bank?

Current rates for Buckeye State Bank include: Savings: 0.25%, MMA: 3.00%

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Buckeye State Bank

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Buckeye State Bank Rates & Review September 2026

Q: How many branches does Buckeye State Bank operate?

Buckeye State Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Buckeye State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Buckeye State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Buckeye State Bank's savings rates are at 0.25%. Buckeye State Bank's money market rates are at 3.00%. MonitorBankRates evaluates the financial stability of Buckeye State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.93%. Rates last updated and verified on 09/19/2026.

Buckeye State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Buckeye State Bank? Share your experience about Buckeye State Bank by leaving a review below, or read customer reviews before you decide to use Buckeye State Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.93%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Buckeye State Bank

9494 Wedgewood Blvd
Powell, OH 43065

https://www.joinbsb.com/

Buckeye State Bank Savings Rates

Product	Rate	APY
Buckeye Growth Savings	-	3.50%
Min Deposit $50 Min Balance $25,000 Details Waive $20.00 monthly service fee by maintaining a $10,000 minimum daily balance Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Championship Savings	-	3.25%
Min Deposit $50 Min Balance $100,000 Details On Balances $100,000-$499,999 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Advantage Saver	-	2.75%
Min Deposit $50 Details Qualifications Required: 12 debit card purchases; enrolled and log into online banking; On Balances Up To $35,000; Qualifying for your BAM rewards automatically qualifies you for the highest Buckeye Advantage Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your BAM account during each Monthly Qualification Cycle. 1 Step 1 Use your debit card at least 12 times for purchases. 2 Step 2 Be enrolled and log into online banking. You've got this. Even if you don't meet your qualifications during the cycle, your BAM accounts are still free. Plus, you'll still earn our base interest rate on Buckeye Advantage Saver. And you can get right back to earning your full rewards the very next month. Balances up to $35,000 receive APY of 2.75%; and balances over $35,000 earn 2.50% interest rate on the portion of balance over $35,000 resulting in a range from 2.50% to 1.78% APY depending on the account's balance. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Championship Savings	-	2.50%
Min Deposit $50 Min Balance $50,000 Details On Balances $50,000-$99,999 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Championship Savings	-	0.25%
Min Deposit $50 Details If balance is below $50,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Advantage Saver	-	0.05%
Min Deposit $50 Details Qualifications Required: 12 debit card purchases; enrolled and log into online banking; If Qualifications Aren't Met; All balances earn 0.02% APY. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Buckeye State Bank Checking Rates

Product	Rate	APY
BAM Checking Account	-	3.00%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Buckeye Money Market Checking	-	3.00%
Min Deposit $50 Details Monthly service fee waived for the first month; $50 monthly fee if balance falls below $25,000 after the first month; ATM fee reimbursements; Free paper or e-statements. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Buckeye State Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
Buckeye Advantage Member	-	-	3.00%
Min Deposit $50 Details Qualifications Required: 12 Debit Card swipes; e-Statements; Direct deposit monthly; Earn 3.00% APY* on balances up to $15,000. ATM Fee Reimbursement If qualifications are met. Additional features/ requirements: 12 Debit Card swipes to earn 3.00%; e-Statements; Direct deposit monthly Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Buckeye State Bank’s Texas Ratio rose from 0.96% in Q3 2023 to 1.93% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$569M	1.93%	5.0	A+
March 31, 2026	$548M	1.55%	5.0	A+
December 31, 2025	$555M	1.18%	5.0	A+
September 30, 2025	$509M	1.30%	5.0	A+
June 30, 2025	$501M	0.35%	5.0	A+
March 31, 2025	$472M	0.32%	5.0	A+
December 31, 2024	$474M	1.07%	5.0	A+
September 30, 2024	$473M	0.86%	5.0	A+
June 30, 2024	$467M	0.80%	5.0	A+
March 31, 2024	$451M	1.13%	5.0	A+
December 31, 2023	$429M	0.90%	5.0	A+
September 30, 2023	$418M	0.96%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Buckeye State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Buckeye State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Buckeye State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Buckeye State Bank

Bank Holding Company BUCKEYE STATE BANCSHARES INC

Address 9494 Wedgewood Blvd, Powell, OH 43065 · Delaware

Website https://www.joinbsb.com/

FDIC Certificate # 2286

Established 18850101

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.93%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5317%

Return on Equity (ROE) 5.6700%

Non-Performing Loans (NPL) 0.18%

Total Assets $569,249,000

Total Deposits $474,203,000

Equity Capital $53,418,000

Net Income $1,482,000

Headquarters Powell

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Buckeye State Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Buckeye State Bank

Frequently Asked Questions About Buckeye State Bank

How many branches does Buckeye State Bank operate?

Buckeye State Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Buckeye State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Buckeye State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Buckeye State Bank offer online and mobile banking?

Most modern institutions like Buckeye State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.joinbsb.com/.