First National Bank VA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.38%, 6-month CD rates at 3.60% and 3-month CD rates at 0.15%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 10.90%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. First National Bank VA's 12-Month CD rates are at 3.03%, 18-Month CD rates are at 2.83%, 60-Month CD rates are at 2.78%, 48-Month CD rates are at 2.78%, 36-Month CD rates are at 2.78%. First National Bank VA's savings rates are at 0.30%. First National Bank VA's money market rates are at 0.75%.

First National Bank VA

To see how these rates compare to First National Bank VA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank VA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank VA CD rates. You can also compare First National Bank VA savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank VA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank VA? Share your experience about First National Bank VA by leaving a review below, or read customer reviews before you decide to use First National Bank VA.

First National Bank VA Texas Ratio

First National Bank VA's Texas Ratio is at 2.68%, which is considered excellent. The Texas Ratio for First National Bank VA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank VA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
2.83%
24-Month CD
2.78%
36-Month CD
2.78%
48-Month CD
2.78%
60-Month CD
2.78%
Savings
0.30%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank VA
622 Broad St
Altavista, VA 24517
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank VA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank VA
First National Bank VA
12-Month CD
3.03%
$500
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
First National Bank VA
First National Bank VA
24-Month CD
2.78%
$500
First National Bank VA
First National Bank VA
30-Month CD
2.78%
$500
First National Bank VA
First National Bank VA
36-Month CD
2.78%
$500
First National Bank VA
First National Bank VA
48-Month CD
2.78%
$500
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
First National Bank VA
First National Bank VA
Money Market
0.75%
$2,500
First National Bank VA
First National Bank VA
Statement Savings
0.30%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank VA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
Campus Checking
10.47%
$100
Raymond James Bank
Raymond James Bank
36-Month CD
4.30%
$1,000
Beal Bank USA
Beal Bank USA
12-Month CD
4.05%
$1,000
ValleyDirect
ValleyDirect
12-Month CD
4.00%
$500
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
4.00%
$1,000
Gunnison S&L
Gunnison S&L
48-Month CD
3.83%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
12-Month CD
3.82%
$1,000
Adams State Bank
Adams State Bank
24-Month CD
3.80%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month CD
3.75%
$1,000
First Southwest Bank
First Southwest Bank
18-Month CD
3.75%
$1,000
RBAZ Republic Bank of Arizona
18-Month CD
3.68%
$1,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.67%
$100,000
Raymond James Bank
Raymond James Bank
3-Month CD
3.35%
$1,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
OBannon Bank
OBannon Bank
48-Month CD
3.29%
$1,000
Montgomery Bank
Montgomery Bank
60-Month CD
3.25%
$1,000
RBAZ Republic Bank of Arizona
48-Month CD
3.23%
$1,000
First State Bank of Harvey
First State Bank of Harvey
30-Month CD
3.14%
$1,000
Palo Savings Bank
24-Month CD
3.14%
$1,000
State Bank of Chilton
State Bank of Chilton
48-Month CD
3.02%
$1,000
Lee Bank
Lee Bank
24-Month CD
3.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
Adams County Bank
Adams County Bank
48-Month CD
2.73%
$500
Pioneer Federal S&L
Pioneer Federal S&L
18-Month CD
2.57%
$1,000
State Bank of Industry
State Bank of Industry
48-Month CD
2.52%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
Mound City Bank
Mound City Bank
12-Month CD
1.64%
$2,500
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Collinsville Bank
Collinsville Bank
60-Month CD
1.50%
$500
Essex Savings Bank
Essex Savings Bank
60-Month CD
1.17%
$500
Mutual Security Credit Union
Mutual Security Credit Union
18-Month CD
1.00%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
36-Month CD
0.75%
$500
The Middlefield Banking Company
The Middlefield Banking Company
30-Month CD
0.65%
$500
Eclipse Bank
Eclipse Bank
36-Month CD
0.60%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
NOW Checking
0.45%
$100
BankWest Of Kansas
BankWest Of Kansas
24-Month CD
0.40%
$0
First Federal Community Bank N.A.
First Federal Community Bank N.A.
18-Month CD
0.40%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
36-Month CD
0.40%
$500
North Shore Bank Co-op
36-Month CD
0.40%
$1,000
Accentra Credit Union
Accentra Credit Union
24-Month CD
0.40%
$500
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Money Market
0.30%
$2,500
Ladysmith Federal S&L
Gold Checking
0.20%
$250
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
36-Month CD
0.20%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Direct Checking
0.15%
$50
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
36-Month CD
0.10%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Regular Savings
0.10%
$100
Westfield Bank
Westfield Bank
48-Month CD
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank VA Information

First National Bank VA
622 Broad St
Altavista, VA 24517
Campbell
Established Date: 03/01/1908
FDIC Certificate #: 6811
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PINNACLE BANKSHARES CORP
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is First National Bank VA FDIC Insured? Yes
What is First National Bank VA's Cert number? 6811
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank VA Financials

Total Assets:
$997,887,000
Total Deposits:
$914,961,000
Equity Capital:
$78,425,000
Domestic Deposits:
$914,961,000
Net Income:
$2,222,000
Return on Assets:
1.0773%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
1.1084%
Pretax Quarterly Return on Assets:
1.1100%
Return on Equity:
15.4700%
Quarterly Return on Equity:
11.4800%
Common Equity Tier 1 Capital Ratio:
13.1044%
Tier 1 Risk-Based Capital Ratio:
13.1044%
Leverage Tier 1 (Core Capital) Ratio:
8.6549%
Total Risk-Based Capital Ratio (YTD):
13.8136%
Total Interest Income (YTD):
4.4637%
 
 
Headquarters:
Altavista
FDIC Field Office:
Richmond
Regulator:
OCC
County:
Campbell
# of Offices:
19
Metropolitan Statistical Area (MSA):
Lynchburg, VA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgagesWhether you are purchasing a new home, refinancing an existing home or need a home equity line of credit (HELOC), you can get several quotes in minutes.  
Mortgage rates are mostly higher today thanks to 10 year bond yields heading back above 2.00%. Current mortgage rates on 30 year home mortgage loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 3.95%. Today's mortgage rates 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.32%.
mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.

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