Bank of Elgin CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 1.90% and 3-month CD rates at 0.05%. Current savings rates are at 0.02% and money market rates are at 0.04%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 10.90%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Bank of Elgin's 48-Month CD rates are at 2.22%, 36-Month CD rates are at 2.12%, 24-Month CD rates are at 2.02%, 12-Month CD rates are at 1.51%. Bank of Elgin's savings rates are at 0.40%.

Bank of Elgin

To see how these rates compare to Bank of Elgin CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Elgin, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Elgin CD rates. You can also compare Bank of Elgin savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Elgin money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Elgin? Share your experience about Bank of Elgin by leaving a review below, or read customer reviews before you decide to use Bank of Elgin.

Bank of Elgin Texas Ratio

Bank of Elgin's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Bank of Elgin is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Elgin is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
N/A
24-Month CD
2.02%
36-Month CD
2.12%
48-Month CD
2.22%
60-Month CD
N/A
Savings
0.40%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Elgin
101 N 2nd St
Elgin, NE 68636
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Elgin CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Elgin
Bank of Elgin
48-Month CD
2.22%
$500
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Bank of Elgin
Bank of Elgin
12-Month CD
1.51%
$500
Bank of Elgin
Bank of Elgin
Pass Book Savings
0.40%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Elgin Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Live Oak Bank
Live Oak Bank
Savings
4.10%
$0
FSB of Westmoreland
FSB of Westmoreland
12-Month CD
4.04%
$1,000
FinWise Bank
FinWise Bank
24-Month CD
4.00%
$500
Prime Alliance Bank
Prime Alliance Bank
36-Month CD
4.00%
$500
Institution for Savings
Institution for Savings
24-Month CD
4.00%
$500
Palo Savings Bank
12-Month CD (Jumbo)
3.91%
$100,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market (Jumbo)
3.90%
$100,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
48-Month CD
3.90%
$250
Bank Midwest
Bank Midwest
60-Month CD
3.85%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
48-Month CD
3.82%
$100
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
Ally Bank
Ally Bank
60-Month CD
3.50%
$0
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
60-Month CD
3.50%
$500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
3.40%
$1,000
LendingClub
LendingClub
60-Month CD
3.40%
$500
Bay State Savings Bank
Bay State Savings Bank
60-Month CD
3.25%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
24-Month CD
3.25%
$1,000
FNB Of Nokomis
FNB Of Nokomis
Rewards Checking
3.05%
$1
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.00%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
24-Month CD
2.79%
$500
Delaware NB of Delhi
Delaware NB of Delhi
48-Month CD
2.68%
$100
First Federal S&L Newark, OH
First Federal S&L Newark, OH
Resolute Money Market
2.52%
$10,000
New Market Bank
New Market Bank
36-Month CD
2.45%
$500
Savers Co-operative Bank
Savers Co-operative Bank
60-Month CD
2.05%
$500
Walden Savings Bank
Walden Savings Bank
18-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
18-Month CD
1.46%
$1,000
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
60-Month CD
1.00%
$1,000
FNB of Brownstown
18-Month CD
0.95%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Municipal Bank
Municipal Bank
48-Month CD
0.65%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Statement Savings
0.50%
$50
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
Money Market
0.35%
$100
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.35%
$1,000
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Regular Savings
0.25%
$5
IAM Federal Credit Union
IAM Federal Credit Union
Primary Share Savings
0.25%
$200
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
0.15%
$25
Sound Community Bank
Sound Community Bank
Regular Savings
0.10%
$100
First Hope Bank
First Hope Bank
Statement Savings
0.04%
$100
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
12-Month
0.01%
$500
MidCountry Bank
MidCountry Bank
Savings
0.01%
$50
Bank of Dudley
18-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Elgin Information

Bank of Elgin
101 N 2nd St
Elgin, NE 68636
Antelope
Established Date: 08/27/1935
FDIC Certificate #: 16154
Date of FDIC Deposit Insurance: 05/11/1944
Bank Holding Company: ANTELOPE BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Bank of Elgin FDIC Insured? Yes
What is Bank of Elgin's Cert number? 16154
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Elgin Financials

Total Assets:
$75,475,000
Total Deposits:
$65,399,000
Equity Capital:
$9,918,000
Domestic Deposits:
$65,399,000
Net Income:
$394,000
Return on Assets:
1.8567%
Quarterly Return on Assets:
1.9500%
Pretax Return on Assets:
1.9484%
Pretax Quarterly Return on Assets:
1.9500%
Return on Equity:
14.9100%
Quarterly Return on Equity:
15.6200%
Leverage Tier 1 (Core Capital) Ratio:
13.8843%
Total Interest Income (YTD):
4.4901%
 
 
Headquarters:
Elgin
FDIC Field Office:
Sioux City
Regulator:
FED
County:
Antelope
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates decreased in the latest mortgage survey released this morning. Fixed 30 year mortgage rates and fixed 15 year fixed mortgage rates were lower. 1 year adjustable mortgage rates bucked the downtrend and headed higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.
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3 month certificate of deposit rates are averaging only 0.533% this week. You can find rates higher than the national average. Using our CD rate tables, we did a search for 3 month CD rates in zip code 92102 (San Diego, California) and found about a dozen banks offering CD rates above the national average rate.

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Alternative Bank and Credit Union Offers to Explore

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