What are the current interest rates at Rivermark Community Credit Union?

Current rates for Rivermark Community Credit Union include: 12-Month CD: 3.00%, 24-Month CD: 3.20%, 60-Month CD: 3.30%, Savings: 4.00%, MMA: 3.00%

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Rivermark Community Credit Union

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Rivermark Community Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rivermark Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Rivermark Community Credit Union's top rates as of October 9, 2026 are 3.75% APY on its 10-Month Loyalty CD, 4.00% APY on savings, 3.00% APY on money market accounts, 4.50% APY on checking, 5.75% on its 5/6 ARM mortgage, auto loans from 6.24% APR, and credit cards from 13.50% APR, according to rates verified by MonitorBankRates. Other Rivermark Community Credit Union CD rates include 6 Month CD at 3.50%, Youth 6 month at 3.50%, and 60 Month CD at 3.30%. Other Rivermark Community Credit Union mortgage rates include 7/6 ARM at 5.88%, 10/6 ARM at 6.25%, and 15 Year Fixed at 6.62%. MonitorBankRates evaluates the financial stability of Rivermark Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.96%. Rates last updated and verified on 10/09/2026.

Rivermark Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rivermark Community Credit Union? Share your experience about Rivermark Community Credit Union by leaving a review below, or read customer reviews before you decide to use Rivermark Community Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.96%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Rivermark Community Credit Union
Oregon City HQ

14405 Meyers Rd
Oregon City, OR 97045-8199

https://www.rivermarkcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Rivermark Community Credit Union CD Rates

Product	Rate	APY	Term
10-Month Loyalty CD	3.68%	3.75%	10 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
10-Month Loyalty CD	3.68%	3.75%	10 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
10-Month Loyalty CD	3.68%	3.75%	10 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
6 Month Certificate	3.44%	3.50%	6 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
6 Month Certificate	3.44%	3.50%	6 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
6 Month Certificate	3.44%	3.50%	6 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Youth 6 month	3.44%	3.50%	6 months
Min Deposit $100 Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
60 Month Certificate	3.25%	3.30%	60 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
60 Month Certificate	3.25%	3.30%	60 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
60 Month Certificate	3.25%	3.30%	60 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
48 Month Certificate	3.20%	3.25%	48 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
48 Month Certificate	3.20%	3.25%	48 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
48 Month Certificate	3.20%	3.25%	48 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
24 Month Certificate	3.15%	3.20%	24 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
24 Month Certificate	3.15%	3.20%	24 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
24 Month Certificate	3.15%	3.20%	24 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
36 Month Certificate	3.15%	3.20%	36 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
36 Month Certificate	3.15%	3.20%	36 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
36 Month Certificate	3.15%	3.20%	36 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
12 Month Certificate	2.96%	3.00%	12 months
Min Balance $0 Details Balance: $0.01-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
12 Month Certificate	2.96%	3.00%	12 months
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
12 Month Certificate	2.96%	3.00%	12 months
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Youth 12 month	2.96%	3.00%	12 months
Min Deposit $100 Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Savings Rates

Product	Rate	APY
Loyalty Savings	3.93%	4.00%
Min Balance $0 Details Balance: $0.01 - $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 4.00% ▲ 3.95 pts · high 4.00% / low 0.05% Sep 18, 20264.00%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
My First Home Savings	1.00%	1.00%
Min Balance $0 Details Balance: $0.01 - $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Start Savings	1.00%	1.00%
Min Balance $0 Details Balance: $0.01 - $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
IRA & ESA Savings	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Balance Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
IRA & ESA Savings	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Balance Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
IRA & ESA Savings	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000+ Balance Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
IRA & ESA Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $24,999.99 Balance Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
You Name It Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Youth Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings Account	0.05%	0.05%
Details Balance: $0.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Money Market Rates

Product	Rate	APY
Money Market	0.50%	0.50%
Min Balance $100,000 Details Balance: $100,000-$249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Money Market	0.50%	0.50%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Money Market	0.30%	0.30%
Min Balance $25,000 Details Balance: $25,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Money Market	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Money Market	0.05%	0.05%
Min Balance $0 Details Balance: $0.01-$9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Business Money Market Rates

Product	Rate	APY
Business High Yield Money Market	2.96%	3.00%
Min Balance $10,000 Details Balance: $10,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Money Market	0.50%	0.50%
Min Balance $100,000 Details Balance: $100,000-$249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Money Market	0.50%	0.50%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Money Market	0.30%	0.30%
Min Balance $25,000 Details Balance: $25,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Money Market	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business High Yield Money Market	0.05%	0.05%
Min Balance $0 Details Balance: $0.01-$9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Money Market	0.05%	0.05%
Min Balance $0 Details Balance: $0.01-$9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Checking Rates

Product	Rate	APY
Loyalty Checking	4.41%	4.50%
Min Balance $0 Details Balance: $0.01 and $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
HSA Interest Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
HSA Interest Checking	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
HSA Interest Checking	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000-$99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Loyalty Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Business Checking Rates

Product	Rate	APY
Business Checking Plus	0.25%	0.25%
Min Balance $250,000 Details Balance: $250,000.01 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Checking Plus	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.01 - $250,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Checking Plus	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $3,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Business Checking Plus	0.05%	0.05%
Min Balance $3,000 Details Balance: $3,000.01 - $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
7/6 ARM	5.875%	0.000%	6.697%	7/6 ARM
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.70% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
10/6 ARM	6.25%	0.000%	6.721%	10/6 ARM
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.72% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
15 Year Fixed	6.625%	0.328%	6.773%	15 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.50% → 6.77% ▲ 0.27 pts · high 6.77% / low 6.50% Oct 9, 20266.77%▲ from 6.50% Sep 18, 20266.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
5/6 ARM	5.75%	0.000%	6.831%	5/6 ARM
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.83% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
100% First Time Home Buyer - 5/6 ARM	6.375%	0.000%	7.092%	5/6 ARM
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.09% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
20 Year Fixed	7.125%	0.048%	7.209%	20 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.73% → 7.21% ▲ 0.48 pts · high 7.21% / low 6.73% Oct 9, 20267.21%▲ from 6.73% Sep 18, 20266.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
30 Year Fixed	7.25%	0.436%	7.354%	30 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 7.08% → 7.35% ▲ 0.28 pts · high 7.35% / low 7.08% Oct 9, 20267.35%▲ from 7.08% Sep 18, 20267.08%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	7.24%
Details Published APR range: 7.24% - 13.99%. LTV Up To 95% Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 2, 20267.24%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Home Equity Loan	6.99%	-	7.32%
Details Condition: 5 Year / $5,000. Published rate range: 6.99% - 13.49%. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.32% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Home Equity Loan	7.24%	-	7.42%
Details Condition: 10 Year / $10,000. Published rate range: 7.24% - 14.74%. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.42% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Home Equity Loan	7.49%	-	7.62%
Details Condition: 15 Year / $15,000. Published rate range: 7.49% - 14.74%. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.62% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Home Equity Loan	7.74%	-	7.85%
Details Condition: 20 Year / $25,000. Published rate range: 7.74% - 15.99%. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.85% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans: 2022 and Newer - Up to 76 Months	-	-	6.24%	Up to 76 Months
Details Published APR range: 6.24% - 16.49%. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Auto Loans: 2021 and Older - Up to 76 Months	-	-	6.49%	Up to 76 Months
Details Published APR range: 6.49% - 16.74%. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Auto Loans: 2022 and Newer - Up to 88 Months	-	-	6.49%	Up to 88 Months
Details Published APR range: 6.49% - 9.74%. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Auto Loans: 2021 and Older - Up to 88 Months	-	-	6.74%	Up to 88 Months
Details Published APR range: 6.74% - 9.99%. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Auto Loans: 2022 and Newer - Up to 96 Months	-	-	8.49%	Up to 96 Months
Details Published APR range: 8.49% - 9.99%. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Credit Card Rates

Product	Rate	APR	View More
Cash Back Credit Card	-	13.50%
Details Published APR range: 13.50% - 23.99%. Earn 1.5% unlimited cash back with every purchase. Variable Rate (APR); The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 13.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Rivermark Community Credit Union Other Rates

Product	Rate	Points	APY/APR
Cash Back Card Loan	-	-	13.50%
Details Published APR range: 13.50% - 23.99%. Credit Limit: $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Platinum Card Loan	-	-	8.90%
Details Published APR range: 8.90% - 19.90%. Credit Limit: $30,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%
Secured Card Loan	-	-	10.90%
Details Credit Limit: $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.96%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Rivermark Community Credit Union’s Texas Ratio rose from 1.49% in Q3 2023 to 9.96% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.3B	9.96%	5.0	A
March 31, 2026	$3.2B	6.76%	5.0	A
December 31, 2025	$3.2B	13.67%	5.0	A
September 30, 2025	$3.2B	11.94%	5.0	A
June 30, 2025	$3.2B	11.36%	5.0	A
March 31, 2025	$3.3B	9.98%	5.0	A
December 31, 2024	$3.3B	10.39%	5.0	A
September 30, 2024	$1.6B	15.81%	4.9	A-
June 30, 2024	$1.7B	14.50%	5.0	A-
March 31, 2024	$1.6B	12.80%	5.0	A
December 31, 2023	$1.4B	13.27%	5.0	A
September 30, 2023	$1.4B	1.49%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Rivermark Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Rivermark Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rivermark Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rivermark Community Credit Union

Website https://www.rivermarkcu.org

Address 14405 Meyers Rd, Oregon City, OR 97045-8199

Phone 800-452-8502

Fax

President Kim Bickford

CEO Jason Werts

Full-Time Employees 536

Part-Time Employees 1

Branch Locations 19

ATM Locations 19

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.96%

Return on Assets (ROA)

0.3612%

Return on Equity (ROE)

3.3522%

Non-Performing Loans Ratio (NPL)

1.72%

Total Assets

3,258,868,505

Total Amount of Shares and Deposits

2,878,787,727

Total Shares and Deposits < 1 Year

2,852,618,687

Total Shares and Deposits 1 3 Years

22,361,268

Total Shares and Deposits > 3 Years

3,807,774

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

285,152,565

Total Uninsured Shares and Deposits > $250K (F+J)

285,158,561

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,593,629,166

Total Interest Expense (Sum of items 6 8)

20,317,090

Share Certificates

14,657

Number of Accounts for Share Drafts

143,009

IRA KEOGH Accounts

2,465

Number of Accounts for Regular Shares

235,696

All other shares

702

Non Member Deposits

Money Market Shares

12,710

Net Income (unless the amount is already included in Undivided Earnings)

11,770,850

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

347,740,463

Total Liabilities

2,938,551,266

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Rivermark Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Rivermark Community Credit Union

Frequently Asked Questions About Rivermark Community Credit Union

How many branches does Rivermark Community Credit Union operate?

Rivermark Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rivermark Community Credit Union?

Yes, to access services at Rivermark Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rivermark Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rivermark Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rivermark Community Credit Union offer online and mobile banking?

Most modern institutions like Rivermark Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rivermarkcu.org.

Current Rivermark Community Credit Union Rates

12-Month CD3.00%
24-Month CD3.20%
60-Month CD3.30%
Savings4.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

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Rivermark Community Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Rivermark Community Credit Union Texas Ratio

Rivermark Community Credit Union Health Trend

Rivermark Community Credit Union CD Rates

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Rivermark Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Rivermark Community Credit Union

How many branches does Rivermark Community Credit Union operate?

Is a member application needed to join Rivermark Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Rivermark Community Credit Union offer online and mobile banking?

Current Rivermark Community Credit Union Rates

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