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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
The Fidelity Deposit and Discount Bank Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 18, 2026
The Fidelity Deposit and Discount Bank's savings rates are at 0.05%. The Fidelity Deposit and Discount Bank's money market rates are at 0.20%. The Fidelity Deposit and Discount Bank's 15-Year Fixed rates are at 6.75%, 15-Year Jumbo Loan rates are at 6.75%, 10-Year Fixed rates are at 6.75%, 30-Year Fixed rates are at 6.99%, 20-Year Fixed rates are at 7.12%. The Fidelity Deposit and Discount Bank's Personal Loan Rates are as low as 10.58%. MonitorBankRates evaluates the financial stability of The Fidelity Deposit and Discount Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates last updated and verified on 09/18/2026.
The Fidelity Deposit and Discount Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Fidelity Deposit and Discount Bank? Share your experience about The Fidelity Deposit and Discount Bank by leaving a review below, or read customer reviews before you decide to use The Fidelity Deposit and Discount Bank.
The Fidelity Deposit and Discount Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
The Fidelity Deposit and Discount Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.69%
ExcellentLower than avg
The Fidelity Deposit and Discount Bank Texas Ratio
The Fidelity Deposit and Discount Bank's Texas Ratio is 0.69%, which is considered excellent and is lower than the national average of 5.85%.
The Fidelity Deposit and Discount Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
The Fidelity Deposit and Discount Bank Health Trend
2.05% to 0.69% over 12 quarters, improvingFull history
Star Rating 4.6 to 5.0, Health Grade A to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
The Fidelity Deposit and Discount Bank Savings Rates
Product
Rate
APY
View More
Optimum Choice Savings
0.35%
0.35%
Min Deposit$100
Min Balance$100
DetailsBalance: $100-$24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Optimum Choice Savings
0.35%
0.35%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Statement Savings
0.25%
0.25%
Min Deposit$100
Min Balance$100
DetailsBalance: $100 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Green Team Savings
0.15%
0.15%
Min Deposit$1
DetailsBalance: $50 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Scholar Savings
0.05%
0.05%
Min Deposit$25
Min Balance$50
DetailsBalance: $50 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Money Market Rates
Product
Rate
APY
View More
Personal Money Market - Performance
1.99%
2.01%
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Relationship
1.69%
1.70%
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Reliance
1.69%
1.70%
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Performance
1.54%
1.55%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Performance
1.54%
1.55%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Relationship
1.24%
1.25%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Reliance
1.24%
1.25%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Performance
1.05%
1.05%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Relationship
1.00%
1.00%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Reliance
1.00%
1.00%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market
0.85%
0.85%
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Relationship
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Reliance
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market - Performance
0.75%
0.75%
Min Balance$2,500
DetailsBalance: $2,500 -$24,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market
0.60%
0.60%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market
0.50%
0.50%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market
0.20%
0.20%
Min Balance$2,500
DetailsBalance: $2,500 -$24,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Personal Money Market
0.20%
0.20%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Checking Rates
Product
Rate
APY
View More
Business IOLTA Checking
1.99%
2.01%
Min Balance$500,000
DetailsBalance: $500,000.00 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Business IOLTA Checking
1.74%
1.75%
Min Balance$100,000
DetailsBalance: $100,000.00-$249,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Business IOLTA Checking
1.74%
1.75%
Min Balance$250,000
DetailsBalance: $250,000.00-$499,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.64%
1.65%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.64%
1.65%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.64%
1.65%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.59%
1.60%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.54%
1.55%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.49%
1.50%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.49%
1.50%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.49%
1.50%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.44%
1.45%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.39%
1.40%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking - 60 month
1.35%
1.39%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.35%
1.35%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.34%
1.35%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.30%
1.30%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.29%
1.30%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking - 48 month
1.25%
1.29%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking - 60 month
1.25%
1.29%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.25%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.25%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.25%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.25%
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.25%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.24%
1.25%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.20%
1.20%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Business IOLTA Checking
1.14%
1.15%
Min Balance$25,000
DetailsBalance: $25,000.00-$99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.15%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.10%
1.10%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 - $499,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
1.05%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
1.00%
1.00%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 - $99,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.95%
0.95%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
0.90%
0.90%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.85%
0.85%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Business IOLTA Checking
0.75%
0.75%
Min Balance$2,500
DetailsBalance: $2,500.00-$24,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum & Performance Checking
0.75%
0.75%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Relationship Checking
0.70%
0.70%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Reliance Checking
0.65%
0.65%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Business Relationship Interest Checking
0.03%
0.03%
Min Balance$10,000
DetailsBalance: $10,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Muni-Choice Checking
0.03%
0.03%
Min Balance$2,500
DetailsBalance: $2,500.00-$99,999.99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Muni-Choice Checking
0.03%
0.03%
Min Balance$100,000
DetailsBalance: $100,000-$999,999,99
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Muni-Choice Checking
0.03%
0.03%
Min Balance$1,000,000
DetailsBalance: $1,000,000 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Performance Checking
0.03%
0.03%
Min Balance$2,500
DetailsBalance: $2,500 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Platinum Checking
0.03%
0.03%
Min Balance$2,500
DetailsBalance: $2,500 or more
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
15-Year Fixed
6.75%
-
6.83%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
15-Year Jumbo Loan
6.75%
-
6.83%
15-Year
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
10-Year Fixed
6.75%
-
6.86%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
30-Year Fixed
6.99%
-
7.09%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
20-Year Fixed
7.13%
-
7.23%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
30-Year Jumbo Loan
7.25%
-
7.34%
30-Year
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Adjustable-Rate Mortgage (ARM) Rates - 10/1 ARM
7.13%
-
7.62%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Adjustable-Rate Mortgage (ARM) Rates - 7/1 ARM
6.99%
-
7.76%
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New/Used Cars 2024 & Above Loan
5.25%
-
5.42%
63 months
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Used Cars 2023/2022/2021 Loan
5.99%
-
6.16%
63 months
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Used Cars 2020/2019 Loan
7.35%
-
7.52%
63 months
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Used Cars 2018/2017 Loan
7.75%
-
7.94%
57 months
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Older Cars Loan
8.59%
-
8.81%
48 months
No additional details.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Personal Loan Rates
Product
APR
Term
View More
Personal Unsecured Loans for a term of up to 60 months.
10.58%
36 Months
Detailsup to $10,000
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
The Fidelity Deposit and Discount Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Preferred Credit Loans
-
-
15.00%
Demand
DetailsLoan amount can be up to $5,000. Preferred Credit Loans have a $30 annual fee.
Last Updated09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.69%
Financial Health History
The Fidelity Deposit and Discount Bank’s Texas Ratio fell from 2.05% in Q3 2023 to 0.69% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$3.0B
0.69%
5.0
A+
March 31, 2026
$2.9B
1.00%
5.0
A+
December 31, 2025
$2.7B
0.93%
5.0
A+
September 30, 2025
$2.7B
1.32%
5.0
A+
June 30, 2025
$2.7B
1.60%
5.0
A+
March 31, 2025
$2.7B
2.90%
5.0
A+
December 31, 2024
$2.6B
3.86%
5.0
A+
September 30, 2024
$2.6B
3.68%
5.0
A+
June 30, 2024
$2.5B
3.57%
5.0
A+
March 31, 2024
$2.5B
1.99%
5.0
A+
December 31, 2023
$2.5B
1.77%
5.0
A+
September 30, 2023
$2.5B
2.05%
4.6
A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for The Fidelity Deposit and Discount Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather The Fidelity Deposit and Discount Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Fidelity Deposit and Discount Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameThe Fidelity Deposit and Discount Bank
Bank Holding CompanyFIDELITY D&D BCORP INC
Address
101 N Blakely St,
Dunmore, PA 18512 · Lackawanna
The Fidelity Deposit and Discount Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
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Learn more about the MBR Health & Safety Badge program on our methodology page.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About The Fidelity Deposit and Discount Bank
How many branches does The Fidelity Deposit and Discount Bank operate?
The Fidelity Deposit and Discount Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, The Fidelity Deposit and Discount Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, The Fidelity Deposit and Discount Bank provides members with tools to manage their accounts and build a solid financial history.
Does The Fidelity Deposit and Discount Bank offer online and mobile banking?
Most modern institutions like The Fidelity Deposit and Discount Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankatfidelity.com.
Current The Fidelity Deposit and Discount Bank Rates
Savings0.05%
MMA0.20%
Retrieved from our database of financial products. Rates subject to change.