Home State Bank Royal, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.26%, 6-month CD rates at 2.94% and 3-month CD rates at 4.65%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Home State Bank Royal, IA's 6-Month CD rates are at 4.19%, 12-Month CD rates are at 3.91%, 48-Month CD rates are at 3.03%, 36-Month CD rates are at 3.03%, 24-Month CD rates are at 3.03%. Home State Bank Royal, IA's savings rates are at 0.75%.
To see how these rates compare to Home State Bank Royal, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Home State Bank Royal, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Home State Bank Royal, IA CD rates. You can also compare Home State Bank Royal, IA savings rates, MMA rates and mortgage rates using our other rate lists. Home State Bank Royal, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home State Bank Royal, IA? Share your experience about Home State Bank Royal, IA by leaving a review below, or read customer reviews before you decide to use Home State Bank Royal, IA. Home State Bank Royal, IA Texas Ratio Home State Bank Royal, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Home State Bank Royal, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Home State Bank Royal, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Home State Bank Royal, IA CD Rates and Interest Rates
Home State Bank Royal, IA
6-Month CD
4.19%
$1,000
Home State Bank Royal, IA
12-Month CD
3.91%
$1,000
Home State Bank Royal, IA
48-Month CD
3.03%
$1,000
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Home State Bank Royal, IA
24-Month CD
3.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Home State Bank Royal, IA Rates with Other Competitive Bank and Credit Union Rates
First Commerce Bank Lewisburg, TN
6-Month CD
4.30%
$1,000
ConnectOne Bank
11-Month CD
4.00%
$500
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$500,000
Farmers Bank Buhl, ID
6-Month CD
3.95%
$500
Randolph Brooks FCU
36-Month CD
3.71%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Home State Bank Royal, IA InformationHome State Bank Royal, IA
202 3rd AveRoyal, IA 51357 Clay Established Date: 04/12/1915 FDIC Certificate #: 966 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: ROYAL BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.hsbroyal.com
Is Home State Bank Royal, IA FDIC Insured? Yes
What is Home State Bank Royal, IA's Cert number? 966
What is the maximum amount for insured deposits? $250,000 per holder, per account
Home State Bank Royal, IA FinancialsTotal Assets:
$58,889,000
Total Deposits:
$41,532,000
Equity Capital:
$12,496,000
Domestic Deposits:
$41,532,000
Net Income:
$150,000
Return on Assets:
1.4302%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.0637%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
6.5400%
Quarterly Return on Equity:
4.7100%
Leverage Tier 1 (Core Capital) Ratio:
25.5644%
Total Interest Income (YTD):
4.5316%
Headquarters:
Royal
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Clay
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Whether you are purchasing a new home, refinancing an existing home or need a home equity line of credit (HELOC), you can get several quotes in minutes.
The current national average 2 year CD rate as reported by MonitorBankRates.com is at 0.90%. Right now on our list of national CD rates the highest 2 year CD rate is 1.49% with an APY of 1.50%. That current rate and yield is from Bank of Internet USA, an Internet bank that is based in San Diego, California.
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