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Rivermark Community Credit Union Rates & Review April 2026

Rivermark Community Credit Union's 9 Month Promo CD rates are at 4.00%, 10 Month Loyalty CD rates are at 3.50%. Rivermark Community Credit Union's savings rates are at 0.05%. Rivermark Community Credit Union's 15 Year Fixed rates are at 5.62%, 20 Year Fixed rates are at 6.00%, 30 Year Fixed rates are at 6.25%, 10/6 ARM rates are at 5.88%, 7/6 ARM rates are at 5.62%. Rivermark Community Credit Union's Personal Loan Rates are at 10.45%. MonitorBankRates evaluates the financial stability of Rivermark Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.55%. Rates were last updated on 04/08/2026.

Rivermark Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rivermark Community Credit Union? Share your experience about Rivermark Community Credit Union by leaving a review below, or read customer reviews before you decide to use Rivermark Community Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.55%
Excellent Higher than avg
Rivermark Community Credit Union
Oregon City HQ
14405 Meyers Rd
Oregon City, OR 97045 8199
https://www.rivermarkcu.org
Member NCUA

Rivermark Community Credit Union CD Rates

Product Rate APY Term View More
9 Month Promo CD - 4.00% 9
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
10 Month Loyalty CD - 3.50% 10
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Savings Rates

Product Rate APY View More
Loyalty Savings - 4.00%
Min Deposit $5
Details Qualifications Required: e-statements; $1,000 or more in eligible deposits to any Rivermark checking account within the same membership as the Loyalty Savings Account; Qualifying balance up to $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
My First Home Savings 1.00% 1.00%
Min Balance $0
Details Qualifying balance up to $500.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Start Savings 1.00% 1.00%
Min Balance $0
Details Qualifying balance up to $500.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
IRA & ESA Savings 0.10% 0.10%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
IRA & ESA Savings 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Savings 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
You Name It Savings 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Youth Savings 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Checking Rates

Product Rate APY View More
Rewards Checking 2.96% 3.00%
Min Balance $0
Details Qualifying balance up to $10,000.00
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
HSA Interest Checking 0.30% 0.30%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Business Checking Plus 0.25% 0.25%
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
HSA Interest Checking 0.20% 0.20%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Business Checking Plus 0.15% 0.15%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Business Checking 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Business Checking Plus 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
HSA Interest Checking 0.05% 0.05%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 5.63% 0.118% 5.74%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
20 Year Fixed 6.00% 0.152% 6.09%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
30 Year Fixed 6.25% 0.407% 6.35%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
30 Year Fixed Mortgage - - 6.35% 30
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
10/6 ARM 5.88% 0.000% 6.47%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
7/6 ARM 5.63% 0.000% 6.57%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
5/6 ARM 5.50% 0.000% 6.73%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
100% First Time Home Buyer 5/6 ARM 6.13% 0.000% 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Home Equity Line of Credit LTV Up To 95% - - 6.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Home Equity Loan 5 Year / 6.99% - 7.32% 5 Year
Details $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Home Equity Loan 10 Year / 7.24% - 7.42% 10 Year
Details $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Home Equity Loan 15 Year / 7.49% - 7.62% 15 Year
Details $15,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Home Equity Loan 20 Year / 7.74% - 7.85% 20 Year
Details $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans: 2022 and Newer - - 5.74% 76
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Auto Loans: 2021 and Older - - 5.99% 76
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Auto Loans: 2022 and Newer - - 5.99% 88
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Auto Loans: 2021 and Older - - 6.24% 88
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Auto Loans: 2022 and Newer - - 7.99% 96
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Credit Card Rates

Product Rate APR View More
Small Business Cash Back Credit Card - 2.00%
Details Earn 2% unlimited cash back with every purchase. Credit limits from $500 to $30,000. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%
Platinum Credit Card - 8.90%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Rivermark Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.45%
Details As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.55%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rivermark Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rivermark Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rivermark Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rivermark Community Credit Union
Address 14405 Meyers Rd, Oregon City, OR 97045 8199
Phone 800-452-8502
Fax
President Tarun Gudz
CEO Jason Werts
Full-Time Employees 583
Part-Time Employees 2
Branch Locations 20
ATM Locations 21
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.55%
Return on Assets (ROA)
-0.2141%
Return on Equity (ROE)
-2.0522%
Non-Performing Loans Ratio (NPL)
2.16%
Total Assets
3,209,079,399
Total Amount of Shares and Deposits
2,830,458,109
Total Shares and Deposits < 1 Year
2,807,317,092
Total Shares and Deposits 1 3 Years
20,044,405
Total Shares and Deposits > 3 Years
3,096,612
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
280,103,651
Total Uninsured Shares and Deposits > $250K (F+J)
280,108,693
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,550,349,416
Total Interest Expense (Sum of items 6 8)
34,849,125
Share Certificates
15,811
Number of Accounts for Share Drafts
137,076
IRA KEOGH Accounts
2,279
Number of Accounts for Regular Shares
241,224
Non Member Deposits
2
Money Market Shares
13,362
Net Income (unless the amount is already included in Undivided Earnings)
-6,870,252
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
362,028,841
Total Liabilities
2,902,283,384
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Rivermark Community Credit Union

Is Rivermark Community Credit Union a safe place to deposit money?

Yes, Rivermark Community Credit Union is considered a safe financial institution. With a Texas Ratio of 13.553941091944%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Rivermark Community Credit Union operate?

Rivermark Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rivermark Community Credit Union?

Yes, to access services at Rivermark Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rivermark Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rivermark Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rivermark Community Credit Union offer online and mobile banking?

Most modern institutions like Rivermark Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rivermarkcu.org.

Current Rivermark Community Credit Union Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.