Home State Bank Royal, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.50% and 3-month CD rates at 4.00%. Current savings rates are at 0.05% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 15.25%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. Home State Bank Royal, IA's 6-Month CD rates are at 5.06%, 12-Month CD rates are at 4.84%, 24-Month CD rates are at 3.75%, 36-Month CD rates are at 3.49%, 48-Month CD rates are at 3.29%. Home State Bank Royal, IA's savings rates are at 1.26%. Home State Bank Royal, IA's money market rates are at 2.53%.

Home State Bank Royal, IA

To see how these rates compare to Home State Bank Royal, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Home State Bank Royal, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Home State Bank Royal, IA CD rates. You can also compare Home State Bank Royal, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Home State Bank Royal, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home State Bank Royal, IA? Share your experience about Home State Bank Royal, IA by leaving a review below, or read customer reviews before you decide to use Home State Bank Royal, IA.

Home State Bank Royal, IA Texas Ratio

Home State Bank Royal, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Home State Bank Royal, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Home State Bank Royal, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.84%
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
3.49%
48-Month CD
3.29%
60-Month CD
N/A
Savings
1.26%
MMA
2.53%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Home State Bank Royal, IA
202 3rd Ave
Royal, IA 51357
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Home State Bank Royal, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Home State Bank Royal, IA
Home State Bank Royal, IA
6-Month CD
5.06%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
4.84%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
24-Month CD
3.75%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.49%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.29%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Money Market
2.53%
$250,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Savings Account
1.26%
$50
Home State Bank Royal, IA
Home State Bank Royal, IA
Now Checking
1.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Home State Bank Royal, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
13-Month CD
5.25%
$10,000
Citizens Access
Citizens Access
12-Month CD
5.00%
$5,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
9-Month CD (Certificate) No Penalty
5.00%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
5-Month CD special
5.00%
$20,000
Haven Savings Bank
Haven Savings Bank
12-Month CD
4.75%
$100
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
4.75%
$500
Northwestern Bank
Northwestern Bank
12-Month Jumbo CD
4.70%
$100,000
Quontic
Quontic
36-Month CD
4.40%
$500
Gouverneur S&L
Gouverneur S&L
12-Month CD
4.34%
$2,500
KodaBank
KodaBank
15-Month CD special
4.26%
$2,500
Abco Federal Credit Union
Abco Federal Credit Union
12-Month CD
4.25%
$1,000
EagleBank
EagleBank
24-Month CD
4.15%
$1,000
Portage Community Bank
Portage Community Bank
12-Month CD
4.05%
$1,000
Cendera Bank
Cendera Bank
Money Market High Yield
4.00%
$2,500,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
3-Month CD
4.00%
$1,000
Quaint Oak Bank
Quaint Oak Bank
24-Month CD
4.00%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
12-Month CD
4.00%
$500
Grand Valley Bank
Grand Valley Bank
12-Month CD
3.75%
$500
Hardin County SB
Hardin County SB
60-Month CD
3.75%
$10,000
Merchants State Bank
Merchants State Bank
24-Month CD
3.75%
$5,000
FNB of Bellville
FNB of Bellville
12-Month Jumbo CD
3.64%
$100,000
Madison County Bank
Madison County Bank
Money Market Savings
3.45%
$90,000
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.28%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
High Yield Money Market
3.25%
$250,000
FNB of Kansas
FNB of Kansas
60-Month Jumbo CD
3.00%
$100,000
Roxboro Savings Bank
60-Month CD
3.00%
$500
Auburn Savings Bank
Auburn Savings Bank
Money Market Complete
3.00%
$500,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
Quad City Money Market
2.98%
$1,000,000
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
2.30%
$1,000
First National Bank in Carlyle
First National Bank in Carlyle
12-Month CD
2.16%
$1,000
Arcola First Bank
Arcola First Bank
48-Month CD
2.06%
$2,500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom2Earn Business Checking
2.00%
$2,500
Readlyn Savings Bank
Readlyn Savings Bank
24-Month CD
1.75%
$1,000
United Minnesota Bank
United Minnesota Bank
48-Month CD
1.30%
$500
QNB Bank
QNB Bank
60-Month CD
1.25%
$500
Murray Bank
Murray Bank
24-Month CD
1.00%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings Account
0.40%
$50
First Bank of Central Ohio
First Bank of Central Ohio
60-Month CD
0.30%
$500
Artisans Bank
Artisans Bank
30-Month CD
0.20%
$1,500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Money Market
0.15%
$2,500
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
FLC Bank
FLC Bank
Savings Account
0.10%
$100
Badger Bank
Badger Bank
Holiday Club Savings
0.05%
$5
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Money Market
0.05%
$2,500
Fulton Savings Bank
Fulton Savings Bank
Money Market
0.05%
$100
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Now Checking
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Home State Bank Royal, IA Information

Home State Bank Royal, IA
202 3rd Ave
Royal, IA 51357
Clay
Established Date: 04/12/1915
FDIC Certificate #: 966
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ROYAL BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Home State Bank Royal, IA FDIC Insured? Yes
What is Home State Bank Royal, IA's Cert number? 966
What is the maximum amount for insured deposits? $250,000 per holder, per account

Home State Bank Royal, IA Financials

Total Assets:
$54,067,000
Total Deposits:
$40,652,000
Equity Capital:
$12,144,000
Domestic Deposits:
$40,652,000
Net Income:
$199,000
Return on Assets:
1.2502%
Quarterly Return on Assets:
1.4600%
Pretax Return on Assets:
1.5074%
Pretax Quarterly Return on Assets:
1.5100%
Return on Equity:
5.1700%
Quarterly Return on Equity:
6.6600%
Leverage Tier 1 (Core Capital) Ratio:
26.4679%
Total Interest Income (YTD):
3.1062%
 
 
Headquarters:
Royal
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Clay
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

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First Commonwealth Bank CD RatesFirst Commonwealth Bank CD rates are competitive for a regional bank but not as competitive when compared to online CD rates. For example, the best CD rates offered at First Commonwealth Bank are at 0.70 percent on the bank's 60-month certificate of deposit. The highest 60-month CD rates on our rate table are around 2.25 percent this week. 12-month CD rates from First Commonwealth Bank are only at 0.20 percent right now, the highest 12-month CD rate on our rate table is at 2.20 percent. To get the highest CD rate, always search for and compare online CD rates with First Commonwealth Bank CD Rates.
Verity Credit Union headquarterd in Seattle, Washington, is offering several different savings account rates and money market account rates. Verity’s savings account rates and money market account rates are not the highest rates around but they are competitive with the national average rates.

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